National Bike Insurance FAQs

Under National Third Party Two-Wheeler insurance policy a maximum of 7.5 lakh is provided for third party property damage. In the case of third party bodily injuries/death, the amount of compensation is decided in a court of law.

You can get all the information regarding two-wheeler insurance policy on the official website. If you want more clarity then you can call on the toll-free number 1800-345-0330.

No, National third party bike insurance does not cover the damage of the insured’s bike under any circumstances even in case of a nuclear attack.

You can avail of the following benefits under National third party bike insurance:

• Swift claim settlement
• Opportunity to transfer No Claim Bonus of the previous insurer
• User-friendly website facilitating the online purchase, claim and renewal of the policy
• Round-the-clock helpdesk service.

The insurer provides 100% of the assured amount as compensation in case of loss of eyesight of the third party caused due to an accident with the insured’s bike.

The following documents are required to purchase National third party bike insurance:

• Personal details of the policyholder such as name, contact number etc.
• Certificate of Registration of the bike
• Address Proof
• Existing policy number.

You can purchase the National third party bike insurance in the following ways:

• Through its official website
• By calling their toll-free number 1800 345 0330 or 1800 123 230230
• By visiting its nearest branch.

No, the National comprehensive bike insurance policy will not cover any consequential damage loss under any circumstances. It only provides coverage for the primary damage.

Any damage occurred to the insured bike outside the geographical area does not get covered under the National comprehensive bike insurance policy. The insurer sets a predetermined geographical area for each policyholder and the coverage is limited to that area.

You can avail the national comprehensive bike insurance policy in the three following steps:

• Visit the nearest branch
• Go to the official website
• Call the toll free number 1800-345-0330.

If you visit a branch of National Insurance, you can take help from their authorized agents.

You can check the details of your comprehensive bike insurance policy by going to the official website of National Insurance and logging into your account with the valid credentials.

Yes, the National comprehensive bike insurance policy provides accessories cover. With this cover added to the policy, the insurer takes care of the damage of various accessories of the insured bike.

Yes, you can register a claim for an accident that occurred in the policy period even if the policy expires.

You should inform the police as well as the insurer immediately after an accident. You should lodge an F.I.R at the nearest police station and contact the insurer by visiting its nearest branch or calling its official helpline number.

You can get the claim form from the nearest branch of National General Insurance Company.

In the case of a roadside emergency, you can get in touch with National General insurance by calling their helpline numbers 1800-345-0330.

Everyone can opt for the Zero Depreciation cover for extensive coverage. However, it is best suited for the following:

• New bike owners
• New or inexperienced bike drivers
• Luxury bike owners
• Owners or drivers living in the accident-prone zones.

Yes, you need to renew the Zero Depreciation cover each time you renew your comprehensive bike insurance policy. You will not be able to avail the benefits of the cover without renewing it timely.

The National Zero Depreciation add-on will provide coverage for the fibre glass parts but the glass parts are not included under this add-on. The depreciation rate of fibre glass without the Zero Depreciation cover is 30% and with the Zero Depreciation cover is nil.

Yes, you can add the Zero Depreciation cover at the time of renewal provided you have opted for the comprehensive bike insurance policy. The Zero Depreciation cover can be added in the middle of the policy tenure as well.

You can find the expiry date of the existing policy in the policy documents which were issued at the time of purchase.

In case of offline procedure of policy renewal, you just need to provide your policy number. You may carry your policy documents as well. No other paperwork is required.

Yes, you can opt for accessories cover at the time of renewal to stretch the extent of coverage.

You can get in touch with National General Insurance in the following ways:

• Making a call on its helpline number 1800-345-0330.
• Visiting the nearest branch.

There are numerous factors which may influence the cost of premium of a bike insurance policy like Insured Declared Value (IDV), Anti-theft Devices, Engine Cubic Capacity, No Claim Bonus, Number of Add-ons and so on.

The bike insurance premium calculator can help you find the right premium amount offered by various insurers for bike insurance policies and IDV for your bike. With such type of information, you can pick an economical and affordable policy and make wise decisions in relation to bike insurance.

You will have to fill up the details such as make, model and variant of your bike, fuel type of your bike, RTO location of your bike, engine capacity of your bike, registration year of your bike, and so on, on the premium calculator to find the premium amounts offered by different insurance companies.

No, the premium calculator is designed to compute the amount of premium for new as well as old bikes.

You can get the best bike insurance premium calculator to compute the premium amount and IDV value for your bike insurance plan at the official website of InsuranceDekho, i.e., www.insurancedekho.com.

National Insurance offers 5 bike insurance add-on covers that include Nil Depreciation Cover, Nil Depreciation Plus for Two-Wheelers Cover, Invoice Protect Cover, NCB Protect Cover and Engine Protect Cover.

Yes, you will have to pay for an additional premium amount for add-on covers in addition to the base insurance plan.

No, it is not mandatory to add an add-on cover in your bike insurance policy. The add-on covers are available as an option to enhance the coverage of your bike insurance policy.

You can buy an add-on cover to extend the coverage of your bike insurance policy either at the time of bike insurance policy purchase or during the bike insurance policy renewal time.

There is no specific limit to buy add-on covers for bike insurance plans. However, you can add as many bike insurance add-on covers as you wish based on your budget and requirements.