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Royal Enfield Bullet 350 Insurance

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Royal Enfield Bullet 350 Insurance

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Starting From 8044
Key Features:
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Starting From 9044
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Royal Enfield Bullet 350 Variants with Insurance Premium Price

You can refer to the below table for an estimated premium for your Royal Enfield Bullet 350 third-party/comprehensive car insurance plan. The premium varies as per the chosen variant of the car. Royal Enfield Bullet 350 is available in 7 variants. The premium of an own-damage car insurance cover is decided by the insurance company and depends on multiple factors such as the car's cubic capacity (CC), make, model, variant, fuel type, RTO location & claim history.
Variant NameEx-showroom PriceComprehensive Bike InsuranceThird Party Bike InsuranceOwn Damage Bike Insurance

Royal Enfield Bullet 350 STD BS4

346 cc, Petrol

₹1.18 Lac

₹ 7837

₹ 1366

₹ 309

Royal Enfield Bullet 350 ABS BS4

346 cc, Petrol

₹1.22 Lac

₹ 8097

₹ 1366

₹ 405

Royal Enfield Bullet 350 ES ABS BS4

346 cc, Petrol

₹1.30 Lac

₹ 7912

₹ 1366

₹ 403

Royal Enfield Bullet 350 STD

346 cc, Petrol

₹1.33 Lac

₹ 7837

₹ 1366

₹ 309

Royal Enfield Bullet 350 Electric Start BS4

346 cc, Petrol

₹1.34 Lac

₹ 7837

₹ 1366

₹ 347

Royal Enfield Bullet 350 X Kick Start

346 cc, Petrol

₹1.45 Lac

₹ 7926

₹ 1366

₹ 413

Royal Enfield Bullet 350 X Electric Start

346 cc, Petrol

₹1.60 Lac

₹ 8045

₹ 1366

₹ 493

Calculate Your Royal Enfield Bullet 350 Insurance

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Which city is your Two wheeler registered in?

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  • Chennai
  • Gurgaon

When did you buy your Two wheeler?

Have you made a insurance claim in the previous year?

Royal Enfield Bullet 350 Bike Insurance Summary

Royal Enfield Bullet 350 is a premium-class bike that will never fail to impress you with its style and performance. Its engine capacity of 346 cc generates 19.1 bhp of power and 28 nm of torque, which keeps you in a commanding position while being on the road. This classic bullet model is available in 2 variants and 10 colours, which all consists of iconic design, excellent rideability, and ultimate reliability. This bike comes with top-notch safety features such as disc brakes, single channel ABS system, air-cooled engine, halogen headlight, 12 V - 8 Ah battery capacity, etc.

The third party insurance is also known as liability only insurance cover. It is the minimum bike insurance plan which is mandatory to own in India while driving, as per the Indian Motor Tariff. This plan offers you compensation for the expenses which you may incur towards a third party for any damage or loss occurred in an accident with the involvement of your bike. Driving a bike without this basic insurance cover can get you charged with a fine of Rs. 2,000 and/or imprisonment of up to 3 months.

Types of Insurance Cover for Royal Enfield 350

  1. Third Party Cover – This is an insurance policy that every bike owner in India should at least own, as per the Indian Motor Tariff. It covers all the financial liabilities that you may incur towards the third party for their bodily injuries or death along with property damage arising due to an accident with your bike. The compensation amount for the expenses of property damage is limited to Rs. 1 lakh.
  2. Standalone Own-Damage Cover – This is a bike insurance cover that offers you coverage for the damages or loss incurred by your own bike in an accident or any unfortunate event.
  3. Comprehensive Cover – This is a complete insurance package that compensates all your expenses incurred towards a third party as well as own-damages that arise due to the damages or loss sustained by your own bike in an accident or any unfortunate event.

What is Covered in Royal Enfield Bullet 350 Bike Insurance?

The coverage in a Royal Enfield Bullet 350 bike insurance policy typically includes the following:

  1. Damage to the Bike: This includes coverage for any damages to your Bullet 350 due to accidents, natural disasters (like floods, and earthquakes), and man-made events (like riots, theft, and vandalism).
  2. Third-Party Liabilities: The policy covers any legal liabilities arising due to injuries or damages caused to a third party or their property by your bike.
  3. Personal Accident Cover: It provides financial protection in case of injury or death of the rider while using the bike.
  4. Engine Protection: If included or as an add-on, this covers damage to the engine due to water ingression or oil leakage, which is particularly beneficial for bikes like the Bullet 350.
  5. Roadside Assistance: As an optional add-on, it offers services like towing, fuel delivery, and on-site minor repairs in case of breakdowns.

The specific inclusions can vary based on the chosen policy and insurer, so it's important to review the policy details for exact coverage.

What is Not Covered in Royal Enfield Bullet 350 Bike Insurance?

