Bike insurance starting from Rs.482/year*
  • Save upto 75%*
    Lowest Bike Premiums
  • 11.5 Lakh+
    Happy Customers
  • Claim Support
    7 days a week

*TP price for less than 75cc two wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

Royal Sundaram Bike Insurance FAQs

Royal Sundaram Bike Insurance

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Highlights
  • Pioneer of bancassurance in India
  • 94.96% Claim Settlement Ratio as per the FY 2018
  • 24*7 Emergency Assistance
  • Coverage of up to 15 lakhs in accidental cases
  • More than 3300 network garages

Overview

  • What are the unique features of two wheeler insurance policies offered by Royal Sundaram General Insurance?

    The two wheeler insurance policy from Royal Sundaram has some exquisite features that make it approachable by the customers. The features are the following:

    • Online policy- The policyholders can buy or renew their policy online.
    • Long term plans- The two wheeler insurance policy offers a cover of 2 to 3 years.
    • Network garages- It provides cashless repair and replacement services at more than 3,300 network garages.
    • Quick claim settlement- It offers a hassle-free settlement of the claim.

  • How is the premium on my policy determined?

    Following are the factors that determine the premium paid by the policyholder for an insurance policy:

    • IDV (Insured Declared Value).
    • Place of registration.
    • Policy tenure.
    • Cubic capacity of the vehicle.
    • Age of the vehicle.

  • Why should I take two wheeler insurance from Royal Sundaram?

    Royal Sundaram is one of the most reputed names in the insurance industry. You can take a policy with a coverage of 2 to 3 years from it. It featured an excellent claim settlement ratio of 94.96%. It claims to settle down the claim request within 10 working days. The customer support is available 24*7 to solve all your problems.

  • I do not have a luxury bike, should I take two wheeler insurance?

    Life is uncertain and an accident will never knock before arriving. It is important to be prepared for an unfortunate event in advance. An insurance policy will cover you against various legal as well as financial liabilities arising out of those unforeseen events. No matter if you have a basic or a luxury bike being covered is important.

  • I want to seek details of bike insurance policy, whom should I contact?

    To seek any details about the insurance policy you can refer to your policy document or contact the customer support assistants by dialing the toll-free number 1860 425 0000. They are 24*7 available for the service.

User Reviews

    Third Party

    • Why should I choose the Royal Sundaram third party bike insurance policy?

      The following advantages of Royal Sundaram third party bike insurance make it a suitable option for all

      • Round the clock customer care service
      • Quick and easy purchase and renewal
      • Minimum paperwork

    • How can I get the Royal Sundaram third party bike insurance policy?

      You can get the Royal Sundaram easily in the following steps

      • Visit the official website of Royal Sundaram bike insurance
      • Fill up the personal details
      • Click on the “third party” option

      You can also dial the number 022-50061082 for buying a new policy or call their toll-free number 1860 425 0000.

    • Does the Royal Sundaram third party bike insurance provide coverage for any damage caused to the insured’s bike?

      The Royal Sundaram third party bike insurance policy does not provide coverage for any damage or loss caused to the insured owner or bike. Own-damage cover is provided under comprehensive and standalone own-damage plans.

    • How can I contact the insurer in case of any third party injury?

      You can dial the toll-free number 1800 425 0000 or visit the website of Royal Sundaram bike insurance and fill up the ‘Get a call back’ section. The insurer should be informed immediately after the accident or mishap.

    • Can I extend the coverage of third party bike insurance?

      The coverage of Royal Sundaram third party bike insurance policy cannot be extended under any circumstances. For availing maximum coverage you can opt for the Royal Sundaram comprehensive bike insurance policy. You can transfer from the third party bike insurance to the comprehensive bike insurance in the middle of the tenure or at the time of renewal for availing the maximum coverage.

    Comprehensive

    • What is the tenure for Royal Sundaram comprehensive bike insurance policy?

      The tenure for the Royal Sundaram comprehensive bike insurance is 3 years. It also offers a 5-year package policy which provides maximum coverage to the policyholders

    • What are the benefits of the long term comprehensive bike insurance policy of Royal Sundaram?

      There are many benefits of the long term comprehensive bike insurance policy which are

      • You can pay the premium for all three years in one go
      • You can be free from the hassle of yearly renewal
      • One policy document is enough for the entire tenure

    • What add-ons does the Royal Sundaram comprehensive bike insurance policy offer?

      he Royal Sundaram comprehensive bike insurance policy provides the following add-ons.

