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Navi Car Insurance Renewal

When you purchase a car insurance policy, it comes with validity or a policy term. It is a period after which you are required to renew your plan to continue to avail it. The renewal of the plan assists policyholders to enjoy the car insurance coverage and benefits for cars. Navi General Insurance allows its policyholders to get their car insurance plans renewed swiftly and without any hassle.

Navi Car Insurance Policy Renewal - Online Process

Policyholders can renew Navi car insurance plans by following the below-given steps:

Step 1: Visit Insurer Website

Visit the website of Navi General Insurance and click on the “Renew Your Policy” tab.

Step 2: Fill In the required details

Enter your mobile number and click on the “Send OTP” option. Fill the OTP and click on the “Login” link. Also, you will be required to fill in some required details such as policy number, car registration number, car insurance policy expiry date, and so on, to move further.

Step 3: Confirm the Plan

The policy details will be displayed on your screen for verification. You are suggested to look through the details carefully and validate if you wish to renew the car insurance policy with the provided details. In case you want to make any amendments in the plan like including add-on covers, selecting a long-term plan, and so on, you can make it. After making the changes, you can confirm the plan and continue.

Step 4: Pay for the Renewal

When the plan is finalised, the premium amount for renewal will appear on your screen which you will have to pay for through the available payment options. The car insurance policy renewal will be completed with the successful payment. After this, you will get a confirmation mail from your insurer which may also include the revised policy document.

Navi Car Insurance Policy Renewal - Offline Process

To renew your car insurance plan offline, you can get in touch with Navi General Insurance by calling the toll-free number 1800-123-0004 between 8 am and 8 pm. Also, you can reach the insurance company by sending an Email with plan details and your query to

Navi Car Insurance Renewal Benefits

Here are some benefits you can avail while renewing your plan with Navi General Insurance:

  • Get round the clock emergency support
  • Reduce third party liabilities and legal burden
  • Insure your car for any accidental damage or loss
  • Enjoy No Claim Bonus for every claim-free year
  • Extend your plan coverage with an add-on cover option
  • Avail cashless repair service at insurer’s network garages.

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Navi Car Insurance Policy Renewal FAQs

  • When should I renew my Navi car insurance plan?

    You must renew your Navi car insurance policy before the due date of its expiry. However, even if you miss to renew it before expiry, the insurance company offers you a grace period to get it renewed within 90 days of the expiry date and save it from getting expired.

  • Can I transfer my NCB from my insurer to Navi car insurance?

    Yes, you are free to transfer your No Claim Bonus (NCB) from your insurance company to the Navi car insurance plan while making its purchase.

  • Can I exclude an add-on cover from my policy during the renewal process?

    Yes, you are allowed to modify your car insurance plan during the renewal process. During the renewal of the plan, you can add or remove any add-on cover from your policy for making the final payment.

  • What factors impact the premium of your car insurance policy at the time of renewal?

    Here are some factors that influence the policy premium at the time of renewal:

    • Age of the car
    • Term of the policy
    • Add-on covers added
    • No Claim Bonus earned
    • Type of the policy opted
    • Modifications made on the car
  • Can I renew my car insurance plan with Navi General Insurance without a policy document?

    Yes, you can easily renew your car insurance plan without a policy document, in case it gets lost. In such a scenario, you are required to initiate the process of renewal by entering your existing car insurance policy number at the renewal section on the website of the insurance company.

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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.