Royal Sundaram Bike insurance starting from ₹ 250/year*
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Royal Sundaram Own Damage Bike Insurance

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  • Pioneer of bancassurance in India
  • 94.96% Claim Settlement Ratio as per the FY 2018
  • 24*7 Emergency Assistance
  • Coverage of up to 15 lakhs in accidental cases
  • More than 3300 network garages

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Royal Sundaram Standalone Own-Damage Two-Wheeler Insurance Policy

Royal Sundaram General Insurance offers many different types of insurance. Under two-wheeler insurance, however, they offer three basic types of insurance including third party, standalone own-damage and comprehensive plans. The standalone own-damage covers offered by Royal Sundaram is an advisable purchase along with the third party insurance as it offers coverage for own-damage costs in a wide range of scenarios, i.e., from natural calamities to road accidents. Moreover, in times of crisis, having compensation for the damages provides a sense of security and financial stability for the policyholder.

Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance

Basis

Royal Sundaram Third Party Two-Wheeler Insurance

Royal Sundaram Standalone Own-Damage Two-Wheeler Insurance

Royal Sundaram Comprehensive Two-Wheeler Insurance

Coverage

Royal Sundaram third party two-wheeler insurance is one of the most basic covers they offer. It is compulsory and will take care of third party liabilities which include bodily injury, death and property damage.

Royal Sundaram standalone own-damage two-wheeler insurance offers coverage for only own-damage costs in the event of a mishap. This includes cases of fire, floods, explosions, road accidents etc.

Royal Sundaram comprehensive two-wheeler insurance plans give all-round protection by taking care of both the own-damage costs and third party liabilities in the event of an unfortunate event.

Add-ons

Add-on covers cannot be purchased with a Royal Sundaram third party two-wheeler insurance policy.

Add-on covers can be purchased along with a Royal Sundaram standalone own-damage two-wheeler insurance policy.

Add-on covers are also offered along with a comprehensive two-wheeler insurance policy. Moreover the insurance provider offers a wide range to choose from.

Cost

Royal Sundaram’s third party two-wheeler insurance is the most basic type of insurance and hence is also the least costly cover available.

Royal Sundaram’s standalone own-damage two-wheeler insurance offers more coverage than third party insurance and hence is comparatively costlier than it.

Royal Sundaram’s comprehensive two-wheeler insurance plans offer the widest coverage and hence are also the most expensive insurance available.

What is Covered Under Royal Sundaram Standalone Own-Damage Two-Wheeler Policy?

Royal Sundaram standalone own-damage two-wheeler insurance offers compensation for the following situations:

  • Road accidents that cause damage to the two-wheeler in any form.
  • Cases where the two-wheeler is damaged due to a fire or explosion.
  • Cases where the two-wheeler is stolen or damaged beyond repair.
  • Cases where the two-wheeler is damaged by some form of natural or man, made calamity.

What is Not Covered Under Royal Sundaram Standalone Own-Damage Two-Wheeler Insurance Policy?

Royal Sundaram standalone own-damage two-wheeler insurance does not offer compensation for the following situations:

  • Cases where the two-wheeler breaks down due to a mechanical or electrical failure.
  • Cases of illegal riding or misuse of the two-wheeler.
  • The depreciation rate of the two-wheeler due to the natural wear and tear of the vehicle.
  • Any mishap that damages the two-wheeler outside the territorial limits of India.

Benefits of Royal Sundaram Standalone Own-Damage Two-Wheeler Insurance Policy

Following are the benefits of purchasing a standalone own-damage two-wheeler insurance from Royal Sundaram:

  • The cover will protect the two-wheeler in a number of scenarios by compensating for the cost of own-damages.
  • With this cover, every policyholder is eligible for No Claim Bonus for every claim-free year.
  • Own-damage covers offer a wide range of add-ns that can be purchased to further improve the coverage of the policy.

How To Purchase Royal Sundaram Standalone Own-Damage Policy?

The below-mentioned steps will guide you in purchasing a standalone own-damage two-wheeler insurance from Royal Sundaram:

Step 1: Visit our website InsuranceDekho and select the tab second from the top left corner titled ‘two-wheeler insurance. When you click the tab a drop-down menu will appear. Select the ‘Standalone Own Damage’ tab from the options.

Step 2: In the provided section enter your two-wheeler’s registration number. If for some reason you do not have this information with you, enter the two-wheeler’s make, model and year of registration instead.

Step 3: Also enter your personal information, i.e., your name and mobile number and select the “Submit and Get Quotes’ button once completed.

Step 4: All the quotes for standalone own-damage two-wheeler insurance covers from the different insurance providers in your category will be visible on the screen. Choose the one offered by Royal Sundaram General Insurance and select any add-ons of your choice.

Step 5: Make the payment for your chosen Royal Sundaram standalone own-damage two-wheeler insurance policy. The policy document will be sent to your registered email ID.

Must Read Articles before buying Royal Sundaram Bike Insurance

Royal Sundaram Bike Insurance User Reviews

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  • Exceptional Service & Team Sup...

    I recently purchased Royal Sundaram Bike Insurance and I received exceptional customer support from the Insura...

    V
    By Vaishnavi bajaj
    On: March 5, 2024
  • Transparent Claim Settlement

    The transparency in InsuranceDekho's claim settlement is commendable. I always knew what was happening with ...

    A
    By Ankit Lokhande
    On: November 24, 2023
  • Customizable Comprehensive Cov...

    InsuranceDekho's comprehensive coverage that comes with the Royal Sundaram Bike Insurance Policy is highly c...

    S
    By Shivam Bhardwaj
    On: September 27, 2023
  • Prompt Customer Support

    I had a few questions about the terms of my third-party car insurance for my BMW bike, and I reached out to ...

    A
    By Amit Khurana
    On: September 25, 2023
  • User-Friendly Cashless Garage ...

    Happy to have secured my Jawa bike under the Royal Sundaram Bike Insurance Policy. InsuranceDekho's online t...

    P
    By Pratuskh Thankur
    On: September 21, 2023
  • Transparent Terms and Conditio...

    I appreciate the transparency of InsuranceDekho's own damage policy terms and conditions for the Royal Sunda...

    G
    By Gurpreet Sandhu
    On: September 14, 2023
  • Prompt Renewal Support

    Whenever I have questions about the renewal of my Royal Sundaram Bike Insurance Policy, InsuranceDekho's sup...

    By Balbir Singh
    On: September 12, 2023
  • Excellent Coverage

    With InsuranceDekho's comprehensive coverage, I get excellent protection for both own damage and third-party...

    K
    By Kunal Kumar
    On: September 8, 2023
  • Expertise and Professionalism

    The mechanics at InsuranceDekho's Cashless Garages demonstrate exceptional expertise and professionalism. Th...

    V
    By Vasydev Kukreja
    On: September 4, 2023
  • Reliable Partner for Car Prote...

    InsuranceDekho has proven to be a reliable partner in protecting my Aprilia bike. Their own damage insurance...

    M
    By Manish Kadakia
    On: August 28, 2023

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Royal Sundaram Bike insurance starting from ₹ 250/year*
or
Royal Sundaram Bike insurance starting from ₹ 250/year*
or
#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.