Bike insurance starting from Rs.482/year*
  • Save upto 75%*
    Lowest Bike Premiums
  • 11.5 Lakh+
    Happy Customers
  • Claim Support
    7 days a week

*TP price for less than 75cc two wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

Universal Sompo Two Wheeler Insurance Premium Calculator

Universal Sompo Bike Insurance

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Highlights
    Network Garages3,500+
    Claim Settlement Ratio90.36%
    Emergency Assistance24/7

    Universal Sompo Two Wheeler Insurance Premium Calculator

    What is a Bike Insurance Premium Calculator?

    Bike insurance premium calculator is a very helpful online tool that lets you calculate the premium for a bike insurance policy. By using InsuranceDekho’s bike insurance premium calculator, you can also analyse bike insurance quotes from multiple insurers, compare them, and select the most suitable one for you as per your requirement and budget. To use the bike insurance premium calculator online at InsuranceDekho, you will be required to enter a few details of your bike such as make, model, variant, fuel type, and year and place of registration. It is a quick and simple process that does not take much of your time.

    How to Use a Bike Insurance Premium Calculator?

    InsuranceDekho’s bike insurance premium calculator is really easy to use. All you need to do is follow the simple steps listed below:

    Step 1: Select your bike’s Make, Model, Variant, and Fuel Type.

    Step 2: Select the City of your bike’s registration. Select the Year of Purchase.

    Step 3: Answer the question ‘Have you made a claim in the previous year?’ by selecting yes or no.

    Step 4: Click on the ‘Calculate’ button. You will find the right IDV and premium for your bike insurance policy.

    Benefits of Bike Insurance Premium Calculator

    You can enjoy the following benefits by using InsuranceDekho’s bike insurance premium calculator online:

    1. Get the Right IDV: IDV or Insured Declared Value is what your bike is valued at in the market after deducting the depreciation. IDV of your bike that is decided by the insurer and hence, may differ from insurer to insurer. It is important to know the right IDV of your bike because it makes you aware about the amount that you can claim from the insurer in case of mishap. InsuranceDekho’s bike insurance premium calculator takes into consideration your bike’s make, model, variant, and fuel type, and calculates the right IDV for your bike.
    2. Know the Correct Premium: InsuranceDekho’s bike insurance premium calculator tells you the premium for the bike insurance policy within a few seconds. Knowing the premium amount in advance helps you make an informed decision.
    3. Helps You Decide: By using the bike insurance premium calculator at InsuranceDekho, you can easily compare quotes from multiple insurers online. Comparing and then selecting the most suitable bike insurance policy helps you make an informed decision without any influence of the agents.
    4. Helps You Buy Affordable Policies: InsuranceDekho’s bike insurance premium calculator not only helps you compare bike insurance policies, but also helps you buy the most affordable one from them within a few minutes.

    Third Party Bike Insurance Premium Rates

    Engine Capacity

    Premium to Buy a New Policy (5-Year Plan)

    Premium to Renew Existing Policy (1-Year Plan)

    Not exceeding 75 cc

    Rs. 1,045

    Rs. 482

    Exceeding 75 cc but not exceeding 150 cc

    Rs. 3,285

    Rs. 752

    Exceeding 150 cc but not exceeding 350 cc

    Rs. 5,453

    Rs. 1,193

    Exceeding 350 cc

    Rs. 13,034

    Rs. 2,323

    (Source: Insurance Regulatory and Development Authority of India)

    Premium for Comprehensive and Standalone Own-Damage Bike Insurance Plans

    To calculate premium for comprehensive bike insurance plans and standalone own-damage bike insurance plans, several factors are taken into consideration. These include the bike's IDV, its age, cubic capacity, your age, etc. To gain better knowledge of how these factors affect the premium, read below:

    Factors Affecting Bike Insurance Premium

    Given below are some important factors that affect the premium of your bike insurance policy:

    1. Insured Declared Value (IDV): Insured Declared Value is the maximum sum insured that is provided to you in case of total loss of your bike. Not that the IDV of your bike depreciates with time and may differ from insurer to insurer. The better the brand and functionality of your bike will be, the higher the IDV will be. And hence, higher premium amount you will be required to pay to get it insured.
    2. Engine’s Cubic Capacity: Higher cubic capacity ensures faster speed of your bike. But as fast speed can be risky too, so it will increase the insurer’s liability. Therefore, if you ride a bike with higher cubic capacity then you will be required to pay a higher premium to get it insured.
    3. Modifications: Modifications are done to increase the performance of the bike. But not always do modifications ensure the same. Sometimes, you put your bike’s security at risk when you get it modified. This increases the insurer’s liability thereby increasing your premium amount.
    4. Anti-Theft Devices: Use of anti-theft devices is an important factor that decides the premium for your bike insurance policy. Use of ARAI-approved anti-theft devices ensures safety of your bike and reduces the insurer’s liability. So, to enjoy paying a lesser bike insurance premium, you should get anti-theft devices installed in your bike.
    5. Number of Add-On Benefits: Add-ons are additional benefits that you can opt to buy along with your bike insurance policy and enjoy extra coverage. For instance, you can purchase zero depreciation cover, daily cash allowance cover, etc. but will be required to pay an extra premium to avail the benefit.

