Universal Sompo Health Insurance Premium Calculator

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Highlights
Claim Settlement Ratio75.92%
COVID-19 CoverYes
In-House Claim SettlementAvailable
Network Hospitals4,000+
Policies Sold2,67,221
Renewability Lifelong Renewability

Universal Sompo Mediclaim Policy Premium Calculator

When buying a health insurance plan, you should ensure that the coverage features are inclusive and that the sum insured level is sufficient to cover yourself and your family members. After all, given the high medical costs, having a comprehensive policy with a sufficient sum insured becomes essential. But, comprehensive coverage comes at a cost. The premiums for inclusive coverage benefits and a high sum insured level are high. You should, therefore, ensure that the premiums payable for the plan would not burn a hole in your pockets. The premium should, therefore, be calculated in advance before you buy a health insurance plan.

How to Calculate the Premium of Universal Sompo Policies Online?

Health insurance premiums can be calculated through the online medium. Online platforms have health insurance premium calculators that calculate the premiums easily and quickly. All you have to do is provide details, such as:

  • Your age
  • Policy term
  • Medical history
  • Coverage details
  • Sum insured you need
  • The type of policy to buy

After you enter these details, the online premium calculators calculate the premium easily. You can see the calculated premiums right before your eyes. Besides, you can also change variables like sum insured, coverage, etc.

Why Calculate Health Insurance Premium Online?

Online premium calculation is vital, as it allows you to see whether the premium would be financially viable to pay or not. By calculating premiums beforehand, you’re able to -

  • Increase or decrease coverage benefits and riders
  • Know how much it costs to buy a particular insurance policy
  • Make sure whether or not the premium is affordable to pay for you
  • Compare different policies based on premiums and coverage to make an informed decision
  • Choose the best coverage level, which would be suitable for your pockets
  • Make sure that you will not meet any financial strain in continuing the health insurance policy

Why Choose Universal Sompo?

Universal Sompo has a tie-up with a wide network of more than 4,000 hospitals across India where the policyholders can avail cashless treatment. For raising complaints or for solving your queries, Universal Sompo offers 24*7 support to customers and a wide variety of health plans with a considerable sum insured options. It offers health insurance policies for everyone. 

Universal Sompo Health Insurance Plan List

Name of PlanSum Insured
Complete Healthcare InsuranceMin: 1 Day; Max: 70 Years1 Lakh Get Quotes Now
Corona Kavach PolicyMin: 1 day; Max: 65 years50,000 - 5 lakh Get Quotes Now
Corona Rakshak PolicyMin: 18 Years; Max: 65 Years50,000 - 2.5 lakh Get Quotes Now
Individual Health Insurance PlanMin: 3 Months; Max: 55 Years1 Lakh Get Quotes Now
Critical Illness PolicyMin: 5 Years; Max: 65 Years2.5 Lakh Get Quotes Now
Senior Citizen Health InsuranceMin: 60 Years; Max: 70 Years1 Lakh Get Quotes Now
Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years 1 Lakh - 5 Lakh Get Quotes Now

Universal Sompo Health Insurance User Reviews

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What users are saying
  • All
  • I recommend Universal Sompo to...

    Universal Sompo has become my go-to insurance company. This time, again with the help of insurancedekho team, ...

    Read More
    S
    Senior Citizen Health Insurance
    By Sanjeev Punde
    On: Oct 30, 2020
  • Paid online without worries

    When I decided to buy Universal Sompo Arogya Sanjeevani Policy from InsuranceDekho online, I was not sure if I...

    Read More
    D
    Arogya Sanjeevani Policy
    By Disha Mahana
    On: Jun 17, 2020
  • Good job team!

    I really appreciate and thank InsuranceDekho’s team for suggesting and helping me buy Universal Sompo Ar...

    Read More
    S
    Arogya Sanjeevani Policy
    By Suraj D.
    On: Jun 15, 2020
  • amazing services.

    I had heard earlier about agents issuing health insurance policies but I tried to go online and purchased heal...

    Read More
    R
    Arogya Sanjeevani Policy
    By Rajiv Bhatnagar
    On: Apr 17, 2020
  • nice benefits

    I called the executives at InsuranceDekho and was able to buy the policy within a few minutes. It was a great ...

    Read More
    P
    Arogya Sanjeevani Policy
    By Priyanka khurana
    On: Apr 16, 2020

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Universal Sompo Health Insurance Contact Details

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Claim Process at Universal Sompo Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

1167 Universal Sompo Cashless Network Hospitals in India

Insurance Products by Universal Sompo General Insurance

Universal Sompo Health Insurance Premium Calculator FAQs

  • How are the premiums for health insurance plans by Universal Sompo decided?

    Premiums for health insurance plans by Universal Sompo depends on factors such as family status, individual age, health condition, type of policy, add-ons, rider, etc.

  • Will I get discount on premium paid for health insurance policies purchased from Universal Sompo?

    Yes, Star Health offers discount on premium on some of the health insurance plans available with it.  

  • Can I pay premiums online in Universal Sompo?

    Yes, Universal Sompo allows you to pay health insurance premiums online. 

  • Will I get the entire premium refunded if I cancel my Universal Sompo health insurance policy?

    Yes, you are entitled to the refund of premium on the pro rata basis for the unexpired period of the policy which Universal Sompo pays on demand.   

  • Will Universal Sompo refund me the entire amount if I cancel my policy after 15 days of its commencement?

    No. If you cancel your Universal Sompo Health Insurance Policy up to 1 month of its commencement, Universal Sompo retains 25% of the annual premium. 

  • How can I calculate the premium for health insurance policies of Universal Sompo?

    You can visit the official website of Universal Sompo (www.universalsompo.com) and click on the Get Quote tab after filling in your personal details to get an idea of the premium amount.  You can also visit the health insurance broker’s website like www.insurancedekho.com to get the best price. 

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Mumbai130
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Ghaziabad41
Pune145
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