Raheja QBE Two-Wheeler Add-Ons

Add-on covers are additional coverage benefits that you can purchase along with your standard bike insurance policy by paying an extra premium. They offer you wide coverage thereby protecting you in major events. Different insurers may offer different add-on covers that you can purchase along with a standalone own-damage bike insurance policy as well as a comprehensive or bundled bike insurance policy. You can buy add-on covers voluntarily as per your budget and requirements.

Raheja QBE offers some common add-on covers that are a popular choice of many customers. Read below to understand them in detail:

1. Personal Accident Cover for Owner/Driver: The add-on cover of personal accident cover offers you protection against accidental death as well as permanent total disablement for Rs. 15 lakh. The benefit can be availed by the individual owners of the vehicle in case the misfortunate event occurs while riding the bike. Also, note that this add-on cover is not applicable for company-owned vehicles. It can be availed only if an individual owns the bike, and if he/she has a valid driving license.

2. Additional Legal Liabilities: This add-on cover protects you from additional legal liabilities for paid driver/cleaner/conductor employed in the vehicle’s operation as well as for the employees travelling in or driving the vehicle other than the paid driver.

3. Personal Accident Cover for Pillion Riders: This add-on cover offers personal accident cover for the passengers on a named or unnamed basis for up to Rs. 1 lakh as well as for paid driver for up to Rs. 1 lakh.

It is not compulsory to include add-on benefits when purchasing a bike insurance policy. But buying them ensures greater coverage thereby offering you a stress-free ride.