When it comes to Royal Enfield Bullet 350 bike insurance, there are certain exclusions that policyholders should be aware of:

  1. Wear and Tear: General wear and tear of the bike over time, including depreciation, is not covered under insurance.
  2. Mechanical or Electrical Breakdowns: Failures due to mechanical or electrical breakdowns are typically excluded from the coverage.
  3. Damages Under Influence: Any damage caused while riding under the influence of alcohol or drugs is not covered.
  4. Riding Without a Valid License: Damages incurred while the bike is being ridden by someone without a valid driving license are excluded.
  5. Use Beyond Limitations: Damages resulting from using the bike for purposes other than specified in the policy, like commercial use or participating in racing events, are not covered.
  6. Unauthorized Modifications: Modifications made to the bike without informing the insurer, especially those that alter the bike's performance or value, may lead to denial of claims.

Understanding these exclusions is crucial for Royal Enfield Bullet 350 owners to ensure they have the right expectations about their insurance coverage and to avoid any surprises at the time of filing a claim.

How to Buy Insurance for Royal Enfield Bullet 350 Bike From InsuranceDekho

You can get all your insurance solutions at a click by visiting the website of InsuranceDekho. You can easily purchase a bike insurance cover for your Royal Enfield Bullet 350 bike by following the below steps:

Step 1: Visit the official website of InsuranceDekho

Step 2: Enter your bike number in the “Get Your Quote” column. If the bike number is unavailable, then other details can also be entered like bike brand, bike model, bike variant, registration year, RTO location and so on, to proceed further

Step 3: Enter your name and mobile number to find various bike insurance quotes

Step 4: Compare and choose the best quote for you as per your budget and requirements

Step 5: Pay for the chosen insurance policy. You will get the insurance policy document via email.

How to Renew Insurance for Royal Enfield Bullet 350 Bike from InsuranceDekho?

Renewing your Royal Enfield Bullet 350 bike insurance through InsuranceDekho is a streamlined process, designed for convenience and efficiency. Here’s how you can do it:

  1. Visit InsuranceDekho Website: Start by navigating to the InsuranceDekho website. This platform is known for its user-friendly interface, making it easy to find what you need.
  2. Log Into Your Account: Enter your login credentials to access your account. If you haven’t registered yet, you might need to create an account using your bike and existing policy details.
  3. Locate Your Existing Policy: In your account dashboard, find your existing Royal Enfield Bullet 350 insurance policy. The renewal options are usually clearly marked near your policy details.
  4. Review Policy Details: Before proceeding with the renewal, it’s a good practice to review your current policy details. Check if any updates or changes are needed, like adding new add-ons or updating personal information.
  5. Choose Renewal Option: Select the option to renew your policy. You may also have the opportunity to compare different plans and prices if you are considering changing your policy.
  6. Make Payment: Once you’ve confirmed the details and are satisfied with the renewal terms, proceed to make the payment for the renewal. Payments can typically be made online through various modes like credit/debit cards, net banking, or digital wallets.
  7. Download Renewed Policy: After the payment is successfully processed, you should be able to download the updated policy document directly from the website.
  8. Customer Support: If you encounter any issues or have questions, InsuranceDekho’s customer support can provide assistance to ensure a smooth renewal process.

Renewing your bike insurance on time is crucial for uninterrupted coverage and legal compliance. InsuranceDekho simplifies this task, allowing you to renew your policy with minimal hassle and maximum efficiency.

How to Claim Royal Enfield Bullet 350 Bike Insurance?

Cashless Bike Insurance Process


The cashless bike insurance process helps you get your bike repaired without paying anything at the network garage of your insurance company and makes your insurer pay off your repair costs. Below given is the bike insurance claim process for your Royal Enfield Bullet 350 bike:

  • Inform your insurance company about the accident or mishap immediately by reaching out to their customer care team or by visiting their website or through their mobile app.
  • Intimate the police about the incident in detail and lodge an FIR, especially in case of fire, accident, theft, and so on.
  • Click photos of damages sustained by your bike and you due to the accident to keep them as proof during the claim settlement.
  • Take your bike to the nearest network garage for repair. Here, you can also connect with your insurer to arrange towing facilities, in case your bike is unable to move.
  • Once your bike reaches the garage, your insurance company will send a surveyor to examine the level of damages sustained by your bike. At this stage, you will have to show relevant documents such as bike registration certificate, driving license, FIR, etc., to the surveyor.
  • The surveyor will create and submit a report stating the estimate of the claim based on which your insurance company will approve or reject your bike insurance claim.
  • If the insurance company approves the claim, the network garage will repair your bike and after its completion, your insurer will settle the repair bills directly with the garage.


Reimbursement Bike Insurance Process


Under the reimbursement claim process, you will have to pay for your bike repair bills initially and after that, your insurer will reimburse the amount. Below given is the reimbursement bike insurance claim process for your Royal Enfield Bullet 350 bike:

  • Intimate your insurer about the incident and register your bike insurance claim.
  • Take your insured bike to any garage or workshop of your choice for repair.
  • The surveyor of your insurance company will visit the garage to access the damages.
  • A claim estimate report will be prepared and submitted to your insurer by the surveyor.
  • The garage will repair your damaged bike and you will have to pay the generated repair bill.
  • Submit the original bills of repair and other documents to your insurer with a claim form.
  • The insurer will assess your repair bills and claim form and then reimburse your repair cost.

