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Dhfl Zero Depreciation Add-on

DHFL Car Insurance

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  • Wide variety of add-on covers

DHFL Zero Depreciation Add-On

The value of cars depreciate with time. This impacts the premium cost and claim amount of their insurance. With default depreciation, a car's insurance premium becomes higher and claim amount becomes lesser as both are computed basis the value of the car. Therefore, it is imperative to opt for an add-on cover like Zero Depreciation by DHFL General Insurance Company.

The Zero Depreciation add-on coverage is applied on the Comprehensive/Standalone Own Damage car insurance policy. It ensures that policy claims are calculated without deducting the depreciation on your car and its parts. Otherwise, a standard comprehensive/Standalone Own Damage car insurance policy without this add-on cover provides the claim amount based on the present value of the car computed after depreciation, which is lower due to depreciation. The coverage is available on paying an additional premium.

Benefits of DHFL Zero Depreciation Cover

Customers who pay for this add-on coverage are eligible to get the following benefits:

  • Claims for replacement or repair of the car’s depreciated parts
  • No depreciation will be applicable except tyres, tubes and batteries.

Zero Depreciation Insurance v/s Normal Insurance

Age of car

Rate of Depreciation Without Zero Depreciation cover

Rate of Depreciation With Zero Depreciation cover

Under 6 months

Nil

0%

6 months to 1 year

5%

0%

1-2 years

10%

0%

2-3 years

15%

0%

3-4 years

25%

0%

4-5 years

35%

0%

5-10 years

40%

0%

Above 10 years

50%

0%

Part of car

Rate of Depreciation Without Zero Depreciation

Rate of Depreciation With Zero Depreciation

Rubber/nylon/ plastic parts, tires and tubes, batteries, paint work and airbags

50%

0%

Fibre glass parts

30%

0%

Glass parts

Nil

0%

DHFL Car Insurance User Reviews

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  • Great support from team

    Good customer care executives. They answered all my queries. I am happy with the support team. Finally, I am a...

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    A
    By AVINASH M L
    On: September 17, 2020
  • Team helped me get an affordab...

    This is the first time I bought a car insurance policy online at InsuranceDekho and I must say that I made the...

    Read More
    S
    By Sanjeev Garg
    On: September 17, 2020
  • Process took just a few minut...

    Buying car insurance policy online at IsuranceDekho took just a few minutes. I entered details, compared and a...

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    V
    By Vijay Tondon
    On: September 16, 2020
  • Great policy benefits

    I had no knowledge about how to select a reliable car insurance policy and therefore called InsuranceDekho on ...

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    C
    By Chetan Rao
    On: September 15, 2020
  • Easy to buy policies online

    With InsuranceDekho, it has become very easy to purchase car insurance policies online. This is the second tim...

    Read More
    M
    By Mehek Sharma
    On: September 14, 2020
  • Website has all the required i...

    InsuranceDekho’s website has all the information and is easy to navigate too. I was looking for a reliable pol...

    Read More
    R
    By Rahul Maheshwari
    On: September 10, 2020
  • Great support from executive

    Awesome experience with the executive who guided me. It was easy to buy and I got to know all details before p...

    Read More
    S
    By Santhosh N
    On: September 10, 2020
  • Quick process

    I recently contacted the team at InsuranceDekho to buy a DHFL car insurance policy for my Hyundai Creta car. I...

    Read More
    S
    By Shikhar Sharma
    On: September 9, 2020
  • Easy renewals

    I contacted the customer care executives at InsuranceDekho to get my DHFL car insurance policy renewed for my ...

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    K
    By Kapil Bharti
    On: September 8, 2020
  • Great experience

    Very Good and nice hassle free experience. Need to receive the insurance policy yet. But overall a good one ...

    Read More
    R
    By RAGHAVENDRA C
    On: September 7, 2020
  • Great support from team

    Good customer care executives. They answered all my queries. I am happy with the support team. Finally, I am a...

    Read More
    A
    By AVINASH M L
    On: September 17, 2020
  • Team helped me get an affordab...

    This is the first time I bought a car insurance policy online at InsuranceDekho and I must say that I made the...

    Read More
    S
    By Sanjeev Garg
    On: September 17, 2020
  • Process took just a few minut...

    Buying car insurance policy online at IsuranceDekho took just a few minutes. I entered details, compared and a...

    Read More
    V
    By Vijay Tondon
    On: September 16, 2020
  • Great policy benefits

    I had no knowledge about how to select a reliable car insurance policy and therefore called InsuranceDekho on ...

    Read More
    C
    By Chetan Rao
    On: September 15, 2020
  • Easy to buy policies online

    With InsuranceDekho, it has become very easy to purchase car insurance policies online. This is the second tim...

    Read More
    M
    By Mehek Sharma
    On: September 14, 2020
  • Website has all the required i...

    InsuranceDekho’s website has all the information and is easy to navigate too. I was looking for a reliable pol...

    Read More
    R
    By Rahul Maheshwari
    On: September 10, 2020
  • Great support from executive

    Awesome experience with the executive who guided me. It was easy to buy and I got to know all details before p...

    Read More
    S
    By Santhosh N
    On: September 10, 2020
  • Quick process

    I recently contacted the team at InsuranceDekho to buy a DHFL car insurance policy for my Hyundai Creta car. I...

    Read More
    S
    By Shikhar Sharma
    On: September 9, 2020
  • Easy renewals

    I contacted the customer care executives at InsuranceDekho to get my DHFL car insurance policy renewed for my ...

    Read More
    K
    By Kapil Bharti
    On: September 8, 2020
  • Great experience

    Very Good and nice hassle free experience. Need to receive the insurance policy yet. But overall a good one ...

    Read More
    R
    By RAGHAVENDRA C
    On: September 7, 2020

434 Dhfl Cashless Garages in India

DHFL Zero Depreciation Cover FAQs

  • What factors affect the premium of zero depreciation cover?

    Here are the factors that can affect the premium of zero depreciation cover:

    • The age of the car
    • The model of the car
    • Registered location of the car, etc.
  • Can I buy any other add-on cover with zero depreciation add-on cover?

    Yes, you can buy as many add-on covers as you want to with zero depreciation add-on cover.

  • What parts of my car are not included under the DHFL zero depreciation cover?

    This add-on coverage compensates the depreciation of every part of the car, except tyres, tubes and batteries.

  • Do I need to pay for any additional premium to get zero depreciation cover?

    You will have to pay for a bit extra premium in addition to the basic premium amount to get this zero depreciation add-on cover.

  • When can I get this add-on added in my comprehensive car insurance policy?

    You can add this zero depreciation add-on cover to your comprehensive/standalone owner at the time of purchase and renewal of your policy.

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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.