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Everything You Need to Check in Two-Wheeler Insurance Document


Written by Sharad Bajaj

Updated Nov 05, 2020

Your two-wheeler insurance document is an important document which you should read carefully and check for errors before signing, and ensure that it is accurate.

It is definitely a sensible decision to purchase an insurance policy for your two-wheeler. Not only it helps you abide by the law, it provides you with a safety net in case of something going wrong, and thus offers great peace of mind. Your two-wheeler insurance document is an important document which you should read carefully and check for errors before signing, and ensure that it is accurate.

Things You Should Check in Your Two-Wheeler Insurance Document

Following are some of the things that you should check in your two-wheeler insurance document and be careful of:

1. Two-Wheeler Policy Number

Your policy number is perhaps the most important bit of information on your document. It is the first thing that will be asked of you when you raise a claim to your two-wheeler insurance company and thus it is important to keep a check of it. Your personal details and the details of your two-wheeler will be stored against it in the database of your insurance company.

2. Contact Details of Two-Wheeler Insurance Company

It is important to ensure that you are aware of the contact details of your insurance company, which would be mentioned in your insurance document. You can contact your insurance company in case of any enquiry and also importantly at the time of raising a claim.

3. Personal Details

Verify that all your personal details as mentioned on the insurance document are correct, including your contact number and address. This is crucial as the insurance company may utilise it to send some communications your way.

4. Vehicle Details

Furthermore, the details of your vehicle should be mentioned. Your insurance document will contain details such as the chassis number, registration number, engine number, which are important to verify to prevent any difficulties coming up in the future.

5. Two-Wheeler Insurance Premium

The premium charged by the insurance company for your policy shall be mentioned in the document. Make sure to check it to ensure that it is accurate and consistent with the premium that you are charged in case of any discrepancies.

6. Two-Wheeler Insurance Validity

Ensure that you are aware of the validity of your insurance and that the expiry date is known to you. This shall be mentioned in your insurance document. This is important as the policy must be renewed prior to the expiry date, and in case you do not do so you may lose out on your accumulated NCB (No Claim Bonus), and may have to pay a higher premium on your new policy.

7. Two-Wheeler Add-on Covers

If you have purchased any additional coverages or add-on covers along with your main policy, ensure that they are clearly mentioned in the policy.


Your insurance policy document is an extremely important piece of information which is crucial for you to keep safely. You should familiarise yourself with its components and make sure that the details presented in it are accurate and clear, otherwise you may face a problem at the time of raising a claim.

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Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.


Written by Sharad Bajaj

Sharad is an insurance industry veteran who has managed motor insurance products for over a decade. Read More

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