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IFFCO Tokio Health Insurance Premium Calculator

Health insurance premium calculator is an online tool used to calculate the premium of a particular health insurance policy. The tool is most commonly used while purchasing a new policy or extending an existing one. It helps policyholders in selecting a health insurance policy that meets their budget and other requirements.The policy buyers can not only get an estimate of the health insurance premium required to be paid for a particular health insurance policy, but also compare several health insurance plans online in order to choose the most suitable of them. Hence, ascertaining the premium amount of the plan in advance is always recommended.

How to Calculate the Premium of IFFCO Tokio Policies Online?

At InsuranceDekho, calculating health insurance premiums for IFFCO Tokio health insurance plans is very easy. All you need to do is enter a few details and they can see the premiums displayed on their screen. These details include:

  • Age
  • Policy term
  • Medical history
  • Coverage details
  • Sum Insured of the plan
  • The kind of policy to purchase

After entering your details, you will see a list of the best health insurance policies that fits your requirements, along with their premiums, on your screen.You can alter the factors like coverage benefits, the number of members covered, policy term, sum insured, etc. and see the premium increase or decrease.

Why Calculate Health Insurance Premium Online?

Ascertaining the premiums payable for the medical coverage plan is essential in light of the accompanying reasons:

  • One can include or lessen coverage advantages and riders
  • The exact cost to be incurred on the plan can be found in advance
  • One can find if the premium is affordable or not
  • Price comparison of a plan can be done to select the best insurance plan
  • Easy to choose and identify a plan which is suitable as well as affordable
  • Enhance the coverage of the plan by purchasing add-ons, riders etc.

Why Choose IFFCO Tokio?

IFFCO Tokio is one of the most popular health insurance brands in the country. It boasts to settle the claims at a remarkable Claim Settlement Ratio (CSR) of 96.33% (FY 2019-20) with 5,000+ network of hospitals across the country. Choosing an IFFCO Tokio health insurance plan will not only provide an umbrella during medical emergencies, but will also provide you peace of mind of easy claim settlement at the time of utmost need.

Health Insurance Calculator

Whom do you want the insurance for ?

You
Couple
Family
Father
Mother

Select the age of all members

  • You

Where do you live ?

Choose required Coverage for yourself?

5 Lac
10 Lac
25 Lac
Disclaimer : Actual Premium might vary basis your location, age and number of members

Health Insurance Coverage Calculator

Who do you want to insured ?

  • Individual
  • Couple
  • Family
  • Parents

Age of eldest insured member ?

Where do you live ?

Metro
Non-Metro
Disclaimer : Actual Coverage might vary basis your location, age and number of members

IFFCO Tokio Health Insurance Top Up List

  • Top-up (1)
Name of PlanSum Insured
Health Protector PlusMIn: 3 Months; Max: 65 Years2 Lakh Check Premium

Health Insurance News

FAQs

  • What is the amount of premium up to which tax benefits are applicable under Iffco Tokio health insurance policies?

    Premium amount up to Rs. 25,000 are qualified for tax benefit under Section 80D of the Income Tax Act 1961.

  • What is the maximum amount of discount Iffco Tokio offer its customers through its plans?

    Generally, discounts under the Iffco Tokio plans are computed on a cumulative basis, which can’t exceed a total of 25% of discount.

  • What are the factors which determine the value of the premium of Iffco Tokio health insurance plans?

    Here are the following basic factors that are considered to calculate the premium amount of Iffco Tokio:

    a) Sum insured
    b) Policy term
    c) Number of members
    d) Age of insured
    e) Medical history
    f) Gender

  • Does Iffco Tokio health insurance firm provide any discount on the premium amount to its policyholders?

    Yes, Iffco Tokio health insurance firm offers different types of discounts to its policyholders such as:

    A) Family discount
    B) Existing customer discount 
    C) Group mediclaim discount

  • What is the minimum premium amount for health policies provided by Iffco Tokio?

    The premium for Iffco Tokio health insurance policies starts at Rs. 3,675*  per annum. *The premium is subject to change.

  • How to use IFFCO Tokio Health Insurance premium calculator?

    To use the IFFCO Tokio health insurance premium calculator, simply visit InsuranceDeko, select the 'Health' tab, and fill in the required information. Best plans as per your budget will get displayed on your screen.

  • What are the details required for using IFFCO Tokio Health Insurance premium calculator?

