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Select your Two wheeler brand

  • Hero
  • Honda
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Which city is your Two wheeler registered in?

  • Ahmedabad
  • Bangalore
  • Chandigarh
  • Chennai
  • Gurgaon

When did you buy your Two wheeler?

Overview

  • What are the types of two-wheeler insurance offered by National General Insurance?

    Two-wheeler insurance can be categorized into three types – Standalone Own Damage Insurance, Comprehensive two-wheeler insurance, and Third party two-wheeler insurance. Having a third party two-wheeler insurance is mandatory by law as it covers against the damages caused to the third party. A standalone own damage policy provides coverage against all damages incurred by the insured’s two-wheeler. Whereas, comprehensive two-wheeler insurance provides coverage for both third party and the own-damages suffered by the insured’s two-wheeler.

  • How can I apply for a National insurance two-wheeler policy?

    Other than the traditional medium of visiting the branch, you can apply for a two-wheeler policy with National Insurance by dialling on the toll-free number 1800-345-0330. Or else you can apply online on their official website for a quick hassle-free procedure.

  • What are the exclusive benefits of buying National two-wheeler insurance?

    National insurance serves as a low-cost insurance plan with personalization. It provides a no claim bonus which can be transferred to other insurers. Claiming insurance is easier and even the status of the claim can be tracked online.

  • What is the maximum amount of compensation provided under National Third Party Two-Wheeler insurance policy?

    Under National Third Party Two-Wheeler insurance policy a maximum of 7.5 lakh is provided for third party property damage. In the case of third party bodily injuries/death, the amount of compensation is decided in a court of law.

  • How can I get more information about insurance plans offered by National General Insurance?

    You can get all the information regarding two-wheeler insurance policy on the official website. If you want more clarity then you can call on the toll-free number 1800-345-0330.

Third Party

  • If my bike is damaged in a nuclear attack, do I get coverage under National third party bike insurance?

    No, National third party bike insurance does not cover the damage of the insured’s bike under any circumstances even in case of a nuclear attack.

  • What are the benefits of the National Third Party bike insurance?

    You can avail of the following benefits under National third party bike insurance:

    • Swift claim settlement
    • Opportunity to transfer No Claim Bonus of the previous insurer
    • User-friendly website facilitating the online purchase, claim and renewal of the policy
    • Round-the-clock helpdesk service.

  • What is the coverage provided if there is a loss of sight of the third party in case of an accident with the insured’s bike?

    The insurer provides 100% of the assured amount as compensation in case of loss of eyesight of the third party caused due to an accident with the insured’s bike.

  • What are the documents required to purchase National third party bike insurance?

    The following documents are required to purchase National third party bike insurance:

    • Personal details of the policyholder such as name, contact number etc.
    • Certificate of Registration of the bike
    • Address Proof
    • Existing policy number.

  • How can I purchase National third party bike insurance?

    You can purchase the National third party bike insurance in the following ways:

    • Through its official website
    • By calling their toll-free number 1800 345 0330 or 1800 123 230230
    • By visiting its nearest branch.

Comprehensive

  • Does National comprehensive bike insurance policy provide coverage for any consequential damage?

    No, the National comprehensive bike insurance policy will not cover any consequential damage loss under any circumstances. It only provides coverage for the primary damage.

  • What coverage will National comprehensive policy provide outside the geographical area?

    Any damage occurred to the insured bike outside the geographical area does not get covered under the National comprehensive bike insurance policy. The insurer sets a predetermined geographical area for each policyholder and the coverage is limited to that area.

  • How can I get the National comprehensive bike insurance policy?

    You can avail the national comprehensive bike insurance policy in the three following steps:

    • Visit the nearest branch
    • Go to the official website
    • Call the toll free number 1800-345-0330.

    If you visit a branch of National Insurance, you can take help from their authorized agents.

  • How can I check the policy status of my National comprehensive bike insurance?

    You can check the details of your comprehensive bike insurance policy by going to the official website of National Insurance and logging into your account with the valid credentials.

  • Does National comprehensive bike insurance policy provide accessories cover?

    Yes, the National comprehensive bike insurance policy provides accessories cover. With this cover added to the policy, the insurer takes care of the damage of various accessories of the insured bike.

Claim

  • What is IDV?

    IDV stands for Insured Declared Value which refers to the maximum claim your insurer will pay if your vehicle is damaged beyond repair or is stolen.