    What is your bike's brand?

    When did you buy your bike?
    20042019
    Have you made a claim in the previous year?

    Universal Sompo Bike Insurance User Reviews

    Write your review
    What users are saying
    • All
    • Most Helpful
    • Rapid process of renewal

      I have renewed my Universal Sompo bike insurance cover which I bought for my Royal Enfield Classic Bike twice ...

      Read More
      U
      By Umesh Jha
      On: September 25, 2020
    • Multiple add-ons available

      I purchased a Universal Sompo bike insurance policy from InsuranceDekho platform to insure my Suzuki V-Strom 6...

      Read More
      S
      By Sushant Anand
      On: September 24, 2020
    • Multiple add-on options

      The InsuranceDekho website acquired a wide range of add-on options for Universal Sompo bike insurance plans. T...

      Read More
      R
      By Rashid Saifi
      On: September 18, 2020
    • Claim settlement assistance

      Universal Sompo Insurance settled my claim request quickly for my bike insurance plan after my TVS Jupiter sco...

      Read More
      A
      By Aditi Pandey
      On: September 17, 2020
    • Renewed my policy in 2 steps

      With the InsuranceDekho platform, I could easily renew my Universal Sompo bike insurance cover in just a few m...

      Read More
      A
      By Altaf Siddhiqui
      On: September 11, 2020
    • Renewal in just 2 steps

      The Insurance Dekho platform allowed me to renew my bike insurance policy of Universal Sompo Insurance that I ...

      Read More
      H
      By Hemant Singh
      On: September 10, 2020
    • Digital payment methods

      At InsuranceDekho portal, I was able to buy a Universal Sompo bike insurance policy without facing any payment...

      Read More
      N
      By Nihit Shah
      On: September 4, 2020
    • Easy to compare and choose

      With the InsuranceDekho platform, I could now easily compare different policy quotes and choose the best-suit...

      Read More
      R
      By Rahul Mehta
      On: September 3, 2020
    • Safest payment gateways

      InsuranceDekho platform offered me various payment modes to make the payment for the Universal Sompo insurance...

      Read More
      S
      By Sagar Khanna
      On: August 28, 2020
    • Easy to compare and choose

      With the InsuranceDekho portal, I could now easily compare different policy quotes and choose the best-suited ...

      Read More
      Y
      By Yash Sehgal
      On: August 27, 2020
    • Rapid process of renewal

      I have renewed my Universal Sompo bike insurance cover which I bought for my Royal Enfield Classic Bike twice ...

      Read More
      U
      By Umesh Jha
      On: September 25, 2020
    • Multiple add-ons available

      I purchased a Universal Sompo bike insurance policy from InsuranceDekho platform to insure my Suzuki V-Strom 6...

      Read More
      S
      By Sushant Anand
      On: September 24, 2020
    • Multiple add-on options

      The InsuranceDekho website acquired a wide range of add-on options for Universal Sompo bike insurance plans. T...

      Read More
      R
      By Rashid Saifi
      On: September 18, 2020
    • Claim settlement assistance

      Universal Sompo Insurance settled my claim request quickly for my bike insurance plan after my TVS Jupiter sco...

      Read More
      A
      By Aditi Pandey
      On: September 17, 2020
    • Renewed my policy in 2 steps

      With the InsuranceDekho platform, I could easily renew my Universal Sompo bike insurance cover in just a few m...

      Read More
      A
      By Altaf Siddhiqui
      On: September 11, 2020
    • Renewal in just 2 steps

      The Insurance Dekho platform allowed me to renew my bike insurance policy of Universal Sompo Insurance that I ...

      Read More
      H
      By Hemant Singh
      On: September 10, 2020
    • Digital payment methods

      At InsuranceDekho portal, I was able to buy a Universal Sompo bike insurance policy without facing any payment...

      Read More
      N
      By Nihit Shah
      On: September 4, 2020
    • Easy to compare and choose

      With the InsuranceDekho platform, I could now easily compare different policy quotes and choose the best-suit...

      Read More
      R
      By Rahul Mehta
      On: September 3, 2020
    • Safest payment gateways

      InsuranceDekho platform offered me various payment modes to make the payment for the Universal Sompo insurance...

      Read More
      S
      By Sagar Khanna
      On: August 28, 2020
    • Easy to compare and choose

      With the InsuranceDekho portal, I could now easily compare different policy quotes and choose the best-suited ...

      Read More
      Y
      By Yash Sehgal
      On: August 27, 2020

    17 Universal Sompo Cashless Garages in India

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    Universal Sompo Two Wheeler Insurance Contact Details

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    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.