Royal Enfield Classic 350 Insurance

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​How to Buy Insurance for Royal Enfield Classic 350​ via InsuranceDekho

Royal Enfield Classic 350 Bike Insurance Summary

Royal Enfield Classic 350 bike comes with classic design and relaxed dynamics. It is acknowledged for its excellent dependability, riding comfort and powerful engine. It has an engine to comply with the BS6 emission norms that holds the capacity of 346 cc and power of 20.07 PS, which makes it the ultimate ruler of the streets. This Royal Enfield Classic 350 bike is available in 7 different variants and 15 colours, which are built to catch the eyeballs. Its security features distinguishes it, which comprise double disc brakes, tyres with tubes, dual channel ABS system, air-cooled engine, 12 V - 12 Ah battery capacity, halogen headlight, and so on.

Royal Enfield Classic 350 Bike Insurance

To own at least a third party bike insurance cover is a compulsion as per the Indian Motor Tariff. This insurance policy helps you bear the expenses incurred by you towards a third party which may arise due to an accident with the involvement of your bike. If you get caught driving your bike without holding at least this basic insurance cover, you can be penalised with Rs. 2,000 and/or imprisonment of up to 3 months.

Types of Insurance Cover

  1. Third Party Cover – It is the most basic bike insurance cover which you should at least have while driving a bike in India. It shields you against the financial liabilities incurred towards the third party for their bodily injuries, death or property damage occurred due to an accident involving your bike. This coverage for the expenses of property damage under this cover is limited to Rs. 1 lakh.
  2. Standalone Own-Damage Cover – This is an insurance policy that offers you compensation for the expenses that may arise due to damage or loss sustained by your own bike in an accident or a mishap.
  3. Comprehensive Cover – This insurance coverage shields you from the financial liabilities that you may incur towards a third party for their bodily injuries, death or property damage as well as own-damage expenses, arising due to an accident or an unfortunate incident involving your bike.

How to Buy Insurance for Royal Enfield Classic 350 Bike From InsuranceDekho

Find the best bike insurance solutions at the website of InsuranceDekho. Follow these simple steps to buy a bike insurance policy for your Royal Enfield Classic 350 bike:

Step 1: Visit InsuranceDekho’s official website, i.e., www.insurancedekho.com

Step 2: Fill your bike number in the “Get Your Quote” column. If you do not hold your bike number, you can also enter other details such as bike brand, bike model, bike variant, registration year, registration place, etc., to move ahead.

Step 3: Fill your name and mobile number to get the best bike insurance quotes

Step 4: Select an insurance policy quote as per your budget and requirements

Step 5: Make payment for the selected insurance and get the policy document directly in your inbox.

Add-ons For Your Royal Enfield Classic 350 Bike Insurance

  • Zero Depreciation

    Like other assets, the value of your bike also depreciates constantly with time and the liability of this expense by default rests with the policyholder. A zero depreciation add-on protects you against the depreciation expenses incurred by your bike. Thus, if you opt for a zero depreciation cover, depreciation expense of your bike is not deducted from your claim amount at the time of a claim settlement. This add-on is available with comprehensive bike insurance plans as well as standalone bike insurance plans. This is one of the most popular and recommended bike insurance add-on covers.

  • Invoice Protection

    In case of total loss (more than 70% damage) or theft of your bike, the insurance company pays you the Insured Declared Value of your bike as compensation. However, this Insured Declared Value (IDV) is less than the invoice price which you pay at the time of purchasing your bike. The Invoice Protection add-on cover helps you claim the Invoice Price, i.e. total ex-showroom price of your bike plus taxes plus registration charges, of your bike in case of total loss or theft of your bike.

  • NCB Cover

    No Claim Bonus is the reward which is given to the policyholder for not making any claim during the policy period. This reward is offered by the insurer in the form of a discount on the own-damage premium of the bike insurance policy at the time of policy renewal. The NCB ranges from 20% to 50% of the own-damage premium depending on the number of claim-free years. However, if you make even a single claim during the policy period this NCB gets lost. But, with the NCB Cover, you can keep your NCB intact even after making a claim during the policy period.

