Bike insurance starting from Rs.482/year*
  • Save upto 75%*
    Lowest Bike Premiums
  • 11.5 Lakh+
    Happy Customers
  • Claim Support
    7 days a week

*TP price for less than 75cc two wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

Liberty Two Wheeler Insurance Premium Calculator

Liberty Bike Insurance

144 reviews Rate This
    Network Garages900+
    Claim Settlement Ratio87.96%

    Liberty Two Wheeler Insurance Premium Calculator

    What is a Bike Insurance Premium Calculator?

    Bike insurance premium calculator is an online tool that helps you know the premium with different insurers, compare quotes and choose the most suitable one for your bike. This dynamic tool is transparent in its calculations and tells you the right IDV as well so that you make an informed buying decision. You can use InsuranceDekho’s bike insurance premium calculator when purchasing a new bike insurance policy or renewing the previous one.

    How to Use a Bike Insurance Premium Calculator?

    You can use the bike insurance premium calculator at InsuranceDekho by following the steps given below:

    Step 1: Select the Make, Model, Variant, and Fuel Type of your bike.

    Step 2: Select the City of your bike registration. Select the year of purchase of your bike.

    Step 3: Answer the question ‘Have you made a claim in the previous year?’ by selecting yes or no.

    Step 4: Click on the ‘Calculate’ button and you will find the right IDV and premium for your bike insurance policy.

    Benefits of Bike Insurance Premium Calculator

    InsuranceDekho’s bike insurance premium calculator offers you the following benefits:

    1. Right Insured Declared Value (IDV): InsuranceDekho’s bike insurance premium calculator keeps you informed of the right Insured Declared Value of your bike considering various factors like its make, model, variant and fuel type. Knowing the right IDV is important as it determines the amount that you can claim from an insurance company in case of total loss or theft.
    2. Correct Premium: Bike insurance premium calculator keeps you informed of the correct premium that you will be charged if you buy a particular bike insurance policy.
    3. Helps You Decide: With a bike insurance premium calculator, you can find and compare quotes from different insurance companies. As there is no involvement of insurance agents in the process, it helps you make an informed decision for your bike.
    4. Helps You Buy Affordable Plans: Bike insurance premium calculator calculates for you premiums charged by different insurance companies. You can compare them and choose the most affordable plan for your bike.

    Third Party Bike Insurance Premium Rates

    Engine Capacity

    Premium to Buy a New Policy (5-Year Plan)

    Premium to Renew Existing Policy (1-Year Plan)

    Not exceeding 75 cc

    Rs. 1,045

    Rs. 482

    Exceeding 75 cc but not exceeding 150 cc

    Rs. 3,285

    Rs. 752

    Exceeding 150 cc but not exceeding 350 cc

    Rs. 5,453

    Rs. 1,193

    Exceeding 350 cc

    Rs. 13,034

    Rs. 2,323

    (Source: Insurance Regulatory and Development Authority of India)

    Premium for Comprehensive and Standalone Own-Damage Bike Insurance Plans

    Premium for comprehensive and standalone own-damage bike insurance plans is calculated on the basis of several factors. Some of them include your bike’s make, model, variant, fuel type, engine’s cubic capacity, your age, and the city of registration of your bike. So, it is not necessary that two bikes of the same brand and model will have the same premiums. Read the factors affecting bike insurance premium given below for better understanding.

    Factors Affecting Bike Insurance Premium

    Listed below are some factors that affect the premium of bike insurance:

    1. Insured Declared Value (IDV): Insured Declared Value is the market value of your bike that is calculated on the basis of your bike’s make, model, and variant. The value of your bike depreciates with time which decreases its IDV thereby decreasing the premium for your bike insurance policy.
    2. Anti-Theft Devices: Having ARAI-approved anti-theft devices installed on your bike keeps it secure thereby reducing the chances of it getting stolen. This ultimately reduces the insurer’s liability and hence reduces your bike insurance premium too.
    3. Engine’s Cubic Capacity: If the cubic capacity of the engine of your bike is high, then it will use more consumables as well as move faster thereby increasing the risk on road. Hence, you will be charged a higher premium.
    4. Add-On Benefits: Insurance companies offer various add-on benefits like return to invoice cover, and zero depreciation cover that provide extra coverage to your bike. You can opt for them by paying a higher premium.
    5. Modifications: You can modify your bike to increase its performance or the aesthetic look. But you must be aware that modifications may lead to a higher bike insurance premium as it compromises with the in-built safety features of your bike which increases the chances of theft or accident.

    Rating of Liberty
    5.0
    Based on
    144 User reviews

    What is your bike's brand?

