Tata Aig Bike Insurance FAQs

You can get the Tata AIG third party bike insurance in the following three ways-

• Go to the official website
• Visit the nearest branch
• Call the toll-free number 1800 266 7780

It is necessary to inform the insurer immediately after an accident or mishap. You can call their toll-free number and register your request. You can also visit the nearest branch and inform the insurer.

The Tata AIG third party bike insurance policy provides coverage for any occupants carried in the third party vehicle. However, this will only be applicable if the occupants are not for hire or reward.

The Tata AIG third party bike insurance provides coverage against the third party only. Any damage caused to the insured bike is excluded from the coverage of this policy. It will cover the damage or loss of third party and third party property.

You can get in touch with Tata AIG immediately after an accident in the following ways.

• By dialling their official number: 1800 266 7780
• By visiting the nearest branch

The maximum tenure for Tata AIG comprehensive bike insurance policy is of 3 years.

Yes, you can opt for add-ons in the middle of the policy period. However, the insurance company may conduct an inspection before including the add-on cover.

Every policy has its predetermined geographical extent. A change of your location would not affect your Tata AIG comprehensive bike insurance policy if it is not beyond the designated geographical boundary.

Not living in the accident-prone zone reduces the chances of getting into accidents, however, it doesn’t get rid of the factor completely. Therefore, Zero Depreciation cover benefits people living in the accident-prone zone as well as people not living in the accident-prone zone.

Any bike owner can opt for the Zero Depreciation for availing the maximum coverage. However, this add-on is best suited for

• New bikes
• New/inexperienced drivers
• Owners with luxury bikes

Yes, you can add the Zero Depreciation cover to your policy online, by visiting the official website of Tata AIG bike insurance. You can add the Zero Depreciation cover to a new policy or to an existing policy. The cover can be added during the renewal as well.

Zero Depreciation add-on does not provide for repairing or replacing tyres. The depreciation charge for tyres with or without Zero Depreciation add on is 50%.

Yes, the No Claim Bonus of the previous insurer can be transferred to Tata AIG to avail some discounts on the premium of the renewed policy.

The details required at the time of renewal of the policy are as follows.

• Name
• Policy Number
• Mobile Number
• Email id
• Telephone Number
• Product Name
• Expiry Date

Yes, the tenure of the bike insurance policy can be modified at the time of renewal. You can switch from short term (1 year) plan to long term plan (3 years).

In case of the offline process, you receive the hard copy of your bike insurance at your residence address via courier within a few days after the purchase.

There are various factors that can affect the amount of premium of a bike insurance policy such as Anti-theft Devices, Insured Declared Value (IDV), Year of Registration, No Claim Bonus (NCB), Add-on Options and so on.

The bike insurance premium calculator can assist you in getting the accurate premium amount for bike insurance plans and IDV of your bike which are offered by different insurers in the market. With this information, you can select an affordable plan and make prudent decisions in relation to bike insurance.

You need to enter details like make, model and variant of the bike, fuel type of the bike, RTO location of the bike, engine capacity of the bike, registration year of the bike, and so on, on the premium calculator to get the premium amounts offered by different insurance companies.

No, the premium calculator can be used for computing the amount of premium for new as well as old bikes.

You can get the best premium calculator to compute the premium and IDV for your plan at the official website of InsuranceDekho, i.e., www.insurancedekho.com.

The Tata AIG bike insurance policies are available with 7 bike insurance add-on covers which comprise Emergency Medical Expenses, Additional Personal Accident Cover to Owner Driver, Additional Personal Accident Cover to Unnamed Persons, Consumable Expenses, Depreciation Allowance, Return to Invoice Cover, and Additional Third Party Property Damage Cover.

Yes, you can opt for add-on covers only by paying an additional premium amount in addition to the regular amount of premium for the base insurance policy.

No, it is not compulsory to include an add-on cover in your bike insurance plan. The add-on covers are available as an option to increase the coverage of your insurance policy by offering extended benefits.

You can opt for the add-on covers in your bike insurance policy either at the time of policy purchase or during the policy renewal time.

There is no limit to buy add-on covers. You can include as many add-on covers as you want in your bike insurance policy on the basis of your needs and budget.