Health Insurance Premium Calculator of Universal Sompo General Insurance
When buying a health insurance plan, you should ensure that the coverage features are inclusive and that the sum insured level is sufficient to cover yourself and your family members. After all, given the high medical costs, having a comprehensive policy with a sufficient sum insured becomes essential. But, comprehensive coverage comes at a cost. The premiums for inclusive coverage benefits and a high sum insured level are high. You should, therefore, ensure that the premiums payable for the plan would not burn a hole in your pockets. The premium should, therefore, be calculated in advance before you buy a health insurance plan.
How to calculate the premium of Universal Sompo policies online?
Health insurance premiums can be calculated through the online medium. Online platforms have health insurance premium calculators which calculate the premiums easily and quickly. All you have to do is provide details, such as:
- Your age
- Policy term
- Medical history
- Coverage details
- Sum insured you need
- The type of policy to buy
After you enter these details, the online premium calculators calculate the premium easily. You can see the calculated premiums right before your eyes. Besides, you can also change variables like sum insured, coverage, etc.
Why calculate health insurance premium online?
Online premium calculation is vital, as it allows you to see whether the premium would be financially viable to pay or not. By calculating premiums beforehand, you’re able to -
- Increase or decrease coverage benefits and riders
- Know how much it costs to buy a particular insurance policy
- Make sure whether or not the premium is affordable to pay for you
- Compare different policies based on premiums and coverage to make an informed decision
- Choose the best coverage level, which would be suitable for your pockets
- Make sure that you will not meet any financial strain in continuing the health insurance policy
Why choose Universal Sompo?
Universal Sompo has settled more than 90% of the claims. It has a tie-up with a wide network of more than 4,000 hospitals in the network across India for cashless treatment. For raising complaints or for solving your queries, Universal Sompo offers 24*7 support to customers and a wide variety of health plans with considerable sum insured options. It offers health insurance policies for everyone.
Latest Universal Sompo Health Insurance News
Universal Sompo Health Insurance Plan List
|Name of Plan||Sum Insured|
|Complete Healthcare InsuranceMin: 1 Day; Max: 70 Years||1 Lakh||Get Quotes Now|
|Individual Health Insurance PlanMin: 3 Months; Max: 55 Years||1 Lakh||Get Quotes Now|
|Critical Illness PolicyMin: 5 Years; Max: 65 Years||2.5 Lakh||Get Quotes Now|
|Senior Citizen Health InsuranceMin: 60 Years; Max: 70 Years||1 Lakh||Get Quotes Now|
|Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years||1 Lakh - 5 Lakh||Get Quotes Now|
|Corona Kavach PolicyMin: 1 day; Max: 65 years||50,000 - 5 lakh||Get Quotes Now|
|Corona Rakshak Policy Min: 18 Years; Max: 65 Years||50,000 - 2.5 lakh||Get Quotes Now|
Universal Sompo Health Insurance Premium Calculator FAQs
How are the premiums for health insurance plans by Universal Sompo decided?
Premiums for health insurance plans by Universal Sompo depends on factors such as family status, individual age, health condition, type of policy, add-ons, rider, etc.
How can I calculate the premium for health insurance policies of Universal Sompo?
You can visit the official website of Universal Sompo (www.universalsompo.com) and click on the Get Quote tab after filling in your personal details to get an idea of the premium amount. You can also visit the health insurance broker’s website like www.insurancedekho.com to get the best price.
Will I get discount on premium paid for health insurance policies purchased from Universal Sompo?
Yes, Star Health offers discount on premium on some of the health insurance plans available with it.
Can I pay premiums online in Universal Sompo?
Yes, Universal Sompo allows you to pay health insurance premiums online.
Will I get the entire premium refunded if I cancel my Universal Sompo health insurance policy?
Yes, you are entitled to the refund of premium on the pro rata basis for the unexpired period of the policy which Universal Sompo pays on demand.
Will Universal Sompo refund me the entire amount if I cancel my policy after 15 days of its commencement?
No. If you cancel your Universal Sompo Health Insurance Policy up to 1 month of its commencement, Universal Sompo retains 25% of the annual premium.