  • Engine Protection Cover

    The damages incurred by the engine of the bike are by default not covered under a bike insurance policy. However, if you opt for an Engine Protection Cover, the insurer will be liable to compensate you for damages incurred by the engine of your bike such as damage due to leakage of lubricants, water ingress, hydrostatic lock, damaged gearbox, broken crankshafts or pistons and cylinders. The repair cost of the internal engine parts is often high and can sum up to thousands of rupees or more. Thus, addition of this add-on to your comprehensive or standalone bike insurance policy can save you from these expenses.

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Royal Enfield Classic 350 Bike Insurance User Reviews

7 Reviews
Why did they insure their bike with InsuranceDekho
  • I got my Liberty insurance policy renewed in just a few minutes at InsuranceDekho portal with their 2 steps process. I have had this policy to secure my Royal Enfield Classic 350 bike. The renewal process takes no time on the insurance portal, which makes it the best in the market.
    Renewal process at its bestLiberty10th August, 2020
  • I got my Future Generali insurance policy renewed in just a few minutes at InsuranceDekho portal with their 2 steps process. I have had this policy to secure my Royal Enfield Classic 350 bike.
    Renewal process, like never beforeFuture Generali20th July, 2020
  • I got my claim for National insurance settled in very less time which I purchased for my Royal Enfield Classic 350 bike. The executives of InsuranceDekho helped me a lot with the claim settlement process.
    Fast claim settlementNational10th July, 2020
  • Your executive helped me for car insurance
    SYED REHMAN Classic 350, BangaloreICICI Lombard21st May, 2020
  • I have always had great experience with insurance dekho. Thanks for giving such a good service.
    D SELVARAJRoyal Enfield Classic 350, ChennaiRoyal Sundaram General Insurance15th February, 2020
  • Good service, good support, good team as well as good communication.
    POONAM SINGHRoyal Enfield Royal Enfield Classic 350, PaliBajaj Allianz12th September, 2019
  • Very good experience. Easy to purchase policy through insurancedekho.
    RAJNISH KUMAR DUBEYRoyal Enfield Classic 350, JabalpurIFFCO Tokio5th July, 2019
Write a Review

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Royal Enfield Classic 350 FAQ's

  • 1

    Which insurer has the best claim settlement ratio for Royal Enfield Classic 350 bikes?

    Bharti AXA General Insurance, Acko General Insurance, and ICICI Lombard General Insurance are among the bike insurers with impressive claim settlement ratio for Royal Enfield Classic 350 bikes.

  • 2

    From where can I purchase insurance for my Royal Enfield Classic 350 bike?

    You can compare bike insurance policies offered by all the top-rated insurers in India for Royal Enfield Classic 350 at InsuranceDekho and choose the plan which best suits your needs. With InsuranceDekho, you can purchase an insurance policy in just 5 minutes.

  • 3

    Which are the insurance add-ons for Royal Enfield Classic 350 bikes?

    The most opted insurance add-ons with Royal Enfield Classic 350 bikes include zero depreciation add-on, NCB (No Claim Bonus) cover and consumable cover among others.

  • 4

    What all documents do I need to get my Royal Enfield Classic 350 bike insurance renewed?

    You can get your Royal Enfield Classic 350 bike insurance policy renewed paperlessly with InsuranceDekho. You just need to have the following details with you:
    1 Previous Year Policy Number
    2 Previous Year Policy Expiry Date 3 Vehicle Registration Number

*Standard T&C Apply. All savings/offers are provided by the Insurers which are subject to modification. For more details on risk factors, terms and conditions, please read the sales brochure of respective insurers carefully before concluding a sale. Girnar Insurance Brokers Private Limited, 4th Floor, Tower B, Emaar Digital Greens, Golf Course Extension Road, Sector-61, Gurugram-122102, Haryana. IRDAI License no 588. Direct Broker (General Insurance) valid till 19th March 2023. Email -support@girnarinsurance.com.