Bike insurance starting from Rs.482/year*
  • Save upto 75%*
    Lowest Bike Premiums
  • 11.5 Lakh+
    Happy Customers
  • Claim Support
    7 days a week

*TP price for less than 75cc two wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

Royal Sundaram Two Wheeler Insurance Premium Calculator

Royal Sundaram Bike Insurance

148 reviews Rate This
Highlights
    Network Garages3300+
    Claim Settlement Ratio94.96%
    Emergency Assistance24/7

    Royal Sundaram Two Wheeler Insurance Premium Calculator

    What is a Bike Insurance Premium Calculator?

    A bike insurance premium calculator is an online tool, which is designed to assist you to find the right premium for Royal Sundaram bike insurance policy. The digital instrument takes a few details to display the correct premium amount which includes make, model and variant of your bike, registration year of your bike, RTO location of your bike, etc. Entering these particulars of your bike, the insurance calculator comes up with the right premium amount for your bike insurance plan.

    How to Use a Bike Insurance Premium Calculator?

    Step 1: Select the Make, Model, Variant and Fuel Type of your bike.

    Step 2: Select the City of Registration and Year of Purchase of your bike.

    Step 3: Tell us as if you have made any claim in the previous policy term.

    Step 4: Click on the ‘Calculate’ button and get the right IDV and premium for your bike insurance policy.

    Benefits of Bike Insurance Premium Calculator

    1. Right Insured Declared Value (IDV) – The premium calculator based on the make, model and fuel type, registration year etc., of your bike helps you find the right IDV. It is the prevailing market value of your bike and with its information, you can make the claim request for the right amount in case of theft or total loss of your bike.
    2. Correct Amount of Premium – Calculating the right amount of premium for your bike insurance plan is the main aim of this calculator. With the bike insurance policy quotes offered by different insurance providers, you can easily compare and select the most suitable plan for your bike as per your budget and requirements.
    3. Eases the Decision Making Process – The premium calculator tool gives you complete knowledge of the right premium amount and IDV provided by various insurance companies for your bike. This helps you make informed and right decisions related to your bike insurance policy after comparing the quotes thoroughly.
    4. Assistance in Selecting Economical Plans – With the assistance of a premium calculator, you can easily get to know the premium costs offered by different insurance providers for your bike. The complete data of policy quotes allows you to compare and choose the most value for money bike insurance deal.

    Third Party Bike Insurance Premium Rates

    Engine Capacity

    Premium To Buy A New Policy (5-Year Plan)

    Premium To Renew Existing Policy (1-Year Plan)

    Not exceeding 75 cc

    Rs. 1,045

    Rs. 482

    Exceeding 75 cc but not exceeding 150 cc

    Rs. 3,285

    Rs. 752

    Exceeding 150 cc but not exceeding 350 cc

    Rs. 5,453

    Rs. 1,193

    Exceeding 350 cc

    Rs. 13,034

    Rs. 2,323

    (Source: Insurance Regulatory and Development Authority of India (IRDAI))

    Premium for Comprehensive and Standalone Own-Damage Bike Insurance Plans

    The premium amount for standalone own-damage and comprehensive bike insurance plans depends on diverse factors that comprise make, model, and the variant of your bike, fuel type, RTO location, cubic capacity, etc. These are some particulars of your bike entering which in the premium calculator can get you the right amount of premium for your bike insurance policy. Below are the salient factors which influence the premium of your bike insurance plan:

    Factors Affecting Bike Insurance Premium

    1. City of Registration – The RTO locations in India are divided as Tier 1, 2 and 3 based on the density of traffic that impacts the accident rate. So, bike insurance premiums of Tier 1 cities are higher than Tier 2 and Tier 3 cities.
    2. Insured Declared Value (IDV) – The IDV is the current market value of a bike and the amount that a policyholder is eligible to get as a claim against the theft or total loss of the bike. Hence, for bikes with high IDV, more premium has to be paid.
    3. No Claim Bonus (NCB) – The NCB is a discount on the premium amount provided by insurers to its policyholder for making no claim. It accumulates from 20% to 50% with every claim-free year. So, the NCB affects the premium cost by reducing it.
    4. Anti-Theft Devices – Many bike owners install anti-theft devices in their bikes to enhance its safety. The security system curbs the risk for insurers too due to which they charge a lesser premium from persons who have got such devices installed in their bikes.
    5. Age of the Rider – With age and experience, the driving skills of people get better. On this note and track records, the insurance providers offer bike insurance plans to older people on lower prices as the older people tend to drive more sensibly.



