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Calculate Your Bike Insurance Premium Online

Select your Two wheeler brand

  • Hero
  • Honda
  • TVS
  • Bajaj
  • Yamaha

Which city is your Two wheeler registered in?

  • Ahmedabad
  • Bangalore
  • Chandigarh
  • Chennai
  • Gurgaon

When did you buy your Two wheeler?

What is a Bike Insurance Premium Calculator?

Bike insurance premium calculator is an online tool that helps you calculate the bike insurance premium that you will be required to pay to avail insurance benefits under your policy. To use a bike insurance premium calculator at InsuranceDekho, you just need to enter your bike details and you will get the right premium displayed on your screen. It is a useful tool that helps you make the most cost-effective decision by enabling comparison of available plans.

How to Use a Two-Wheeler Insurance Premium Calculator?

Follow the simple steps given below to use bike insurance premium calculator at InsuranceDekho:

Step 1: Select the Make, Model, Variant, and Fuel Type of your bike.

Step 2: Select the City of your bike registration and the year of purchase.

Step 3: Answer the question ‘Have you made a claim in the previous year?’ by selecting yes or no.

Step 4: Click the ‘Calculate’ button. You will find the right IDV and premium for your bike insurance plan.

Benefits of Two-Wheeler Insurance Premium Calculator

Listed below are some benefits of bike insurance premium calculator at InsuranceDekho:

  1. Right Insured Declared Value: Insurancedekho’s bike insurance premium calculator tells you the right Insured Declared Value of your vehicle by taking into consideration several factors such as make, model, variant, fuel type, etc. Knowing the market value of your bike keeps you informed about the amount that you can claim from the insurer in case of total loss or theft of your bike.
  2. Correct Premium: One of the prime benefits of using a bike insurance premium calculator is that it helps you in knowing the correct premium. It helps you make an informed decision.
  3. Helps You Decide: With a bike insurance premium calculator, you can find bike insurance quotes offered by a number of insurance companies. You can compare them on the basis of benefits offered under each policy and decide the best quote without any external influence.
  4. Helps You Buy An Economic Policy: Knowing the premium amount and benefits offered under various bike insurance plans in the market helps you choose the most cost-effective policy for your bike.

Third Party Two-Wheeler Insurance Premium Rates

Engine Capacity

Premium to Buy a New Policy (5-Year Plan)

Premium to Renew Existing Policy (1-Year Plan)

Not exceeding 75 cc

Rs. 1,045

Rs. 482

Exceeding 75 cc but not exceeding 150 cc

Rs. 3,285

Rs. 752

Exceeding 150 cc but not exceeding 350 cc

Rs. 5,453

Rs. 1,193

Exceeding 350 cc

Rs. 13,034

Rs. 2,323

(Source: Insurance Regulatory and Development Authority of India)

Premium for Comprehensive and Standalone Own-Damage Bike Insurance Plans

There are several factors that impact the premium for standalone own-damage and comprehensive bike insurance plans. Some of them are the cubic capacity of your bike, timely renewal, your driving history, and age of the bike. InsuranceDekho’s bike insurance premium calculator gives you an estimate of the premium considering these factors. Read more about the factors affecting the premium of your bike below.

Factors Which Determine Two-Wheeler Insurance Premium

Explained below are some factors that affect your bike insurance premium:

  1. Insured Declared Value: Insured Declared Value or IDV is the market value of your bike. It is the amount that you can be compensated for in case of theft or total loss of your bike. So, the higher the IDV of your bike, the higher premium you will be required to pay as it increases the insurer’s liability.
  2. Anti-Theft Devices: If you install ARAI-approved anti-theft devices in your bike, then you will be able get a discount on your own-damage premium. This is because these devices ensure safety of the bike that reduces the chances of theft which decreases the liability of the insurer.
  3. Modifications: Modifying your bike can increase the premium as modifications may compromise with the bike’s safety features and increase the chances of it being stolen or getting involved in an accident. So, more modifications will increase your bike insurance premium.
  4. Number of Add-Ons: Add-ons are the additional benefits that you can purchase by paying extra premium for your bike insurance policy. Future Generali bike insurance policies come with several add-on benefits such as zero depreciation cover, daily cash allowance cover, engine protection cover etc. But you must choose the add-on benefits wisely as they increase your bike insurance premium.
  5. Engine’s Cubic Capacity: Higher the cubic capacity of the engine of your bike, the faster it can go, which increases the risk on the road. This increases the insurer’s liability and therefore, a higher premium will be charged for it.

