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Disclaimer: Actual Premium might vary basis your location, age and number of members

SBI Bike Insurance Add-On Covers

Add-on covers in bike insurance are additional benefits that can be purchased along with a standard bike insurance policy to extend coverage. You can select voluntarily add-on benefit(s) with a standalone own-damage bike insurance policy or a comprehensive bike insurance policy. As the add-on covers offer you wide coverage, they come at an extra premium. SBI General offers beneficial add-on covers that offer you complete coverage.

SBI - 2 Important Add-On Covers For Your Bike Insurance Policy

SBI General Insurance offers affordable add-on covers that are most popular and are commonly found with most bike insurance policies. Know more about them below:

1. Return to Invoice: If you buy this add-on cover along with your bike insurance policy, then the company covers you in case of a financial shortfall (if any) between the amount you receive under Section I of the policy and the purchase price of the vehicle as specified in the sales invoice. It also covers you for the first time registration charges in case of theft/total loss of the vehicle during the policy period.

2. Protection of NCB: Usually, the insurers do not count the No Claim Bonus in case of a claim. But if you own the add-on cover of protection of NCB, then you can retain the existing No Claim Bonus of the expiring policy at the time of policy renewal. Note that this add-on cover can be availed for only a single claim during the policy period.

You can choose the most suitable add-on cover as per your requirement and budget. However, it is not mandatory to buy add-on covers with a bike insurance policy. But buying it can offer you greater protection.

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SBI Bike Insurance User Reviews

5.0
Rating based on
109 User reviews
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What users are saying
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  • Great Experience

    My experience with InsuranceDekho has been great so far. Last week only I was able to get my claim settled with their help. I used it to cover for the expenses of my bike’s brakes replacement from my SBI bike insurance policy.

    Read More

    V
    By Vivek Raj
    On: June 18, 2024
  • Amazing Customer Support

    I had to renew my SBI bike insurance and was unable to understand some things mentioned in the documents. So, I took InsuranceDekho’s help, who were very helpful. They explained me everything required to renew my policy. I’m grateful for their support and guidance.

    Read More

    M
    By Megha Sinha
    On: June 17, 2024
  • Convenient Access Nationwide

    I have been relying on Insurancedekho for my bike insurance needs. I bought SBI Bike Insurance, their customer support has been super helpful and their handling of claims has been awesome. Kudos to the team for their excellent service!

    Read More

    C
    By Christina Castelino
    On: June 4, 2024
  • Supportive team

    Just got my SBI General two-wheeler insurance through InsuranceDekho, and their team was amazing! They guided me through everything and gave great suggestions. Really happy with their service!

    Read More

    S
    By Sonam Mehta
    On: April 12, 2024
  • Super easy site

    Nice experience tried for the first time but better than the insurance the vehicle showrooms gives us. happy with the interface they made for the user and easy to use site.

    Read More

    S
    TVS NTORQ 125 Indore
    By SATISH SADASHIV SHIGVAN
    On: June 4, 2022
  • Blazing Fast

    The ease of selecting the policy of your choice from various insurers along with the list of prices available was fantastic. Helped me buy my first insurance policy in no time. Looking forward for a good experience in future with INSURANCE DEKHO.

    Read More

    K
    Hero Maestro Moga
    By KUSHAL GARG
    On: May 19, 2022
  • good job guys

    great experience and fast outputs in terms of high end bikes too, very rare to find such good value policy in such a price.

    Read More

    R
    Harley-Davidson Harley Davidson Street 750 Kolkata
    By RAGHAV RANDAR
    On: May 9, 2022
  • good serves

    best insurence company good servis

    Read More

    M
    Bajaj CT100 Bangalore
    By MONAPPA
    On: April 19, 2022
  • Super Service

    Hasle free system devised by the Service provider, M/s Insurance Dekho rendered my renewal policy smooth and Effective I am very much thankful to team Insurance Dekho for making things so simple and fast.

    Read More

    J
    Honda CB Unicorn 150 Bangalore
    By JAYARAM H
    On: April 8, 2022
  • Good interface and sync with s...

    Very smooth and seamless experience. Not much time taken. All the information was captured and details of premium was also provide very nice.

    Read More

    D
    TVS Jupiter Thane
    By DOMINIC BRAZIL FERNANDER
    On: April 4, 2022
  • superb Experience

    Clear, Transparent, Easy, Cost Effective with many options to select . No phone call verification instant policy delivery in whatsapp

    Read More

    H
    Ather Energy Ather 450X Chennai
    By HAYMANTH KUMAR
    On: February 21, 2022
  • It was excellent

    Experience was good, but it said booking done and i am yet to get the policy, Hopefully i should get in a day or two. This site is good.

    Read More

    A
    Suzuki Access 125 Bangalore
    By AMITH KUMAR
    On: January 7, 2022
  • Sbi general insurance

    I searched many more for renew of my two wheeler insurance 2018 model facing including nil dip pa 15laks all types of applicable add on with amount 1975/- for one year

    Read More

    B
    Yamaha Fascino Hyderabad
    By B S AISHWARYA
    On: January 2, 2022
  • Good place for buying bike ins...

    I had a smooth bike insurance renewal experience. the website was easy to navigate and seems very user friendly which means less confusion while buying policy.

    Read More

    J
    Honda Activa 6G Marthandam
    By JOSHNA J U
    On: October 30, 2021
  • Excellent and satisfaction

    Experience was good and the way you dealing wa also satisfied.one more request is pls give a remainder message regarding the insurance date.

