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Key Features:
  • Right Green Tick No Inspection Needed
  • Right Green Tick Immediate Policy Issurance

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Select your Two wheeler brand

  • Hero
  • Honda
  • TVS
  • Bajaj
  • Yamaha

Which city is your Two wheeler registered in?

  • Ahmedabad
  • Bangalore
  • Chandigarh
  • Chennai
  • Gurgaon

When did you buy your Two wheeler?

Overview

  • What are the unique features of two-wheeler insurance policies offered by Royal Sundaram General Insurance?

    The two-wheeler insurance policy from Royal Sundaram has some exquisite features that make it approachable by the customers. The features are the following:

    • Online policy- The policyholders can buy or renew their policy online.
    • Long term plans- The two-wheeler insurance policy offers a cover of 2 to 3 years.
    • Network garages- It provides cashless repair and replacement services at more than 3,300 network garages.
    • Quick claim settlement- It offers a hassle-free settlement of the claim.

  • How is the premium on my policy determined?

    Following are the factors that determine the premium paid by the policyholder for an insurance policy:

    • IDV (Insured Declared Value).
    • Place of registration.
    • Policy tenure.
    • Cubic capacity of the vehicle.
    • Age of the vehicle.

  • Why should I take two-wheeler insurance from Royal Sundaram?

    Royal Sundaram is one of the most reputed names in the insurance industry. You can take a policy with a coverage of 2 to 3 years from it. It featured an excellent claim settlement ratio of 92.66%. It claims to settle down the claim request within 10 working days. The customer support is available 24x7 to solve all your problems.

  • I do not have a luxury bike, should I take two-wheeler insurance?

    Life is uncertain and an accident will never knock before arriving. It is important to be prepared for an unfortunate event in advance. An insurance policy will cover you against various legal as well as financial liabilities arising out of those unforeseen events. No matter if you have a basic or a luxury bike being covered is important.

  • I want to seek details of bike insurance policy, whom should I contact?

    To seek any details about the insurance policy you can refer to your policy document or contact the customer support assistants by dialling the toll-free number 1860-425-0000. They are 24x7 available for the service.

Third Party

  • Why should I choose the Royal Sundaram third party bike insurance policy?

    The following advantages of Royal Sundaram third party bike insurance make it a suitable option for all:

    • Round the clock customer care service
    • Quick and easy purchase and renewal
    • Minimum paperwork

  • How can I get the Royal Sundaram third party bike insurance policy?

    You can get the Royal Sundaram easily in the following steps:

    • Visit the official website of Royal Sundaram bike insurance
    • Fill up the personal details
    • Click on the “third party” option

    You can also dial the number 022-50061082 for buying a new policy or call their toll-free number 1860-425-0000.

  • Does the Royal Sundaram third party bike insurance provide coverage for any damage caused to the insured’s bike?

    The Royal Sundaram third party bike insurance policy does not provide coverage for any damage or loss caused to the insured owner or bike. Own-damage cover is provided under comprehensive and standalone own-damage plans.

  • How can I contact the insurer in case of any third party injury?

    You can dial the toll-free number 1800-425-0000 or visit the website of Royal Sundaram bike insurance and fill up the ‘Get a call back’ section. The insurer should be informed immediately after the accident or mishap.

  • Can I extend the coverage of third party bike insurance?

    The coverage of Royal Sundaram third party bike insurance policy cannot be extended under any circumstances. For availing maximum coverage you can opt for the Royal Sundaram comprehensive bike insurance policy. You can transfer from the third party bike insurance to the comprehensive bike insurance in the middle of the tenure or at the time of renewal for availing the maximum coverage.

Comprehensive

  • What is the tenure for Royal Sundaram comprehensive bike insurance policy?

    The tenure for the Royal Sundaram comprehensive bike insurance is 3 years. It also offers a 5-year package policy which provides maximum coverage to the policyholders

  • What are the benefits of the long term comprehensive bike insurance policy of Royal Sundaram?

    There are many benefits of the long term comprehensive bike insurance policy which are:

    • You can pay the premium for all three years in one go
    • You can be free from the hassle of yearly renewal
    • One policy document is enough for the entire tenure.

