Royal Sundaram Bike Insurance FAQs

The two-wheeler insurance policy from Royal Sundaram has some exquisite features that make it approachable by the customers. The features are the following:

• Online policy- The policyholders can buy or renew their policy online.
• Long term plans- The two-wheeler insurance policy offers a cover of 2 to 3 years.
• Network garages- It provides cashless repair and replacement services at more than 3,300 network garages.
• Quick claim settlement- It offers a hassle-free settlement of the claim.

Following are the factors that determine the premium paid by the policyholder for an insurance policy:

• IDV (Insured Declared Value).
• Place of registration.
• Policy tenure.
• Cubic capacity of the vehicle.
• Age of the vehicle.

Royal Sundaram is one of the most reputed names in the insurance industry. You can take a policy with a coverage of 2 to 3 years from it. It featured an excellent claim settlement ratio of 92.66%. It claims to settle down the claim request within 10 working days. The customer support is available 24x7 to solve all your problems.

Life is uncertain and an accident will never knock before arriving. It is important to be prepared for an unfortunate event in advance. An insurance policy will cover you against various legal as well as financial liabilities arising out of those unforeseen events. No matter if you have a basic or a luxury bike being covered is important.

To seek any details about the insurance policy you can refer to your policy document or contact the customer support assistants by dialling the toll-free number 1860-425-0000. They are 24x7 available for the service.

You can get the Royal Sundaram easily in the following steps:

• Visit the official website of Royal Sundaram bike insurance
• Fill up the personal details
• Click on the “third party” option

You can also dial the number 022-50061082 for buying a new policy or call their toll-free number 1860-425-0000.

The Royal Sundaram third party bike insurance policy does not provide coverage for any damage or loss caused to the insured owner or bike. Own-damage cover is provided under comprehensive and standalone own-damage plans.

You can dial the toll-free number 1800-425-0000 or visit the website of Royal Sundaram bike insurance and fill up the ‘Get a call back’ section. The insurer should be informed immediately after the accident or mishap.

The coverage of Royal Sundaram third party bike insurance policy cannot be extended under any circumstances. For availing maximum coverage you can opt for the Royal Sundaram comprehensive bike insurance policy. You can transfer from the third party bike insurance to the comprehensive bike insurance in the middle of the tenure or at the time of renewal for availing the maximum coverage.

There are many benefits of the long term comprehensive bike insurance policy which are:

• You can pay the premium for all three years in one go
• You can be free from the hassle of yearly renewal
• One policy document is enough for the entire tenure.

The Royal Sundaram comprehensive bike insurance policy provides the following add-ons:

• Personal accident cover to paid drivers
• Personal accident cover for the hirer or pillion passengers
• Electronic fittings
• Legal liability to paid drivers
• Legal liabilities to employees
• Loss of accessories

For the Royal Sundaram comprehensive bike insurance policy follow the below-mentioned steps:

• Visit the website of Royal Sundaram comprehensive bike insurance
• For new bikes, click on the “Insurance for New Two-Wheeler
• Fill in the details.

You can also dial the following number for availing the royal Sundaram comprehensive bike insurance policy

• Toll-free number- 1860-425-0000
• New policy number- 022-50061082

You can get the below-mentioned discounts under the Royal Sundaram comprehensive bike insurance policy:

• Voluntary Deductible
• No Claim Bonus
• Any Automobile Association membership
• Anti-theft device installation

Yes, you will have to renew the Zero Depreciation cover each time you renew your comprehensive policy. However, you can pay the complete premium of your policy along with the Zero Depreciation at the time of purchase. It will free you from the hassle of renewal.

Any bike owner should opt for the Zero Depreciation add-on to avoid the depreciation charge and the expense of repairing or replacing bike parts. However, it is best suited for luxury bike owners and new drivers.

You can add the Zero Depreciation cover to your policy in the following ways

• Visit their official website
• Dial their toll-free number 1860 425 0000
• Visit the nearest branch

You can add this cover to your comprehensive bike insurance policy at the time of purchase, renewal or in the middle of the tenure.

Yes, the Zero Depreciation provides coverage for the plastic parts of the insured bike. The rate of depreciation for plastic parts without the Zero Depreciation charge is 50%. But with the Zero Depreciation cover, the charges become nil.

You need to provide F.I.R copy and Non-Traceable Report from the Police Authority for registering a claim in case of the theft of the insured’s bike.

You can get the claim form of Royal Sundaram Bike Insurance in the following ways:

• Download from their official website
• Visit the nearest branch
• Request a claim form from the surveyor

Every policy has its predetermined geographical limit. If the accident has occurred within the geographical limit as stated in the Royal Sundaram Bike Insurance policy documents, you can surely register a claim even if the location is beyond the city limits.

You can get in touch with the Emergency Assistant of royal Sundaram by dialling 1860-425-0000.

The renewal of Royal Sundaram bike insurance policy does not involve any paperwork. You just need to provide the policy number of your existing policy and the expiry date.

Yes, you can add any add-on such as electronic fittings cover to your policy at the time of renewal.

You can contact Royal Sundaram General Insurance for renewal by calling the toll-free 1860-425-0000.

You can avail some discounts on the premium of the renewed policy if you have No Claim Bonus.

The bike insurance premium calculator is meant to assist you in finding the accurate premium amount for your bike insurance plan, find the right IDV of your bike, and choosing a reasonable insurance plan by making wiser decisions about a bike insurance policy.

You need to own details like make and model of your bike, RTO location of your bike, registration year of your bike, and so on, to find the right premium provided by the insurance companies for a bike insurance policy.

There are many factors which affect the premium of a bike insurance plan like the City of Registration, No Claim Bonus (NCB), Insured Declared Value (IDV), Anti-Theft Devices, Engine’s Cubic Capacity, Age of the Owner, etc.

You can find the best premium calculator to calculate the premium and IDV for your insurance policy at the official website of InsuranceDekho, i.e., www.insurancedekho.com.

Yes, the premium calculator is designed to get you the premium amount offered by different insurance companies for new as well as old or used two-wheeler vehicles.

The Royal Sundaram offers a bike insurance add-on cover which is known as Personal Accident Cover for Pillion Riders Cover.

No, to include an add-on cover in your bike insurance plan is not a compulsion, but an optional benefit that can be availed to expand the coverage of your insurance plan.

You can find different add-on plans at different prices. However, you need to pay for the add-on covers as per their costs specified in the policy document or online purchase portal of the insurance company.

You can buy the bike insurance add-on covers either at the time of bike insurance policy purchase or during the bike insurance policy renewal procedure.

There is no limit to include add-on covers in your bike insurance plan which means that any number of add-on covers can be added to the insurance cover at a time that you can select on the basis of your budget and needs.

Yes, once your purchase is confirmed and processed, your Royal Sundaram bike insurance policy should be available for immediate download on InsuranceDekho.

Typically, you need your policy number or registered email/phone number and password to log in and download your policy.

Use the 'Forgot Password' feature to reset your password, or contact InsuranceDekho’s customer support for further assistance.

If InsuranceDekho offers a mobile app, you can use it to log in and download your Royal Sundaram bike insurance policy. Check the App Store or Google Play Store for availability.

The status of your policy, including its validity period, will be mentioned in the downloaded policy document. You can also check the status via the InsuranceDekho website or app.

Yes, you can download multiple copies of your policy document from the InsuranceDekho website if you lose the original.

If you encounter any issues while downloading your policy, contact InsuranceDekho’s customer support through their helpline number or email for assistance.