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Key Features:
  • Right Green Tick No Inspection Needed
  • Right Green Tick Immediate Policy Issurance

Calculate Your Bike Insurance Premium Online

Select your Two wheeler brand

  • Hero
  • Honda
  • TVS
  • Bajaj
  • Yamaha

Which city is your Two wheeler registered in?

  • Ahmedabad
  • Bangalore
  • Chandigarh
  • Chennai
  • Gurgaon

When did you buy your Two wheeler?


  • Why do I need two wheeler insurance?

    Firstly, all two wheeler owners are mandatorily required to have at least a third party two wheeler insurance cover as per Indian Motor Tariff. Moreover, a two wheeler insurance plan acts as security at the time of uncertainties of life. One can travel safely and effortlessly on the road when they are covered under a safety net. Two wheeler insurance will allow the policyholder to be ready before the uncertainty arrives.

  • What are the factors affecting the premium amount?

    The premium amount that policyholders need to pay during the policy period depends on several factors like, IDV of the bike, bike’s cubic capacity, registration zone, age of the vehicle, etc. Depending on these factors the insurer will decide your premium amount.

  • What does the online portal of Oriental two wheeler insurance offers?

    The online portal of Oriental two wheeler insurance allows the policyholder to get all the services operated at their fingertips by sitting at home. It offers a host of services such as the purchase of policy plans, renewal of plans, migration of two wheeler plans etc.

  • What are the two wheeler insurance add-on covers offered by Oriental General Insurance?

    Oriental Two Wheeler Insurance offers various add-on covers through which the policyholders can stretch their coverage. The add-ons are Zero Depreciation Cover, Loss of Personal Items, Alternative Car Advantage, Emergency Service Free of Cost etc.

  • Is the Oriental two wheeler insurance cost-effective?

    Yes, the two wheeler insurance policies provided by oriental insurance are designed to satisfy the needs of the customer and aim to fit perfectly in their budget. The company takes special considerations to offer budget-friendly insurance policies.

Third Party

  • Why do I need a third party bike insurance?

    You need to purchase a third party bike insurance for the following reasons:

    • It is mandatory under Indian Motor Tariff Act. If you do not purchase third party insurance, you will be penalized.
    • It helps you to deal with the financial losses of the third party damage in case of an accident.

  • What are the advantages of Oriental third party two-wheeler insurance?

    The advantages of Oriental third party two-wheeler insurance are as follows:

    • Well-framed online official website to buy, claim or renew the policy.
    • Round the clock Customer Assistance service.
    • Swift claims registration and settlement.

  • Can I extend the coverage of the third party two-wheeler insurance?

    No, you cannot extend the coverage of the third party two-wheeler insurance.

  • How can I purchase an Oriental Third Party insurance policy?

    You can purchase an Oriental Third Party insurance policy in the following ways:

    • Through their official website online
    • By visiting the nearest branch
    • By dialling its helpline number 1800118485 / 011-33208485 (chargeable).

  • Where do I get more information about Oriental Third Party insurance policy?

    You can get more information about Oriental Third Party insurance policy from its well-designed official website or by calling its official numbers 1800118485 / 011-33208485 (chargeable).


  • How can I customize the Oriental comprehensive bike insurance plan?

    You can customize the Oriental comprehensive bike insurance by choosing the desired tenure of policy and opting for add-ons as per your preference.

  • Will Oriental comprehensive bike insurance policy provide for tyres or tube puncture?

    The insurer provides 50% of the cost of repair or replacement if the insured bike is damaged at the same time. However, there is no coverage for the damage of tyres or tube puncture only.

  • What is the coverage period for the Oriental comprehensive bike insurance plan?

    The coverage period for the Oriental comprehensive bike insurance plan is 1 year. But you may choose the tenure for a shorter period as per your preference.

  • What are the discounts on the premium offered by Oriental Insurance?

    Oriental bike insurance offers the following discounts:

    • Voluntary deductible
    • Discount for anti-theft device
    • No Claim Bonus can be availed if you do not make a claim during the policy period
    • Automobile Association discount.

  • How do I get the quote of Oriental comprehensive bike insurance?

    You can get the quotes from the official website of Oriental General Insurance as well as at InsuranceDekho.

Zero Depreciation

  • Does the Zero Depreciation cover provide for plastic parts of bikes?