      • Personal accident cover to paid drivers
      • Personal accident cover for the hirer or pillion passengers
      • Electronic fittings
      • Legal liability to paid drivers
      • Legal liabilities to employees
      • Loss of accessories

    • How can I get the Royal Sundaram comprehensive bike insurance policy?

      For the Royal Sundaram comprehensive bike insurance policy follow the below-mentioned steps.

      • Visit the website of Royal Sundaram comprehensive bike insurance
      • For new bikes, click on the “Insurance for New Two Wheeler
      • Fill in the details.

      You can also dial the following number for availing the royal Sundaram comprehensive bike insurance policy

      • Toll-free number- 1860 425 0000
      • New policy number- 022-50061082

    • What discounts can I get under the Royal Sundaram comprehensive bike insurance policies?

      You can get the below-mentioned discounts under the Royal Sundaram comprehensive bike insurance policy.

      • Voluntary Deductible
      • No Claim Bonus
      • Any Automobile Association membership
      • Anti-theft device installation

    Zero Depreciation

    • Does Zero Depreciation provide cover for any damage outside the geographical zone?

      Zero Depreciation cover will provide coverage only in the geographical area and not for any incident occurred outside the area. The Royal Sundaram comprehensive bike insurance policy with or without the Zero Depreciation add-on has a pre-decided geographical limitation for each policyholder.

    • Do I have to renew the Zero Depreciation cover each time I renew my policy?

      Yes, you will have to renew the Zero Depreciation cover each time you renew your comprehensive policy. However, you can pay the complete premium of your policy along with the Zero Depreciation at the time of purchase. It will free you from the hassle of renewal.

    • Who should opt for the Zero Depreciation Cover?

      Any bike owner should opt for the Zero Depreciation add-on to avoid the depreciation charge and the expense of repairing or replacing bike parts. However, it is best suited for luxury bike owners and new drivers.

    • How can I add the Zero Depreciation cover to my policy?

      You can add the Zero Depreciation cover to your policy in the following ways

      • Visit their official website
      • Dial their toll-free number 1860 425 0000
      • Visit the nearest branch

      You can add this cover to your comprehensive bike insurance policy at the time of purchase, renewal or in the middle of the tenure.

    • Does the Zero Depreciation cover provide for plastic parts of bikes?

      Yes, the Zero Depreciation provides coverage for the plastic parts of the insured bike. The rate of depreciation for plastic parts without the Zero Depreciation charge is 50%. But with the Zero Depreciation cover, the charges become nil.

    Claim

    • How to check claim status for my Royal Sundaram Bike insurance?

      You can check the claim status of your Royal Sundaram Bike insurance by calling on their toll-free number 1860 425 0000 and referring to the claim using the claim registration number.

    • What are the documents required from the Police Authority for registering a claim in case of theft?

      You need to provide F.I.R copy and Non-Traceable Report from the Police Authority for registering a claim in case of the theft of the insured’s bike.

    • How do I get the claim form?

      You can get the claim form of Royal Sundaram Bike Insurance in the following ways.

      • Download from their official website
      • Visit the nearest branch
      • Request a claim form from the surveyor

    • Can I register a claim if the accident has occurred beyond the city limit?

      Every policy has its predetermined geographical limit. If the accident has occurred within the geographical limit as stated in the Royal Sundaram Bike Insurance policy documents, you can surely register a claim even if the location is beyond the city limits.

    • How can I get in touch with the Emergency Assistant of Royal Sundaram General Insurance?

      You can get in touch with the Emergency Assistant of royal Sundaram by dialling 1860 425 0000.

    Renewal

    • When do I need to initiate the renewal of Royal Sundaram bike insurance?

      You can initiate the renewal of Royal Sundaram bike insurance when you are nearing the expiry date of the existing policy. It is recommended to renew the policy before the expiry date as a penalty will be charged if caught without a valid policy. However, you may renew the policy within 90 days of the lapse of the previous policy.

    • What documents are required to renew the Royal Sundaram bike Insurance policy online?

      The renewal of Royal Sundaram bike insurance policy does not involve any paperwork. You just need to provide the policy number of your existing policy and the expiry date.

    • Can I add Electronic fittings cover to the renewed policy?

      Yes, you can add any add-on such as electronic fittings cover to your policy at the time of renewal.

    • How can I contact the insurer for renewal?

      You can contact Royal Sundaram General Insurance for renewal by calling the toll-free 1860 425 0000.

    • What is the benefit of No Claim Bonus?

      You can avail some discounts on the premium of the renewed policy if you have No Claim Bonus.

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              #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.