GoDigit General Insurance Premium Calculator
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Health Insurance Premium Calculator of GoDigit
Health insurance has become the need of the day, especially because medical costs are skyrocketing and risk of medical complications have increased. A good health insurance policy with a sufficient sum insured pays for planned or emergency medical expenses. So, health insurance is the best approach to save yourself from making a hole in your savings and to manage skyrocketing medical costs. GoDigit has health insurance policies online with optimal sum insured ranges. But, before choosing any policy, make sure to calculate the premium to select an affordable insurance product.
How to calculate the premium of GoDigit policies online?
Calculating premium of health insurance policies is not a hard nut to crack. It’s easy with the help of the online premium calculator available. The tool can help you calculate the premium and choose the right policy. However, the calculator needs the following details:
- Sum insured
- Plan term
- Medical history
- Applicable discounts, etc.
Just enter the aforesaid details and the online tool will calculate the premium within no time. The tool also lets you adjust the calculated premium by making changes in variables like the sum insured, coverage benefits, etc.
Why calculate health insurance premium online?
Calculating premium of health insurance has a significant role to play when it comes to purchasing a health insurance policy. By calculating the premiums beforehand, you can –
- Add or deduct coverage benefits and riders
- Get to know the expense on the policy beforehand
- Ensure the affordability of the health insurance product
- Make a comparison of different policies and pick the best one
- Choose the best coverage level suitable for your pockets
- Avoid any financial crisis while continuing the health insurance policy
- Select the most suitable cover benefits at the most affordable premium
Why choose GoDigit?
GoDigit is supported by some of the great names in the industry such as Fairfax Financial, Flipkart. It has thousands of partners across the country. Also, dedicated TPA service, cashless treatment, hassle-free claim settlement process, and extensive coverage makes GoDigit a good option to buy health insurance. This insurance company offers a wide range of insurance products for health, car, bike, travel, commercial vehicles, etc.
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GoDigit General Insurance Premium Calculator FAQs
What is the minimum premium amount of GoDigit General Insurance Plan?
The starting premium amount of GoDigit General Insurance Plan is Rs. 4,814* per year. *The premium amount changes from time-to-time.
Which elements determine the premium value of GoDigit General Insurance Plan?
Factors that determine the premium value of GoDigit General Insurance Plan are:
a) Policy term
b) Sum insured
d) Medical history
e) Number of members
f) Age of insured
Is there any discount on premium offered by the GoDigit General Insurance to its policyholders?
Yes, GoDigit General Insurance offers No-Claim Discount to its policyholders. Under this feature, if policyholders doesn’t make any claims under sections like accidental hospitalisation cover, accidental & illness hospitalisation cover, critical illness hospitalisation cover, cancer hospitalisation cover etc., in the expiring policy period, they would be eligible for a 5% No-Claim Discount in the premium against these sections at the time of renewal.
How can I make the payment of the premium for the plan of GoDigit General Insurance?
There are many modes of payment that you can opt for paying the premium of GoDigit General Insurance plan, which includes cash, cheque, credit or debit cards or through digital payment gateways.
Can I get payment acknowledgement for paying the premium of GoDigit Insurance plan?
Yes, you can get the payment acknowledgement from GoDigit General Insurance at your registered email id. This serves as a proof of the premium paid.