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IFFCO Tokio Health Insurance Premium Calculator

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Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio96.33%
COVID-19 CoverYes
Network Hospitals5,000+
Policies Sold1,55,454
RenewabilityLifelong
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IFFCO Tokio Mediclaim Policy Premium Calculator

Health insurance premium calculator is an online tool used to calculate the premium of a particular health insurance policy. The tool is mostly used at the time of buying a new policy or at the time of renewal. It helps the policy buyer to select a health insurance policy as per their budget and other requirements. The policy buyers can not only get an estimate of the health insurance premium required to be paid for a particular health insurance policy, but also compare several health insurance plans online in order to choose the most suitable of them. Hence, ascertaining the premium amount of the plan in advance is always recommended.

How to Calculate the Premium of IFFCO Tokio Policies Online?

At InsuranceDekho, calculating health insurance premiums for IFFCO Tokio health insurance plans is very easy. All you need to do is enter a few details and they can see the premiums displayed on their screen. These details include:

  • Age
  • Policy term
  • Medical history
  • Coverage details
  • Sum Insured of the plan
  • The kind of policy to purchase

After entering details, you will find the most suitable health insurance policies on your screen as per your requirements, along with their premiums. You can alter the factors like coverage benefits, the number of members covered, policy term, sum insured, etc. and see the premium increase or decrease.

Why Calculate Health Insurance Premium Online?

Ascertaining the premiums payable for the medical coverage plan is essential in light of the accompanying reasons:

  • One can include or lessen coverage advantages and riders
  • The exact cost to be incurred on the plan can be found in advance
  • One can find if the premium is affordable or not
  • Price comparison of a plan can be done to select the best insurance plan
  • Easy to choose and identify a plan which is suitable as well as affordable
  • Enhance the coverage of the plan by purchasing add-ons, riders etc.

Why Choose IFFCO Tokio?

IFFCO Tokio is one of the most popular health insurance brands in the country. It boasts to settle the claims at a remarkable Claim Settlement Ratio (CSR) of 96.33% (FY 2019-20) with 5,000+ network of hospitals across the country. Choosing IFFCO Tokio health insurance plan will not only provide an umbrella during medical emergency but also provide peace of mind of easy claim settlement at the time of utmost need.

IFFCO Tokio Health Insurance Plan List

Name of PlanSum Insured
Family Health ProtectorMin: 1 Day; Max: 65 Years1.5 Lakh Get Quotes Now
Individual Health Protector PolicyMin: 91 Days; Max: 65 Years50 Thousand Get Quotes Now
Corona Kavach PolicyMin: 1 Day; Max: 65 Years50,000 - 5 lakh Get Quotes Now
Corona Rakshak PolicyMin: 18 Years; Max: 65 Years50,000 - 2.5 lakh Get Quotes Now
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 yearsUp to Rs. 5 Lakh Get Quotes Now
Individual Medishield PolicyMin: 3 Months; Max: 65 Years50 Thousand Get Quotes Now
Swasthya Kavach PolicyMin: 3 Months; Max: 65 Years2 Lakh Get Quotes Now
Critical Illness Insurance PolicyMin: 5 Years; Max: 60 Years2 Lakh Get Quotes Now
MOS-Bite Protector PolicyMin: 91 Days; Max: 65 yearsUp to Rs 5 lakh Get Quotes Now

Health Insurance Calculator

Whom do you want the insurance for ?

You
Couple
Family
Father
Mother

    Select the age of all members

  • You

Where do you live ?

Choose required Coverage for yourself?

Disclaimer : Actual Premium might vary basis your location, age and number of members
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Why to Buy Health Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 75,000*
  • Claim support everyday 10AM-7PM
  • 14 Lakh+ happy customers

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IFFCO Tokio Health Insurance Contact Details

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Claim Process at IFFCO Tokio Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate 3 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate 3 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

1049 IFFCO Tokio Cashless Network Hospitals in India

Insurance Products by IFFCO Tokio General Insurance

IFFCO Tokio Health Insurance Premium Calculator FAQs

  • What is the amount of premium up to which tax benefits are applicable under Iffco Tokio health insurance policies?

    Premium amount up to Rs. 25,000 are qualified for tax benefit under Section 80D of the Income Tax Act 1961.

  • What is the maximum amount of discount Iffco Tokio offer its customers through its plans?

    Generally, discounts under the Iffco Tokio plans are computed on a cumulative basis, which can’t exceed a total of 25% of discount.

  • What are the factors which determine the value of the premium of Iffco Tokio health insurance plans?