    Some basic details are needed to use IFFCO Tokio Health Insurance Premium calculator are your name, contact information, members to be covered, the time period to purchase the plan, age of the members, and your city.

  • What are the factors affecting IFFCO Tokio Health Insurance premium amount?

    Major factors that affect IFFCO Tokio Health Insurance premium amount are your age, past medical history, policy duration, policy holder's occupation, body mass index, geographical location, and type of policy.

  • How to compare health insurance premium using IFFCO Tokio Health Insurance premium calculator?

    You can compare health insurance premiums of different plans using the IFFCO Tokio Health Insurance premium by assessing them on various factors such as PED waiting period, co-payment clause, restoration benefits, coverage etc.

  • What are the advantages of using IFFCO Tokio Health Insurance premium calculator?

    With the help of IFFCO Tokio Health Insurance premium calculator, you can get instant calculation for the plan customised as per your requirements.

  • How to calculate premiums of health insurance plans for parents offered by IFFCO Tokio Health Insurance?

    To calculate premiums of health insurance plans for parents offered by IFFCO Tokio Health Insurance, you can use the health insurance premium calculator available at InsuranceDekho. It is a free tool that takes into consideration various factors such as age, the sum insured, policy term, etc. and tells you the premiums of various IFFCO Tokio Health Insurance plans within a few minutes. 

  • What are the benefits of the IFFCO Tokio Health Insurance premium calculator?

    Following are the benefits of using IFFCO Tokio Health Insurance premium calculator:

    • It simplifies the complex calculations of health insurance premium 
    • It gives you an estimate of the premium to be paid which lets you plan financial schedules accordingly
    • It allows you to alter preferences and reduce the premium to be paid.
  • What are the factors that affect the health insurance premium of IFFCO Tokio Health Insurance plans?

    There are several factors that affect the health insurance premium of IFFCO Tokio Health Insurance plans. Some of these are age, the sum insured, policy term, members covered under the plan, add-on covers, etc.

  • Do I have to pay GST on premiums paid for IFFCO Tokio Health Insurance plans?

    Yes. you are required to pay GST at the rate of 18% on the premiums paid for IFFCO Tokio Health Insurance plans. 

  • How to lower premiums for IFFCO Tokio health insurance plans?

    Here are a few tips that you can follow to lower premiums for IFFCO Tokio Health Insurance plans: 

    • Choose deductibles wisely
    • Opt for health insurance policies with a co-payment clause 
    • Buy health insurance plans on a floater basis instead of buying them on an individual basis
    • Go for top-up plans to get extra coverage at an affordable premium.

User Reviews

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What users are saying
  • All
  • Price
  • Helpful
  • Network Hospitals
  • Claim
  • Renew
  • Premium
  • Top up
  • Critical Illness
  • Reassurance provided by the cu...

    I was skeptical about buying insurance online, but InsuranceDekho's transparent process put my worries at ease. No hidden fees, no surprises! Buying Iffco Tokio health insurance was hassle-free.

    A
    IFFCO Tokio
    By Abha Saxena
    On: May 30, 2024
  • Happy with Customer Service Te...

    I was really confused about which insurance to take for my family. With the help of InsuranceDekho and their good customer service team, I was able to finalise the IFFCO Tokio Family Health Protector Policy for my family.

    A
    IFFCO Tokio
    By Ayush Kumar Singh
    On: Feb 29, 2024
  • Professional Advisors

    The insurance experts of the InsuranceDekho company are kind and professional. I like their friendly nature. They made my purchase of the IFFCO Tokio Health Insurance Plan from their online platform much easier and smoother. Thanks to the InsuranceDekho company!

    H
    IFFCO Tokio
    By Himanshu Raghav
    On: Jan 08, 2024
  • The best policy to cover famil...

    I wanted to purchase a policy so that I can secure my family. I looked for it on the website of InsuranceDekho. I purchased a plan from Iffco Tokio. I was happy with the easy process of purchasing a plan from the InsuranceDekho  

    S
    IFFCO Tokio
    By Shiva Raman
    On: Feb 28, 2023
  • Reminder feature

    I had purchased the IFFCO Tokio Individual Medisure plan  from the InsuranceDekho’s website. I purchased this plan because it was quite unique and provided good coverage at an affordable price. I had to renew this policy and InsuranceDekho keep sending me reminders to renew the policy on time. Thanks to InsuranceDekho, I was able to renew my policy on time without any fail.

    M
    IFFCO Tokio
    By Mehak Ghai
    On: Feb 10, 2023

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