  • What add-ons does the Royal Sundaram comprehensive bike insurance policy offer?

    The Royal Sundaram comprehensive bike insurance policy provides the following add-ons:

    • Personal accident cover to paid drivers
    • Personal accident cover for the hirer or pillion passengers
    • Electronic fittings
    • Legal liability to paid drivers
    • Legal liabilities to employees
    • Loss of accessories

  • How can I get the Royal Sundaram comprehensive bike insurance policy?

    For the Royal Sundaram comprehensive bike insurance policy follow the below-mentioned steps:

    • Visit the website of Royal Sundaram comprehensive bike insurance
    • For new bikes, click on the “Insurance for New Two-Wheeler
    • Fill in the details.

    You can also dial the following number for availing the royal Sundaram comprehensive bike insurance policy

    • Toll-free number- 1860-425-0000
    • New policy number- 022-50061082

  • What discounts can I get under the Royal Sundaram comprehensive bike insurance policies?

    You can get the below-mentioned discounts under the Royal Sundaram comprehensive bike insurance policy:

    • Voluntary Deductible
    • No Claim Bonus
    • Any Automobile Association membership
    • Anti-theft device installation

Zero Depreciation

  • Does Zero Depreciation provide cover for any damage outside the geographical zone?

    Zero Depreciation cover will provide coverage only in the geographical area and not for any incident occurred outside the area. The Royal Sundaram comprehensive bike insurance policy with or without the Zero Depreciation add-on has a pre-decided geographical limitation for each policyholder.

  • Do I have to renew the Zero Depreciation cover each time I renew my policy?

    Yes, you will have to renew the Zero Depreciation cover each time you renew your comprehensive policy. However, you can pay the complete premium of your policy along with the Zero Depreciation at the time of purchase. It will free you from the hassle of renewal.

  • Who should opt for the Zero Depreciation Cover?

    Any bike owner should opt for the Zero Depreciation add-on to avoid the depreciation charge and the expense of repairing or replacing bike parts. However, it is best suited for luxury bike owners and new drivers.

  • How can I add the Zero Depreciation cover to my policy?

    You can add the Zero Depreciation cover to your policy in the following ways

    • Visit their official website
    • Dial their toll-free number 1860 425 0000
    • Visit the nearest branch

    You can add this cover to your comprehensive bike insurance policy at the time of purchase, renewal or in the middle of the tenure.

  • Does the Zero Depreciation cover provide for plastic parts of bikes?

    Yes, the Zero Depreciation provides coverage for the plastic parts of the insured bike. The rate of depreciation for plastic parts without the Zero Depreciation charge is 50%. But with the Zero Depreciation cover, the charges become nil.

Claim

  • How to check claim status for my Royal Sundaram Bike insurance?

    You can check the claim status of your Royal Sundaram Bike insurance by calling on their toll-free number 1860-425-0000 and referring to the claim using the claim registration number.

  • What are the documents required from the Police Authority for registering a claim in case of theft?

    You need to provide F.I.R copy and Non-Traceable Report from the Police Authority for registering a claim in case of the theft of the insured’s bike.

  • How do I get the claim form?

    You can get the claim form of Royal Sundaram Bike Insurance in the following ways:

    • Download from their official website
    • Visit the nearest branch
    • Request a claim form from the surveyor

  • Can I register a claim if the accident has occurred beyond the city limit?

    Every policy has its predetermined geographical limit. If the accident has occurred within the geographical limit as stated in the Royal Sundaram Bike Insurance policy documents, you can surely register a claim even if the location is beyond the city limits.

  • How can I get in touch with the Emergency Assistant of Royal Sundaram General Insurance?

    You can get in touch with the Emergency Assistant of royal Sundaram by dialling 1860-425-0000.

Renewal

  • When do I need to initiate the renewal of Royal Sundaram bike insurance?

    You can initiate the renewal of Royal Sundaram bike insurance when you are nearing the expiry date of the existing policy. It is recommended to renew the policy before the expiry date as a penalty will be charged if caught without a valid policy. However, you may renew the policy within 90 days of the lapse of the previous policy.

