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Top Future Generali Bike Insurance Plans

PLAN TYPE: Comprehensive
Starting From 714
PLAN TYPE: Third Party
Starting From 714
PLAN TYPE: Own Damage
Starting From 113

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Select your Two wheeler brand

  • Hero
  • Honda
  • TVS
  • Bajaj
  • Yamaha

Which city is your Two wheeler registered in?

  • Ahmedabad
  • Bangalore
  • Chandigarh
  • Chennai
  • Gurgaon

When did you buy your Two wheeler?

Future Generali Bike Insurance Claim

Future Generali General Insurance is a reputed insurance company having an impressive claim settlement ratio of 88.69% in the financial year of 2019-2020. It has made sure that the policyholders receive a hassle-free claim settlement.

Future Generali has developed a user-friendly website supported by active online chat and helpline numbers to assist its policyholders at the time of claim settlement. The policyholders can undergo seamless online and offline procedures of claim settlement through the steps mentioned below.

List of Documents Required During Claim Settlement

Following are the documents required for claim process of a Future Generali two wheeler insurance policy

  • Claim form duly filled and signed
  • Original/Copy of two-wheeler insurance policy documents
  • Copy of Registration Certificate (RC)
  • Copy of Driving License
  • Copy of FIR (First Information Report)Tax Receipts
  • Estimate of cost of repairs
  • Bills and receipts of repairs done
  • ‘No Trace Report’ of the insured two-wheeler from the police.
  • Duly filled and signed 26, 28, 29, 30 and 35 Forms
  • Original Registration Certificate (RC)
  • Theft declaration from Regional Transport Office
  • All sets of keys/Warranty Card/Service Booklets

How To Make Future Generali Cashless Bike Insurance Claim?

Future Generali General Insurance has introduced a claim settlement process for the bike insurance policy in the following simple steps to offer a hassle-free experience to its policyholders.

Step 1: Contact Future Generali General Insurance and Register the Claim

To initiate the claim settlement procedure, the policyholder should immediately inform the insurer after the incident, be it theft, accident or any damage to the bike. You can get in touch with Future Generali General Insurance by dialling 1800 220 233, 1860 500 33333 or 022 67837800. The call should be made within 24 hours of the unfortunate event of an accident. You can also SMS "MOTORCLAIM" to 9222211100. To intimate the claim online, follow the steps below.

  • Open the official website
  • Click on the “CLAIMS” option
  • Select “Report a Motor Claim” from the drop-down menu
  • A new page opens up, fill up the required fields and click on “Submit”.

You receive a claim registration number at the end of the process. In case of call or message intimation to the insurer, a representative calls back for the details and provides you with the claim registration number.

Step 2: Survey of Damages

A company surveyor is sent to assess the extent of the damages caused to the bike during the accident. In the case of third party property damage, provide its vehicle registration number. You can even provide contact details of witnesses if any as proof. The surveyor estimates the cost of repair and collects the duly filled claim form, policy documents and proves of the incident. The insured’s bike is moved to the nearest network garage.

Step 3: Claim Settlement

After assessing all the aspects, the surveyor gives approval. The insurer confirms its financial and legal liabilities and pays all the expenses of repair of the insured’s bike to the garage. The claim amount is calculated taking the deductibles and depreciation into consideration.

How To Make Future Generali Reimbursement Bike Insurance Claim?

A reimbursement claim can be registered if you can not find a network garage nearby or want to repair the bike in any other garage. The policyholder receives compensation for the repairs through a reimbursement claim. The process of placing a reimbursement claim is described in the following steps.

Step 1: Contact the Insurer and Register the Claim

You can initiate a reimbursement claim by dialling the official numbers of the insurer which are 1800 220 233, 1860 500 33333 and 022 67837800. The call should be made within 24 hours of the unfortunate event of an accident. You can also SMS "MOTORCLAIM" to 9222211100. In both cases, the representative reverts back to you and collects the details of the accident or damage and provides you with a unique claim registration number. To intimate the claim online, follow the steps below.

  • Open the official website
  • Click on the “CLAIMS” option
  • Select “Report a Motor Claim” from the drop-down menu
  • A new page opens up, fill up the required fields and click on “Submit”.

After the submission, you receive the claim registration number.

Step 2: Survey of the Damages Incurred

It is advised not to move the bike to the garage before the surveyor arrives. The insurance company appoints a surveyor to check the condition of the bike. The surveyor produces an estimate of the cost of repair and collects the required documents, duly filled claim form and contact numbers of witnesses or photos of the incident as proof.

Step 3: Repair and Reimbursement

After the approval from the surveyor, the policyholder can send the bike to his desired garage. Submit the bills and receipts of repair along with policy documents to the insurer to receive the reimbursement. The company checks the details and finally disburses the claim amount taking into account all the deductibles and depreciation. The reimbursement claim is settled by Future Generali within 7 days of submission of the final bills.

Common Future Generali Bike Insurance Claim Rejection Reasons

Future Generali General Insurance has a set of specific conditions for the approval of the claim. The claim is rejected by the insurance company under the following circumstances:

  • Registration of a fraud Claim
  • Claiming wrong coverage amount
  • Misinterpretation of facts
  • Improper functioning of the vehicle parts
  • Driving without a valid license
  • Intoxication
  • Lack of details required to process the claim
  • Delay in intimation about the mishap to the insurer
  • Act of negligence.

