Iffco Tokio

15 reviews Rate This
  • 4,200 Network Hospitals
    Check in your City
  • 1,64,998 Policies Issued
  • 90.69% Incurred Claim Ratio
  • Lifelong Renewability
  • 92.88% Claim Settlement Ratio
  • Dedicated Claim Settlement

About Iffco Tokio

IFFCO Tokio General Insurance, established on 4th December 2000, is a joint venture between Indian Farmers Fertilizer Co-operative (IFFCO) and its partners and Tokio Marine and Nichido Fire Group. The latter is Japan-based top-most listed insurance firm and holds a 26% stake in the firm. The company offers distinguished products such as health insurance, motor insurance, and so on. The insurer is an esteemed name in the industry of general insurance, especially after achieving a remarkable growth during the period of 2001-2011. The network of the insurer is dispersed across the country in the view to provide the utmost comfort to customers. 

IFFCO-Tokio General Insurance owns several health insurance policies, which comes with a number of features, benefits, discounts. The organisation provides an array of plans with additional options to increase the cover of the plan. In addition to this, policyholders can avail the cashless treatment from a wide hospital network that incorporates 65 strategic business units, 255 Bima Kendras and 120 lateral spread centres. Moreover, the firm gives monetary protection to the people of every class by offering plans suitable and affordable for farmers and large manufacturers as well. 

Key Highlights

  • 90.69% of Incurred Claim Ratio
  • No co-payment option is offered 
  • 164998 policies have been issued
  • 4000+ network hospitals available
  • Availability of lifelong renewability option 
  • 98.47% of grievances are solved by the firm
  • Waiting period of only 3 years for a pre-existing illness

IFFCO Tokio General Insurance provides a different variety of health insurance plans, which ranges from generic health insurance policies to mediclaim insurance plans. Possession of these plans delivers a lot of mental satisfaction by offering a comprehensive financial cover to cope up with any sort of unanticipated medical contingencies. The financial assistance takes care of multiple elements such as rising medical bills, gifting an extensive health coverage for the loved ones. 

The IFFCO Tokio aims to help people make informed decisions related to health insurance. However, the insurer recommends the health insurance policy seekers to thoroughly go through the reviews before making a health insurance policy purchase for self or family. 

Iffco Tokio Plan List

Name of PlanSum Insured
Family Health ProtectorMin: 1 Day; Max: 65 Years1.5 Lakh Get Quotes Now
Individual Health Protector PolicyMin: 91 Days; Max: 65 Years50 Thousand Get Quotes Now
Individual Medishield PolicyMin: 3 Months; Max: 65 Years50 Thousand Get Quotes Now
Swasthya Kavach PolicyMin: 3 Months; Max: 65 Years2 Lakh Get Quotes Now
Critical Illness Insurance PolicyMin: 5 Years; Max: 60 Years2 Lakh Get Quotes Now

Iffco Tokio Top Up List

Name of PlanSum Insured
Health Protector PlusMIn: 3 Months; Max: 65 Years2 Lakh Get Quotes Now

Claim Process at Iffco Tokio

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate 3 days prior to admission.
  • 2

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 3

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 4

    Claim Assistance

    For any assistance call Insurancedekho at 1800-120-5698 or call toll free number of Iffco Tokio at 1-800-103-5499.
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate 3 days prior to admission.
  • 2

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 3

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.
  • 4

    Claim Assistance

    For any assistance call insurancedekho at 1800-120-5698 or call toll free number of Iffco Tokio 1-800-103-5499.

Iffco Tokio User Reviews

  • Excellent Experience with IffcoTokio

    The team at IFFCO Tokio General Insurance Company are highly personable and professional. I personally like the way they talk to me whenever I call them. They listen to me carefully and respond in a holistic manner. They always do the best for my best interests. I am confident that I have chosen the best health insurance company in India.

    On: Nov 04, 2019 | Views
  • Best of all!

    In my view, IFFCO Tokio is the most trusted insurance company to buy health insurance in India. I have bought its policy and had a good experience to share with others. Excellent policy features, dedicated customer care service, extensive benefits, premium discounts, thousands of top hospitals in the panel for cashless treatment across the country are some of the reasons I call IffcoTokio the best health insurance provider in the country. 

