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Universal Sompo Health Insurance Premium Calculator

When buying a health insurance plan, you should ensure that the coverage features are inclusive and that the sum insured level is sufficient to cover yourself and your family members. After all, given the high medical costs, having a comprehensive policy with a sufficient sum insured becomes essential. But, comprehensive coverage comes at a cost. The premiums for inclusive coverage benefits and a high sum insured level are high. You should, therefore, ensure that the premiums payable for the plan would not burn a hole in your pockets. The premium should, therefore, be calculated in advance before you buy a health insurance plan.

How to Calculate the Premium of Universal Sompo Policies Online?

Health insurance premiums can be calculated through the online medium. Online platforms have health insurance premium calculators that calculate the premiums easily and quickly. All you have to do is provide details, such as:

  • Your age
  • Policy term
  • Medical history
  • Coverage details
  • Sum insured you need
  • The type of policy to buy

After you enter these details, the online premium calculators calculate the premium easily. You can see the calculated premiums right before your eyes. Besides, you can also change variables like sum insured, coverage, etc.

Why Calculate Health Insurance Premium Online?

Online premium calculation is vital, as it allows you to see whether the premium would be financially viable to pay or not. By calculating premiums beforehand, you’re able to -

  • Increase or decrease coverage benefits and riders
  • Know how much it costs to buy a particular insurance policy
  • Make sure whether or not the premium is affordable to pay for you
  • Compare different policies based on premiums and coverage to make an informed decision
  • Choose the best coverage level, which would be suitable for your pockets
  • Make sure that you will not meet any financial strain in continuing the health insurance policy

Why Choose Universal Sompo?

Universal Sompo has a tie-up with a wide network of more than 4,000 hospitals across India where the policyholders can avail cashless treatment. For raising complaints or for solving your queries, Universal Sompo offers 24*7 support to customers and a wide variety of health plans with a considerable sum insured options. It offers health insurance policies for everyone.

Health Insurance Calculator

Whom do you want the insurance for ?


Select the age of all members

  • You

Where do you live ?

Choose required Coverage for yourself?

5 Lac
10 Lac
25 Lac
Disclaimer : Actual Premium might vary basis your location, age and number of members

Universal Sompo Health Insurance Plan List

  • Individual (11)
  • Family (11)
  • Woman (11)
  • Parents (11)
  • Blood Pressure (11)
  • Kids (11)
  • Thyroid (11)
  • Diabetes (11)
  • Critical Illness (5)
See More Plans

Health Insurance Coverage Calculator

Who do you want to insured ?

  • Individual
  • Couple
  • Family
  • Parents

Age of eldest insured member ?

Where do you live ?

Disclaimer : Actual Coverage might vary basis your location, age and number of members
Tax Save
Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

Universal Sompo Health Insurance Top Up List

    Name of PlanSum Insured
    Super Healthcare Policy Min: 91 days; Max: 80 years1 Lakh - 1 Crore Check Premium

    Health Insurance News


    • How are the premiums for health insurance plans by Universal Sompo decided?

      Premiums for health insurance plans by Universal Sompo depends on factors such as family status, individual age, health condition, type of policy, add-ons, rider, etc.

    • Will I get discount on premium paid for health insurance policies purchased from Universal Sompo?

      Yes, Star Health offers discount on premium on some of the health insurance plans available with it.  

    • Can I pay premiums online in Universal Sompo?

      Yes, Universal Sompo allows you to pay health insurance premiums online. 

    • Will I get the entire premium refunded if I cancel my Universal Sompo health insurance policy?

      Yes, you are entitled to the refund of premium on the pro rata basis for the unexpired period of the policy which Universal Sompo pays on demand.   

    • Will Universal Sompo refund me the entire amount if I cancel my policy after 15 days of its commencement?

      No. If you cancel your Universal Sompo Health Insurance Policy up to 1 month of its commencement, Universal Sompo retains 25% of the annual premium. 

    • How can I calculate the premium for health insurance policies of Universal Sompo?

      You can visit the official website of Universal Sompo ( and click on the Get Quote tab after filling in your personal details to get an idea of the premium amount.  You can also visit the health insurance broker’s website like to get the best price. 

    User Reviews

    Write your review
    What users are saying
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    • Claim
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    • Reliable Health Protection

      InsuranceDekho is a reliable partner for health protection. Their Universal Sompo Health Insurance Policy is well-structured, and their claim settlement process is prompt. We've had a great experience with the InsuranceDekho team.

      Universal Sompo
      By Raju Karhana
      On: Mar 14, 2024
    • Purchased at Ease

      It is very easy to buy health insurance plans from the InsuranceDekho website, I bought the Universal Sompo Health Insurance Plan policy from their website. The buying process was too simple and easy with no complications at all. I followed the mentioned steps and the process was done quickly. Loved the plan. 

      Universal Sompo
      By Sanjay Parashar
      On: Mar 04, 2024
    • Afffordable Policy

      Thanks to the entire team at InsuranceDekho company for helping me purchase the Universal Sompo health insurance plan, the best health insurance policy. I appreciate the efforts of the customer support team. They helped me throughout the process.

      Universal Sompo
      By Nikunj Gaur
      On: Jan 02, 2024
    • 7 days availability

      The InsuranceDekho website serves their customers all 7 days of the week which makes it convenient for the customers. I bought the Universal Sompo Health Insurance Policy. The plan is good in itself, and I am happy that I bought this plan.

      Universal Sompo
      By Monika Agarwal
      On: Nov 24, 2023
    • Easy Renewal Process

      Renewing my Universal Sompo Health Insurance Policy with InsuranceDekho was a simple and quick process. The reminders they sent were helpful, and the renewal interface was user-friendly.

      Universal Sompo
      By Kanupriya
      On: Nov 16, 2023

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