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Top IFFCO Tokio Bike Insurance Plans

PLAN TYPE: Comprehensive
Starting From ₹ 792
PLAN TYPE: Third Party
Starting From ₹ 714
PLAN TYPE: Own Damage
Starting From ₹ 182

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Disclaimer: Actual Premium might vary basis your location, age and number of members

IFFCO Tokio Bike Insurance Claim

IFFCO Tokio Bike insurance policy provides the best policy solution to its customers. With a claim settlement ratio of 95.30% in the FY 2019-20, the company has been able to resolve thousands of its customer’s problems. It holds a great record and offers a seamless procedure for claim settlement to the policyholders.

List of Documents Required During Claim Settlement

Following documents are required at the time of making a claim:

  • Policy copy
  • Registration Certificate (RC)
  • Duly filled and signed claim form
  • Documents as per the AML Guidelines
  • Original repair invoice for cashless claims
  • Copy of FIR and Final Investigation Report
  • Driving license of the person driving at the time of the accident
  • Permit, Fitness and Load Challan (in case of Commercial Vehicle)
  • Claims discharge papers cum satisfaction voucher signed across a revenue stamp
  • Original repair estimate, repair invoice and payment receipt for non-cashless claims.

How to Make IFFCO Tokio Cashless Bike Insurance Claim?

IFFCO Tokio provides a cashless claim facility for all its customers.Policyholders who choose this cover will not have to pay a single penny to have their vehicle repaired.The insurance company will take care of all the expenses related to your two-wheeler. Following are the steps to make a cashless claim:

Step 1: Get in touch with IFFCO Tokio

Contact your insurer after the accident and share all the necessary details like location, time etc. You can either dial their toll-free number 1800-103-5499 or register a complaint online on their official website.

Step 2: Register Claim

After submission of your claim, you will receive a confirmation message stating that your claim has been accepted, along with a claim reference number.The representative will guide you about the further steps you need to follow.

Step 3: Survey and Repair

The insurance company will send a surveyor to check the extent of the damages caused to the bike during the accident. After the survey, he will provide you with a claim form.

Step 4: Towing Service

IFFCO Tokio will arrange towing service for you upon request. It will be easier to take your damaged bike to the nearest network garage.

Step 5: Claim Settlement

After all of the formalities are completed, the insurance company will pay its part of the liability, and the policyholder will be responsible for the rest.

How To Make IFFCO Tokio Reimbursement Bike Insurance Claim?

In case the policyholder fails to reach the network garages, they can take their vehicle to other garages. To file a reimbursement claim, the policyholders need to follow the steps below:

Step 1: Contact Your Insurer

First of all, you need to contact IFFCO Tokio using their toll-free number 1800-103-5499. Inform them about the incident and ask them to initiate the reimbursement process. You can also register your claim on the insurer’s official website.

Step 2: Register A Claim and Get Claim Reference Number

The IFFCO Tokio Claim Department will contact you with a unique claim reference number and a list of all required documents.Meanwhile, you need to fill all the details correctly in the claim form.

Step 3: Get Bike Surveyed

The company will send a surveyor to check the condition of the bike before it is sent for repairs. In case of a major accident, the company sends surveyors to investigate the scene before moving it to the garage.

Step 4: Repair and Reimbursement

Get the bike repaired at the garage of your choice and make the required payment. Then, along with the bills and receipts, submit all of the documents asked by the company to request reimbursement of the claim.After considering all the deductibles and depreciation amount the company finally disbursed the amount.

Common IFFCO Tokio Bike Insurance Claim Rejection Reasons

There are certain conditions that must be fulfilled by the policyholder at the time of filing a claim. Following are the common reasons for two-wheeler insurance claim rejection:

  • Intoxication
  • Act of negligence
  • Driving without license
  • Misinterpretation of facts
  • Registering a fraudulent Claim
  • Claiming wrong coverage amount
  • Malfunctioning of the vehicle parts
  • Lack of details required to process the claim
  • Delay in intimation about the mishap to the insurer.

IFFCO Tokio No Claim Bonus

Every claim-free year is rewarded with a No Claim Bonus by insurance companies, and IFFCO Tokio's bike insurance is no exception.The NCB is a cumulative reward and goes up to 50% in the fifth year. However, keep in mind the reward is only given with own-damage covers either as a standalone cover or as part of a comprehensive plan. Since the benefit increases within every consecutive claim-free year, even a minor insurance claim will disable the reward. As a result, policyholders are advised to file a claim only if the harm caused by the mishap is significant.

