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IFFCO Tokio Own Damage Bike Insurance

324 reviews Rate This
    Network Garages4,300+
    Claim Settlement Ratio95.30% in FY20
    Emergency AssistanceAvailable 24/7
    Claim ProcessDigitally Enabled
    AccreditationAA/Stable Rating by CRISIL
    Presence20,000+ Branches

    IFFCO Tokio Standalone Own-Damage Bike Insurance Policy

    Riding a two-wheeler has a few risks and this can be a reason for your family to always worry about your safety. An insurance policy will give you a layer of protection against such risks by providing compensation for your own damage costs. Moreover, it also gives the insurance holder security in a time of crisis. If you purchase a standalone own-damage two-wheeler insurance it will provide protection for both you and your two-wheeler in several situations. This includes cases of theft, road accidents, fires, natural and manmade calamities. Purchased alongside your compulsory third party insurance it is sure to give you all-round protection.

    Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance

    Basis

    IFFCO Tokio Third Party Insurance

    IFFCO Tokio Standalone Own-Damage Insurance

    IFFCO Tokio Comprehensive Insurance

    Coverage

    IFFCO Tokio’s third party two-wheeler insurance cover will compensate for third party liabilities including bodily injuries, death and property damage. The maximum compensation for property damage is Rs 1 Lakh.

    IFFCO Tokio’s standalone own-damage two-wheeler insurance policy will take care of its own damage costs in the event of a mishap. Moreover, it provides this compensation in several scenarios.

    IFFCO Tokio’s two-wheeler comprehensive two-wheeler insurance plans will give you all-around protection. They take care of both own damage costs and third party liabilities under a single premium.

    Add-ons

    IFFCO Tokio’s third party two-wheeler insurance does not offer add-on covers.

    IFFCO Tokio's standalone own-damage two-wheeler insurance cover offers several different add-on covers to choose from.

    IFFCO Tokio's comprehensive two-wheeler insurance plans also offer a wide variety of add-on covers for customers to choose from.

    Cost

    IFFCO Tokio’s third party two-wheeler insurance is their most inexpensive policy as it provides the most basic coverage.

    IFFCO Tokio’s standalone own-damage two-wheeler insurance is more expensive than third party insurance as it offers better coverage.

    IFFCO Tokio’s comprehensive two-wheeler insurance plans are the most expensive type of insurance they offer but it gives holistic coverage for both own damage costs and third party liabilities, all under a single premium.

    What is Covered Under IFFCO Tokio Standalone Own-Damage Policy?

    Following are the aspects that are covered under TATA AIG’s standalone own-damage two-wheeler insurance policy:

    • Accidents that occur due to collisions and damage the two-wheeler.
    • Damage caused to the two-wheeler due to a fire or explosion.
    • Total loss or cases of theft.
    • Natural or manmade calamities that damage the two-wheeler.

    What is Not Covered Under IFFCO Tokio Standalone Own-Damage Policy?

    Following are the aspects that are not covered under IFFCO Tokio’s standalone own-damage two-wheeler insurance policy:

    • If the two-wheeler breaks down due to an electrical or mechanical failure.
    • If Illegal driving leads to mishaps and damages the two-wheeler.
    • General wear and tear, i.e., depreciation of the two-wheeler.
    • Cases where there are mishaps outside the border of the country.

    Benefits of IFFCO Tokio Standalone Own-Damage Policy

    Following are the benefits of purchasing an IFFCO TokioTwo-Wheeler Insurance Policy:

    • The own damage cover will take care of its own damage costs in several scenarios.
    • The insurance provider will offer a No Claim Bonus for every claim-free year.
    • There are several add-on covers available that you can select from with an own damage cover.

    How To Purchase an IFFCO Tokio Standalone Own-Damage Policy?

    Following are the steps you need to take to purchase an IFFCO Tokio Two-Wheeler Insurance Policy:

    Step 1: Visit the InsuranceDekho website and select the ‘two-wheeler insurance’ tab on the home page. From the drop-down menu select the ‘Standalone Own Damage’ option.

    Step 2: Provide your two-wheeler’s registration number. In case you do not have this information you can enter the two-wheeler’s make, model and year of registration instead.

    Step 3: Next enter your personal details and any other information that is required. After this select ‘Submit and Get Quotes’.

    Step 4: The quotes available for standalone own-damage two-wheeler insurance policies will be visible on the screen. Select one offered by IFFCO Tokio and select any add-ons you would like to purchase with it.

    Step 5: Pay for your selected IFFCO Tokio standalone own-damage two-wheeler insurance policy and the policy document will be sent to your registered email ID.

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      I am thankful to InsuranceDekho for offering me an opportunity to analyse thoroughly several insurance plans u...

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      On: October 19, 2021
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      To know details about insurance plan premium calculation, I contacted the staff of InsuranceDekho at the helpl...

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      On: October 14, 2021
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      On the InsuranceDekho website, the documentation process for my IFFCO Tokio comprehensive bike insurance plan ...

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      On: October 5, 2021
    • Good experience

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      By AMBU ROSE S
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      I was given assistance by Diksha to get a perfect policy for me. She was really good. Answered all my question...

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      On: October 3, 2021
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      One of my relatives told me about InsuranceDekho when I was searching for a good insurance plan for my Yamaha ...

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    • Skillful handling of claim

      I registered for a claim under IFFCO Tokio bike insurance plan insured for my Hero Pleasure at the InsuranceDe...

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      By Maninder Saini
      On: September 24, 2021

    114 Iffco Tokio Cashless Garages in India

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