Bharti AXA Third Party Bike Insurance
As per the Indian Motor Tariff, every bike owner is mandatorily required to have at least a third party insurance for his/her bike. The Bharti AXA third party bike insurance provides coverage for bodily injuries/death and property damage caused to a third party due to any mishap involving the insured’s bike. This is the most basic cover and provides financial security and peace of mind to the bike owner.
Bharti AXA Third Party Bike Insurance vs Comprehensive Bike Insurance Plans
Third Party bike
It covers the financial and legal liabilities arising towards a third party only.
It provides coverage for the damage caused to not only the third party but also to the insured’s bike.
Nature of Requirement
As per Indian Motor Tariff, it is mandatory for every bike owner to have at least a third party insurance.
A comprehensive insurance policy is optional and not mandatory. Purchasing or not purchasing it depends on the owner’s preference.
A third party bike insurance does not offer any add-ons.
You can avail a variety of add-on covers along with a comprehensive insurance policy.
The premium for a third party insurance is relatively low.
The premium for comprehensive bike insurance is relatively high due to extensive coverage.
Bharti AXA Third Party Coverage
What All is Covered Under Bharti AXA Third Party Bike Insurance Plan?
Bharti AXA Third Party bike insurance plan covers the following liabilities towards a the third party.
- The plan provides coverage for death/bodily injuries incurred by a third party due to any mishap involving the insured’s bike. The amount of compensation in such cases is decided by a court of law.
- The plan also provides coverage for property damage incurred by a third party to an extent of Rs. 1 lakh.
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Bharti AXA Third Party Bike Insurance FAQs
Why do I need a third party insurance?
Third party insurance is mandatory as per Indian Motor Tariff for every bike owner. A third party insurance insures you against the financial and legal liabilities which may arise towards a third party after a mishap involving your bike.
What is the coverage amount for the damage of property under Bharti AXA Third party insurance?
In the case of third party property damage, the insurer provides compensation up to Rs.1 lakh to the third party on the behalf of the policyholder.
What happens in case of the death or disability of the third party?
In the case of third party injury/death/disability, the Bharti AXA third party bike insurance provides partial or complete compensation. The compensation amount is decided in the court of law.
Insurer’s Share In Compensation Under Third Party Bike Insurance
Events Compensation Liability of Insurer Normal bodily injury, loss of one limb or one eye sight 50% Loss of both the limbs or both eye sights 100% Permanent disability/Death 100%
How can I purchase Bharti AXA Third Party bike insurance?
You can purchase Bharti AXA Third Party bike insurance in the following ways: Traditional Method: You can visit the nearest branch to purchase the policy offline. Digital Platform: You can purchase the policy through its official website online or at InsuranceDekho. Call: The purchase of policy can be made by calling Bharti AXA General Insurance at 1800 102 4444.
How can I get more information about Bharti AXA Third party bike insurance?
You can get more information about Bharti AXA Third party bike insurance through their official website or you can call on their official number which is 1800 102 4444.
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