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Universal Sompo Standalone Own-Damage Bike Insurance Policy

Using a two-wheeler comes with several uncertainties which are in some ways unavoidable. This can be a source of constant worry for you and your near and dear ones. An insurance policy is one way to get a layer of protection for both you and the two-wheeler in the event of a mishap. It does this by giving you compensation in the event of a mishap and thereby it will provide you with some sense of security in a time of crisis. Standalone own-damage two-wheeler insurance policies provide compensation for own-damage costs in the event of a mishap. Moreover, they provide this benefit in several scenarios including cases of total damage, theft, road accidents, natural and manmade calamities. When purchased alongside your compulsory third party insurance it can provide all-round protection.

Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance

Basis

Universal Sompo Third Party Insurance

Universal Sompo Standalone Own-Damage Insurance

Universal Sompo Comprehensive Insurance

Coverage

Universal Sompo’s third party two-wheeler insurance cover will only take care of third party liabilities in the event of a mishap. This includes bodily injuries, death and property damage.

Universal Sompo’s standalone own-damage two-wheeler insurance cover will only take care of own-damage costs in the event of a mishap. It provides compensation in a wide array of situations.

Universal Sompo’s comprehensive two-wheeler insurance plans offer coverage for both own-damage costs and third party liabilities under a single premium. Moreover, they also offer an optional Personal Accident Cover.

Add-ons

Universal Sompo’s third party two-wheeler insurance policy does not offer any add-on covers.

Universal Sompo’s standalone own-damage two-wheeler insurance covers offer many add-on covers to select from.

Universal Sompo’s comprehensive two-wheeler insurance plan also offers many add-on covers to select from.

Cost

Universal Sompo’s third party two-wheeler insurance plan is their most low-priced cover but it also offers the most basic coverage.

Universal Sompo’s standalone own-damage two-wheeler insurance cover has a higher price than third party insurance as it offers more coverage in the event of a mishap.

Universal Sompo’s comprehensive two-wheeler insurance plans are the most expensive option of the three as it takes care of both own-damage costs and third party liabilities under a single cover.

What is Covered Under a Universal Sompo Standalone Own-Damage Policy?

Following are the aspects that are covered under a Universal Sompo standalone own-damage two-wheeler insurance policy:

  • Accidents that cause damage to the two-wheeler.
  • Damage caused to the two-wheeler because of an explosion or fire.
  • Cases of theft and total damage of the two-wheeler.
  • Natural disaster or man made calamities that cause damage to the two-wheeler.

What is Not Covered Under a Universal Sompo Standalone Own-Damage Policy?

Following are the aspects that are not covered under a Universal Sompo standalone own-damage two-wheeler insurance policy:

  • Mechanical or electrical failures that cause the two-wheeler to break down.
  • Illegal driving habits that cause damage to the two-wheeler.
  • The depreciation of the two-wheeler due to natural wear and tear.
  • Damage to the two-wheeler due to a mishap outside India’s borders.

Benefits of Universal Sompo Standalone Own-Damage Policy

Following are the benefits of purchasing a Universal Sompo Two-Wheeler Insurance Policy:

  • It provides protection for the two-wheeler from several possible scenarios such as theft, road accidents, natural or manmade calamities, fire and explosions.
  • For every claim-free year, the insurance provider will offer a No Claim Bonus.
  • Add-on covers can be purchased along with the policy to further enhance the coverage.

How To Purchase a Universal Sompo Standalone Own-Damage Policy?

Following are the steps you need to take to purchase a Universal Sompo Two-Wheeler Insurance Policy:

Step 1: Visit InsuranceDekho and select the ‘two-wheeler insurance’ tab, it is the first option on the top left corner of the page. Select the ‘Standalone Own Damage’ option from the drop-down menu that appears.

Step 2: Enter the registration number of your two-wheeler. Enter your two-wheeler’s make, model and year of registration if you do not have the two-wheeler’s registration number.

Step 3: Next enter your personal details including your name and phone number. Once you have entered all the required information click on the ‘Submit and Get Quotes’ tab.

Step 4: The quotes for the policies in your category will be visible on your screen. Select the one offered by Universal Sompo and choose your add-on covers.

Step 5: once you make the payment for your Universal Sompo two-wheeler insurance policy the insurance document will be sent to your registered email ID.

Explore Universal Sompo Bike Insurance

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Universal Sompo Bike Insurance User Reviews

4.8
Rating based on
253 User reviews
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What users are saying
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  • Quick response on the chat box

    InsuranceDekho's website provides a chat box feature to its users. I bought the Universal Sompo bike insurance plan for my Kawasaki Ninja 650. In the buying process, I was facing some issues so I used the chat box feature available on the website. I got quick responses and all my questions were answered with immediate effect. The plan is amazing and comes with many benefits. Happy with the purchase.

    Read More

    D
    By Devesh Arya
    On: February 20, 2023
  • Customer care service

    While buying the Universal Sompo bike insurance plan for my Aprilia storm 125 from the InsuranceDekho website I faced some problems for which I contacted customer care service, and the executive immediately resolved all my issues. The plan comes with amazing benefits.