  • What documents are required to renew the Royal Sundaram bike Insurance policy online?

    The renewal of Royal Sundaram bike insurance policy does not involve any paperwork. You just need to provide the policy number of your existing policy and the expiry date.

  • Can I add Electronic fittings cover to the renewed policy?

    Yes, you can add any add-on such as electronic fittings cover to your policy at the time of renewal.

  • How can I contact the insurer for renewal?

    You can contact Royal Sundaram General Insurance for renewal by calling the toll-free 1860-425-0000.

  • What is the benefit of No Claim Bonus?

    You can avail some discounts on the premium of the renewed policy if you have No Claim Bonus.

Premium Calculator

  • What is the purpose of using the bike insurance premium calculator?

    The bike insurance premium calculator is meant to assist you in finding the accurate premium amount for your bike insurance plan, find the right IDV of your bike, and choosing a reasonable insurance plan by making wiser decisions about a bike insurance policy.

  • What details do I need to own to use the premium calculator?

    You need to own details like make and model of your bike, RTO location of your bike, registration year of your bike, and so on, to find the right premium provided by the insurance companies for a bike insurance policy.

  • What are the factors that determine the premium of a bike insurance cover?

    There are many factors which affect the premium of a bike insurance plan like the City of Registration, No Claim Bonus (NCB), Insured Declared Value (IDV), Anti-Theft Devices, Engine’s Cubic Capacity, Age of the Owner, etc.

  • Where can I find the premium calculator to use it?

    You can find the best premium calculator to calculate the premium and IDV for your insurance policy at the official website of InsuranceDekho, i.e., www.insurancedekho.com.

  • Does the premium calculator compute the premium for old two-wheelers?

    Yes, the premium calculator is designed to get you the premium amount offered by different insurance companies for new as well as old or used two-wheeler vehicles.

Add On

  • Which add-on covers are available with Royal Sundaram bike insurance plans?

    The Royal Sundaram offers a bike insurance add-on cover which is known as Personal Accident Cover for Pillion Riders Cover.

  • Is it compulsory to opt for an add-on insurance cover in the bike insurance policy?

    No, to include an add-on cover in your bike insurance plan is not a compulsion, but an optional benefit that can be availed to expand the coverage of your insurance plan.

  • How much money should I pay to include add-on covers in my insurance plans?

    You can find different add-on plans at different prices. However, you need to pay for the add-on covers as per their costs specified in the policy document or online purchase portal of the insurance company.

  • When can I buy the Royal Sundaram bike insurance add-on covers?

    You can buy the bike insurance add-on covers either at the time of bike insurance policy purchase or during the bike insurance policy renewal procedure.

  • How many add-on covers can I include in my bike insurance plan at a time?

    There is no limit to include add-on covers in your bike insurance plan which means that any number of add-on covers can be added to the insurance cover at a time that you can select on the basis of your budget and needs.

Policy Download

  • How can I download my Royal Sundaram bike insurance policy?

    You can download your policy by logging into your account on the InsuranceDekho website, where you purchased the policy. Navigate to your policy list, select your Royal Sundaram policy, and download it directly.

  • Is the downloaded Royal Sundaram bike insurance policy legally valid?

    Yes, the downloaded copy of your Royal Sundaram bike insurance policy is a legally valid document and can be used for all official purposes.

  • Do I need to create an account on InsuranceDekho to download my policy?

    Yes, if you have not already registered, you will need to create an account using your policy number or personal details to access and download your policy.

  • Can I download my bike insurance policy immediately after purchasing it online?

    Yes, once your purchase is confirmed and processed, your Royal Sundaram bike insurance policy should be available for immediate download on InsuranceDekho.

  • What details do I need for logging in to download my policy?

    Typically, you need your policy number or registered email/phone number and password to log in and download your policy.

  • What should I do if I forget my login details for InsuranceDekho?

    Use the 'Forgot Password' feature to reset your password, or contact InsuranceDekho’s customer support for further assistance.

  • Is there a mobile app for InsuranceDekho to download my policy?

    If InsuranceDekho offers a mobile app, you can use it to log in and download your Royal Sundaram bike insurance policy. Check the App Store or Google Play Store for availability.