    Rating of Royal Sundaram
    5.0
    Based on
    148 User reviews

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    When did you buy your bike?
    20042019
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    Royal Sundaram Bike Insurance User Reviews

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    What users are saying
    • All
    • Most Helpful
    • Affordable rates for policies

      It was a pleasure to visit InsuranceDekho for my bike insurance needs. They showed me so many affordable polic...

      Read More
      D
      By Debika Dalal
      On: October 30, 2020
    • Useful suggestions offered

      Thanks to InsuranceDekho for their useful suggestions. They helped me when I was struggling to decide on the r...

      Read More
      U
      By Uttam Samajhdar
      On: October 29, 2020
    • Paperless Insurance Policy

      With InsuranceDekho, one does not need to worry about paperwork. Their procedures are paperless. This helped m...

      Read More
      P
      By Pranav Singh
      On: October 28, 2020
    • No paperwork required

      The best feature of InsuranceDekho is their paperless policy. All I had to do was provide a few details and ch...

      Read More
      A
      By Arunima Sanyal
      On: October 27, 2020
    • Renew policy smoothly

      Renewal of the Royal Sundaram bike insurance that I got for my Suzuki Hayate was made easy on InsuranceDekho. ...

      Read More
      S
      By Subhodip Banerjee
      On: October 23, 2020
    • Pocket-friendly options

      I wanted to buy budget-friendly insurance for my Royal Enfield Bullet 350. I checked out InsuranceDekho. It pr...

      Read More
      B
      By Basu Poddar
      On: October 22, 2020
    • Instant payment method

      The payment procedure on InsuranceDekho is very quick. When I purchased the Royal Sundaram policy for my Royal...

      Read More
      A
      By Anish Gurung
      On: October 21, 2020
    • Policy in an instant

      With the help of InsuranceDekho, I got the Royal Sundaram bike insurance for my Kawasaki Eliminator. It took m...

      Read More
      G
      By Gourab Roy
      On: October 20, 2020
    • Got the right Insurance

      InsuranceDekho helped me to get the perfect insurance policy from Royal Sundaram for my Mahindra Centuro. I go...

      Read More
      A
      By Aradhya Mandal
      On: October 19, 2020
    • Quotes in a single click

      On InsuranceDekho all you need to get quotes from various insurers is one click. When I first visited the webs...

      Read More
      A
      By Achira Nayek
      On: October 16, 2020
    • Affordable rates for policies

      It was a pleasure to visit InsuranceDekho for my bike insurance needs. They showed me so many affordable polic...

      Read More
      D
      By Debika Dalal
      On: October 30, 2020
    • Useful suggestions offered

      Thanks to InsuranceDekho for their useful suggestions. They helped me when I was struggling to decide on the r...

      Read More
      U
      By Uttam Samajhdar
      On: October 29, 2020
    • Paperless Insurance Policy

      With InsuranceDekho, one does not need to worry about paperwork. Their procedures are paperless. This helped m...

      Read More
      P
      By Pranav Singh
      On: October 28, 2020
    • No paperwork required

      The best feature of InsuranceDekho is their paperless policy. All I had to do was provide a few details and ch...

      Read More
      A
      By Arunima Sanyal
      On: October 27, 2020
    • Renew policy smoothly

      Renewal of the Royal Sundaram bike insurance that I got for my Suzuki Hayate was made easy on InsuranceDekho. ...

      Read More
      S
      By Subhodip Banerjee
      On: October 23, 2020
    • Pocket-friendly options

      I wanted to buy budget-friendly insurance for my Royal Enfield Bullet 350. I checked out InsuranceDekho. It pr...

      Read More
      B
      By Basu Poddar
      On: October 22, 2020
    • Instant payment method

      The payment procedure on InsuranceDekho is very quick. When I purchased the Royal Sundaram policy for my Royal...

      Read More
      A
      By Anish Gurung
      On: October 21, 2020
    • Policy in an instant

      With the help of InsuranceDekho, I got the Royal Sundaram bike insurance for my Kawasaki Eliminator. It took m...

      Read More
      G
      By Gourab Roy
      On: October 20, 2020
    • Got the right Insurance

      InsuranceDekho helped me to get the perfect insurance policy from Royal Sundaram for my Mahindra Centuro. I go...

      Read More
      A
      By Aradhya Mandal
      On: October 19, 2020
    • Quotes in a single click

      On InsuranceDekho all you need to get quotes from various insurers is one click. When I first visited the webs...

      Read More
      A
      By Achira Nayek
      On: October 16, 2020

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    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.