  • Can I register a claim after the expiry of the policy if the accident had occurred within the policy period?

    Yes, you can register a claim for an accident that occurred in the policy period even if the policy expires.

  • When should I inform the police and the insurer after an accident?

    You should inform the police as well as the insurer immediately after an accident. You should lodge an F.I.R at the nearest police station and contact the insurer by visiting its nearest branch or calling its official helpline number.

  • Where can I get the claim form of National General Insurance Company?

    You can get the claim form from the nearest branch of National General Insurance Company.

  • Where do I have to contact the National General Insurance Company in case of roadside emergency?

    In the case of a roadside emergency, you can get in touch with National General insurance by calling their helpline numbers 1800-345-0330.

Zero Depreciation

  • Does the National Zero Depreciation add-on cover consequential damage?

    No, the National Zero Depreciation add-on does not provide coverage for any consequential loss or damage caused to the insured’s bike under any circumstances. The policyholder will have to bear the cost of the consequential damage or loss.

  • Who should opt for the Zero Depreciation cover?

    Everyone can opt for the Zero Depreciation cover for extensive coverage. However, it is best suited for the following:

    • New bike owners
    • New or inexperienced bike drivers
    • Luxury bike owners
    • Owners or drivers living in the accident-prone zones.

  • Does the Zero Depreciation cover need to be renewed each time I renew the policy?

    Yes, you need to renew the Zero Depreciation cover each time you renew your comprehensive bike insurance policy. You will not be able to avail the benefits of the cover without renewing it timely.

  • WIll the National Zero Depreciation add-on cover the repairing cost of fibre glass and glass parts?

    The National Zero Depreciation add-on will provide coverage for the fibre glass parts but the glass parts are not included under this add-on. The depreciation rate of fibre glass without the Zero Depreciation cover is 30% and with the Zero Depreciation cover is nil.

  • Can I add the Zero Depreciation cover during the renewal of my policy?

    Yes, you can add the Zero Depreciation cover at the time of renewal provided you have opted for the comprehensive bike insurance policy. The Zero Depreciation cover can be added in the middle of the policy tenure as well.

Renewal

  • When do I need to initiate the renewal of National bike insurance policy?

    The renewal of National bike insurance policy can be initiated just before the expiry date of the existing policy. It is recommended to renew the policy before the expiry date as a penalty is charged if found driving without a valid licence. You should renew the policy within 90 days of the lapse of the previous policy to avoid inspection.

  • How do I know the expiry date of the existing policy?

    You can find the expiry date of the existing policy in the policy documents which were issued at the time of purchase.

  • What documents are required to renew the National bike Insurance policy offline?

    In case of offline procedure of policy renewal, you just need to provide your policy number. You may carry your policy documents as well. No other paperwork is required.

  • Can I opt for accessories cover at the time of renewal?

    Yes, you can opt for accessories cover at the time of renewal to stretch the extent of coverage.

  • How can I contact the insurer for renewal?

    You can get in touch with National General Insurance in the following ways:

    • Making a call on its helpline number 1800-345-0330.
    • Visiting the nearest branch.

Premium Calculator

  • What factors can affect the premium of a bike insurance policy?

    There are numerous factors which may influence the cost of premium of a bike insurance policy like Insured Declared Value (IDV), Anti-theft Devices, Engine Cubic Capacity, No Claim Bonus, Number of Add-ons and so on.

  • How does a bike insurance premium calculator assist me?

    The bike insurance premium calculator can help you find the right premium amount offered by various insurers for bike insurance policies and IDV for your bike. With such type of information, you can pick an economical and affordable policy and make wise decisions in relation to bike insurance.

  • What insurance details are needed to be filled on the bike insurance premium calculator?

    You will have to fill up the details such as make, model and variant of your bike, fuel type of your bike, RTO location of your bike, engine capacity of your bike, registration year of your bike, and so on, on the premium calculator to find the premium amounts offered by different insurance companies.

  • Is the premium calculator meant to calculate the premium for new bikes only?

    No, the premium calculator is designed to compute the amount of premium for new as well as old bikes.

  • Where can I use the premium calculator to calculate the premium for my bike insurance plan?

    You can get the best bike insurance premium calculator to compute the premium amount and IDV value for your bike insurance plan at the official website of InsuranceDekho, i.e., www.insurancedekho.com.

Add On

  • How many add-on covers are offered by National Insurance for bike insurance plans?

