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Calculate Your Bike Insurance Price Online

Select your bike brand

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Which city is your bike registered in?

  • New Delhi
  • Bangalore
  • Mumbai
  • Chennai

When did you buy your bike?

Disclaimer: Actual Premium might vary basis your location, age and number of members

What is a Bike Insurance Premium Calculator?

Bike insurance premium calculator is an online tool that helps you calculate and figure out the right premium amount for a bike insurance policy. You can use InsuranceDekho’s premium calculator online and know the premium for your bike insurance policy within a minute. All you need to do is enter some details of your bike such as its make, model, variant, and fuel type and you will see the most relevant bike insurance quotes from multiple insurers on your screen. You can compare them and buy the most suitable plan as per your requirement.

How to Use a Bike Insurance Premium Calculator?

Using the bike insurance premium calculator online at InsuranceDekho is very easy. To use it, follow the simple steps given below:

Step 1: Select your bike’s Make, Model, Variant, and Fuel Type.

Step 2: Select the City of your bike’s registration. Select the Year of Purchase.

Step 3: Tell us ‘Have you made a claim in the previous year?’ by selecting yes or no.

Step 4: Click on ‘Calculate’. You will find the right IDV and premium for your bike insurance policy.

Benefits of Bike Insurance Premium Calculator

InsuranceDekho’s bike insurance premium calculator can be beneficial for you in the followings ways:

  1. Get the Right IDV: InsuranceDekho’s bike insurance premium calculator helps you know the right Insured Declared Value or IDV. For this, it takes into consideration several factors like your bike’s make, model, and fuel type and leaves no scope of error. IDV is important to know as it tells you the amount you can claim from the insurance company in case of a mishap.
  2. Know the Correct Premium: One of the primary benefits of using a bike insurance premium calculator is to know the premium you will be required to pay for the shortlisted bike insurance policy. InsuranceDekho’s bike insurance premium calculator tells you the premium amount in advance so that you make an informed decision.
  3. Helps You Decide: The bike insurance premium calculator helps you not only to find the best bike insurance quotes online, but also compare them and shortlist the most suitable one for you. Once you are well-informed, then you can easily decide what is best for you.
  4. Helps You Buy Affordable Policies: InsuranceDekho’s bike insurance premium calculator helps you buy affordable bike insurance policies online. You can decide which policy you require and buy it within a few minutes online.

Third Party Two-Wheeler Insurance Premium Rates

Engine Capacity

Premium to Buy a New Policy (5-Year Plan)

Premium to Renew Existing Policy (1-Year Plan)

Not exceeding 75 cc

Rs. 1,045

Rs. 482

Exceeding 75 cc but not exceeding 150 cc

Rs. 3,285

Rs. 752

Exceeding 150 cc but not exceeding 350 cc

Rs. 5,453

Rs. 1,193

Exceeding 350 cc

Rs. 13,034

Rs. 2,323

(Source: Insurance Regulatory and Development Authority of India)

Premium for Comprehensive and Standalone Own-Damage Bike Insurance Plans

Premium for comprehensive bike insurance policies and standalone own-damage bike insurance policies are calculated on the basis of several factors. Some of them are the cubic capacity of the bike, its age, and your age. Read below and understand more about these factors.

Factors Affecting Bike Insurance Premium

Given below are some important factors that affect the premium of your bike insurance policy:

  1. Insured Declared Value (IDV): Insured Declared Value is the market value of your bike that depends on various factors like your bike’s make, model, variant, date of registration, etc. The IDV of your bike may vary with different insurance companies. The lower the IDV, the lower bike insurance premium you will be charged. You must know that the IDV of your bike keeps falling with use.
  2. Engine’s Cubic Capacity: Higher the cubic capacity of your bike, faster it will move. But faster speed will also increase the risk on the road. Which is why, higher the cc of your bike, higher the premium for your bike insurance policy will be.
  3. Modifications: Modifications are not always worthy. Sometimes, it also affects the in-built security of your bike which in turn increases the insurer’s liability. As the insurer’s liability increases, so does your bike insurance premium amount. So, lesser the number of modifications, lesser premium will be required to pay.
  4. Anti-Theft Devices: ARAI-approved anti-theft devices installed in your bike take care of its security which reduces the insurer’s liability. So, if you have these devices installed, then you can enjoy paying a lesser premium for your bike insurance policy.
  5. Number of Add-On Benefits: Add-ons such as zero depreciation cover, daily cash allowance cover, etc. are additional benefits that you can purchase along with your bike insurance policy and enjoy extra coverage. As add-ons increase the coverage, it increases the insurer’s liability as well. Hence, you will be required to pay a higher premium to avail of add-on benefits.

