Personal Accident Cover in Bike Insurance

Personal Accident assistance is usually the need of the hour at the time of a misfortune event like an accident. But due to the soaring costs of medical treatment in India, not many are able to afford it. This is why it is necessary to have a medical cover add-on benefit along with a standard two wheeler insurance policy. Medical cover add-on in bike insurance offers utmost protection in case of an accident. It comes in handy in meeting the medical expenses if the bike is involved in an accident. The bike insurance add-on cover eliminates the extra burden of managing medical expenses during difficult times, thereby offering complete support.

What Is Personal Accident Cover in Bike Insurance?

PA Cover in bike insurance is an add-on cover that offers additional coverage and can be purchased along with a standalone-own damage bike insurance policy as well as a comprehensive bike insurance policy. The add-on cover offers extra coverage, and hence, the insured will be required to pay an extra premium to get it. The medical cover add-on offers protection against medical expenses related to injuries arising due to a misfortunate event of an accident. The add-on cover can prove to be very beneficial as it offers wide coverage for medical treatment in the best hospitals. Medical cover add-on benefit offers peace of mind and helps in dealing with stressful situations in a better way. Personal Accident cover add-on benefit takes away all the worries related to huge hospital bills, without compromising with the quality of treatment.

Personal Accident Cover Bike Insurance Add-On should ideally be purchased by the following:

• Bike owners who live in an accident-prone area.
• Bike owners who ride their bikes on a regular basis.
• Bike owners who can not afford or find medical treatment expensive.

Why is it Important to Purchase a Medical Cover in Bike Insurance?

When on the road, there always exists a possibility of an accident, therefore, it is highly important to stay well prepared in advance with an action plan that can come in handy in such situations. A bad traffic day and hurrying vehicles on the road, not just make driving stressful but those moments also consist of a high probability of getting involved in an accident and consequently sustaining several injuries.

The intensity of injuries sustained by the rider can be huge as it could even result in the loss of one’s precious life or permanent disability. And when we are aware of the fact that the probability of such incidents happening cannot be avoided, it is considered a wise decision to buy a medical cover along with a comprehensive two-wheeler insurance plan. Moreover, the insurance cover can prove to be extremely beneficial in order to meet high medical costs that can arise during the time of emergency. This cover eliminates the stress of managing healthcare expenses in case the bike gets involved in an accident as the bike insurance company compensates the policyholder with the same.