Tata AIG Health Insurance Premium Calculator

A health insurance policy covers the financial loss suffered when a medical emergency strikes. It pays for the hospitalisation expenses and the treatment-related expenses of medical ailments and injuries and therefore proves to be a financial saviour for average middle-class men. When buying a health insurance policy, many of you look for the sum insured and coverage features of the policy but do you know how the premium of your health insurance policy would be calculated?

Calculating the premium of TATA AIG policies online is not difficult. There are online premium calculators that make premium calculations easier and hassle-free. The calculators help you find the correct premium of the health insurance plan suitable for you. To use this particular tool, you need to provide the following details:

• Your age
• Policy term
• Medical history
• Coverage details
• Sum insured you need
• The type of policy to buy

Based on these details, the premium calculator calculates the premium of a particular health insurance policy. It also allows you to adjust the calculated premiums by changing the sum insured amount and coverage benefits, etc.

The premium of a health insurance policy depends on various factors. So, correct calculation is required to find the exact premium payable under a specific policy. Calculating health insurance premiums before you buy the plan is important because –

• You can add or deduct coverage benefits as per your requirements
• You can find out the exact expense on your health insurance policy beforehand
• You can choose the best coverage level which would also suit your pockets
• You can opt for the most suitable coverage benefits at the most affordable premium
• You can calculate the premiums of multiple health insurance policies of TATA AIG
• You can compare the different premium rates and choose the best health insurance policy
• You can make sure that you don’t meet financial strain in continuing the health insurance policy