Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin

Kotak Add-Ons

388 reviews Rate This
    Network Garages1,300+
    Claim Settlement Ratio82.81% in FY20
    Emergency AssistanceAvailable 24/7
    Policies Issued18 lakh+
    Claim ProcessDigitally Enabled
    Third Party CoverAvailable

    Kotak Bike Insurance Add-on Covers

    Kotak General Insurance provides add-on covers at affordable rates to extend the coverage of bike insurance policy. It enables the policyholders to enjoy the additional benefits by paying a little extra amount of premium.

    Bike insurance starting from Rs.482/year*
    • Save upto 75%*
      Lowest Bike Premiums
    • 11.5 Lakh+
      Happy Customers
    • Claim Support
      7 days a week

    *TP price for less than 75cc two-wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

    Kotak - 1 Important Add-on Cover For Your Bike Insurance Policy

    Here is the add-on cover provided by Kotak General Insurance for its bike insurance plans:

    1. Return to Invoice Cover – If your two-wheeler faces any constructive total loss (CTL) or gets stolen, then your insurance company will be liable to provide you with the amount equals the Insured Declared Value (IDV) that is definitely lower than the amount of the invoice price that you actually paid to buy your bike or scooter. However, when you include this add-on cover in your bike insurance plan, the insurance company will provide you with the invoice amount, which comprises ex-showroom price, road tax and registration charges, in the situation where your bike gets stolen or damaged beyond repair.

    Calculate Your Bike Insurance

    Select your bike's brand
    • Hero
    • Honda
    • TVS
    • Bajaj
    • Yamaha
    Which city is your bike registered in?
    • Ahmedabad
    • Bangalore
    • Chandigarh
    • Chennai
    • Gurgaon
    When did you buy your bike?
    Have you made a claim in the previous year?

    Must Read Articles before buying Kotak Bike Insurance

    Kotak Bike Insurance User Reviews

    Write your review
    What users are saying
    • All
    • Most Helpful
    • Compare
    • Price
    • Cashless Garages
    • Comprehensive
    • Claim
    • Renew
    • Premium
    • Add On
    • Got very good Comprehensive in...

      As I was looking for a 2-wheeler policy for my Suzuki Access, I came across the InsuranceDekho website and f...

      Read More
      By Ankit Sethi
      On: March 24, 2023
    • The valuable expert advice

      I received some valuable expert advice on InsuranceDekho while I was looking for add-on covers to enhance th...

      Read More
      By Shaan Kapur
      On: March 22, 2023
    • IDV and its features

      I was buying a Kotak Bike Insurance Policy for my Bajaj Motorbike from the InsuranceDekho Website and read a...

      Read More
      By Adhiraj Singh
      On: March 20, 2023
    • 7 days availability

      The services provided by the InsuranceDekho website are available on all 7 days of the week. I recently boug...

      Read More
      By Varun Kumar
      On: March 16, 2023
    • Perfect policy generator

      I could get policy quotes as per my needs at InsuranceDekho. It was a really impressive and innovative featu...

      Read More
      By Vasant Kelkar
      On: March 14, 2023
    • Option to choose from differen...

      I just bought a Kotak bike insurance policy from InsuranceDekho for my Aprilia bike. The payment was complet...

      Read More
      By Vansh Dua
      On: March 10, 2023
    • Online Reviews

      Online Reviews The InsuranceDekho website has some fantastic reviews from valued customers. It was one of the...

      Read More
      By Akshaj Jain
      On: March 7, 2023
    • Pocket-friendly plans

      The InsuranceDekho website has a variety of plans available which fits into one’s budget easily. I bought th...

      Read More
      By Manoj Mishra
      On: March 3, 2023
    • 7 days availability

      The services provided by the InsuranceDekho website are available on all 7 days of the week. I visited them ...

      Read More
      By Shekhar Singh
      On: February 15, 2023
    • List of leading insurance comp...

      It is very easy to purchase a good bike insurance policy from insurancedekho. It contains detailed and elabo...

      Read More
      By Omish Oberoi
      On: February 10, 2023

    Insurance Products by Kotak General Insurance

    Kotak Bike Insurance Add-on Covers FAQs

    • With which bike insurance policy can I buy an add-on cover?

      You can purchase the bike insurance add-on cover with own-damage bike insurance or comprehensive bike insurance. You can not buy add-on covers with a third party bike insurance plan.

    • Is it compulsory to own a two-wheeler insurance add-on cover?

      No, the add-on covers are optional covers that are not mandatory to be owned by every policyholder. Since it expands the bike insurance policy coverage, so you should opt for it as per your requirement and budget. Therefore, it is completely up to policyholders to purchase it or not.

    • Can I add more than one add-on cover to my bike insurance at a time?

      Yes, you can opt for more than one bike insurance add-on cover. In fact, you can add as many add-ons as you want to your two-wheeler plan at a time. No limitation is attached to the addition of add-on covers to policy and you can opt for them as per your requirements and budget.

    • Will I have to pay an additional premium to avail of add-on cover?

      Yes, you will have to pay for an additional premium amount to include add-on covers to your bike insurance plan along with your standard bike insurance policy premium.

    • When can I buy Kotak bike insurance add-on covers?

      You can purchase the Kotak bike insurance add-on covers during the time of policy purchase or during the renewal process. It can not be included to dropped in between the policy year, therefore, you should pick an add-on cover strictly in accordance with your requirements.

    must dotmust graphics

    Why to buy from InsuranceDekho?

    • Instant policy# within 5 mins
    • More than 45 lac happy customers
    • Claim Support available all 7 days of the week

    Kotak Bike Insurance Contact Details

    For any assistance or query, call us on:

    Bike Insurance News

    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.