Future Generali No Claim Bonus

Future Generali offers No Claim Bonus with every own-damage cover for two-wheelers. This can be purchased either as a standalone own-damage two-wheeler insurance or as part of a comprehensive two-wheeler insurance plan. This reward is only given for claim-free years as a token gesture made by the insurance provider for the policyholder’s safe driving habits. The No Claim Bonus becomes progressively higher with consecutive claim-free years, reaching 50% in the fifth consecutive claim-free year. However, the reward is disabled by any claim made by the insurance holder, no matter how minor. Thus, it is advised that customers only file for a two-wheeler insurance claim when the damage caused due to a mishap is significant.

Additionally, it is also expected that the customer maintains regularity in renewing their two-wheeler insurance policy to keep their accumulated NCB intact. If they fail to do so the NCB becomes inoperative. Insurance providers in an attempt to avoid such losses give their customers a grace period of 90 days from the expiry date to renew their insurance policy. However, if there are any delays after this mentioned period the policy and the NCB with it are cancelled. An added benefit of the NCB is that it can be transferred. Hence, if the insurance holder shifts to a different company or sells their bike for a new one the NCB is not lost.

Must Read Articles before buying Future Generali Bike Insurance

Future Generali Bike Insurance User Reviews

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What users are saying
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  • Own Damage
  • Renewal
  • Cashless Garages
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  • Efficient Claims Settlement

    I had a claim for my Future Generali Bike Insurance Policy for my Bajaj bike, and the process with InsuranceDekho's cashless garage was efficient. It was reassuring to know my insurer had everything under control.

    By Mukesh Bagga
    On: November 21, 2023
  • Depreciation-Free Repairs

    I appreciate how zero-dep insurance added to my Future Generali Bike Insurance Policy from InsuranceDekho ensures depreciation-free repairs for my Suzuki bike. It's a great relief for me.

    By Anoop Singh
    On: November 9, 2023
  • No Hidden Surprises

    I feel that with InsuranceDekho, there were no hidden surprises during renewal. The terms and conditions for the Future Generali Bike Insurance Policy are transparent, and I know what I'm getting for my KTM bike.

    By Sumil Magr
    On: November 3, 2023
  • Financial Security on the Road...

    Third-party car insurance from InsuranceDekho provides financial security on the road. I know I won't face unexpected expenses in a legal situation because of the secured Future Generali Bike Insurance Policy for my Honda bike.

    By Aamir Shah
    On: October 31, 2023
  • All-Inclusive Protection Done ...

    I appreciate how InsuranceDekho gets all-inclusive protection right with their comprehensive bike Future Generali Bike Insurance Policy. The policy covers every aspect of my Honda bike ownership and makes it hassle-free.

    By Dheeraj Sabr
    On: October 23, 2023
  • Effortless Car Insurance Claim...

    InsuranceDekho made my Future Generali Bike Insurance Policy’s claim process effortless. Their quick response and seamless claim settlement allowed me to get my Hero bike back on the road in no time.

    By Rajesh Goswami
    On: October 17, 2023
  • Tailored Coverage Options with...

    InsuranceDekho's own damage coverage with the Future Generali Bike Insurance Policy is an amazing policy. They offer tailored options for my KTM bike to meet my individual needs, ensuring that I get the right protection.

    By Sanjay Koul
    On: October 12, 2023
  • Wide Network, More Options

    InsuranceDekho's extensive network of cashless garages means more options for repairs. It's reassuring to know that as my Honda bike is insured under the Future Generali Bike Insurance Policy, help is never too far away.

    By Kartik Mahadevan
    On: October 6, 2023
  • Renewal Made Easy

    InsuranceDekho's car insurance renewal is hassle-free. I didn't have to jump through hoops or deal with confusing paperwork while renewing my Future Generali Bike Insurance Policy for my KTM bike. Their commitment to a smooth renewal process is evident.

    By Sunil Gayen
    On: September 29, 2023
  • Efficient Claims Handling

    InsuranceDekho handled my claims for third-party insurance efficiently which I filed for my Future Generali Bike Insurance Policy. They ensured I received the necessary support during a challenging situation for my Triumph bike.

    By Manoj Verma
    On: September 20, 2023

Future Generali Bike Insurance Claim FAQs

  • What are cashless garages?

    Cashless garages or network garages refer to those garages that have a mutual understanding with the insurer for the repair of a vehicle insured under their policy. These garages provide free repair and replacement services for the damages to the insured’s bike.

  • In case of a major accident, when is the survey done?

    In case of a major accident, the surveyor conducts a spot survey within 24 hours of the accident.

  • How can I find the nearest network garage?

    You can find the nearest network garage from the “GARAGE LOCATOR” on the official website. You have to select the state, city, two-wheeler, and area in the “GARAGE LOCATOR” to find the nearest garage.

  • Does Future Generali General Insurance provide towing service?

    Yes, Future Generali provides towing service from the accident stop to the nearest network garage.

  • What coverage amount would I get in case of theft?

    The insurer provides the calculated Insured Declared Value (IDV) of the bike deducting the depreciation and deductible in case of theft of the insured’s bike.

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Future Generali Bike Insurance Contact Details

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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.