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Future Generali Own Damage Bike Insurance

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    Network Garages3,500+
    Claim Settlement Ratio88.69% in FY20
    Emergency AssistanceAvailable 24/7
    Policies Issued18 lakh+ in FY19
    Customers16 lakh+
    Presence125+ branches

    Future Generali Standalone Own-Damage Two-Wheeler Insurance Policy

    A standalone own-damage two-wheeler insurance will provide a layer of protection for both you and your two-wheeler in case there is a mishap. The insurance provides compensation for own-damage costs in a wide variety of scenarios including earthquakes, cases of vandalism, theft, road accidents and manmade disasters to name a few. For customers looking for all-round protection, it is advisable to purchase an own-damage cover along with compulsory third party insurance covers.

    Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance


    Future Generali Third Party Two-Wheeler Insurance

    Future Generali Standalone Own-Damage

    Two-Wheeler Insurance

    Future Generali Comprehensive Two-Wheeler Insurance


    Future Generali’s third party insurance provides coverage for third party liabilities in case of a mishap that involves the two-wheelers. Third party liabilities under this cover comprises bodily injuries, death and property damage.

    Future Generali’s standalone own-damage cover for two-wheelers offers coverage for own-damage costs in case of a mishap. This coverage is provided in a wide range of scenarios.

    Future Generali’s comprehensive two-wheeler insurance plan gives compensation for both own-damage costs and third party liabilities in the event of a mishap. Moreover, both these aspects are covered under a single premium.


    Future Generali does not offer add-on covers with their third party two-wheeler insurance covers.

    Future General offers several add-on covers along with their standalone own-damage two-wheeler insurance covers.

    Future Generali offers many add-on covers along with their comprehensive two-wheeler insurance plans for customers to select from.


    Future Generali’s third party two-wheeler insurance is the least expensive of the three but also provides the most basic coverage.

    Future Generali’s standalone own-damage insurance for two-wheelers offers coverage for own-damage costs and thus has a higher premium.

    Future Generali’s comprehensive insurance for two-wheelers offers holistic coverage and hence is also the most expensive of the three options.

    What is Covered Under Future Generali Standalone Own-Damage Two-Wheeler Insurance Policy?

    The following are the aspects that are covered by Future Generali’s standalone own-damage two-wheeler insurance cover:

    • Road accidents that cause damage to your two-wheeler.
    • A fire or explosion that causes damage to the two-wheeler.
    • Cases of total damage or theft of the two-wheeler.
    • Damage to the two-wheeler that occurs due to a natural disaster or man-made calamity such as flash floods.

    What is Not Covered Under Future Generali Standalone Own-Damage Two-Wheeler Insurance Policy?

    The following are the aspects that are not covered under Future Generali’s standalone own-damage two-wheeler insurance cover:

    • An electrical fault or mechanical failure of the two-wheeler causes a breakdown.
    • Mishaps that occur due to illegal driving or misuse of the two-wheeler.
    • You can also purchase add-on covers to further strengthen the standalone own-damage two-wheeler insurance.
    Bike insurance starting from Rs.482/year*
    • Save upto 75%*
      Lowest Bike Premiums
    • 11.5 Lakh+
      Happy Customers
    • Claim Support
      7 days a week

    *TP price for less than 75cc two-wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

    Benefits of Future Generali Standalone Own-Damage Two-Wheeler Insurance Policy

    These are some of the benefits of purchasing a standalone own-damage policy from Future Generali:

    • The cover provides compensation for the own-damage costs for a mishap, thus proving the insurance holder with financial security in times of crisis.
    • The cover also offers add-on covers that can be purchased to further enhance coverage.
    • The two-wheeler own-damage insurance offers No Claim Bonus to its policyholders for a claim-free year.

    How To Purchase Future Generali Standalone Own-Damage Two-Wheeler Insurance Policy?

    Below-mentioned is the steps to purchase a Future Generali standalone own-damage two-wheeler insurance policy:

    Step 1: Visit our website InsuranceDekho and select the two-wheeler insurance tab, it is the second option from the top left corner of the page. Next, from the drop-down menu select the ‘Standalone Own Damage’ option.

    Step 2: You need to enter your two-wheeler’s registration number in the given section. If you do not have this information you can alternatively enter its make, model and year of registration.

    Step 3: Also provide your personal details such as your name and phone number. Once you have entered all the required information select ‘Submit and Get Quotes’.

    Step 4: All the quotes for standalone own-damage two-wheeler insurance policies from the different insurance providers will be visible on your screen. You can select the offer by Future Generali standalone own-damage two-wheeler insurance and choose any add-ons you would like to purchase as well.

    Step 5: Make the payment for your selected Future Generali standalone own-damage two-wheeler insurance policy and the policy document will be sent to your registered email ID.

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    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.