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*TP price for less than 75cc two wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

Liberty Add-Ons

Liberty Bike Insurance

129 reviews Rate This
Highlights
    Network Garages900+
    Claim Settlement Ratio87.96%

    Liberty General Bike Insurance Add-On Covers

    Liberty General bike insurance policies can be extended to cover more risks by purchasing additional covers known as add-on covers. But for this, you will be charged an extra premium. Different insurers offer different coverage under add-on benefits and hence charge different premium amounts. It is not mandatory to buy add-on covers but you can opt for additional coverage if you have a standalone own-damage bike insurance policy or a comprehensive bike insurance policy as a base policy.

    Rating of Liberty
    5.0
    Based on
    129 User reviews

    ​Liberty - 5 Important Add-On Covers For Your Bike Insurance Policy

    Liberty General offers a number of add-on benefits that you can opt for as per your budget and requirements. These add-on covers are explained below:

    1. Depreciation Cover: Usually in case of a bike insurance claim, the insurer bears the cost after deducting the depreciation on value of the bike parts. But if you purchase this add-on cover, then the insurer shall bear the depreciation amount in case of an admissible claim under own-damage section.
    2. Consumables Cover: If you purchase this add-on cover, then the insurer will protect you against the expenses arising due to those items or substances that at the time of loss were either totally consumed or unfit for further use in your bike. For instance, grease, nut and bolt, break oil, fuel filter, screw, and similar items. You can avail the benefit for these expenses under a package policy.
    3. Gap Value Cover: With the gap value add-on cover, you can receive the difference amount between the amount received under own damage section or the current replacement value of the bike if the same make and model is available, whichever is less in case of total theft or constructive total loss/total loss of the bike. With this add-on, you will not even have to worry about the road tax and the first time registration charges if specified. You will be covered up to the maximum liability as mentioned in your policy schedule.
    4. Roadside Assistance Cover: Roadside assistance cover offers you protection in case of breakdown of your vehicle for a maximum of 4 claims in a policy period. These services may include breakdown support over phone, minor repair (on-site), assistance in case of lost keys, transfer or towing due to major breakdowns, flat tyre support, etc. The cover also provides you for alternative transport assistance to the nearest safe location for passengers of the bike.
    5. Engine Safe Cover: The add-on benefit of engine safe cover offers you protection against the consequential damage caused to the internal child parts of your bike’s engine, due to leakage of lubricating oil or water ingression and/or damage to your bike’s gearbox because of leakage of lubricating oil because of accidental means. If you buy this cover, then you will be compensated for child parts such as connecting rods, pistons, cylinder head, and crankshaft. It also covers the labor cost to repair the damaged engine and gearbox and cost related to repair or replacement of internal parts of the gearbox like shafts in the gearbox housing, etc.

    Accidents can be fatal for both the rider as well as the pillion rider. Therefore, it is recommended to purchase relevant add-on covers along with your Liberty General bike insurance policy. These not only minimise the financial loss but offer you greater protection in misfortune events.

    Liberty Bike Insurance User Reviews

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    What users are saying
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    • Most Helpful
    • Extraordinary claim support

      I purchased a Liberty bike insurance policy via InsuranceDekho platform to secure my Suzuki Access 125 scooter...

      Read More
      C
      By Chandan Singh
      On: October 1, 2020
    • Quick chat solution

      The InsuranceDekho website is equipped with a chatbox feature where I can enter my insurance related queries a...

      Read More
      Y
      By Yash Lamba
      On: September 30, 2020
    • Rapid renewal of policy

      My Liberty bike insurance cover got renewed in a few minutes at the InsuranceDekho platform. I took this polic...

      Read More
      D
      By Devendra Malik
      On: September 29, 2020
    • Extraordinary claim assistance

      I made a claim request from the Liberty bike insurance plan after my Bajaj Pulsar NS160 bike got damaged. I ha...

      Read More
      G
      By Gaurav Mehta
      On: September 28, 2020
    • Chatbox assistance available

      The InsuranceDekho platform holds a chatbox assistance. The chat box is a computerised system where you can en...

      Read More
      J
      By Jai Ghai
      On: September 24, 2020
    • Safe modes to make payment

      I got various payment options at InsuranceDekho portal to pay for my Liberty insurance policy after its purcha...

      Read More
      R
      By Rachit Dalal
      On: September 23, 2020
    • Instant issuance of plan

      The InsuranceDekho portal provided me a new bike insurance policy by Liberty General Insurance in no time. I b...

      Read More
      A
      By Anant Gupta
      On: September 17, 2020
    • Policies at reasonable rates

      InsuranceDekho portal offered me cost-efficient bike insurance plan quotes from which I selected Liberty bike ...

      Read More
      D
      By Devesh Jain
      On: September 16, 2020
    • Instant insurance issuance

      The InsuranceDekho platform made me get a Liberty bike insurance policy for my Bajaj Avenger Cruise 220 bike i...

      Read More
      S
      By Sumit Aghera
      On: September 15, 2020
    • Best bike insurance solutions

      With the help of InsuranceDekho platform, I could simply find the best insurance-related solutions. The platfo...

      Read More
      M
      By Manas Deshmukh
      On: September 14, 2020
    • Extraordinary claim support

      I purchased a Liberty bike insurance policy via InsuranceDekho platform to secure my Suzuki Access 125 scooter...

      Read More
      C
      By Chandan Singh
      On: October 1, 2020
    • Quick chat solution

      The InsuranceDekho website is equipped with a chatbox feature where I can enter my insurance related queries a...

      Read More
      Y
      By Yash Lamba
      On: September 30, 2020
    • Rapid renewal of policy

      My Liberty bike insurance cover got renewed in a few minutes at the InsuranceDekho platform. I took this polic...

      Read More
      D
      By Devendra Malik
      On: September 29, 2020
    • Extraordinary claim assistance

      I made a claim request from the Liberty bike insurance plan after my Bajaj Pulsar NS160 bike got damaged. I ha...

      Read More
      G
      By Gaurav Mehta
      On: September 28, 2020
    • Chatbox assistance available

      The InsuranceDekho platform holds a chatbox assistance. The chat box is a computerised system where you can en...

      Read More
      J
      By Jai Ghai
      On: September 24, 2020
    • Safe modes to make payment

      I got various payment options at InsuranceDekho portal to pay for my Liberty insurance policy after its purcha...

      Read More
      R
      By Rachit Dalal
      On: September 23, 2020
    • Instant issuance of plan

      The InsuranceDekho portal provided me a new bike insurance policy by Liberty General Insurance in no time. I b...

      Read More
      A
      By Anant Gupta
      On: September 17, 2020
    • Policies at reasonable rates

      InsuranceDekho portal offered me cost-efficient bike insurance plan quotes from which I selected Liberty bike ...

      Read More
      D
      By Devesh Jain
      On: September 16, 2020
    • Instant insurance issuance

      The InsuranceDekho platform made me get a Liberty bike insurance policy for my Bajaj Avenger Cruise 220 bike i...

      Read More
      S
      By Sumit Aghera
      On: September 15, 2020
    • Best bike insurance solutions

      With the help of InsuranceDekho platform, I could simply find the best insurance-related solutions. The platfo...

      Read More
      M
      By Manas Deshmukh
      On: September 14, 2020

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    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.