    When did you buy your bike?
    20042019
    Have you made a claim in the previous year?

    Liberty Bike Insurance User Reviews

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    What users are saying
    • All
    • Most Helpful
    • Helpful support team

      InsuranceDekho’s support team has proved to be very helpful. I had a few queries about the Liberty policy, so ...

      Read More
      H
      By Hardik Patel
      On: October 29, 2020
    • Specialist guidance provided

      I just bought a Liberty bike insurance policy for my TVS Jive. I wanted the third party coverage for my packag...

      Read More
      P
      By Pratima Nayek
      On: October 28, 2020
    • Availability of budget-friendl...

      I feel at ease knowing that I insured my Yamaha YBR 110 with Liberty bike insurance policy using insurancedekh...

      Read More
      U
      By Usman Mullick
      On: October 27, 2020
    • Top insurance service

      I wanted to buy a policy for my Honda Activa. I was surprised to check out InsuranceDekho. It provided me with...

      Read More
      S
      By Shreyas Chaturvedi
      On: October 23, 2020
    • Economical policy options

      I was looking for a policy that could provide me with the best benefits on a tight budget. InsuranceDekho offe...

      Read More
      B
      By Bhargav Sadhu
      On: October 22, 2020
    • Excellent guidance

      I wanted to get my Royal Enfield Bullet Classic insured, but I didn’t have much time to spare. I checked the I...

      Read More
      C
      By Chanchal Santra
      On: October 21, 2020
    • Calculate your premiums easily

      I wanted to calculate the premiums of the Liberty policy for my Suzuki Hayabusa. InsuranceDekho took care of t...

      Read More
      D
      By Dinesh Shaw
      On: October 20, 2020
    • Claim settlement made easy

      I own a KTM 250 Duke and I hold Liberty bike insurance policy but I had no idea how to make a claim. I went to...

      Read More
      A
      By Anil Barman
      On: October 19, 2020
    • Got every information

      I am a Liberty Insurance policyholder which I bought for my bike Hero Splendor iSmart. I made my purchase from...

      Read More
      T
      By Tapas Bagchi
      On: October 16, 2020
    • Seamless renewal process

      Liberty bike insurance policy for my Mahindra Gusto was nearing renewal. So, I visited InsuranceDekho and got ...

      Read More
      D
      By Debargha Nayek
      On: October 15, 2020
    • Helpful support team

      InsuranceDekho’s support team has proved to be very helpful. I had a few queries about the Liberty policy, so ...

      Read More
      H
      By Hardik Patel
      On: October 29, 2020
    • Specialist guidance provided

      I just bought a Liberty bike insurance policy for my TVS Jive. I wanted the third party coverage for my packag...

      Read More
      P
      By Pratima Nayek
      On: October 28, 2020
    • Availability of budget-friendl...

      I feel at ease knowing that I insured my Yamaha YBR 110 with Liberty bike insurance policy using insurancedekh...

      Read More
      U
      By Usman Mullick
      On: October 27, 2020
    • Top insurance service

      I wanted to buy a policy for my Honda Activa. I was surprised to check out InsuranceDekho. It provided me with...

      Read More
      S
      By Shreyas Chaturvedi
      On: October 23, 2020
    • Economical policy options

      I was looking for a policy that could provide me with the best benefits on a tight budget. InsuranceDekho offe...

      Read More
      B
      By Bhargav Sadhu
      On: October 22, 2020
    • Excellent guidance

      I wanted to get my Royal Enfield Bullet Classic insured, but I didn’t have much time to spare. I checked the I...

      Read More
      C
      By Chanchal Santra
      On: October 21, 2020
    • Calculate your premiums easily

      I wanted to calculate the premiums of the Liberty policy for my Suzuki Hayabusa. InsuranceDekho took care of t...

      Read More
      D
      By Dinesh Shaw
      On: October 20, 2020
    • Claim settlement made easy

      I own a KTM 250 Duke and I hold Liberty bike insurance policy but I had no idea how to make a claim. I went to...

      Read More
      A
      By Anil Barman
      On: October 19, 2020
    • Got every information

      I am a Liberty Insurance policyholder which I bought for my bike Hero Splendor iSmart. I made my purchase from...

      Read More
      T
      By Tapas Bagchi
      On: October 16, 2020
    • Seamless renewal process

      Liberty bike insurance policy for my Mahindra Gusto was nearing renewal. So, I visited InsuranceDekho and got ...

      Read More
      D
      By Debargha Nayek
      On: October 15, 2020

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    Liberty Two wheeler Insurance Contact Details:

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    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.