Bike insurance starting from Rs.482/year*
  • Save upto 75%*
    Lowest Bike Premiums
  • 11.5 Lakh+
    Happy Customers
  • Claim Support
    7 days a week

*TP price for less than 75cc two wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

Shriram Two Wheeler Insurance Premium Calculator

Shriram Bike Insurance

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Highlights
    Network Garages2,000+
    Claim Settlement Ratio78.78%
    Emergency Assistance24/7

    Shriram Two Wheeler Insurance Premium Calculator

    What is a Bike Insurance Premium Calculator?

    Bike insurance premium calculator is an online tool that helps you calculate and figure out the right premium amount for a bike insurance policy. You can use InsuranceDekho’s premium calculator online and know the premium for your bike insurance policy within a minute. All you need to do is enter some details of your bike such as its make, model, variant, and fuel type and you will see the most relevant bike insurance quotes from multiple insurers on your screen. You can compare them and buy the most suitable plan as per your requirement.

    How to Use a Bike Insurance Premium Calculator?

    Using the bike insurance premium calculator online at InsuranceDekho is very easy. To use it, follow the simple steps given below:

    Step 1: Select your bike’s Make, Model, Variant, and Fuel Type.

    Step 2: Select the City of your bike’s registration. Select the Year of Purchase.

    Step 3: Tell us ‘Have you made a claim in the previous year?’ by selecting yes or no.

    Step 4: Click on ‘Calculate’. You will find the right IDV and premium for your bike insurance policy.

    Benefits of Bike Insurance Premium Calculator

    InsuranceDekho’s bike insurance premium calculator can be beneficial for you in the followings ways:

    1. Get the Right IDV: InsuranceDekho’s bike insurance premium calculator helps you know the right Insured Declared Value or IDV. For this, it takes into consideration several factors like your bike’s make, model, and fuel type and leaves no scope of error. IDV is important to know as it tells you the amount you can claim from the insurance company in case of a mishap.
    2. Know the Correct Premium: One of the primary benefits of using a bike insurance premium calculator is to know the premium you will be required to pay for the shortlisted bike insurance policy. InsuranceDekho’s bike insurance premium calculator tells you the premium amount in advance so that you make an informed decision.
    3. Helps You Decide: The bike insurance premium calculator helps you not only to find the best bike insurance quotes online, but also compare them and shortlist the most suitable one for you. Once you are well-informed, then you can easily decide what is best for you.
    4. Helps You Buy Affordable Policies: InsuranceDekho’s bike insurance premium calculator helps you buy affordable bike insurance policies online. You can decide which policy you require and buy it within a few minutes online.

    Third Party Bike Insurance Premium Rates

    Engine Capacity

    Premium to Buy a New Policy (5-Year Plan)

    Premium to Renew Existing Policy (1-Year Plan)

    Not exceeding 75 cc

    Rs. 1,045

    Rs. 482

    Exceeding 75 cc but not exceeding 150 cc

    Rs. 3,285

    Rs. 752

    Exceeding 150 cc but not exceeding 350 cc

    Rs. 5,453

    Rs. 1,193

    Exceeding 350 cc

    Rs. 13,034

    Rs. 2,323

    (Source: Insurance Regulatory and Development Authority of India)

    Premium for Comprehensive and Standalone Own-Damage Bike Insurance Plans

    Premium for comprehensive bike insurance policies and standalone own-damage bike insurance policies are calculated on the basis of several factors. Some of them are the cubic capacity of the bike, its age, and your age. Read below and understand more about these factors.

    Factors Affecting Bike Insurance Premium

    Given below are some important factors that affect the premium of your bike insurance policy:

    1. Insured Declared Value (IDV): Insured Declared Value is the market value of your bike that depends on various factors like your bike’s make, model, variant, date of registration, etc. The IDV of your bike may vary with different insurance companies. The lower the IDV, the lower bike insurance premium you will be charged. You must know that the IDV of your bike keeps falling with use.
    2. Engine’s Cubic Capacity: Higher the cubic capacity of your bike, faster it will move. But faster speed will also increase the risk on the road. Which is why, higher the cc of your bike, higher the premium for your bike insurance policy will be.
    3. Modifications: Modifications are not always worthy. Sometimes, it also affects the in-built security of your bike which in turn increases the insurer’s liability. As the insurer’s liability increases, so does your bike insurance premium amount. So, lesser the number of modifications, lesser premium will be required to pay.
    4. Anti-Theft Devices: ARAI-approved anti-theft devices installed in your bike take care of its security which reduces the insurer’s liability. So, if you have these devices installed, then you can enjoy paying a lesser premium for your bike insurance policy.
    5. Number of Add-On Benefits: Add-ons such as zero depreciation cover, daily cash allowance cover, etc. are additional benefits that you can purchase along with your bike insurance policy and enjoy extra coverage. As add-ons increase the coverage, it increases the insurer’s liability as well. Hence, you will be required to pay a higher premium to avail of add-on benefits.

