Track & Policy DownloadLogin

SBI Own Damage Bike Insurance

Name: SBI Standalone Own Damage Bike Insurance Policy, Renewal, Coverage
Brand: SBI General
Rating: 5.0 (109 reviews)

Key Features:

No Inspection Needed
Immediate Policy Issurance
No Paper work

Calculate Your Bike Insurance Price Online

Select your bike brand

Brand

Honda
Hero
TVS
Hero Honda
Bajaj

Which city is your bike registered in?

New Delhi
Bangalore
Mumbai
Chennai

City

When did you buy your bike?

Year

Disclaimer: Actual Premium might vary basis your location, age and number of members

SBI Standalone Own-Damage Bike Insurance Policy

Driving a bike or a scooter comes with certain risks and this can be a source of anxiety for you and your family members. You can negate some of the risks of the road by purchasing insurance for your two-wheeler. It will give you and your two-wheeler a layer of protection by giving compensation for the cost of damages in the event of a mishap of some sort. Moreover, if you purchase an own-damage cover it will take care of own-damage costs for many possible circumstances including the damage caused due to a road accident, case of vandalism, theft, natural or manmade calamity or fires. If purchased alongside the compulsory third party insurance the plan is sure to provide all-round protection for the insurance holder in times of crisis. Additionally, you can also purchase add-on covers which will further enhance your standard policy’s coverage.

Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance

Basis	SBI Third Party Insurance	SBI Standalone Own-Damage Insurance	SBI Comprehensive Insurance
Coverage	SBI’s third party insurance for two-wheelers will provide the policyholder with compensation for third party liabilities in case of a mishap including the cost of property damage, bodily injuries and death. They offer up to Rs 1Lakh for property damage.	SBI’s standalone own damage insurance for two-wheelers will provide the policyholder with compensation for own damage costs under several different possible circumstances such as cases of theft, road accidents and vandalism to name a few.	SBI’s comprehensive insurance plan for two-wheelers will provide the policyholder with compensation for both own damage costs and third party liabilities in the event of a mishap under a single premium. Insurance holders can also opt for a personal accident cover with it.
Add-ons	SBI General Insurance does not offer its policyholders add-on covers with third party insurance.	SBI General Insurance offers several add-on covers with standalone own-damage covers.	SBI General Insurance offers several add-on covers with comprehensive insurance plans.
Cost	SBI third party two-wheeler insurance covers are the least expensive but offer the most basic and compulsory coverage to the insurance holder.	SBI standalone own damage two-wheeler insurance covers are more expensive than third party insurance covers as they offer better coverage to the insurance holder.	SBI comprehensive two-wheeler insurance plans are more expensive than third party or standalone own-damage cover because they take care of both aspects under a single premium.

What is Covered Under an SBI Standalone Own-Damage Policy?

Following are the aspects that are covered under an SBI standalone own-damage two-wheeler insurance policy:

Accidents that occur on the road and damage the two-wheeler.
If the two-wheeler catches on fire or there is an explosion of some sort.
If there is a case of total loss or a stolen two-wheeler cannot be traced.
Natural or manmade disasters that damage the two-wheeler.

What is Not Covered Under an SBI Standalone Own-Damage Policy?

Following are the aspects that are not covered under an SBI standalone own-damage two-wheeler insurance policy:

Some form of mechanical or electrical failure that causes the two-wheeler to break down.
Illegal driving or misuse of the two-wheeler that leads to an unfortunate event.
Depreciation, i.e., the lowering value of the two-wheeler due to natural wear and tear.
An unfortunate incident that occurs outside India.

Benefits of SBI Standalone Own-Damage Policy

Following are the benefits of purchasing an Oriental Two-Wheeler Insurance Policy:

It will take care of your own damage costs in the event of a mishap in many different circumstances.
As a reward for safe driving the insurance provider will give you no Claim Bonus for every claim-free year.
You can purchase add-on covers that can further strengthen the coverage of your existing insurance policy.

How To Purchase an SBI Standalone Own-Damage Policy?

Following are the steps you need to take to purchase an SBI Two-Wheeler Insurance Policy:

Step 1: Go to the InsuranceDekho website and then select the two-wheeler insurance option.

Step 2: Next you need to enter your two-wheeler’s registration number. If you do not have the registration number of the two-wheeler, however, you can enter its make, model and registration year instead.

Step 3: After this provide your personal details, i.e., your name and contact number in the given section. Once done select the ‘Submit and Get Quotes’ button.

Step 4: The quotes will be visible on your screen. All you need to do is select the one offered by SBI General Insurance and also select any add-on covers you would like to purchase with it.

Step 5: Once you pay for your SBI two-wheeler insurance policy and the policy document will be sent to your registered email ID.

