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ICICI Lombard Bike Insurance Add-On Covers

When it comes to add-on covers, additional coverage is the first thing that comes to mind. The basic purpose of add-ons is to enhance the policy coverage with which you can protect your two-wheeler in a better manner. You can include add-ons in your standard insurance cover by paying an additional premium. ICICI Lombard General Insurance offers a range of add-on covers that you can choose while making the policy purchase or during the renewal process.

ICICI Lombard - 5 Important Add-On Covers For Your Bike Insurance Policy

The add-on benefits that you can include in the bike insurance covers of ICICI Lombard General Insurance are as follow:

1. Roadside Assistance - The Roadside Assistance (RSA) is a bike insurance add-on cover, which is designed to provide you assistance in a situation where your bike breaks down or faces any technical failure anytime and anywhere. With the inclusion of this cover in your bike insurance policy, you can get instant help from your insurer in different forms such as towing services, arrangement of fuel, arrangement of keys, battery jump start, minor repairs, taxi benefits, arrangement of accommodation, referring a hospital, and much more. You can use this benefit for a maximum of four claims in a year.

2. No Claim Bonus (NCB) Protect - The No Claim Bonus (NCB) is a kind of reward which is provided in terms of discounts on the premium of the insurance policy for making no claim in a policy term. However, with every claim-free year, this discount accumulates from within a range of 20% to 50%, but making a single claim in between will make this benefit null and void. Therefore, by opting for a NCB protector add-on cover, you can safeguard your NCB discount even after making a claim in a policy year. However, only 3 claims are allowed under this add-on, which means that the insured person will not be entitled to any No Claim Bonus, if more than three claims are lodged in a single policy term to compensate the loss or damage incurred to the insured vehicle.

3. Return To Invoice - This is an add-on cover that gives the compensation for the amount of difference between Insured Declared Value (IDV) of the bike and the total actual cost incurred towards acquisition of a new vehicle of similar make and model to the insured, as specified in the on-road price, including registration charges or road-tax, listed by the manufacturer or dealer upon the occurrence of theft or total loss due to a mishap or an accident.

4. Garage Cash - With the inclusion of this Garage Cash add-on cover, you become eligible to get a daily allowance of Rs. 500 for each and every completed day for which your two-wheeler is under repair in a garage, due to loss or damage incurred by the vehicle subject to the maximum number of 14 days. This additional coverage helps you a lot in dealing with the period of vehicle repair.

5. Zero Depreciation Cover - With this zero depreciation add-on cover, you can get a default depreciation waiver on the parts replaced due to any loss or damage sustained by the insured vehicle and/or to its accessories. This benefit is applicable on two claims during the policy term and any subsequent claims shall be subject to a deduction on the account of default depreciation.

Must Read Articles before buying Icici Lombard Bike Insurance

Icici Lombard Bike Insurance User Reviews

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  • Excellent Guidance

    When my bike was stolen, I was worried about the expenses. My friend recommended InsuranceDekho, and they provided excellent guidance on how to claim my ICICI bike insurance. The whole process was hassle free, and I got my claim settled without any issue.

    By Simran Kaur
    On: July 2, 2024
  • Quick Customer Support

    My bike’s battery died unexpectedly last week. I called InsuranceDekho for assistance with my ICICI bike insurance. They helped me get in touch with a mechanic, and I didn’t have to pay the repair costs.

    By Vikram Chawla
    On: June 27, 2024
  • Affordable Premiums

    I’ve been renewing my ICICI bike insurance policy for the past two years through InsuranceDekho. The premiums are affordable and the no-claim bonus has helped me save a lot of money.

    By Kunal Verma
    On: June 25, 2024
  • Great Support

    My experience with ICICI Lombard bike insurance has been excellent. Recently, my bike’s engine needed some major repairs. With the help of InsuranceDekho, I was able to claim the expenses quickly. Their customer support is top-notch and very responsive.

    By Rohan Sharma
    On: June 20, 2024
  • No Claim Bonus Discounts

    I’ve been paying my ICICI bike insurance’s premium on time. Although, I used to think that policy renewal is not that important, I now see the bigger picture. Just last week, I got a discount due to my claims-free policy and had to pay a lesser amount. I’d recommend everyone to renew their policies and take advantage of this no-claim bonus benefit.

    By Gagan Dahiya
    On: June 18, 2024
  • Best Customer Service

    Last week, I noticed that my bike’s brake lever is damaged. I quickly called an InsuranceDekho agent to get some help. He then asked me about my ICICI bike insurance policy and contacted my insurer. Because of this guidance, I was able to get 100% claim on the damages.

    By Ritika Gulati
    On: June 13, 2024
  • 24*7 Customer Support Availabi...

    Since the last couple of weeks, my bike’s exhaust was not working properly. I decided to get it repaired at a cashless garage. For this I contacted an InsuranceDekho agent, to help me out with claim settlement of my ICICI Lombard’s bike insurance.. They coordinated with my insurer and I was able to get the exhaust repaired.

    By Suresh Kohli
    On: June 11, 2024
  • Highly Satisfied with the Serv...

    I recently purchased a Yamaha R15S. After a few months, its fenders were damaged. That’s when I raised a claim from my ICICI comprehensive bike insurance policy. As it was my first claim, I needed help, so I contacted InsuranceDekho. They helped me with the claim settlement process.

    By Ravi Shankar
    On: June 10, 2024
  • Helpful Assistance

    The people at InsuranceDekho were really helpful. They answered all my questions and made sure I got the perfect bike insurance for me.

    By Vishnu Sharma
    On: March 2, 2024
  • Quick and Reliable Repairs

    InsuranceDekho's comprehensive coverage ensures that repairs are quick and reliable. I am glad that I decided to buy the ICICI Lombard Bike Insurance Policy for my Royal EnfieldThey have a network of trusted repair centers.

    By Sudhanshu Kumar
    On: November 29, 2023

769 Icici Lombard Cashless Garages in India

ICICI Lombard Bike Insurance Add-On Cover FAQs

  • Will I have to pay an additional charge to avail add-on covers?

    Yes, you will have to pay for the premium charges of ICICI Lombard bike insurance add-on covers along with your regular premium amount of base insurance cover to avail them.

  • Is it mandatory to add an add-on cover in your bike insurance policy?

    No, it is not mandatory to include an add-on cover in your bike insurance plan. To opt for an add-on cover in your insurance policy is your choice which could depend on your budget and requirement.

  • When can I include an add-on cover in my bike insurance plan?

    You can either include the add-on covers in your bike insurance policy at the time of insurance policy purchase or at the time of insurance policy renewal.

  • Which add-on covers are offered by the ICICI Lombard General Insurance?

    The ICICI Lombard General Insurance provides a range of add-on covers such as Roadside Assistance, No Claim Bonus (NCB) Protect, Return To Invoice, Garage Cash, Zero Depreciation Cover.

  • Can I add more than one add-on cover in my bike insurance plan?

    Yes, you can add more than one add-on cover in your bike insurance cover. In fact, you can include any number of add-on covers provided by the insurance company in your insurance plan based on your needs and budget.

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