United India Bike Insurance FAQs

There are several benefits that one can avail through United India two wheeler insurance such as Well-built digital infrastructure helps to deal with issues online.

• Round the clock customer service.
• Policies catering to the needs of rural people.
• Guaranteed compensation in case of robbery or damage caused to the insured’s two wheeler.
• Quick claim settlement.

The basic tenure for a two wheeler insurance policy is one year. However, the customers can also buy a plan with extended tenures of 3 to 5 years.

There are various add-on covers offered by United India Two Wheeler Insurance so that customers can stretch the coverage offered by the policy. It includes Extension of geographical area, Accessories coverage and LPG/ CNG bi-fuel kits coverage.

For more information on insurance plans offered by United India General Insurance, you can visit their official website or call for more information at 1800-425-3333.

You can get the purchase form of United India third party bike insurance policy on their website and also by visiting any of their branches. To get the form online, follow the below-mentioned steps:

• Go to the website of United India General Insurance
• Click on the “Motor Insurance Option”
• Select the option “Get Quote & Buy” and it will show you the form.

No, the United India third party bike insurance policy will not provide any coverage for the insured’s bike. It only covers third party liabilities.

You can find the nearest branch of United India General Insurance in these following steps:

• Go the official website of United India General Insurance
• Click on the “Contact Us” option
• A new tab named “office Locator” will open
• Locate your nearest branch on the tab.

In case of any emergency you can:

• Go on the official website
• Type “cashless garage” in the search bar.

Yes, you can add any add-on cover to your policy in the middle of the tenure. However, the insurer will first verify your request.

You can calculate the premium amount of United India comprehensive bike insurance by using the “Premium Calculator” on its official website.

Yes, if you have an anti-theft device installed in your bike, you can avail a discount on premium up to 2.5%.

The sum assured calculated for United India comprehensive bike insurance is determined by the Insured Declared Value (IDV) of the insured’s bike.

Yes, you receive free of cost replacement of the depreciated metal bike parts under United India Zero Depreciation cover.

No, you cannot avail Zero Depreciation cover in case of theft of the insured’s bike.

No, opting for a Zero Depreciation cover does not ensure full claim amount as deductibles are factorized while calculating the claim amount. Zero Depreciation waivers only the depreciation charges ensuring maximum claim amount.

You can add the Zero Depreciation cover to your United India bike insurance policy on their official website or by visiting the nearest branch.

You should lodge an F.I.R at the nearest police station immediately after the accident or theft and contact the insurer by visiting its nearest branch or calling its official helpline number 1800-425-333-33 within 24 hours of the incident.

The following documents are required for the claim settlement in case of theft of the insured’s bike:

• A copy of F.I.R lodged at the nearest police station
• A “non-traceable” report from the police authority
• Transfer papers from Road Transport Office (RTO)
• Original keys of the insured’s bike
• A copy of the Certificate of Registration
• Duly filled claim form.

You can find out the nearest cashless garage from the list of “Cashless Garage details” on the official website of United India or call its toll-free number 1800-425-333-33 for assistance.

You can get the claim form of United India bike insurance policy online in the following steps:

• Go to the official website of United India General Insurance
• Click on the “Claims” option
• Download the claim form from the claim form page.

United India General Insurance provides an online renewal process for all bikes except for bikes older than 5 years. Online renewal is also not available for the policyholders who have made any claims during the tenure of the previous policy.

Yes, you can avail No Claim Bonus at the time of renewal if you have not made any claim during the tenure of the previous policy.

The factors that influence the premium quote at the time of renewal are as follows.

• Age of the bike at the time of renewal
• Desired tenure of the renewed policy
• Inclusion of add-on covers
• Availability of No Claim Bonus.

Yes, you can renew your United India bike insurance policy if you have misplaced the policy documents provided you remember the policy number. Since the online procedure of renewal is paperless, you can renew the policy just by entering the policy number.

Different types of factors affect the amount of premium charged for a bike insurance cover. Some factors include Insured Declared Value (IDV), Modifications, Age of the Owner, Age of the bike, Engine’s Cubic Capacity, No Claim Bonus (NCB), Anti-Theft Devices, Add-on covers, and so on.

You can find the best premium calculator to compute the amount of premium and Insured Declared Value (IDV) for your bike insurance cover offered by different insurance companies in the market at the official website of InsuranceDekho, i.e., www.insurancedekho.com.

Yes, you can easily calculate the amount of premium and IDV provided by different insurance companies for your old bike as well with the help of a premium calculator.

To find the IDV value for your bike and premium amount for your bike insurance provided by different insurers in the market, you will just have to enter a few details on the premium calculator such as make, model and variant of your bike, engine capacity of your bike, fuel type of your bike, registration year of your bike, RTO location of your bike, and so on.

No, there is no compulsion to include a bike insurance add-on cover in your policy. The add-on covers are designed to provide an option with which you can easily enhance the insurance coverage of your bike insurance plan and enjoy extended benefits without investing much money.

You can opt for the bike insurance add-on covers offered by the United India Insurance to enhance the insurance coverage of your bike insurance policy either while buying the insurance cover or during the time of policy renewal.

Yes, an additional amount of premium along with the basic insurance premium amount should be paid by you to opt for the bike insurance add-on cover.

You can buy different add-on covers together as per your budget and needs. United India offers 3 add-on covers, which means you can include all the three add-ons together in your policy.

The policy is typically downloaded in PDF format, which is easy to save and print.

No special software is needed apart from a PDF reader, which is commonly available on most computers and smartphones.

Yes, the downloaded copy is legally valid and can be used for all official and legal purposes.

If you face any issues, you can contact United India Insurance’s customer support for assistance in downloading your policy.

Yes, you can download a duplicate copy of your policy from the United India Insurance website or InsuranceDekho at any time.

No, there are no charges for downloading your bike insurance policy document online.

It’s advisable to download your policy document after every renewal or any changes made to the policy to ensure you have the most current version.