Explore SBI Bike Insurance

Must Read Articles before buying SBI Bike Insurance

All You Need to Know About SBI Two-Wheeler Insurance
Read the article to know about the benefits, coverage and exclusions offered under the SBI Two-wheeler insurance plan.
By InsuranceDekho25 Jun 2021

SBI Bike Insurance User Reviews

5.0

Rating based on

109 User reviews

Write your review

What users are saying

All
Own Damage
Most Helpful
Comprehensive
Zero Depreciation
Third Party
Renewal
Cashless Garages
Price
Premium
Policy Download
Customer Care
Claim
Add On

Great Experience
My experience with InsuranceDekho has been great so far. Last week only I was able to get my claim settled with their help. I used it to cover for the expenses of my bike’s brakes replacement from my SBI bike insurance policy.
Read More
V
By Vivek Raj
On: June 18, 2024
Amazing Customer Support
I had to renew my SBI bike insurance and was unable to understand some things mentioned in the documents. So, I took InsuranceDekho’s help, who were very helpful. They explained me everything required to renew my policy. I’m grateful for their support and guidance.
Read More
M
By Megha Sinha
On: June 17, 2024
Convenient Access Nationwide
I have been relying on Insurancedekho for my bike insurance needs. I bought SBI Bike Insurance, their customer support has been super helpful and their handling of claims has been awesome. Kudos to the team for their excellent service!
Read More
C
By Christina Castelino
On: June 4, 2024
Supportive team
Just got my SBI General two-wheeler insurance through InsuranceDekho, and their team was amazing! They guided me through everything and gave great suggestions. Really happy with their service!
Read More
S
By Sonam Mehta
On: April 12, 2024
Super easy site
Nice experience tried for the first time but better than the insurance the vehicle showrooms gives us. happy with the interface they made for the user and easy to use site.
Read More
S
TVS NTORQ 125 Indore
By SATISH SADASHIV SHIGVAN
On: June 4, 2022
Blazing Fast
The ease of selecting the policy of your choice from various insurers along with the list of prices available was fantastic. Helped me buy my first insurance policy in no time. Looking forward for a good experience in future with INSURANCE DEKHO.
Read More
K
Hero Maestro Moga
By KUSHAL GARG
On: May 19, 2022
good job guys
great experience and fast outputs in terms of high end bikes too, very rare to find such good value policy in such a price.
Read More
R
Harley-Davidson Harley Davidson Street 750 Kolkata
By RAGHAV RANDAR
On: May 9, 2022
good serves
best insurence company good servis
Read More
M
Bajaj CT100 Bangalore
By MONAPPA
On: April 19, 2022
Super Service
Hasle free system devised by the Service provider, M/s Insurance Dekho rendered my renewal policy smooth and Effective I am very much thankful to team Insurance Dekho for making things so simple and fast.
Read More
J
Honda CB Unicorn 150 Bangalore
By JAYARAM H
On: April 8, 2022
Good interface and sync with s...
Very smooth and seamless experience. Not much time taken. All the information was captured and details of premium was also provide very nice.
Read More
D
TVS Jupiter Thane
By DOMINIC BRAZIL FERNANDER
On: April 4, 2022
superb Experience
Clear, Transparent, Easy, Cost Effective with many options to select . No phone call verification instant policy delivery in whatsapp
Read More
H
Ather Energy Ather 450X Chennai
By HAYMANTH KUMAR
On: February 21, 2022
It was excellent
Experience was good, but it said booking done and i am yet to get the policy, Hopefully i should get in a day or two. This site is good.
Read More
A
Suzuki Access 125 Bangalore
By AMITH KUMAR
On: January 7, 2022
Sbi general insurance
I searched many more for renew of my two wheeler insurance 2018 model facing including nil dip pa 15laks all types of applicable add on with amount 1975/- for one year
Read More
B
Yamaha Fascino Hyderabad
By B S AISHWARYA
On: January 2, 2022
Good place for buying bike ins...
I had a smooth bike insurance renewal experience. the website was easy to navigate and seems very user friendly which means less confusion while buying policy.
Read More
J
Honda Activa 6G Marthandam
By JOSHNA J U
On: October 30, 2021
Excellent and satisfaction
Experience was good and the way you dealing wa also satisfied.one more request is pls give a remainder message regarding the insurance date.
Read More
M
Honda CB Tiruppur
By MATHAN KUMAR R
On: October 10, 2021
Seamless insurance
Seamless experience and easy to find the right insurance company. Getting add on services and discounts online. Easy payment and printout option.
Read More
A
Suzuki Access 125 Kozhikode
By Abdul Rahiman P P