    Yes, the Zero Depreciation provides coverage for the plastic parts of the insured’s bike. The rate of depreciation for plastic parts without the Zero Depreciation charge is 50%, but in presence of the Zero Depreciation cover, the depreciation charge is not taken into account.

  • What are the advantages of Oriental Zero Depreciation cover?

    The Oriental Zero Depreciation cover comes with the following advantages:

    • It helps to save significant cost on the repairs and maintenance of the insured’s bike parts.
    • It ensures the full IDV amount as the claim amount.
    • It provides full coverage for the cost of depreciable bike parts.

  • Do I need to opt for Zero Depreciation cover for my luxury bike?

    Yes, it is recommended to opt for Zero Depreciation cover for your luxury bike as it helps to prevent financial expenditure on depreciable parts of the bike.

  • Does Zero Depreciation provide cover for any damage beyond city limits?

    Zero Depreciation cover will provide coverage only in the geographical area and not for any incident occurred outside the area. The Oriental comprehensive bike insurance policy with or without the Zero Depreciation add-on has a predetermined geographical limitation for each policyholder.

  • How can I add the Zero Depreciation cover to my policy?

    You can add this cover to your comprehensive bike insurance policy at the time of purchase, renewal or in the middle of the tenure in the following ways:

    • Visit their official website
    • Dial its helpline numbers 1800-118-485 and 011-33208485 (chargeable)
    • Visit the nearest branch.


  • What coverage amount would I get in case of theft?

    The insurer provides the calculated Insured Declared Value (IDV) of the bike deducting the depreciation and deductible in case of theft of the insured’s bike.

  • What are the documents which I require to submit in case of damage to the insured’s bike due to fire?

    You should submit the following documents to register a claim under Oriental Insurance in case of damage due to fire:

    • Copy of the claim intimation, along with a copy of the policy and premium receipt.
    • Claim form
    • Copy of the FIR
    • Final Police Report
    • Fire Brigade Report
    • Photographs and videos of the property damage
    • To estimate the value of the loss or damage, please also make available the asset register, stock register, original bills, repairs and replacement bills.

  • Can I register a claim in case of consequential loss under Oriental bike insurance policy?

    No, you cannot register a claim under Oriental Insurance for consequential loss or damage of the insured’s bike.

  • What are the circumstantial proves that can help in settling the claim?

    The following circumstantial evidence can act as your support in settling the claim:

    • Eyewitnesses (You can collect the contact numbers of the eyewitnesses)
    • Pictures of the location of the incident (accident or theft)
    • Pictures of the insured’s bike post-accident which clearly shows the extent of damage.

  • How should I contact Oriental Insurance in case of roadside emergency?

    You can contact Oriental Insurance for a roadside emergency by dialling their helpline numbers which are 1800-118-485 and 011-33208485 (chargeable).


  • Can I update my contact details at the time of renewal?

    Yes, you can update your contact details at the time of renewal under the section of personal details of the policyholder.

  • Can I transfer No Claim Bonus of the previous insurer to Oriental bike insurance?

    Yes, the No Claim Bonus of the previous insurer can be transferred to Oriental bike insurance policy to avail some discounts on the premium of the renewed policy.

  • Can I change my policy period to 6 months from 1 year at the time of renewal?

    Yes, you can change your policy period to 6 months from 1 year at the time of renewal.

  • How do I receive the hard copy of the renewed policy documents if I opt for the offline process?

    For the offline process, you receive the hard copy of your bike insurance at your residence address via courier within a few days after the purchase.

  • Where do I get more information about the renewal process of Oriental bike insurance?

    You can obtain more information about the renewal process of Oriental bike insurance from its official website and by dialling its helpline number 1800 118485 or 011-33208485 (chargeable).

Premium Calculator

  • Why should I use the bike insurance premium calculator?

    The bike insurance premium calculator will help you calculate the IDV value and premium amount offered by various bike insurance companies for insuring your bike. It will give you a clear idea to opt for a bike insurance cover.

  • What factors influence the premium of a bike insurance policy?

    Factors that affect the cost of premium of a bike insurance cover comprise Insured Declared Value (IDV), Age of the Owner, Engine’s Cubic Capacity, Modifications, No Claim Bonus (NCB), Anti-Theft Devices, and so on.

