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United India Bike Insurance Add-On Covers

The add-on covers protect you and your bike from adverse consequences of the accidents and mishaps. While being on road, you can experience any sort of bad incident in terms of physical damages or legal liabilities that can lead to financial loss higher than your expectations. Therefore, it becomes essential to own additional coverage to safeguard yourself, your pillion and your two-wheeler. The United India General Insurance provides you a host of add-on covers that increase the coverage of your bike policy and provides you a good amount of protection.

United India - 3 Important Add-On Covers For Your Bike Insurance Policy

Including these add-on covers of United India General Insurance will provide you extended support subject to bike damage or loss, emergency assistance and much more, so on. Following are the description of the add-on covers:

1. Nil Depreciation Add-on Cover without Add-on Excess – This add-on cover comes to rescue you in the case of a partial loss claim for the repairment to your bike. In such cases, no depreciation will be applied to give you the amount of claim with the help of this add-on benefit. You can avail this cover by paying an additional premium along with your normal premium.

2. Return to Invoice Cover - In case your bike sustains the total loss or constructive total loss due to an accident or mishap, then the insurance provider as per this cover will pay you the difference between the Insured's Declared Value (IDV) of your bike and manufacturer's present listed selling price of a new bike, i.e., its ex-showroom price including prices of accessories, that matches the make, model, specification of your insured bike. However, if the selling price is not available due to discontinuation of the bike, then the latest market price of the bike at the commencement of insurance or renewal will be considered. The amount paid towards registration charges and road tax will be reimbursed up to a maximum 10% of IDV in the plan.

3. Engine and Gearbox Protection - Any loss or damages including consequential damages sustained by your Engine and/or Gear Box of your bike will be covered under this add-on cover. The coverage will be offered for the damages incurred by the engine and/or gearbox or its parts damages caused due to water ingression due to being submerged or stopped in a waterlogged area, leakage of lubricating oil caused by external accidental means.

Must Read Articles before buying United India Bike Insurance

United India Bike Insurance User Reviews

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What users are saying
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  • Renewal
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  • Premium
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  • Customer Care
  • Claim
  • Claim Process Made Simple

    Filing a claim with InsuranceDekho's Comprehensive Coverage was a straightforward process. The platform's efficiency in handling claims fpr my existing United Bike Insurance Policy made the experience hassle-free during an already stressful situation for my Mahindra bike.

    By Narayan Arora
    On: November 24, 2023
  • Complete Vehicle Protection

    InsuranceDekho's own damage insurance that I got along with the United Bike Insurance Policy provides complete protection for my Aprilia bike, ensuring peace of mind on the road.

    By Chaman Singh
    On: October 30, 2023
  • My Trusted Source for Own Dama...

    I trust InsuranceDekho as my preferred provider for Own Damage Car Insurance. Their United Bike Insurance Policy is comprehensive, and their team offers valuable guidance to ensure my Jawa bike is fully protected.

    By Vijay kapur
    On: October 18, 2023
  • Continuity of Benefits

    Renewing my United Bike Insurance Policy with InsuranceDekho ensures the continuity of benefits I've come to rely on. It's a reaffirmation of their commitment to my protection of my Suzuki bike.

    By Harsh Mittal
    On: October 16, 2023
  • Effortless Car Insurance Claim...

    I recently had to file a bike insurance claim for my Honda bike which was insured with the United Bike Insurance Policy with InsuranceDekho, and I was amazed by how smooth and effortless the process was. They made a potentially stressful situation very manageable.

    By Sonu Sahota
    On: October 3, 2023
  • Discounts and Offers

    I've found that InsuranceDekho often has promotions and discounts on third-party car insurance policies. This has helped me save money without compromising on coverage on my United Bike Insurance Policy for my Yamaha bike. Keep an eye out for their special offers!

    By Ankit Chawla
    On: September 27, 2023
  • Informed Decision-Making

    Thanks to InsuranceDekho's premium calculator, I could explore different coverage options and their costs. It empowered me to make an informed decision about my Aprilia car insurance by investing in the United Bike Insurance Policy.

    By Nitin Gupta
    On: September 25, 2023
  • Confidence on Risky Roads

    Living in an area with risky roads, InsuranceDekho's zero depreciation United Bike Insurance Policy gives me confidence in every drive. I have fully protected my Suzuki bike.

    By Kanish Jain
    On: September 21, 2023
  • Effortless Claims Settlement f...

    Some time back, I bought the United Bike Insurance Policy for my Honda bike and was happy to see that in case of need, filing a claim with InsuranceDekho's own damage coverage was effortless. They handled it promptly, making a challenging situation easier.

    By Rubab Bajaj
    On: September 18, 2023
  • Competitive Renewal Rates

    InsuranceDekho consistently offers competitive renewal rates. It's reassuring to know that I'm renewing my United Bike Insurance Policy for my Yamaha bike at a fair price without overpaying.

    By Dhruv Patel
    On: September 14, 2023

United India Bike Insurance Add-On Cover FAQs

  • How many bike add-on covers are offered by United India General Insurance?

    United India General Insurance offers 3 bike insurance add-on covers which comprise Nil Depreciation Add-on Cover without Add-on Excess, Return to Invoice Cover, and Engine and Gearbox Protection.

  • Is there any compulsion to purchase a bike insurance add-on cover?

    No, there is no compulsion to include a bike insurance add-on cover in your policy. The add-on covers are designed to provide an option with which you can easily enhance the insurance coverage of your bike insurance plan and enjoy extended benefits without investing much money.

  • When can I opt for the United India bike insurance add-on covers?

    You can opt for the bike insurance add-on covers offered by the United India Insurance to enhance the insurance coverage of your bike insurance policy either while buying the insurance cover or during the time of policy renewal.

  • Will I have to pay for the add-on covers offered by United India General Insurance?

    Yes, an additional amount of premium along with the basic insurance premium amount should be paid by you to opt for the bike insurance add-on cover.

  • How many bike insurance add-on covers can be bought together?

    You can buy different add-on covers together as per your budget and needs. United India offers 3 add-on covers, which means you can include all the three add-ons together in your policy.

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