Documents Required for Royal Enfield Bullet 350 Bike Insurance Claim

When filing an insurance claim for your Royal Enfield Bullet 350, having the right documents ready is crucial for a smooth process. There are some key documents that are typically required for accidental as well as theft claim settlement.

Documents Required for Accidental Claim Settlement

  • Insurance Policy Document
  • Claim Form
  • First Information Report (FIR)
  • Driving Licence
  • Registration Certificate (RC)
  • Medical Receipts (if applicable)
  • Repair Bills and Invoices
  • Photographs

Documents Required for Theft Claim Settlement

  • Registration Certificate (RC)
  • Royal Enfield Bullet 350 insurance policy documents
  • First Information Report (FIR)
  • Driving Licence
  • No-Trace Report
  • RTO transfer papers and relevant RTO forms

It's important to check with your insurer for any specific documentation they might require, as requirements can vary slightly between different insurance companies. Having these documents in order helps expedite the claim process, ensuring faster resolution and reimbursement.

Benefits of Buying Royal Enfield Bullet 350 Bike Insurance from InsuranceDekho

Purchasing your Royal Enfield Bullet 350 bike insurance through InsuranceDekho comes with several advantages:

  1. Wide Range of Options: InsuranceDekho partners with multiple insurers, offering a diverse array of policies. This allows you to compare different plans and choose one that best suits your needs and budget.
  2. Convenience: The entire process of selecting, comparing, and buying insurance is online, saving you time and hassle. You can complete these steps from the comfort of your home at any time.
  3. Customized Policies: You can tailor your insurance policy as per your requirements. Whether it's adding specific riders or choosing between a third-party and comprehensive policy, InsuranceDekho offers flexibility.
  4. Instant Policy Issuance: After selecting and paying for your chosen insurance plan, the policy is issued instantly and sent to your email, ensuring you're covered without delay.
  5. Expert Guidance: InsuranceDekho provides expert assistance to help you make informed decisions. Their team can guide you through the process, answer your queries, and help understand the nuances of different policies.
  6. User-Friendly Interface: The website is designed to be user-friendly, making it easy for anyone to navigate and find the necessary information or complete the purchase process.
  7. No Hidden Charges: The platform operates with transparency, ensuring there are no hidden fees or charges. The premium you see is what you pay.

By choosing InsuranceDekho for your Royal Enfield Bullet 350 insurance, you benefit from a hassle-free, informed, and transparent process, ensuring your cherished bike is adequately protected.

Add-ons For Your Royal Enfield Bullet 350 Bike Insurance

To further enhance the coverage offered under your bike insurance policy, you can choose from the below bike add ons by paying additional premium.

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Royal Enfield Bullet 350 Bike Insurance FAQs

  • 1

    How to find my Royal Enfield Bullet 350 bike insurance policy number?

    It is important to know the policy number of your Royal Enfield Bullet 350 bike insurance policy as it is referred by the insurer for administrative purpose and at the time of claim settlement. You can find your policy number either by calling the customer care executive of your insurance company or you can also find it simply by checking your policy document.

  • 2

    How to renew my Royal Enfield Bullet 350 bike insurance online?

    In order to renew your bike insurance plan online either visit the official website of your respective insurance company or you can also go to InsuranceDekho. Also, at InsuranceDekho you can make comparisons of various insurance plans by different insurance providers. Also, before making the payment online, ensure that you have read the whole policy document carefully.

  • 3

    Why is it important to compare different insurance plans for my Royal Enfield Bullet 350 bike before purchasing?

    Before buying an insurance plan for your Royal Enfield Bullet 350 bike, it will help you in understanding various options available in the market and choosing an optimum insurance plan based upon your requirements and budget. Also, you should not just compare insurance plans of different insurers but also make comparison between the different plans offered by different insurance companies.

      The comparison of two-wheeler insurance plans is significant in order to get the following benefits:

    • Get an optimum policy at a nominal price
    • Get proper coverage at a low premium
    • Enhanced coverage with various add-ons available
    • Avail better services
    • Helps to make a well-informed decision
  • 4

    What documents are required to file a claim for Royal Enfield Bullet 350 bike insurance policy?

    The documents that are needed to register a claim for your Royal Enfield Bullet 350 bike insurance policy depends upon the damages faced by the bike in accident and the type of insurance claim made. However, given below are the documents that are required for filing a claim for your two-wheeler insurance plan:

    • Active Insurance Policy Document
    • Active Driving License
    • RC Book
    • FIR
    • Pictures and other proofs of the accident
    • Any other document
  • 5

    How does the age of my Royal Enfield Bullet 350 bike affect its depreciation rate?

    A reduction in the monetary value of a Royal Enfield Bullet 350 bike or an asset is known as depreciation. With each passing year as the bike ages, the value of depreciation increases. The rate of depreciation is calculated according to the table stipulated by Indian Motor Tariff Act.

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