    Here are the following basic factors that are considered to calculate the premium amount of Iffco Tokio:

    a) Sum insured
    b) Policy term
    c) Number of members
    d) Age of insured
    e) Medical history
    f) Gender

  • Does Iffco Tokio health insurance firm provide any discount on the premium amount to its policyholders?

    Yes, Iffco Tokio health insurance firm offers different types of discounts to its policyholders such as:

    A) Family discount
    B) Existing customer discount 
    C) Group mediclaim discount

  • What is the minimum premium amount for health policies provided by Iffco Tokio?

    The premium for Iffco Tokio health insurance policies starts at Rs. 3,675*  per annum. *The premium is subject to change.

  • How to use IFFCO Tokio Health Insurance premium calculator?

    To use the IFFCO Tokio health insurance premium calculator, simply visit InsuranceDeko, select the 'Health' tab, and fill in the required information. Best plans as per your budget will get displayed on your screen.

  • What are the details required for using IFFCO Tokio Health Insurance premium calculator?

    Some basic details are needed to use IFFCO Tokio Health Insurance Premium calculator are your name, contact information, members to be covered, the time period to purchase the plan, age of the members, and your city.

  • What are the factors affecting IFFCO Tokio Health Insurance premium amount?

    Major factors that affect IFFCO Tokio Health Insurance premium amount are your age, past medical history, policy duration, policy holder's occupation, body mass index, geographical location, and type of policy.

  • How to compare health insurance premium using IFFCO Tokio Health Insurance premium calculator?

    You can compare health insurance premiums of different plans using the IFFCO Tokio Health Insurance premium by assessing them on various factors such as PED waiting period, co-payment clause, restoration benefits, coverage etc.

  • What are the advantages of using IFFCO Tokio Health Insurance premium calculator?

    With the help of IFFCO Tokio Health Insurance premium calculator, you can get instant calculation for the plan customised as per your requirements.

  • How to calculate premiums of health insurance plans for parents offered by IFFCO Tokio Health Insurance?

    To calculate premiums of health insurance plans for parents offered by IFFCO Tokio Health Insurance, you can use the health insurance premium calculator available at InsuranceDekho. It is a free tool that takes into consideration various factors such as age, the sum insured, policy term, etc. and tells you the premiums of various IFFCO Tokio Health Insurance plans within a few minutes. 

  • What are the benefits of the IFFCO Tokio Health Insurance premium calculator?

    Following are the benefits of using IFFCO Tokio Health Insurance premium calculator:

    • It simplifies the complex calculations of health insurance premium 
    • It gives you an estimate of the premium to be paid which lets you plan financial schedules accordingly
    • It allows you to alter preferences and reduce the premium to be paid.
  • What are the factors that affect the health insurance premium of IFFCO Tokio Health Insurance plans?

    There are several factors that affect the health insurance premium of IFFCO Tokio Health Insurance plans. Some of these are age, the sum insured, policy term, members covered under the plan, add-on covers, etc.

  • Do I have to pay GST on premiums paid for IFFCO Tokio Health Insurance plans?

    Yes. you are required to pay GST at the rate of 18% on the premiums paid for IFFCO Tokio Health Insurance plans. 

  • How to lower premiums for IFFCO Tokio health insurance plans?

    Here are a few tips that you can follow to lower premiums for IFFCO Tokio Health Insurance plans: 

    • Choose deductibles wisely
    • Opt for health insurance policies with a co-payment clause 
    • Buy health insurance plans on a floater basis instead of buying them on an individual basis
    • Go for top-up plans to get extra coverage at an affordable premium.

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Network Hospital in Popular Cities

CityNo of Hospital
Chandigarh21
Ghaziabad31
Lucknow49
Pune119
Gurgaon49
Patna15
Noida25
View All

*Standard T&C Apply. All savings/offers are provided by the Insurers, which are subject to modification .For more details on risk factors, terms and conditions, please read the sales brochure of respective insurers carefully before concluding a sale. Tax benefits are subject to changes in applicable tax laws. Girnar Insurance Brokers Private Limited, (CIN: U66010RJ2016PTC054811, Regd .Off: Girnar 21, Govind Marg, Moti Doongari Road, Dharam Singh Circle, Jaipur, Rajasthan- 302004; Corp. Off: 11th Floor, Tower B, Emaar Digital Greens, Golf Course Extension Road, Sector-61, Gurugram-122102, Haryana. IRDAI License no 588. Direct Broker (Life & General) valid till 19th March 2023. Email - support@insurancedekho.com ; Helpline number: 7551196989.
You authorise Girnar Insurance Brokers Pvt Ltd (insurancedekho) to contact you through call, SMS, email, WhatsApp or any other mode in future. You hereby override your NDNC registration.