Explore Shriram Bike Insurance

Must Read Articles before buying Shriram Bike Insurance

Shriram Bike Insurance User Reviews

4.9
Rating based on
282 User reviews
Write your review
What users are saying
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  • Too many plans to choose from

    There are a lot of plans available on the InsuranceDekho website. After viewing all of them, I chose the Shriram bike insurance plan for my Liberty Bike Insurance Policy, the plan covers my bike with the best of the benefits and has satisfied me. Loved the plan.

    Read More

    P
    By Parth Kakkar
    On: March 17, 2023
  • Detailed explanation

    InsuranceDekho provides a detailed explanation about each plan they offer. After going through all the plans well in detail, I chose the Shriram bike insurance plan for my Mangus EX. I chose this plan because it met all my requirements. I am quite happy with my purchase.

    Read More

    A
    By Abhishek Kumar
    On: March 1, 2023
  • Informative website

    While buying the Shriram bike insurance plan for my Vespa SXL 150, from the InsuranceDekho website I read about various things that were displayed on the website. Like the IDV and its importance, claim settlement ratio, and a lot more. The benefits of the plan I bought were also available. The plan offers varied features and benefits that are expected from a good bike insurance plan. Happy with the purchase.

    Read More

    A
    By Arpit Pathak
    On: February 20, 2023
  • Authentic information

    I purchased Shriram bike insurance policy for my TVS Pep Plus from InsuranceDekho. I was able to purchase the insurance policy with the help of authentic information on the InsuranceDekho, the product description was detailed enough to help me understand all the features of the bike insurance policy. I am very happy with my purchase.

    Read More

    A
    By Akash Bajaj
    On: February 9, 2023
  • The reminder feature is amazin...

    The procedure of purchasing a plan is so much uncomplicated on the website as it is arranged perfectly. I purchased a Shriram bike insurance policy for my Triumph street twin from insurancedekho.com, which always reminds me to renew my policy on time.

    Read More

    V
    By Vikas Singh
    On: January 30, 2023
  • The reminder function is amazi...

    The procedure of purchasing a plan is so uncomplicated on the website as it is arranged perfectly. I purchased a Shriram bike insurance policy for my Triumph street twin from InsuranceDekho, which always reminds me to renew my policy on time.

    Read More

    A
    By Ayan Ajhmed
    On: January 24, 2023
  • Detailed explanation

    InsuranceDekho provides a detailed explanation about each plan they offer. After going through all the plans well in detail, I chose the Shriram bike insurance plan for my Mangus EX. I chose this plan because it met all my requirements. I am quite happy with my purchase.

    Read More

    A
    By Abhishek Kumar
    On: January 11, 2023
  • The Chat box feature availabl...

    The InsuranceDekho website has a chat box feature which is quite helpful. While buying the Shriram bike insurance plan for my Vespa Elegante 125, I listed all my queries on the chat box. All my queries were solved within seconds. Thanks to the team.

    Read More

    By Dhruv Sharma
    On: January 3, 2023
  • Informative website

    While buying the Shriram bike insurance plan for my Vespa Elegante 125 from the InsuranceDekho website, I learned about IDV and the importance of the claim settlement ratio. These are the things I didn't know before, and I am really happy that I know these now.

    Read More

    K
    By Kush Singhal
    On: October 13, 2022
  • Well managed website

    The InsuranceDekho website is very well managed and maintained. All the things are arranged properly. While buying the Shriram two-wheeler insurance for my Hero Splendor, it was very easy to locate everything that I wanted on the website.