    Read More

    M
    Honda CB Tiruppur
    By MATHAN KUMAR R
    On: October 10, 2021
  • Seamless insurance

    Seamless experience and easy to find the right insurance company. Getting add on services and discounts online. Easy payment and printout option.

    Read More

    A
    Suzuki Access 125 Kozhikode
    By Abdul Rahiman P P
    On: September 25, 2021
  • Happy with the experience

    Very happy with the way things were shown on the webpage, clear and crisp details of every option available. Happy with all the options available as well.

    Read More

    A
    Kawasaki Ninja 650 (2011-2020) Bangalore
    By Avinash Rajagopal
    On: September 20, 2021
  • Nice Service

    I am so satisfied in this service. it so reliable and easy for buying in this website and there is no issues for buying in insurance

    Read More

    L
    Hero Glamour Rayagada
    By LOKANATH NAIK
    On: September 7, 2021
  • good website

    easy to use thank you very much easy to download also this is a very good website so you can easy to use this without any hasitite

    Read More

    R
    Honda Activa Khowai
    By RATANDEBNATH
    On: September 5, 2021
  • Good service Good service Good...

    Good service Good serviceGood serviceGood serviceGood serviceGood serviceGood serviceGood serviceGood serviceGood serviceGood serviceGood service

    Read More

    A
    Honda Activa 125 New Delhi
    By Amit
    On: August 15, 2021
  • Best Quotes and rates

    The insurance Quotes and very competitive and best, even if we compare the same with other insurance websites. I am very happy and high recommendation to all.

    Read More

    D
    Yamaha Fazer New Delhi
    By DEEWANSHU SHARMA
    On: July 22, 2021
  • Price comparision

    Good service, looking for 2 wheeler insurance renewal. got good quote. thanks ............................................................

    Read More

    S
    Royal Enfield Himalayan Pune
    By SIDDHARTH SHARMA
    On: July 20, 2021
  • Fast ...

    Good and reliable service

    Read More

    S
    Yamaha FZ S FI (V 2.0) Sulur
    By SRIRAM
    On: June 12, 2021
  • Great deals

    Amazing offers on car insurance. I found InsuranceDekho way better than other websites. I got the best value for my car. Thanks to the team.

    Read More

    A
    TVS NTORQ 125 New Delhi
    By ANKIT KAUSHIK
    On: June 11, 2021
  • Easy way to insurance renewal

    Very fine and hassle-free services. It took a matter of minutes and an instant renewal of my car. Very descriptive to compare and select from various insurance companies.

    Read More

    S
    Yamaha Ray Z Coimbatore
    By Selvakumar Venkatachalam
    On: March 16, 2021
  • So easy to renew or buy Defini...

    It was awesome, there was no mandatory need to register in site, create account, go office etc etc. Completely hassle free experience.

    Read More

    A
    Bajaj Dominar 400 Mandya
    By Ashis Kumar Lakra
    On: March 2, 2021
  • Good policy and good two wheel...

    Nice and good two wheeler insurance company and good luck with the following link to the following link to the following link to the following

    Read More

    V
    Honda Shine ambikapur
    By VIVEK KUMAR KUSHWAHA
    On: February 12, 2021
  • Insurance for two wheeler

    Ist time I tried from my mobile phone And how easily I successfully completed my payment also It's very nice,no need to any guidelines W can do it from our mobile phone.. I cannot praise with words. It's very easy to operate.

    Read More

    K
    TVS Apache RTR 160 4V kathua
    By KEWALSINGH RAJWAL
    On: February 4, 2021
  • best policy comparer

    hassle free experience. please go for it. don't go for any third party agents. chek your policy on insurancedekho.com. thank you once again to save time and visit to any office during this pandemic. and last but not in list go for best IDV value. so I have chosen sbi insurance.

    Read More

    T
    Bajaj Avenger 220 kalyan
    By TANMAY DAHITULE
    On: January 31, 2021
  • Easy to navigate

    The best experience in terms of booking insurance so far. Thank you and looking forward to continue to use the same site for my other vehicles.

    Read More

    R
    TVS NTORQ 125 Bangalore
    By Runi Raha
    On: January 11, 2021
SBI Reviews

SBI Bike Insurance Add-On Cover FAQs

  • How many add-on covers are offered by SBI General Insurance for bike insurance plans?

    The SBI General Insurance offers 2 add-on covers which you can include in your bike insurance plan such as Return to Invoice and Protection of NCB.

  • Is it compulsory to purchase an add-on cover to be included in bike insurance cover?

    No, it is not at all compulsory to include an add-on cover in your bike insurance policy and it is totally up to you to either opt for an add-on cover or to enjoy the insurance cover as it is.

  • When can I purchase the SBI bike insurance add-on covers?

    You can easily purchase the bike insurance add-on covers either at the time of SBI bike insurance policy purchase or during the bike insurance policy renewal process.

  • Will I have to pay for an additional premium to avail bike insurance add-on covers?

    Yes, you will be required to pay for a little extra premium amount to include an add-on cover in your bike insurance policy and use it to enhance the coverage of your insurance cover. The cost of the opted bike insurance add-on cover will be specified in the policy document or online purchase portal of the insurance company.

  • How many bike insurance add-on covers can I opt for at a time?

    There is no such limit on the number of add-on covers that you can purchase together to include in your bike insurance policy. Therefore, you can always opt for as many add-on covers as your wish to add in your insurance cover at a time.

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      #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.