Must Read Articles before buying Future Generali Bike Insurance

Future Generali Bike Insurance User Reviews

Write your review
What users are saying
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  • Renewal
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  • Claim
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  • Efficient Claims Settlement

    I had a claim for my Future Generali Bike Insurance Policy for my Bajaj bike, and the process with InsuranceDekho's cashless garage was efficient. It was reassuring to know my insurer had everything under control.

    M
    By Mukesh Bagga
    On: November 21, 2023
  • Depreciation-Free Repairs

    I appreciate how zero-dep insurance added to my Future Generali Bike Insurance Policy from InsuranceDekho ensures depreciation-free repairs for my Suzuki bike. It's a great relief for me.

    A
    By Anoop Singh
    On: November 9, 2023
  • No Hidden Surprises

    I feel that with InsuranceDekho, there were no hidden surprises during renewal. The terms and conditions for the Future Generali Bike Insurance Policy are transparent, and I know what I'm getting for my KTM bike.

    S
    By Sumil Magr
    On: November 3, 2023
  • Financial Security on the Road...

    Third-party car insurance from InsuranceDekho provides financial security on the road. I know I won't face unexpected expenses in a legal situation because of the secured Future Generali Bike Insurance Policy for my Honda bike.

    A
    By Aamir Shah
    On: October 31, 2023
  • All-Inclusive Protection Done ...

    I appreciate how InsuranceDekho gets all-inclusive protection right with their comprehensive bike Future Generali Bike Insurance Policy. The policy covers every aspect of my Honda bike ownership and makes it hassle-free.

    By Dheeraj Sabr
    On: October 23, 2023
  • Effortless Car Insurance Claim...

    InsuranceDekho made my Future Generali Bike Insurance Policy’s claim process effortless. Their quick response and seamless claim settlement allowed me to get my Hero bike back on the road in no time.

    R
    By Rajesh Goswami
    On: October 17, 2023
  • Tailored Coverage Options with...

    InsuranceDekho's own damage coverage with the Future Generali Bike Insurance Policy is an amazing policy. They offer tailored options for my KTM bike to meet my individual needs, ensuring that I get the right protection.

    S
    By Sanjay Koul
    On: October 12, 2023
  • Wide Network, More Options

    InsuranceDekho's extensive network of cashless garages means more options for repairs. It's reassuring to know that as my Honda bike is insured under the Future Generali Bike Insurance Policy, help is never too far away.

    K
    By Kartik Mahadevan
    On: October 6, 2023
  • Renewal Made Easy

    InsuranceDekho's car insurance renewal is hassle-free. I didn't have to jump through hoops or deal with confusing paperwork while renewing my Future Generali Bike Insurance Policy for my KTM bike. Their commitment to a smooth renewal process is evident.

    S
    By Sunil Gayen
    On: September 29, 2023
  • Efficient Claims Handling

    InsuranceDekho handled my claims for third-party insurance efficiently which I filed for my Future Generali Bike Insurance Policy. They ensured I received the necessary support during a challenging situation for my Triumph bike.

    M
    By Manoj Verma
    On: September 20, 2023

Future Generali Bike Insurance Premium Calculator FAQs

  • Why should I use the bike insurance premium calculator?

    With the bike insurance premium calculator, you can easily get the premium amount and IDV offered by different insurance companies. It will help you select a better bike insurance plan.

  • Where can I find the premium calculator to get the premium from it?

    You can find the best premium calculator to compute the premium and Insured Declared Value (IDV) for your insurance policy at the website of InsuranceDekho, i.e., www.insurancedekho.com.

  • Can I avail the premium calculator to compute the premium for my old bike?

    Yes, you can avail premium calculator to calculate the premium amount for your old bike as well as your new bike.

  • What factors determine the premium amount of a bike insurance plan?

    Factors that affect the insurance premium of a bike insurance cover are Insured Declared Value (IDV), Engine’s Cubic Capacity, No Claim Bonus (NCB), Anti-Theft Devices, Age of the Owner, Add-on Cover Options and so on

  • What should I enter to get the premium on the premium calculator?

    You will have to enter details like make, model and variant of your bike, fuel type of your bike, RTO location of your bike, engine capacity of your bike, registration year of your bike, etc., to get the premium amounts offered by different insurers through the premium calculator.

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Future Generali Bike Insurance Contact Details

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Calculate your Two Wheeler IDV

#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.