To keep your NCB intact it is crucial that you remember to renew your bike insurance on time. Failure to do so will also make the NCB null and void. Insurance companies will give you an extra 90 days as a grace period to help you to remain on schedule with your insurance; but, any further delays may result in the cancellation of your NCB.The NCB is a reward given for safe driving hence, you do not lose the benefit when you change insurance providers or even sell your two-wheeler and purchase a new one.

Common IFFCO Tokio Bike Insurance Claim Rejection Reasons

There are certain conditions that must be fulfilled by the policyholder at the time of filing a claim. Following are the common reasons for two-wheeler insurance claim rejection:

  • Intoxication
  • Act of negligence
  • Driving without licence
  • Misinterpretation of facts
  • Registering a fraudulent Claim
  • Claiming wrong coverage amount
  • Malfunctioning of the vehicle parts
  • Lack of details required to process the claim
  • Delay in intimation about the mishap to the insurer.

IFFCO Tokio No Claim Bonus

Insurance companies provide a No Claim Bonus as a reward for every claim-free year, IFFCO Tokio’s bike insurance is no exception. The NCB is a cumulative reward and goes up to 50% in the fifth year. However, keep in mind the reward is only given with own-damage covers either as a standalone cover or as part of a comprehensive plan. Since the benefit increases within every consecutive claim-free year, even a minor insurance claim will disable the reward. Hence, it is always advised that policyholders refrain from filing a claim unless the damage due to the mishap is significant.

To keep your NCB intact it is crucial that you remember to renew your bike insurance on time. Failure to do so will also make the NCB null and void. Insurance providers offer an additional 90 days as a grace period to help you remain on track with your insurance, however, any further delays after this period will lead to the cancellation of your accumulated NCB. The NCB is a reward given for safe driving hence, you do not lose the benefit when you change insurance providers or even sell your two-wheeler and purchase a new one.

Explore IFFCO Tokio Bike Insurance

Iffco Tokio Bike Insurance User Reviews

4.8
Rating based on
485 User reviews
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What users are saying
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  • Effortless Purchase

    Buying Ifco Tokio's bike insurance from InsuranceDekho was super easy! I found a great deal that covered everything I needed and didn't break the bank.

    Read More

    M
    By Mansi kalra
    On: March 2, 2024
  • Helpful Tool for Policy Compar...

    The premium calculator has been a great tool for comparing policies on InsuranceDekho. It allowed me to see how premiums vary between different insurers, making it easier to find the best coverage which I got via the Iffco Tokio Bike Insurance Policy for my Yamaha bike at the right price.

    Read More

    P
    By Pritam Kumar
    On: November 9, 2023
  • All-Encompassing Shield for My...

    My Honda bike is one of my most valuable assets, and InsuranceDekho's comprehensive coverage with the Iffco Tokio Bike Insurance Policy acts as an all-encompassing shield, protecting it from a wide range of risks.

    Read More

    M
    By Manoj Das
    On: November 3, 2023
  • Quick and Efficient Zero Dep C...

    InsuranceDekho's Zero Depreciation claims process is quick and efficient. As my Mahindra bike was insured with the Iffco Tokio Bike Insurance Policy, they processed my claim without any depreciation-related hassles, and my bike was back on the road in no time.

    Read More

    By Varun Sharm
    On: October 23, 2023
  • Coverage Wherever You Go

    InsuranceDekho's cashless garage network ensures coverage wherever I go for my Jawa bike. It's a comforting thought that my bike is fully covered with the Iffco Tokio Bike Insurance Policy when I'm traveling.

    Read More

    V
    By Vikas Magar
    On: October 17, 2023
  • Reliable Insurance Partner Net...

    InsuranceDekho collaborates with reputable insurance providers, ensuring that you have access to trusted policies. It's reassuring to know that your coverage is backed by the best Iffco Tokio Bike Insurance Policy for my Honda bike.

    Read More

    S
    By Sanjoy Sen
    On: September 29, 2023
  • Prompt Customer Support during...

    I was so glad that I decided to buy the Iffco Tokio Bike Insurance Policy for my Vespa two-wheeler. During a recent claim, InsuranceDekho's customer support was prompt and helpful. They guided me through the process seamlessly.

    Read More

    M
    By Mehmood Saif
    On: September 20, 2023
  • Efficient Documentation Handli...

    The documentation process for renewal of the Iffco Tokio Bike Insurance Policy that I purchased for my Vespa bike with InsuranceDekho is efficient and organized. I don't need to keep track of multiple papers; it's all available online.