    Read More

    V
    By Vivek Sharma
    On: August 24, 2022
  • Informative website

    While buying the Shriram bike insurance plan for my Vespa Elegante 125 from the InsuranceDekho website, I learned about IDV and the importance of the claim settlement ratio. These are the things I didn't know before, and I am really happy that I know these now.

    Read More

    K
    By Kush Aggarwal
    On: August 9, 2022
  • Well managed website

    The InsuranceDekho website is very well managed and maintained. All the things are arranged properly. While buying the Shriram two-wheeler insurance for my Hero Splendor, it was very easy to locate everything that I wanted on the website.

    Read More

    By Vivek Sharma
    On: July 22, 2022
  • Detailed explanation

    InsuranceDekho provides a detailed explanation about each plan they offer. After going through all the plans well in detail, I chose the Shriram bike insurance plan for my Mangus EX. I chose this plan because it met all my requirements. I am quite happy with my purchase.

    Read More

    A
    By Abiral Gupta
    On: July 14, 2022
  • Informative website

    While buying the Shriram bike insurance plan for my Vespa SXL 150, from the InsuranceDekho website I read about various things that were displayed on the website. Like the IDV and its importance, claim settlement ratio, and a lot more. The benefits of the plan I bought were also available. The plan offers varied features and benefits that are expected from a good bike insurance plan. Happy with the purchase.

    Read More

    A
    By Arpit Pathak
    On: July 12, 2022
  • Informative website

    While buying the Shriram bike insurance plan for my Vespa Elegante 125 from the InsuranceDekho website, I learned about IDV and the importance of the claim settlement ratio. These are the things I didn't know before, and I am really happy that I know these now.

    Read More

    K
    By Kush Aggarwal
    On: July 7, 2022
  • Well managed website

    The InsuranceDekho website is very well managed and maintained. All the things are arranged properly. While buying the Shriram two-wheeler insurance for my Hero Splendor, it was very easy to locate everything that I wanted on the website.

    Read More

    V
    By Vivek Sharma
    On: June 30, 2022
  • Chat box feature

    The InsuranceDekho website has a chat box feature which is quite helpful. While buying the Shriram bike insurance plan for my Vespa Elegante 125, I listed all my queries on the chat box. All my queries were solved within seconds. Thanks to the team.

    Read More

    S
    By Shriyansh Agarwal
    On: June 28, 2022
  • Well managed website

    The InsuranceDekho website is very well managed and maintained. All the things are arranged properly. While buying the Shriram two-wheeler insurance for my Hero Splendor, it was very easy to locate everything that I wanted on the website.

    Read More

    V
    By Vivek Sharma
    On: June 28, 2022
  • Informative website

    While buying the Shriram bike insurance plan for my Vespa Elegante 125 from the InsuranceDekho website, I learned about IDV and the importance of the claim settlement ratio. These are the things I didn't know before, and I am really happy that I know these now.

    Read More

    K
    By Kush Aggarwal
    On: June 23, 2022
  • Detailed explanation

    InsuranceDekho provides a detailed explanation about each plan they offer. After going through all the plans well in detail, I chose the Shriram bike insurance plan for my Mangus EX. I chose this plan because it met all my requirements. I am quite happy with my purchase.

    Read More

    By Abhishek Kumar
    On: June 21, 2022
  • Too many plans to choose from

    There are a lot of plans available on the InsuranceDekho website. After viewing all of them, I chose the Shriram bike insurance plan for my Vespa Elegante 125, the plan covers my bike with the best of the benefits and has satisfied me. Loved the plan.

    Read More

    N
    By Naman Marwah
    On: June 16, 2022
  • Detailed explanation

    InsuranceDekho provides a detailed explanation about each plan they offer. After going through all the plans well in detail, I chose the Shriram bike insurance plan for my Mangus EX. I chose this plan because it met all my requirements. I am quite happy with my purchase.

    Read More

    A
    By Abiral Gupta
    On: June 14, 2022
  • Informative website

    While buying the Shriram bike insurance plan for my Vespa Elegante 125 from the InsuranceDekho website, I learned about IDV and the importance of the claim settlement ratio. These are the things I didn't know before, and I am really happy that I know these now.

