Bajaj Allianz Bike Insurance FAQs

To get cashless service, the policyholders can locate their nearest garage by visiting www.bajajallianz.com. You just need to put a few details such as your city name and a list of all the network garages will appear.

Bajaj Allianz offers various add-on covers to allow policyholders to enhance their coverage. It provides Zero Depreciation Cover, 24/7 Spot Assistance Cover, etc. Along with that it offers Personal Accident Cover for Pillion Riders to protect the overall interest of the policyholders.

When it comes to insurance policies, Bajaj Allianz has been the first choice of thousands of people across India. The customers here will get to enjoy various benefits like Easy online policy purchase, 24/7 Quick support, Hassle-free renewal services, No claim bonus transfer as well as Instant claim settlement facility. The company works with a motive to provide the best product and services to all its customers.

The insurance coverage varies from plan to plan. In third party policy, there is no cover against theft or any damages incurred by the insured’s car. In comprehensive policy, exclusions include depreciation incurred by the insured’s car, mechanical and electrical breakdown, own damages incurred due to illegal practices, intoxication, nuclear mishap etc.

Every insurance policy has a pre-determined geographical extent for insurance coverage. The insurer will provide coverage for the accident of the insured bike beyond the city limit if the location of the accident falls within the assigned geographical extent.

The tenure for a long term Bajaj Allianz Third Party bike Insurance is of 3 years.

The benefits of purchasing third party bike insurance under Bajaj Allianz are as follow:

• Easy and hassle-free procedure for purchasing and renewing the insurance online without any paperwork.
• Active helpdesk service available round the clock.
• Quick claim settlement and tracking of claim status through SMS facility.

No, the third party bike insurance does not provide any coverage for damages of insured’s bike caused due to natural calamity.

In case of a sudden breakdown, you can reach out to the road assistance team of Bajaj Allianz General Insurance by calling their toll-free number 1800 209 5858.

Yes, Bajaj Allianz comprehensive bike Insurance provides coverage for any damage caused to the insured bike due to landslide or any other natural calamities.

You can purchase Bajaj Allianz comprehensive bike insurance in the following ways:

• By visiting the nearest branch.
• Through their official website online.
• By calling the toll-free number 1800 209 5858

You can check the status of your policy issuance through the official website of Bajaj Allianz. You need to open it and click on the “Policy issuance tracker”. Select the bike insurance policy, fill the security check answer and fill in the policy number. You can now view the status of your policy.

Repairing or replacing parts of bikes, be it luxury or inexpensive, will cost the owner. Therefore, a policyholder will benefit by adding the Zero Depreciation cover to the insurance policy.

Yes, you can claim Zero Depreciation for glass and fibre glass parts of your bikes. Generally, 30% is depreciated for repairing or replacing the fibre parts without Zero Depreciation added to the policy. However, the rate for glass parts is 0% with the Zero Depreciation cover.

You can visit the official website of Bajaj Allianz bike insurance or call their toll free, customer care number 18002095858 and add the Zero Depreciation cover along with the comprehensive insurance policy. You can either add the Zero Depreciation cover while purchasing a new policy or renewing an old one.

The Zero Depreciation Cover can be claimed twice during the complete policy period. Any subsequent claims are subject for deduction as per the standard rates of depreciation.

If the accident had occurred before the expiry date, you can make a claim to your insurer even after the expiry of the insurance policy. The insurer is obliged to settle the claim as the mishap had occurred in the policy period.

In the terminology of insurance, the term deductible refers to the amount that the policyholder needs to pay as a part of his bike insurance claim. Every insurance policy has a predetermined value of minimum deductible which the policyholder has to pay after he has made a claim.

You can find the nearest cashless garage of Bajaj Allianz in the following ways.

• From the official website: Click on the following link and select your location.
• By Calling: You can get information about your nearest network garage just by dialling their toll-free number 1800 209 5858.

You can contact Bajaj Allianz for emergency roadside assistance just by dialling 1800 209 5858.

After the expiry date of the policy, you may lose your accumulated No Claim Bonus. However, Bajaj Allianz provides you assurance of availing No Claim Bonus on renewal within 90 days of the expiry of the existing policy.

An insurance policy protects you from all the uncertainties of life. If you do not renew your existing policy, you may have to face the following consequences.

• You have to bear the financial and legal liabilities of the third party in case of any road mishap
• You will be penalized for riding a bike without a valid insurance policy.
• You do not get any compensation for the theft of the insured bike

In case of the offline process, once you are done with the payment, the insurer sends the hard copy of the policy documents to your address via courier. It usually reaches the policyholder in 7-10 days after the purchase.

You have to provide the following documents in case of the offline process of renewing Bajaj Allianz bike insurance.

• A copy of the previous document policy.
• Certificate of Registration of the bike.

With the bike insurance premium calculator, you can easily get the premium amount and IDV offered by different insurance companies. It will help you select a better bike insurance plan.

You can find the best premium calculator to compute the premium and Insured Declared Value (IDV) for your insurance policy at the website of InsuranceDekho, i.e., www.insurancedekho.com.

Yes, you can avail premium calculator to compute the premium amount for your old bike.

Factors that affect the insurance premium of a bike insurance cover are Insured Declared Value (IDV), Engine’s Cubic Capacity, No Claim Bonus (NCB), Anti-Theft Devices, Age of the Owner and so on.

You will have to enter details like make, model and variant of your bike, fuel type of your bike, RTO location of your bike, engine capacity of your bike, registration year of your bike, etc., to get the premium amounts offered by different insurers through the premium calculator.

You can include and avail the bike insurance add-on covers offered by the Bajaj Allianz General Insurance by paying a little extra premium amount in addition to your regular premium amount for the base insurance policy.

To opt for an add-on cover to include it in your bike insurance cover is an option. It is not a compulsion to opt for it.

Yes, you can either include the add-on covers in your bike insurance policy at the time of purchase or at the time of policy renewal.

The Bajaj Allianz General Insurance offers different types of add-on covers like 24x7 Spot Assistance, Zero Depreciation Cover, and Personal Accident Cover For Pillion Rider.

You can add any number of add-on covers which are offered by the insurance company on the basis of your needs and budget.