    Read More

    K
    By Krishna Patel
    On: September 15, 2023
  • Quick and Convenient Cashless ...

    The quick and convenient cashless repairs for my Jawa bike from InsuranceDekho made a stressful situation much easier to handle. The Iffco Tokio Bike Insurance Policy delivered on its promise.

    Read More

    P
    By Pramod Sharma
    On: September 13, 2023
  • Expert Repairs with Zero Depre...

    InsuranceDekho ensured my KTM car received expert repairs without any deductions for depreciation. The Iffco Tokio Bike Insurance Policy is valuable to have added with the Zero dep benefit.

    Read More

    T
    By Tushar Kulkarni
    On: September 11, 2023
  • Efficient Premium Calculation ...

    InsuranceDekho's premium calculation tool is highly efficient. It helped me get a clear understanding of my insurance costs for my Iffco Tokio Bike Insurance Policy for my Mahindra bike in just a few clicks.

    Read More

    K
    By Kumar Minocha
    On: September 7, 2023
  • Convenience Redefined

    The convenience of using Cashless Garages through InsuranceDekho is unmatched. My KTM bike was insured under the Iffco Tokio Bike Insurance Policy. I appreciate the seamless coordination between the insurer and the garage for a hassle-free experience.

    Read More

    T
    By Trirtho Jaiswal
    On: September 5, 2023
  • Quick and Hassle-Free Claim Pr...

    I recently had to make a claim for own damage under the Iffco Tokio Bike Insurance Policy, and InsuranceDekho made the process quick and hassle-free. Their responsive claims team ensured my Suzuki bike was back on the road in no time.

    Read More

    S
    By Sunil Babu
    On: September 1, 2023
  • User-Friendly Renewal Platform...

    InsuranceDekho's renewal platform is user-friendly and intuitive. I appreciate how easy it is to navigate and renew my Iffco Tokio Bike Insurance Policy for my KTM bike.

    Read More

    A
    By Atul Kher
    On: August 29, 2023
  • Top-Notch Service During My Cl...

    I want to express my gratitude to InsuranceDekho for providing top-notch service during my claim for my Iffco Tokio Bike Insurance Policy for my KTM bike. They went above and beyond to assist me.

    Read More

    H
    By Harman Chug
    On: August 25, 2023
  • Long-Term Benefits of Zero Dep...

    I opted for a long-term zero depreciation policy with InsuranceDekho. The Iffco Tokio Bike Insurance Policy came with several benefits for my Jawa bike, including uninterrupted coverage and reduced paperwork.

    Read More

    S
    By Shailendra Shukla
    On: August 23, 2023
  • Timely and Hassle-Free Claim S...

    When I had a minor accident with my Vespa bike, InsuranceDekho's own damage Iffco Tokio Bike Insurance Policy came to the rescue. The claim settlement process was quick and hassle-free.

    Read More

    D
    By Deepak Kumar
    On: August 11, 2023
  • Complete Peace of Mind with Ze...

    InsuranceDekho's zero depreciation Iffco Tokio Bike Insurance Policy offers complete peace of mind. It covers the full cost of repairs for my KTM bike without considering depreciation.

    Read More

    S
    By Shivam Nagar
    On: August 9, 2023
  • Top-Notch Service

    The cashless garages tied to InsuranceDekho provided top-notch service. From the moment I reached out to them for my Mahindra bike repair, they handled everything professionally. I appreciate the convenience and peace of mind they offered. Happy that I took the decision to buy the Iffco Tokio Bike Insurance Policy from there.

    Read More

    By Hemant Bhati
    On: August 7, 2023
  • Great Value for Money on Claim...

    While InsuranceDekho offered great value for money when I filed a claim, the communication during the process for the Iffco Tokio Bike Insurance Policy could have been more proactive. Nevertheless, I received the claim amount as expected for my Ampere bike.

    Read More

    A
    By Arpita Gulati
    On: July 31, 2023
  • Seamless Online Renewal Proces...

    The online renewal process at InsuranceDekho was smooth and user-friendly. It's the most convenient way to renew the Iffco Tokio Bike Insurance Policy for my Ampere bike.

    Read More

    S
    By Satish Garg
    On: July 25, 2023
  • Total Protection with Own Dama...

    I opted for InsuranceDekho's comprehensive own damage cover with the Iffco Tokio Bike Insurance Policy, and it provided total protection for my Bajaj bike. Whether it was a minor dent or a major accident, they covered it all without any hassle.