  • Where can I get the best premium calculator online?

    You can find the best premium calculator to calculate the amount of premium and Insured Declared Value (IDV) for your bike insurance cover at the official website of InsuranceDekho, i.e.,

  • Can I get the policy premium for my old bike with the premium calculator?

    Yes, you can get the premium amount and IDV offered by different insurance companies for your old bike as well with the help of a premium calculator.

  • What details will I have to fill on the premium calculator to get the right premium?

    To get the premium amount and IDV value provided by different insurers in the market, you will have to enter different details on the premium calculator like make, model and variant of your bike, fuel type of your bike, RTO location of your bike, engine capacity of your bike, registration year of your bike, etc.

Add On

  • How many bike add-on covers are offered by Oriental General Insurance?

    Oriental General Insurance provides 2 two-wheeler add-on covers that include Zero Depreciation Cover and Personal Belongings Cover.

  • Is it mandatory to buy a bike insurance add-on cover?

    No, it is not compulsory to include an add-on cover in your bike insurance plan. The add-on covers are the additional options to enhance the insurance coverage of your bike insurance cover.

  • Will I have to pay for the bike insurance add-on covers provided by Oriental General Insurance?

    Yes, you will have to pay for a little extra amount of premium to avail add-on covers in their basic insurance cover.

  • When can I buy the Oriental bike insurance add-on covers?

    You can buy a bike insurance add-on cover to extend the insurance coverage of your bike insurance cover either while buying the insurance cover or during the time of policy renewal.

  • How many bike insurance add-on covers can be bought together?

    You can purchase as many add-on covers as you wish to add in your bike insurance cover based on your budget and requirement.

Must Read Articles before buying Oriental Bike Insurance

Oriental Bike Insurance User Reviews

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What users are saying
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  • Effortless Buying Experience

    Thanks to InsuranceDekho, getting my Oriental Bike Insurance was effortless! Their platform is user-friendly, and the support team patiently helped me understand all the options. Now, I feel confident about my choice.

    By Bharti Yadav
    On: March 11, 2024
  • Great services and assistance

    The InsuranceDekho team has been offering me excellent support and assistance for the last 2 years for Oriental insurance plan. They always give great advice, which helps me secure my Suzuki Intruder bike.

    By Yogesh Sharma
    On: July 10, 2020
  • Great insurance services

    The Oriental insurance delivered a range of insurance services that helped me take care of my Suzuki RM Z450 bike. The team of InsuranceDekho recommended me to buy this policy. Thanks a ton to them.

    By Namit Tandon
    On: July 9, 2020
  • Paperless operations available

    I did not require any paperwork for buying, requesting a claim, and renewing my Oriental insurance plan at InsuranceDekho platform for my Bajaj CT110 bike. The whole process was digital.

    By Karan Verma
    On: July 3, 2020
  • Incredible customer support

    The customer care services of InsuranceDekho is unparalleled. Their team has complete insurance-related knowledge and they helped me buy Oriental insurance plan for my Yamaha Fascino 125 bike.

    By Jatin Katiyar
    On: June 26, 2020
  • Brilliant policies at best pri...

    The Oriental insurance offers the best bike insurance policies for its customers at the best prices. I bought it from InsuranceDekho at a reasonable rate for my Bajaj Dominar 400 bike.

    By Prem Johri
    On: June 25, 2020
  • Updated content available

    The InsuranceDekho website is quite updated and user-friendly. It helped me make informed decisions like to buy Oriental Insurance for my Royal Enfield Thunderbird 350X bike.

    By Ashutosh Jain
    On: June 4, 2020
  • Renewed my policy in no time

    I have got my Oriental Insurance policy that I purchased for my Hero Maestro Edge 125 bike renewed instantly at InsuranceDekho. It was an extraordinary experience for me.

    By Ramandeep Sehgal
    On: May 29, 2020
  • Customised website

    I own an Oriental Insurance policy for my Honda Gold Wing bike. Its website is great as it contains updated and complete information about insurance.

    By Ajit Chauhan
    On: May 15, 2020
  • Splendid insurance provided

    The Oriental Insurance offers awesome to take care of my Suzuki RM Z450 bike. Its services are fast, easy and splendid.

    By Neeraj Deshmukh
    On: May 8, 2020
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