Tvs Ntorq 125 Insurance

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​How to Buy Insurance for ​TVS Ntorq 125 via InsuranceDekho

TVS Ntorq 125 Bike Insurance Summary

TVS Ntorq 125 is a 118 kg scooter available in three variants in India. The variants are drum brake, disc brake, and race edition. The scooter is available in a wide variety of colors including matte yellow, matte red, matte silver, metallic grey, metallic blue, metallic red, and yellow and red. One of the most feature-loaded scooters in India, TVS Ntorq 125 has a 22 litre under seat storage, a USB charging port, LED tail lamp, engine-kill switch, turn by turn navigation, external fuel filler cap, DRL, app assistance, lap timer, helmet reminder, and pass beam function. It has a 124.8 cc engine that generates 9.1 bhp of power and 10.5 nm of torque and claims a top speed of 95 kmph. The scooter is popular among the youth because of its sporty styling.

TVS Ntorq 125 Insurance

To be able to ride your TVS Ntorq 125 legally on the Indian roads, you must have a third party bike insurance policy. It is mandatory as per the Indian Motor Tariff to have one and hence, you can be punished in case you ride without it. The punishment can be a fine of Rs. 2,000 and/or imprisonment for up to 3 months. So, it is better to buy one and timely renew your third-party bike insurance policy. Along with a third party bike insurance policy, you can also buy a standalone own-damage bike insurance policy or a comprehensive bike insurance policy and get extended coverage.

Types of Insurance Cover

  1. Third Party Bike Insurance Policy: As discussed above, having a third party cover is mandatory in India. But not only to fulfil the legal obligation, you must also buy it to get your bike covered against third party liabilities including individual, property, or vehicle that are not included in the insurance contract. You can get benefits of up to Rs. 1 lakh under a third party bike insurance policy.
  2. Standalone Own-Damage Bike Insurance Policy: A standalone own-damage bike insurance policy can be purchased to get cover for expenses related to own damages sustained by your bike. But remember that it is not a substitute for a third party insurance policy. You must buy it along with a third party bike insurance policy.
  3. Comprehensive Bike Insurance Policy: A comprehensive bike insurance policy offers you the benefits of both third party bike insurance policy as well as a standalone own-damage bike insurance policy. It offers you extensive coverage by covering in all situations.

How to Buy Insurance for TVS Ntorq 125 from InsuranceDekho

Purchasing a reliable insurance policy for your TVS Ntorq 125 online at InsuranceDekho is a very simple and transparent process. All you need to do is follow the easy steps given below:

Step 1: Visit www.insurancedekho.com.

Step 2: Enter your bike’s number in the ‘Get Your Quote’ section. If you do not know the number, then kindly enter its other details including the brand, model, fuel type, variant, registration year, etc. Proceed.

Step 3: Enter your personal details such as Name and Mobile Number. You will see the most relevant bike insurance quotes on your screen.

Step 4: Select the most suitable one for your TVS Ntorq 125 keeping in mind your budget and requirements.

Step 5: Pay for the selected policy. You will receive the policy document via email.

Add-ons For Your Tvs Ntorq 125 Bike Insurance

  • Zero Depreciation

    Like other assets, the value of your two wheeler also depreciates constantly with time and the liability of this expense by default rests with the policyholder. A zero depreciation add-on protects you against the depreciation expenses incurred by your bike. Thus, if you opt for a zero depreciation cover, depreciation expense of your bike is not deducted from your claim amount at the time of a claim settlement. This add-on is available with comprehensive bike insurance plans as well as standalone bike insurance plans. This is one of the most popular and recommended bike insurance add-on covers.

  • Invoice Protection

    In case of total loss (more than 70% damage) or theft of your bike, the insurance company pays you the Insured Declared Value of your bike as compensation. However, this Insured Declared Value (IDV) is less than the invoice price which you pay at the time of purchasing your bike. The Invoice Protection add-on cover helps you claim the Invoice Price, i.e. total ex-showroom price of your bike plus taxes plus registration charges, of your bike in case of total loss or theft of your bike.

  • NCB Cover

    No Claim Bonus is the reward which is given to the policyholder for not making any claim during the policy period. This reward is offered by the insurer in the form of a discount on the own-damage premium of the bike insurance policy at the time of policy renewal. The NCB ranges from 20% to 50% of the own-damage premium depending on the number of claim-free years. However, if you make even a single claim during the policy period this NCB gets lost. But, with the NCB Cover, you can keep your NCB intact even after making a claim during the policy period.

  • Engine Protection Cover

    The damages incurred by the engine of the two wheeler are by default not covered under a bike insurance policy. However, if you opt for an Engine Protection Cover, the insurer will be liable to compensate you for damages incurred by the engine of your bike such as damage due to leakage of lubricants, water ingress, hydrostatic lock, damaged gearbox, broken crankshafts or pistons and cylinders. The repair cost of the internal engine parts is often high and can sum up to thousands of rupees or more. Thus, addition of this add-on to your comprehensive or standalone 2 wheeler insurance policy can save you from these expenses.

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TVS NTORQ 125 Bike Insurance User Reviews

4 Reviews
Why did they insure their bike with InsuranceDekho
  • Exceptional guidance offered
    The InsuranceDekho team suggested that I should purchase an Acko insurance plan due to its robust network of garages and...
    Read More
    AckoBy Himansu TyagiOn:6th August, 2020
  • Hassle-free claim settlement
    I got all my complete insurance claims easily settled with Liberty insurance for my TVS NTORQ 125 bike. Apart from getti...
    Read More
    LibertyBy Vivek Kumar DesaiOn:4th August, 2020
  • Brilliant recommendations
    The InsuranceDekho team recommended me to buy a policy of New India insurance due to its giant network of garages. It re...
    Read More
    New IndiaBy Hemal ThakkarOn:23rd June, 2020
  • Great and fast
    it was a good experience, simple and fast.
    Read More
    Bajaj AllianzBy DIVYAMABARIOn:7th September, 2019
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*Standard T&C Apply. All savings/offers are provided by the Insurers which are subject to modification. For more details on risk factors, terms and conditions, please read the sales brochure of respective insurers carefully before concluding a sale. Girnar Insurance Brokers Private Limited, 4th Floor, Tower B, Emaar Digital Greens, Golf Course Extension Road, Sector-61, Gurugram-122102, Haryana. IRDAI License no 588. Direct Broker (General Insurance) valid till 19th March 2023. Email -support@girnarinsurance.com.