Bajaj Allianz Two-Wheeler Add-Ons

Bike insurance add-on covers are designed to enhance the coverage of your bike insurance policy. You can get it by paying a little extra amount of premium to increase the coverage for the parts of the bike parts or to secure yourself for receiving emergency services. Bajaj Allianz hosts a range of add-on covers which can be chosen by its policyholders during the purchase or renewal process.

The add-on covers can be purchased to be availed with standalone own-damage insurance plans and comprehensive insurance plans only. Here are the add-ons which are available with Bajaj Allianz bike insurance policies:

1. 24x7 Spot Assistance - The Bajaj Allianz General Insurance offers roadside assistance add-on cover for its bike insurance plans with the name of 24x7 Spot Assistance. As per this add-on cover, you can ask for assistance anywhere and anytime, in case of a sudden breakdown of your bike. To avail this cover, you just have to make a call at 1800-103-5858 and the roadside assistance team will be at your service as soon as possible.

2. Zero Depreciation Cover – Soon after you purchase your two-wheeler, its price will start reducing with time due to depreciation. It will reduce the market value of your bike which will ultimately lessen the claim amount to be received by you. However, Zero Depreciation add-on covers the depreciation value of your two-wheeler and makes you receive the complete amount of claim without making default depreciation deduction on its parts. For instance, without this add-on cover you are eligible to get only 50% value of your bike’s tyres after an accident, but with this cover, you will get its complete cost.

3. Personal Accident Cover For Pillion Rider – Being a responsible rider, you should care for the safety of the pillion rider in addition to the protection of your bike and yourself. The personal accident cover for pillion riders is an add-on cover which promises to bear the treatment expenses of the pillion rider. This add-on can bring a huge relief for you in case your co-passenger suffers major injuries in an accident or a mishap.