    Read More

    K
    By Kush Aggarwal
    On: June 9, 2022
  • Well managed website

    The InsuranceDekho website is very well managed and maintained. All the things are arranged properly. While buying the Shriram two-wheeler insurance for my Hero Splendor, it was very easy to locate everything that I wanted on the website.

    Read More

    V
    By Vivek Sharma
    On: June 7, 2022
  • Informative website

    While buying the Shriram bike insurance plan for my Vespa SXL 150, from the InsuranceDekho website I read about various things that were displayed on the website. Like the IDV and its importance, claim settlement ratio, and a lot more. The benefits of the plan I bought were also available. The plan offers varied features and benefits that are expected from a good bike insurance plan. Happy with the purchase.

    Read More

    A
    By Arpit Pathak
    On: June 2, 2022
  • Informative website

    While buying the Shriram bike insurance plan for my Vespa Elegante 125 from the InsuranceDekho website, I learned about IDV and the importance of the claim settlement ratio. These are the things I didn't know before, and I am really happy that I know these now.

    Read More

    K
    By Kush Aggarwal
    On: May 31, 2022
  • Chat box feature

    The InsuranceDekho website has a chat box feature which is quite helpful. While buying the Shriram bike insurance plan for my Vespa Elegante 125, I listed all my queries on the chat box. All my queries were solved within seconds. Thanks to the team.

    Read More

    By Rhythm Singh
    On: May 26, 2022
  • Detailed explanation

    InsuranceDekho provides a detailed explanation about each plan they offer. After going through all the plans well in detail, I chose the Shriram bike insurance plan for my Mangus EX. I chose this plan because it met all my requirements. I am quite happy with my purchase.

    Read More

    By Nimesh Sharma
    On: May 19, 2022
  • Best Customer care team

    While buying the Shriram bike insurance plan for my Sport 1000 PR bike from the InsuranceDekho website, I was facing some issues. I contacted the customer care team and the customer care executive immediately solved all my problems and I was able to buy the plan at ease.

    Read More

    U
    By Ujval Yadav
    On: May 17, 2022
  • Detailed explanations about ea...

    InsuranceDekho provides a detailed explanation about each plan they offer. After going through all the plans well in detail, I chose the Shriram bike insurance plan for my Mangus EX. I chose this plan because it met all my requirements. I am quite happy with my purchase.

    Read More

    By Abhishek Kumar
    On: May 12, 2022
Shriram Reviews

Shriram Bike Insurance Premium Calculator FAQs

  • What are the factors that affect the premium of a bike insurance policy?

    There are some factors which affect the bike insurance premium such as Insured Declared Value (IDV), No Claim Bonus (NCB), Engine’s Cubic Capacity, Modifications, Anti-Theft Devices, Age of the Owner, etc.

  • Why should I use the bike insurance premium calculator?

    The bike insurance premium calculator is quite helpful as it helps you find the premium amount and IDV offered by different insurance companies. It will give you assistance to get a better bike insurance policy.

  • What details should I enter to calculate the premium on the premium calculator?

    You will have to enter some details in the premium calculator such as make, model and variant of your bike, fuel type of your bike, RTO location of your bike, engine capacity of your bike, registration year of your bike, etc., to get the amount of premium provided by different insurance companies, which will help you choose the best insurance plan.

  • Can I avail the premium calculator to compute the policy premium for my old bike?

    Yes, you can avail premium calculator to compute the premium amount for your old bike.

  • How can I use the premium calculator to get the right premium amount?

    You can find the best premium calculator to compute the premium and Insured Declared Value (IDV) for your insurance policy at the website of InsuranceDekho, i.e., www.insurancedekho.com.

FAQ
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Why to buy from InsuranceDekho?

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  • More than 50 lakhs happy customers
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Shriram Bike Insurance Contact Details

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Shriram Bike insurance starting from ₹ 714/year*
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      Shriram Bike insurance starting from ₹ 714/year*
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      #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.