  • How do I know if my Royal Sundaram bike insurance policy is still active?

    The status of your policy, including its validity period, will be mentioned in the downloaded policy document. You can also check the status via the InsuranceDekho website or app.

  • Can I get a duplicate copy of my bike insurance policy if I lose the original?

    Yes, you can download multiple copies of your policy document from the InsuranceDekho website if you lose the original.

  • Who can I contact if I face issues downloading my policy from InsuranceDekho?

    If you encounter any issues while downloading your policy, contact InsuranceDekho’s customer support through their helpline number or email for assistance.

Must Read Articles before buying Royal Sundaram Bike Insurance

Royal Sundaram Bike Insurance User Reviews

Write your review
What users are saying
  • All
  • Most Helpful
  • Comprehensive
  • Zero Depreciation
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Policy Download
  • Customer Care
  • Claim
  • Add On
  • Exceptional Service & Team Sup...

    I recently purchased Royal Sundaram Bike Insurance and I received exceptional customer support from the Insurancedekho team. I recommend everyone to purchase from them.

    V
    By Vaishnavi bajaj
    On: March 5, 2024
  • Transparent Claim Settlement

    The transparency in InsuranceDekho's claim settlement is commendable. I always knew what was happening with my claim of the Royal Sundaram Bike Insurance Policy for my Suzuki bike, and the communication from their team was clear and concise.

    A
    By Ankit Lokhande
    On: November 24, 2023
  • Customizable Comprehensive Cov...

    InsuranceDekho's comprehensive coverage that comes with the Royal Sundaram Bike Insurance Policy is highly customizable. It gives me the freedom to choose the level of protection I need for my Triumph bike.

    S
    By Shivam Bhardwaj
    On: September 27, 2023
  • Prompt Customer Support

    I had a few questions about the terms of my third-party car insurance for my BMW bike, and I reached out to InsuranceDekho's customer support. To my surprise, they were incredibly responsive and provided clear explanations for all my queries about the Royal Sundaram Bike Insurance Policy. It's reassuring to know that help is just a phone call away.

    A
    By Amit Khurana
    On: September 25, 2023
  • User-Friendly Cashless Garage ...

    Happy to have secured my Jawa bike under the Royal Sundaram Bike Insurance Policy. InsuranceDekho's online tool for finding cashless garages is user-friendly and efficient. It helped me quickly locate a garage nearby when I needed it the most.

    P
    By Pratuskh Thankur
    On: September 21, 2023
  • Transparent Terms and Conditio...

    I appreciate the transparency of InsuranceDekho's own damage policy terms and conditions for the Royal Sundaram Bike Insurance Policy. It's easy to understand what's covered for my Triumph bike.

    G
    By Gurpreet Sandhu
    On: September 14, 2023
  • Prompt Renewal Support

    Whenever I have questions about the renewal of my Royal Sundaram Bike Insurance Policy, InsuranceDekho's support team is prompt in providing assistance. Their guidance ensures a smooth and worry-free renewal experience for my BMW bike.

    By Balbir Singh
    On: September 12, 2023
  • Excellent Coverage

    With InsuranceDekho's comprehensive coverage, I get excellent protection for both own damage and third-party liability with the Royal Sundaram Bike Insurance Policy. It's a well-rounded policy and totally perfect for my Hero bike.

    K
    By Kunal Kumar
    On: September 8, 2023
  • Expertise and Professionalism

    The mechanics at InsuranceDekho's Cashless Garages demonstrate exceptional expertise and professionalism. Their attention to detail and commitment to customer satisfaction are truly commendable. I am glad that I bought this added benefit along with the Royal Sundaram Bike Insurance Policy to safeguard my BMW bike.

    V
    By Vasydev Kukreja
    On: September 4, 2023
  • Reliable Partner for Car Prote...

    InsuranceDekho has proven to be a reliable partner in protecting my Aprilia bike. Their own damage insurance which I added to my Royal Sundaram Bike Insurance Policy offers the coverage I need.

    M
    By Manish Kadakia
    On: August 28, 2023
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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.