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*TP price for less than 75cc two wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

Future Generali Bike Insurance Claim

Future Generali Bike Insurance

128 reviews Rate This
    Network Garages2,500+
    Claim Settlement Ratio89.40%
    Awards ISO 9001:2008 certified
    Emergency Assistance24/7

    Future Generali Bike Insurance Claim

    Future Generali General Insurance is a reputed insurance company having an impressive claim settlement ratio of 89.40% in the financial year of 2017-2018. It has made sure that the policyholders receive a hassle-free claim settlement.

    Future Generali has developed a user-friendly website supported by active online chat and helpline numbers to assist its policyholders at the time of claim settlement. The policyholders can undergo seamless online and offline procedures of claim settlement through the steps mentioned below.

    List of Documents Required During Claim Settlement

    The following documents are required at the time of settling a bike insurance claim.

    • Duly filled and signed claim form
    • Self-attested copy of Registration Certificate (RC)
    • Driving license of the person driving at the time of the accident
    • Policy copy
    • Original repair estimate, repair invoice and payment receipt for non-cashless claims
    • Original repair invoice for cashless claims.

    How To Make a Cashless Bike Insurance Claim with Future Generali Bike Insurance policy?

    Future Generali General Insurance has introduced a claim settlement process for the bike insurance policy in the following simple steps to offer a hassle-free experience to its policyholders.

    Step 1: Contact Future Generali General Insurance and register the claim

    To initiate the claim settlement procedure, the policyholder should immediately inform the insurer after the incident, be it theft, accident or any damage to the bike. You can get in touch with Future Generali General Insurance by dialling 1800 220 233, 1860 500 33333 or 022 67837800. The call should be made within 24 hours of the unfortunate event of an accident. You can also SMS "MOTORCLAIM" to 9222211100. To intimate the claim online, follow the steps below.

    • Open the official website
    • Click on the “CLAIMS” option
    • Select “Report a Motor Claim” from the drop-down menu
    • A new page opens up, fill up the required fields and click on “Submit”.

    You receive a claim registration number at the end of the process. In case of call or message intimation to the insurer, a representative calls back for the details and provides you with the claim registration number.

    Step 2: Survey of Damages

    A company surveyor is sent to assess the extent of the damages caused to the bike during the accident. In the case of third party property damage, provide its vehicle registration number. You can even provide contact details of witnesses if any as proof. The surveyor estimates the cost of repair and collects the duly filled claim form, policy documents and proves of the incident. The insured’s bike is moved to the nearest network garage.

    Step 3: Claim Settlement

    After assessing all the aspects, the surveyor gives approval. The insurer confirms its financial and legal liabilities and pays all the expenses of repair of the insured’s bike to the garage. The claim amount is calculated taking the deductibles and depreciation into consideration.

    How To Make a Reimbursement Bike Insurance Claim with Future Generali Bike Insurance policy?

    A reimbursement claim can be registered if you can not find a network garage nearby or want to repair the bike in any other garage. The policyholder receives compensation for the repairs through a reimbursement claim. The process of placing a reimbursement claim is described in the following steps.

    Step 1: Contact the insurer and register the claim

    You can initiate a reimbursement claim by dialling the official numbers of the insurer which are 1800 220 233, 1860 500 33333 and 022 67837800. The call should be made within 24 hours of the unfortunate event of an accident. You can also SMS "MOTORCLAIM" to 9222211100. In both cases, the representative reverts back to you and collects the details of the accident or damage and provides you with a unique claim registration number. To intimate the claim online, follow the steps below.

    • Open the official website
    • Click on the “CLAIMS” option
    • Select “Report a Motor Claim” from the drop-down menu
    • A new page opens up, fill up the required fields and click on “Submit”.

    After the submission, you receive the claim registration number.

    Step 2: Survey of the Damages Incurred

    It is advised not to move the bike to the garage before the surveyor arrives. The insurance company appoints a surveyor to check the condition of the bike. The surveyor produces an estimate of the cost of repair and collects the required documents, duly filled claim form and contact numbers of witnesses or photos of the incident as proof.

    Step 3: Repair and Reimbursement

    After the approval from the surveyor, the policyholder can send the bike to his desired garage. Submit the bills and receipts of repair along with policy documents to the insurer to receive the reimbursement. The company checks the details and finally disburses the claim amount taking into account all the deductibles and depreciation. The reimbursement claim is settled by Future Generali within 7 days of submission of the final bills.

    Common Claim Rejection Reasons

    Future Generali General Insurance has a set of specific conditions for the approval of the claim. The claim is rejected by the insurance company under the following circumstances.

    • Registration of a fraud Claim
    • Claiming wrong coverage amount
    • Misinterpretation of facts
    • Improper functioning of the vehicle parts
    • Driving without a valid license
    • Intoxication
    • Lack of details required to process the claim
    • Delay in intimation about the mishap to the insurer
    • Act of negligence.

    Future Generali Bike Insurance User Reviews

    Write your review
    What users are saying
    • All
    • Most Helpful
    • Customer-friendly website

      The website of InsuranceDekho is great and user-friendly which is filled with exceptional quality information ...