    Read More

    T
    By Tarun Yadav
    On: February 16, 2023
  • Option to choose from differen...

    I just bought a Universal Sompo own damage bike insurance policy from InsuranceDekho for my BMW F650 bike. The payment was completely secured and the website allowed me to pay the premium from different payment gateways. I choose to make the payment through my Credit card.

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    M
    By Mankirat Singh
    On: February 9, 2023
  • Rapid generation of quotes

    On InsuranceDekho, the generation of insurance quotes for my Yamaha Saluto was quick. I just had to enter the needed details like the bike's fuel type, MMV and the extent of the plan. In just a few seconds, I had found various quotes. I opted for Universal Sompo bike insurance plan.

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    By Srinivas Gupta
    On: January 31, 2023
  • Price Comparison

    I checked InsuranceDekho. It was so easy to choose a plan as the website had all the plans elaborated in an amazing way. I bought a Universal Sompo bike insurance plan which is nice in accordance with my preferences for my Aprilia Sr 160.

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    S
    By Samar Raj
    On: January 24, 2023
  • Well managed website

    The InsuranceDekho website is very well managed and maintained. All the things are arranged properly. While buying the Universal Sompo, for my Hero Pleasure Plus, it was very easy to locate everything that I wanted on the website.

    Read More

    H
    By Harsh Gupta
    On: January 3, 2023
  • Best customer care team

    The customer care service of the InsuranceDekho website is amazing. While buying the Universal Sompo bike insurance plan for my Hero Pleasure Plus, I had some doubts regarding the plan, I contacted customer care service and they cleared all my doubts and queries.

    Read More

    S
    By Shraddha Gupta
    On: October 13, 2022
  • Amazing customer care service

    The InsuranceDekho website has the best customer care service. I recently bought the Universal Sompo bike insurance plan for my Hero Electric Optima DX, I had some queries regarding the plan, so I contacted customer service and got all my queries resolved. Thanks to the team.

    Read More

    By Sushant Kapoor
    On: July 26, 2022
  • Amazing customer care service

    The InsuranceDekho website has the best customer care service. I recently bought the Universal Sompo bike insurance plan for my Hero Electric Optima DX, I had some queries regarding the plan, so I contacted customer service and got all my queries resolved. Thanks to the team.

    Read More

    S
    By Sushant Kapoor
    On: July 22, 2022
  • Quick response on the chat box

    InsuranceDekho's website provides a chat box feature to its users. I bought the Universal Sompo bike insurance plan for my Kawasaki Ninja 650. In the buying process, I was facing some issues so I used the chat box feature available on the website. I got quick responses and all my questions were answered with immediate effect. The plan is amazing and comes with many benefits. Happy with the purchase.

    Read More

    D
    By Devesh Arya
    On: July 12, 2022
  • Nice experience

    Easy to use . User friendly comparing to other sites. Quit awasome to create insurance for bike. And one thing. On payment page excellent work👌

    Read More

    d
    Honda Dio Poonamallee
    By dinesh kumar
    On: July 12, 2022
  • Amazing customer care service

    The InsuranceDekho website has the best customer care service. I recently bought the Universal Sompo bike insurance plan for my Hero Electric Optima DX, I had some queries regarding the plan, so I contacted customer service and got all my queries resolved. Thanks to the team.

    Read More

    By Sushant Kapoor
    On: June 30, 2022
  • Amazing customer care service

    The InsuranceDekho website has the best customer care service. I recently bought the Universal Sompo bike insurance plan for my Hero Electric Optima DX, I had some queries regarding the plan, so I contacted customer service and got all my queries resolved. Thanks to the team.

    Read More

    S
    By Sushant Kapoor
    On: June 28, 2022
  • Hassle free policy renewal

    Great platform for renewing your vehicle insurance. Compares all the policies with different ADC and PA and gives you flexibility of choosing your plan At your convenience

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    Honda Activa 4G Mumbai
    By ABDUL RAHMAN MOHD AMIR H GADA
    On: June 10, 2022
  • Amazing customer care service

    The InsuranceDekho website has the best customer care service. I recently bought the Universal Sompo bike insurance plan for my Hero Electric Optima DX, I had some queries regarding the plan, so I contacted customer service and got all my queries resolved. Thanks to the team.

    Read More

    S
    By Sushant Kapoor
    On: June 7, 2022
  • Quick response on the chat box

    InsuranceDekho's website provides a chat box feature to its users. I bought the Universal Sompo bike insurance plan for my Kawasaki Ninja 650. In the buying process, I was facing some issues so I used the chat box feature available on the website. I got quick responses and all my questions were answered with immediate effect. The plan is amazing and comes with many benefits. Happy with the purchase.