    National Insurance offers 5 bike insurance add-on covers that include Nil Depreciation Cover, Nil Depreciation Plus for Two-Wheelers Cover, Invoice Protect Cover, NCB Protect Cover and Engine Protect Cover.

  • Do I need to pay an additional premium to avail add-on covers?

    Yes, you will have to pay for an additional premium amount for add-on covers in addition to the base insurance plan.

  • Is it compulsory to include an add-on cover in my bike insurance policy?

    No, it is not mandatory to add an add-on cover in your bike insurance policy. The add-on covers are available as an option to enhance the coverage of your bike insurance policy.

  • When can I buy an add-on cover for my National bike insurance plan?

    You can buy an add-on cover to extend the coverage of your bike insurance policy either at the time of bike insurance policy purchase or during the bike insurance policy renewal time.

  • How many add-on covers I can add in my bike insurance policy at a time?

    There is no specific limit to buy add-on covers for bike insurance plans. However, you can add as many bike insurance add-on covers as you wish based on your budget and requirements.

Must Read Articles before buying National Bike Insurance

National Bike Insurance User Reviews

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What users are saying
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  • Dependable Claims Processing

    I believe in how reliable InsuranceDekho is when it comes to handling claims for my bike. I bought the National Insurance for my new scooter. They deal with my claims with transparency and professionalism. I am very happy with the services.

    P
    By Pawan Agarwal
    On: June 4, 2024
  • Excellent Service

    I just got my two-wheeler insurance from National Insurance via Insurance Dekho, and it was super smooth. Easy comparison, hassle-free process. Highly recommend it!

    S
    By Shivangi Sharma
    On: March 21, 2024
  • Chatbox feature

    I was having some queries in my mind regarding my National insurance bike insurance policy which I purchased for my Honda Activa Scooter. I decided to use the chatbox feature of insurancedekho.com, to get my question answered. And I was so happy to see that all of my queries were solved with a quick response my questions were answered within a few minutes

    B
    By Bahani Khanv
    On: February 10, 2023
  • Got claim settlement ratio det...

    I purchased a KTM RC 390 bike insurance policy with National insurance via InsuranceDekho's website as the website has all the information related to claim settlement ratios among different insurance companies. Information on the website about insurance companies is useful in making a decision.

    R
    By Rahat Kalra
    On: January 23, 2023
  • Got claim settlement ratio det...

    I purchased a KTM RC 390 bike insurance policy with National insurance via InsuranceDekho's website as the website has all the information related to claim settlement ratios among different insurance companies. Information on the website about insurance companies is useful in making a decision

    By Rahat Kalra
    On: January 19, 2023
  • Chatbox feature

    I was having some queries in my mind regarding my National insurance bike insurance policy which I purchased for my Honda Activa Scooter. I decided to use the chatbox feature of insurancedekho.com, to get my question answered. And I was so happy to see that all of my queries were solved with a quick response my questions were answered within a few minutes

    T
    By Tushar Singh
    On: January 18, 2023
  • Chatbox feature

    I was having some queries in my mind regarding my National insurance bike insurance policy which I purchased for my Honda Activa Scooter. I decided to use the chatbox feature of insurancedekho.com, to get my question answered. And I was so happy to see that all of my queries were solved with a quick response my questions were answered within a few minutes

    By Bahani Khan
    On: July 11, 2022
  • Got claim settlement ratio det...

    I purchased a KTM RC 390 bike insurance policy with National insurance via InsuranceDekho's website as the website has all the information related to claim settlement ratios among different insurance companies. Information on the website about insurance companies is useful in making a decision.-

    K
    By Kunal Kalra
    On: June 27, 2022
  • Chat box feature

    I was having some queries in my mind regarding my National insurance bike insurance policy which I purchased for my Honda Activa Scooter. I decided to use the chat box feature of insurancedekho.com, to get my question answered. And I was so happy to see that all of my queries were solved with a quick response my questions were answered within a few minutes

    B
    By Bahani Khan
    On: June 27, 2022
  • Chatbox feature

    I was having some queries in my mind regarding my National insurance bike insurance policy which I purchased for my Honda Activa Scooter. I decided to use the chat box feature of insurancedekho.com, to get my question answered. And I was so happy to see that all of my queries were solved with a quick response my questions were answered within a few minutes

    B
    By Bahani Khan
    On: June 8, 2022
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