      Read More
      A
      By Ashish Kumar Jha
      On: September 24, 2020
    • Incredible claim support

      The team of InsuranceDekho consists of expert and experienced professionals who know each and every trick to g...

      Read More
      R
      By Rakesh Rao
      On: September 23, 2020
    • Simple to compare and choose

      With the InsuranceDekho portal, I could now easily compare different insurance plan quotes and select the best...

      Read More
      H
      By Hemant Jainath
      On: September 17, 2020
    • Prompt policy issuance

      The InsuranceDekho portal provides me assistance to find Future Generali bike insurance policy for my Royal En...

      Read More
      S
      By Suresh Jaiswal
      On: September 16, 2020
    • Informative insurance platform

      InsuranceDekho is an interesting, informative and useful insurance platform. It gave me easy and simple assist...

      Read More
      Y
      By Yashish Kundra
      On: September 15, 2020
    • Easy to compare and choose

      With InsuranceDekho portal, I could now easily compare and select the best-suited bike insurance policy quotes...

      Read More
      D
      By Dheeraj Mathur
      On: September 14, 2020
    • Different payment modes

      After a year of its purchase, I renewed my Future Generali bike insurance plan which I purchased to protect my...

      Read More
      K
      By Karan Lamba
      On: September 10, 2020
    • Policy renewed in minutes

      I could renew my Future Generali insurance policy in no time at InsuranceDekho platform. To renew the bike ins...

      Read More
      V
      By Varun Khatri
      On: September 9, 2020
    • Assistance to request claim

      I own a bike insurance cover of Future Generali Insurance that I purchased for my Honda Activa 4G from Insuran...

      Read More
      M
      By Mahendra Yadav
      On: September 8, 2020
    • Multiple add-on options

      The InsuranceDekho platform holds a wide range of add-on options for Future Generali bike insurance. The insur...

      Read More
      H
      By Hemant Kukreja
      On: September 7, 2020
    • Customer-friendly website

      The website of InsuranceDekho is great and user-friendly which is filled with exceptional quality information ...

      Read More
      A
      By Ashish Kumar Jha
      On: September 24, 2020
    • Incredible claim support

      The team of InsuranceDekho consists of expert and experienced professionals who know each and every trick to g...

      Read More
      R
      By Rakesh Rao
      On: September 23, 2020
    • Simple to compare and choose

      With the InsuranceDekho portal, I could now easily compare different insurance plan quotes and select the best...

      Read More
      H
      By Hemant Jainath
      On: September 17, 2020
    • Prompt policy issuance

      The InsuranceDekho portal provides me assistance to find Future Generali bike insurance policy for my Royal En...

      Read More
      S
      By Suresh Jaiswal
      On: September 16, 2020
    • Informative insurance platform

      InsuranceDekho is an interesting, informative and useful insurance platform. It gave me easy and simple assist...

      Read More
      Y
      By Yashish Kundra
      On: September 15, 2020
    • Easy to compare and choose

      With InsuranceDekho portal, I could now easily compare and select the best-suited bike insurance policy quotes...

      Read More
      D
      By Dheeraj Mathur
      On: September 14, 2020
    • Different payment modes

      After a year of its purchase, I renewed my Future Generali bike insurance plan which I purchased to protect my...

      Read More
      K
      By Karan Lamba
      On: September 10, 2020
    • Policy renewed in minutes

      I could renew my Future Generali insurance policy in no time at InsuranceDekho platform. To renew the bike ins...

      Read More
      V
      By Varun Khatri
      On: September 9, 2020
    • Assistance to request claim

      I own a bike insurance cover of Future Generali Insurance that I purchased for my Honda Activa 4G from Insuran...

      Read More
      M
      By Mahendra Yadav
      On: September 8, 2020
    • Multiple add-on options

      The InsuranceDekho platform holds a wide range of add-on options for Future Generali bike insurance. The insur...

      Read More
      H
      By Hemant Kukreja
      On: September 7, 2020

    Future Generali Bike Insurance Claim FAQs

    • What are cashless garages?

      Cashless garages or network garages refer to those garages that have a mutual understanding with the insurer for the repair of a vehicle insured under their policy. These garages provide free repair and replacement services for the damages to the insured’s bike.

    • In case of a major accident, when is the survey done?

      In case of a major accident, the surveyor conducts a spot survey within 24 hours of the accident.

    • How can I find the nearest network garage?

      You can find the nearest network garage from the “GARAGE LOCATOR” on the official website. You have to select the state, city, two-wheeler, and area in the “GARAGE LOCATOR” to find the nearest garage.

    • Does Future Generali General Insurance provide towing service?

      Yes, Future Generali provides towing service from the accident stop to the nearest network garage.

    • What coverage amount would I get in case of theft?

      The insurer provides the calculated Insured Declared Value (IDV) of the bike deducting the depreciation and deductible in case of theft of the insured’s bike.

    Why Choose Bike Insurance from InsuranceDekho?

    • Instant policy# within 5 mins
    • More than 11.5 Lac happy customers
    • Claim Support available all 7 days of the week

    Future Generali Bike Insurance Contact Details

    For any assistance or query, call us on

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    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.