Raheja Qbe Car Insurance FAQs

An add-on boosts the coverage offered by an insurance policy. Under Raheja QBE Car Insurance policy the customers can choose among various add-on covers such as 1 Loss of accessories, Personal accident cover insured and an additional person, Personal accident cover to paid driver/conductor/cleaner, Legal liability to paid driver/conductor /cleaner and Legal liability to non-fare paying passengers.

The customer can easily contact Raheja QBE on Toll-Free Number- 1800 102 7723, or on +91 70453 59601. You can also write to the insurance company at info@rahejaqbe.com.

The policyholders can obtain legal liability coverage for paid drivers by extending their third party coverage. The cover can be extended by paying an extra premium.

Under the Personal Accident Cover for owner-driver the company agrees to bear the liability arising due to the bodily injuries or death caused to the owner-driver in direct connection with the insured’s vehicle.

Raheja QBE has a tenure period of minimum 3 years for third party car insurance. The policyholders need to renew their policy at the end of the policy period.

If you are willing to get a policy you can visit the official website or contact through the toll-free number.

No, the depreciation applicable on your car and its parts is not covered under the Raheja QBE car insurance plan. To insurer yourself against the depreciation charge, you can opt for a Raheja Zero Depreciation Cover under which your car and all its parts are covered for depreciation at 100% except tyres, tubes and batteries which are covered at 50%.

No, the own-damage cover is not available for damage incurred due to war, mutiny or nuclear risk.

No, the comprehensive policy contains the third party cover in addition to the own-damage insurance cover for your car. So, when you buy a comprehensive car insurance plan, you need not buy a third party car insurance plan separately.

You can add this add-on coverage at the buying or renewing your standalone own-damage or comprehensive car insurance plan.

The zero depreciation cover does not give compensation for tyres, tubes and batteries.

Yes, you will be eligible to get the No Claim Bonus (NCB), provided that you have not requested any claim from your comprehensive/standalone own damage insurance plan in the policy year, as zero depreciation is just an add-on to your policy.

Yes, you can add as many add-on covers as you want besides the zero depreciation cover.

Deductibles mean the amount you are liable to pay in case of a claim. This amount is deducted from the total claim amount. Car Insurance Policy carries a Compulsory Deductible of Rs 1,000 (for vehicles less than 1500 cc) or Rs 2,000/- (for vehicles more than 1500 cc).

In case you have sold your car, you can either transfer the policy to the new owner or can cancel it. Both can be done by submitting a formal request at the nearest branch and filling a form (if required).

Endorsement in the insurance industry refers to changes in details. For instance, changes in the name of the policyholder’s name.

In case you miss to renew your car insurance policy by its expiry date, you can still renew it till 90 days from the date of expiry. However, in such a case, an inspection of the car becomes mandatory before the renewal of the policy.