    What is your bike's brand?

    When did you buy your bike?
    20042019
    Have you made a claim in the previous year?

    Shriram Bike Insurance User Reviews

    Write your review
    What users are saying
    • All
    • Most Helpful
    • Numerous payment options

      The failure of the payment process had ruined my purchase experience twice before but while buying a Shriram b...

      Read More
      L
      By Lalit Saha
      On: September 25, 2020
    • Renewal process in 2 steps

      The renewal procedure of my Shriram bike insurance plan got done in no time at InsuranceDekho portal. It is a ...

      Read More
      V
      By Vinay Pradhan
      On: September 24, 2020
    • Swift process of renewal

      The policy renewal process of InsuranceDekho platform is exceptionally well and easy to go. At the portal, I c...

      Read More
      Y
      By Yash Pillay
      On: September 18, 2020
    • Helped me find a policy

      The InsuranceDekho platform offered me various bike insurance policy quotes to compare and choose a plan from....

      Read More
      P
      By Puneet Jaiswal
      On: September 17, 2020
    • Renewal of two-wheeler policy

      The support from the InsuranceDekho team is very much encouraging and the explanations given by the team membe...

      Read More
      M
      By Maruthi Ram Prakhya
      On: September 16, 2020
    • Prompt issuance of policy

      The InsuranceDekho portal offered me assistance to get a Shriram bike insurance policy to protect my Royal Enf...

      Read More
      R
      By Ramandeep Sehgal
      On: September 11, 2020
    • Various cashless garages

      I bought a bike insurance policy provided by Shriram General Insurance at the recommendation of the InsuranceD...

      Read More
      S
      By Shrey Irani
      On: September 10, 2020
    • Quick insurance issuance

      The InsuranceDekho portal made me get a Shriram bike insurance policy for my Bajaj Avenger Street 220 bike in ...

      Read More
      A
      By Avinash Dixit
      On: September 4, 2020
    • Multiple add-on covers

      InsuranceDekho portal showed me various add-on covers for Shriram General Insurance’s bike insurance policy wh...

      Read More
      R
      By Ramesh Goyal
      On: September 3, 2020
    • Instant issuance of policy

      The InsuranceDekho portal issued me a Shriram bike insurance policy in just a few minutes to insure my TVS Sta...

      Read More
      U
      By Udyan Sharma
      On: August 28, 2020
    • Numerous payment options

      The failure of the payment process had ruined my purchase experience twice before but while buying a Shriram b...

      Read More
      L
      By Lalit Saha
      On: September 25, 2020
    • Renewal process in 2 steps

      The renewal procedure of my Shriram bike insurance plan got done in no time at InsuranceDekho portal. It is a ...

      Read More
      V
      By Vinay Pradhan
      On: September 24, 2020
    • Swift process of renewal

      The policy renewal process of InsuranceDekho platform is exceptionally well and easy to go. At the portal, I c...

      Read More
      Y
      By Yash Pillay
      On: September 18, 2020
    • Helped me find a policy

      The InsuranceDekho platform offered me various bike insurance policy quotes to compare and choose a plan from....

      Read More
      P
      By Puneet Jaiswal
      On: September 17, 2020
    • Renewal of two-wheeler policy

      The support from the InsuranceDekho team is very much encouraging and the explanations given by the team membe...

      Read More
      M
      By Maruthi Ram Prakhya
      On: September 16, 2020
    • Prompt issuance of policy

      The InsuranceDekho portal offered me assistance to get a Shriram bike insurance policy to protect my Royal Enf...

      Read More
      R
      By Ramandeep Sehgal
      On: September 11, 2020
    • Various cashless garages

      I bought a bike insurance policy provided by Shriram General Insurance at the recommendation of the InsuranceD...

      Read More
      S
      By Shrey Irani
      On: September 10, 2020
    • Quick insurance issuance

      The InsuranceDekho portal made me get a Shriram bike insurance policy for my Bajaj Avenger Street 220 bike in ...

      Read More
      A
      By Avinash Dixit
      On: September 4, 2020
    • Multiple add-on covers

      InsuranceDekho portal showed me various add-on covers for Shriram General Insurance’s bike insurance policy wh...

      Read More
      R
      By Ramesh Goyal
      On: September 3, 2020
    • Instant issuance of policy

      The InsuranceDekho portal issued me a Shriram bike insurance policy in just a few minutes to insure my TVS Sta...

      Read More
      U
      By Udyan Sharma
      On: August 28, 2020

    Why Choose Bike Insurance from InsuranceDekho?

    • Instant policy# within 5 mins
    • More than 11.5 Lac happy customers
    • Claim Support available all 7 days of the week

    Shriram General Insurance Contact Information

    For assistance, call us on

    Latest Bike Insurance News

    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.