    Read More

    R
    By Raghav Singh
    On: July 24, 2023
  • Effortless Process

    Dealing with InsuranceDekho's Zero Dep policy during my recent accident was effortless. The claims process for my KTM bike was straightforward, and the company was quick to assess and approve my Iffco Tokio Bike Insurance Policy claim. They covered the repair expenses without any hassle, making the entire experience stress-free.

    Read More

    A
    By Ashish Tandon
    On: July 20, 2023
  • Excellent Customer Support

    The customer support team at InsuranceDekho was extremely helpful in guiding me to the nearest cashless garage and assisting with any queries I had about the Iffco Tokio Bike Insurance Policy that I took for my Kawasaki bike. Their professionalism was commendable.

    Read More

    P
    By Pankaj Dingra
    On: July 18, 2023
  • Timely Settlement

    When I made a claim for third-party damages, InsuranceDekho settled it in a timely manner. The prompt settlement helped in resolving the issue quickly. Thanks to the customer car agent who suggested the Iffco Tokio Bike Insurance Policy for my Royal Enfield. Definitely would recommend it to friends.

    Read More

    V
    By Vikram Singh
    On: July 14, 2023
  • All-in-One Solution

    InsuranceDekho's comprehensive car insurance policy served as an all-in-one solution. The Iffco Tokio Bike Insurance Policy covered both third-party liabilities and own damages, ensuring holistic protection for my Jawa bike.

    Read More

    R
    By Raman Singh
    On: July 13, 2023
  • Fair Settlement of Claims

    InsuranceDekho provided fair settlement of claims for my Iffco Tokio Bike Insurance Policy. They assessed the damages for my Vespa accurately and offered a settlement amount that was reasonable and in line with the coverage provided by the policy.

    Read More

    A
    By Adil Hassan
    On: July 11, 2023
  • Real-Time Premium Quotes

    InsuranceDekho's premium calculator generated real-time premium quotes. It provided instant results based on the information entered, giving me an accurate estimate of the cost of my Jawa car’s insurance coverage. I purchased the Iffco Tokio Bike Insurance Policy.

    Read More

    C
    By Chandan Juneja
    On: July 7, 2023
  • Reliable Support in Unfortunat...

    My Iffco Tokio Bike Insurance Policy's third-party coverage has provided reliable support to my Suzuki bike. I could easily file the claim at InsuranceDkeho and they promptly addressed the claim, assessed the damages, and compensated the affected third party. Their commitment to fulfilling their obligations under third-party coverage has demonstrated their reliability and commitment to customer satisfaction.

    Read More

    By Shaishak Bansal
    On: July 5, 2023
  • Transparent and Efficient Clai...

    Making an own damage claim with my Iffco Tokio Bike Insurance Policy for my Jawa bike was a transparent and efficient process. InsuranceDekho provided clear instructions on the documentation required and guided me through each step. They promptly communicated updates on the claim's progress, ensuring transparency throughout. The claim was settled without any unnecessary delays, and I am satisfied with the insurer's efficient claim process.

    Read More

    P
    By Piyush Saxena
    On: July 4, 2023
IFFCO Tokio Reviews

114 IFFCO Tokio Cashless Garages in India

IFFCO Tokio Cashless Garages

IFFCO Tokio Bike Insurance Claim FAQs

  • How can I avail cashless service for my bike?

    You can get cashless repair and replacement service by taking your bike to more than 4300 network garage across India. The policyholders can take their bikes to these garages during the policy period.

  • Can I make online payment while purchasing two-wheeler insurance?

    Yes, the customers can make payment through the online mode while purchasing an IFFCO Tokio insurance. The payment can be made through a credit card, debit card or online banking.

  • What should I do in case of an accident?

    In case of an accident you should first seek first aid and then register the incident at the nearest police station. After that inform the insurance company about the incident to file a claim.

  • What should I do if my bike is stolen?

    In case of theft, the policyholder first needs to file an FIR at the nearest police station and inform the insurance company afterwards. The police will try to trace the vehicle for the next 90 days. In case they fail to spot the vehicle they will issue a Non-Traceable report the case will move to the court of law. The court will then issue a Non Objection Certificate after which the insurance company will start the investigation from their side. If the insurance company fails to get the bike, the claim settlement procedure will begin.

  • How should I register my claim at IFFCO Tokio?

    You can contact IFFCO Tokio customer care at their toll-free number 1800-103-5499 or get online claim assistance. If you have a branch nearby, you can visit during office hours.

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