Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin

United India Two-Wheeler Add-Ons

148 reviews Rate This
    Network Garages3,100+
    Claim Settlement Ratio82.93% in FY20
    Policies Issued (FY-19)1.75 Crore+
    Third Party CoverAvailable
    Zero DepreciationAvailable
    AccreditationAAA/Stable Rating by CRISIL

    United India Bike Insurance Add-On Covers

    The add-on covers protect you and your bike from adverse consequences of the accidents and mishaps. While being on road, you can experience any sort of bad incident in terms of physical damages or legal liabilities that can lead to financial loss higher than your expectations. Therefore, it becomes essential to own additional coverage to safeguard yourself, your pillion and your two-wheeler. The United India General Insurance provides you a host of add-on covers that increase the coverage of your bike policy and provides you a good amount of protection.

    Bike insurance starting from Rs.482/year*
    • Save upto 75%*
      Lowest Bike Premiums
    • 11.5 Lakh+
      Happy Customers
    • Claim Support
      7 days a week

    *TP price for less than 75cc two wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

    United India - 3 Important Add-On Covers For Your Bike Insurance Policy

    Including these add-on covers of United India General Insurance will provide you extended support subject to bike damage or loss, emergency assistance and much more, so on. Following are the description of the add-on covers:

    1. Nil Depreciation Add-on Cover without Add-on Excess – This add-on cover comes to rescue you in the case of a partial loss claim for the repairment to your bike. In such cases, no depreciation will be applied to give you the amount of claim with the help of this add-on benefit. You can avail this cover by paying an additional premium along with your normal premium.

    2. Return to Invoice Cover - In case your bike sustains the total loss or constructive total loss due to an accident or mishap, then the insurance provider as per this cover will pay you the difference between the Insured's Declared Value (IDV) of your bike and manufacturer's present listed selling price of a new bike, i.e., its ex-showroom price including prices of accessories, that matches the make, model, specification of your insured bike. However, if the selling price is not available due to discontinuation of the bike, then the latest market price of the bike at the commencement of insurance or renewal will be considered. The amount paid towards registration charges and road tax will be reimbursed up to a maximum 10% of IDV in the plan.

    3. Engine and Gearbox Protection - Any loss or damages including consequential damages sustained by your Engine and/or Gear Box of your bike will be covered under this add-on cover. The coverage will be offered for the damages incurred by the engine and/or gearbox or its parts damages caused due to water ingression due to being submerged or stopped in a waterlogged area, leakage of lubricating oil caused by external accidental means.

    Calculate Your Bike Insurance

    Select your bike's brand
    • Hero
    • Honda
    • TVS
    • Bajaj
    • Yamaha
    Which city is your bike registered in?
    • Ahmedabad
    • Bangalore
    • Chandigarh
    • Chennai
    • Gurgaon
    When did you buy your bike?
    Have you made a claim in the previous year?

    Must Read Articles before buying United India Bike Insurance

    United India Bike Insurance User Reviews

    Write your review
    What users are saying
    • All
    • Most Helpful
    • Compare
    • Price
    • Cashless Garages
    • Comprehensive
    • Claim
    • Renew
    • Premium
    • Add On
    • Multiple benefits

      I was looking to buy two-wheeler insurance for my Honda bike. After thorough research, I finally decided to...

      Read More
      By Param Kalra
      On: March 23, 2023
    • Good experience

      Good experience at insurance dekho I'm regular client of policy bazaar but now I'll buy from you guys only the...

      Royal Enfield Meteor 350 Bangalore
      On: March 22, 2023
    • Nice Insurance Company

      My purchase of a United Bike Insurance Policy from InsuranceDekho for the Aprillia bike was smooth and easy....

      Read More
      By Ishaan Goswani
      On: March 21, 2023
    • Reminder feature

      The InsuranceDekho website has a reminder feature that keeps track of the United bike insurance plan that I ...

      Read More
      By Vihaan Singh
      On: March 17, 2023
    • Well-published articles

      The policies on the InsuranceDekho website are well-published and very informative. They have managed to cov...

      Read More
      By Vikram Bhatia
      On: March 13, 2023
    • List of top Insurance companie...

      I opted for regular updates with InsuranceDekho which helps me find the updated list of some top insurance c...

      Read More
      By Jay Mehta
      On: March 9, 2023
    • Insurance plans as per your re...

      The InsuranceDekho website has personalized insurance plans. I bought a United bike insurance plan for my H...

      Read More
      By Jai Mittal
      On: March 6, 2023
    • Thank You

      I am satisfied- thanks for an hassle free experience on my part. It was really easy on my part - Thank you so ...

      Yamaha YZF R15 Bangalore
      On: March 6, 2023
    • Plans at affordable rates

      I wanted a good bike insurance plan for my Avon Gamer NV. Along with a good plan, I also wanted a plan that ...

      Read More
      By Aakash Gupta
      On: March 2, 2023
    • Easy and Smooth

      Found the experience of renewing my policy for my 2 wheeler very easy and smooth. Most websites/insurance comp...

      Yezdi Adventure Bangalore
      By Kishore Lala
      On: February 24, 2023

    United India Bike Insurance Add-On Cover FAQs

    • How many bike add-on covers are offered by United India General Insurance?

      United India General Insurance offers 3 bike insurance add-on covers which comprise Nil Depreciation Add-on Cover without Add-on Excess, Return to Invoice Cover, and Engine and Gearbox Protection.

    • Is there any compulsion to purchase a bike insurance add-on cover?

      No, there is no compulsion to include a bike insurance add-on cover in your policy. The add-on covers are designed to provide an option with which you can easily enhance the insurance coverage of your bike insurance plan and enjoy extended benefits without investing much money.

    • When can I opt for the United India bike insurance add-on covers?

      You can opt for the bike insurance add-on covers offered by the United India Insurance to enhance the insurance coverage of your bike insurance policy either while buying the insurance cover or during the time of policy renewal.

    • Will I have to pay for the add-on covers offered by United India General Insurance?

      Yes, an additional amount of premium along with the basic insurance premium amount should be paid by you to opt for the bike insurance add-on cover.

    • How many bike insurance add-on covers can be bought together?

      You can buy different add-on covers together as per your budget and needs. United India offers 3 add-on covers, which means you can include all the three add-ons together in your policy.

    must dotmust graphics

    Why to buy from InsuranceDekho?

    • Instant policy# within 5 mins
    • More than 45 lac happy customers
    • Claim Support available all 7 days of the week

    United India Bike Insurance Contact Details

    For any assistance or query, call us on:

    Bike Insurance News

    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.