    Read More

    D
    By Devesh Arya
    On: June 2, 2022
  • Best customer service

    The customer care service of the InsuranceDekho website is amazing. While buying the Universal Sompo bike insurance plan for my Hero Pleasure Plus, I had some doubts regarding the plan, I contacted the customer care service and they cleared all my doubts and queries.

    Read More

    S
    By Shivansh Kakkar
    On: May 31, 2022
  • Well managed website

    The InsuranceDekho website is very well managed and maintained. All the things are arranged properly. While buying the Universal Sompo, for my Hero Pleasure Plus, it was very easy to locate everything that I wanted on the website.

    Read More

    H
    By Harsh Goyal
    On: May 26, 2022
  • Well managed website

    The InsuranceDekho website is very well managed and maintained. All the things are arranged properly. While buying the Universal Sompo, for my Hero Pleasure Plus, it was very easy to locate everything that I wanted on the website.

    Read More

    By Harsh Goyal
    On: May 24, 2022
  • The reminder feature on the we...

    I bought a Universal Sompo bike insurance plan for my Mangus EX from the InsuranceDekho website. They provided me with a reminder feature which is truly amazing. It keeps on reminding me to renew my Raheja QBE Bike insurance policy from time to time.

    Read More

    D
    By Dheeraj Singh
    On: May 17, 2022
  • Best customer service

    The customer care service of the InsuranceDekho website is amazing. While buying the Universal Sompo bike insurance plan for my Hero Pleasure Plus, I had some doubts regarding the plan, I contacted the customer care service and they cleared all my doubts and queries.

    Read More

    S
    By Shivansh Kakkar
    On: May 10, 2022
  • Customer care service

    While buying the Universal Sompo bike insurance plan for my Aprilia storm 125 from the InsuranceDekho website I faced some problems for which I contacted the customer care service, and the executive immediately resolved all my issues. The plan comes with amazing benefits.

    Read More

    T
    By Tarun Yadav
    On: April 26, 2022
  • The reminder feature is amazin...

    I bought a Universal Sompo bike insurance plan for my Mangus EX from the InsuranceDekho website. They provided me with a reminder feature which is truly amazing. It keeps on reminding me to renew my Raheja QBE Bike insurance policy from time to time.

    Read More

    D
    By Dheeraj Singh
    On: April 19, 2022
  • Quick response on the chat box

    InsuranceDekho's website provides a chat box feature to its users. I bought the Universal Sompo bike insurance plan for my Kawasaki Ninja 650. In the buying process, I was facing some issues so I used the chat box feature available on the website. I got quick responses and all my questions were answered with immediate effect. The plan is amazing and comes with many benefits. Happy with the purchase.

    Read More

    By Devesh Arya
    On: April 12, 2022
  • Quick response on the chat box

    InsuranceDekho's website provides a chat box feature to its users. I bought the Universal Sompo bike insurance plan for my Kawasaki Ninja 650. In the buying process, I was facing some issues so I used the chat box feature available on the website. I got quick responses and all my questions were answered with immediate effect. The plan is amazing and comes with many benefits. Happy with the purchase.

    Read More

    D
    By Devesh Arya
    On: March 31, 2022
  • Quick response on the chat box

    InsuranceDekho's website provides a chat box feature to its users. I bought the Universal Sompo bike insurance plan for my Kawasaki Ninja 650. In the buying process, I was facing some issues so I used the chat box feature available on the website. I got quick responses and all my questions were answered with immediate effect. The plan is amazing and comes with many benefits. Happy with the purchase.

    Read More

    D
    By Devesh Arya
    On: March 24, 2022
  • Quick response on the chat box

    InsuranceDekho's website provides a chat box feature to its users. I bought the Universal Sompo bike insurance plan for my Kawasaki Ninja 650. In the buying process, I was facing some issues so I used the chat box feature available on the website. I got quick responses and all my questions were answered with immediate effect. The plan is amazing and comes with many benefits. Happy with the purchase.

    Read More

    D
    By Devesh Arya
    On: March 22, 2022
  • Best customer service

    The customer care service of the InsuranceDekho website is amazing. While buying the Universal Sompo bike insurance plan for my Hero Pleasure Plus, I had some doubts regarding the plan, I contacted the customer care service and they cleared all my doubts and queries.

    Read More

    S
    By Shivansh Kakkar
    On: March 17, 2022
  • Well managed website

    The InsuranceDekho website is very well managed and maintained. All the things are arranged properly. While buying the Universal Sompo, for my Hero Pleasure Plus, it was very easy to locate everything that I wanted on the website.

    Read More

    H
    By Harsh Gupta
    On: March 10, 2022
  • Chat box feature

    InsuranceDekho's website provides a chat box feature to its users. I bought the Universal Sompo bike insurance plan for my Kawasaki Ninja 650. In the buying process, I was facing some issues so I used the chat box feature available on the website. I got quick responses and all my questions were answered with immediate effect. The plan is amazing and comes with many benefits. Happy with the purchase.

    Read More

    S
    By Shubham Sharma
    On: March 3, 2022
Universal Sompo Reviews

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