On: September 25, 2021
Happy with the experience
Very happy with the way things were shown on the webpage, clear and crisp details of every option available. Happy with all the options available as well.
Read More
A
Kawasaki Ninja 650 (2011-2020) Bangalore
By Avinash Rajagopal
On: September 20, 2021
Nice Service
I am so satisfied in this service. it so reliable and easy for buying in this website and there is no issues for buying in insurance
Read More
L
Hero Glamour Rayagada
By LOKANATH NAIK
On: September 7, 2021
good website
easy to use thank you very much easy to download also this is a very good website so you can easy to use this without any hasitite
Read More
R
Honda Activa Khowai
By RATANDEBNATH
On: September 5, 2021
Good service Good service Good...
Good service Good serviceGood serviceGood serviceGood serviceGood serviceGood serviceGood serviceGood serviceGood serviceGood serviceGood service
Read More
A
Honda Activa 125 New Delhi
By Amit
On: August 15, 2021
Best Quotes and rates
The insurance Quotes and very competitive and best, even if we compare the same with other insurance websites. I am very happy and high recommendation to all.
Read More
D
Yamaha Fazer New Delhi
By DEEWANSHU SHARMA
On: July 22, 2021
Price comparision
Good service, looking for 2 wheeler insurance renewal. got good quote. thanks ............................................................
Read More
S
Royal Enfield Himalayan Pune
By SIDDHARTH SHARMA
On: July 20, 2021
Fast ...
Good and reliable service
Read More
S
Yamaha FZ S FI (V 2.0) Sulur
By SRIRAM
On: June 12, 2021
Great deals
Amazing offers on car insurance. I found InsuranceDekho way better than other websites. I got the best value for my car. Thanks to the team.
Read More
A
TVS NTORQ 125 New Delhi
By ANKIT KAUSHIK
On: June 11, 2021
Easy way to insurance renewal
Very fine and hassle-free services. It took a matter of minutes and an instant renewal of my car. Very descriptive to compare and select from various insurance companies.
Read More
S
Yamaha Ray Z Coimbatore
By Selvakumar Venkatachalam
On: March 16, 2021
So easy to renew or buy Defini...
It was awesome, there was no mandatory need to register in site, create account, go office etc etc. Completely hassle free experience.
Read More
A
Bajaj Dominar 400 Mandya
By Ashis Kumar Lakra
On: March 2, 2021
Good policy and good two wheel...
Nice and good two wheeler insurance company and good luck with the following link to the following link to the following link to the following
Read More
V
Honda Shine ambikapur
By VIVEK KUMAR KUSHWAHA
On: February 12, 2021
Insurance for two wheeler
Ist time I tried from my mobile phone And how easily I successfully completed my payment also It's very nice,no need to any guidelines W can do it from our mobile phone.. I cannot praise with words. It's very easy to operate.
Read More
K
TVS Apache RTR 160 4V kathua
By KEWALSINGH RAJWAL
On: February 4, 2021
best policy comparer
hassle free experience. please go for it. don't go for any third party agents. chek your policy on insurancedekho.com. thank you once again to save time and visit to any office during this pandemic. and last but not in list go for best IDV value. so I have chosen sbi insurance.
Read More
T
Bajaj Avenger 220 kalyan
By TANMAY DAHITULE
On: January 31, 2021
Easy to navigate
The best experience in terms of booking insurance so far. Thank you and looking forward to continue to use the same site for my other vehicles.
Read More
R
TVS NTORQ 125 Bangalore
By Runi Raha
On: January 11, 2021

SBI Reviews

Why to buy from InsuranceDekho?

Instant policy^# within 5 mins
More than 50 lakhs happy customers
Claim Support available all 7 days of the week

SBI Bike Insurance Contact Details

For any assistance or query, call us on:

InsuranceDekho
7551196989Mon to Sun 10 AM to 7 PM
support@girnarinsurance.com
SBI Contact Details
1800-102-1111Toll-Free
customer.care@sbigeneral.in

Bike Insurance News

What is launch control: A guide for motorcycle and...
Learn what launch control is in motorcycles, how it helps ac...
By InsuranceDekho22 May 2025
Dry clutch vs. Wet clutch: How they work and which...
Understand how dry and wet clutches work, their pros and con...
By InsuranceDekho21 May 2025
What is traction control in a motorcycle, and why ...
Discover how motorcycle traction control works, how it preve...
By InsuranceDekho21 May 2025
USD Forks vs. Telescopic Forks: Which Is Best for ...
Compare USD forks and telescopic forks in terms of performan...
By InsuranceDekho16 May 2025
Telescopic Suspension in Motorcycle: How it Works ...
Understand how telescopic suspension works in motorcycles, i...
By InsuranceDekho16 May 2025