    On: Nov 04, 2019 | Views
  • A lot of options

    IffcoTokio game me a lot of options to choose health insurance policies. I was completely helpless, because I was not able to find a suitable plan for me. People at IffcoTokio helped me a lot by recommending me the right health insurance policy for me and my family.

    On: Oct 29, 2019 | Views
  • Impressed!

    The online service of IFFCO Tokio is very good and interactive to manage my policy. I am impressed with customer-friendly services!

    On: Oct 03, 2019 | Views
  • Best insurance company

    Best health insurance company and its policies ever! Great company with good benefits. I bought IffcoTokio health insurance product 3 months ago and now completely satisfied with the kind of service they are providing. They are quick to respond and answer my query intelligently. 

    On: Oct 03, 2019 | Views
  • Pleasant experience!!

    I have taken health policy of IffcoTokio by paying the premium in a single transaction. I get regular support from the insurer and its customer support service is excellent. They give me a quick response if I call them to clarify certain doubts. Overall, I have a pleasant experience with it 

    On: Sep 20, 2019 | Views
  • Excellent experience!

    I am thankful to IffcoTokio for committed to quick support. Their post-sale service and support deserves applause. I am getting regular help from them.  Excellent customer service and - excellent pricing;

    On: Sep 19, 2019 | Views
  • Pleasurable experience

    It was a pleasurable experience talking to you guys. You helped me choose the best policy.

    On: Sep 01, 2019 | Views
  • Low premium

    Wider coverage at low premium is what IFFCO Tokio health insurance policy means.

    On: Aug 07, 2019 | Views
  • Easy renewal

    With InsuranceDekho it was very easy to process renewal of the policy.

    On: Jul 06, 2019 | Views
  • Customer handling excellent

    Great experience! Excellent customer handling and provide complete details about the IFFCO Tokio plan.

    On: Jul 06, 2019 | Views
  • Sincere thanks to IFFCO Tokio!

    I took a critical illness policy by IFFCO Tokio for my mother from Insurance Dekho. She got proper treatment with the help of the lump-sum amount offered hassle-free by the insurer. Due to the amount, our family didn’t face any financial crisis. We are so thankful to IFFCO Tokio and recommend it to everyone.

    On: Jul 05, 2019 | Views
  • Highly satisfied customer!

    Purchased a family insurance plan by IFFCO Tokio with a coverage of Rs. 10,00,000. The insurer is popular for swift procedures, increased coverage, and easy processing. My entire family is covered under the plan and I am very satisfied with the team of the insurer and the features it offers.

    On: Jul 04, 2019 | Views
  • Impressed with the service!

    I have an individual health insurance plan from IFFCO Tokio. My sum insured amount is Rs. 5,00,000. I have got my first claim settled a few days back only. I am highly impressed with the service of the firm as they helped me a lot in getting the claim. I recommend IFFCO Tokio to all. 

    On: Jul 03, 2019 | Views
  • Comprehensive features, Brilliant support team!

    I am owning a family floater plan by IFFCO Tokio and using it from last 3 years. Though, since the policy purchase, I have not made any claim, but, I love the comprehensiveness in the features of the plan and promptness in the customer support team of the insurer.

    On: Jul 02, 2019 | Views

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Iffco Tokio Contact Details

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Iffco Tokio FAQs

  • If I purchase a health plan with IFFCO Tokio, will I get any tax benefit?

    Yes, no matter which plan you purchase, you can avail tax benefits on every health insurance plan of IFFCO Tokio as per section 80D of the Income Tax Act 1961.

  • How many claims I can make with IFFCO Tokio plan?

    There is no maximum limit for claims to be made. Thus, you can make as many claims as you need within the limit of your plan’s sum insured. 

  • What are the essential documents required for purchasing a health plan from IFFCO Tokio?

    No documents from PAN Card to ID proof are needed to buy a health insurance policy from IFFCO Tokio. However, as per the rules of TPA and insurer, policyholders might need ID proof at the time of filing a claim.

  • What would happen if I cancel a health plan of IFFCO Tokio after purchase?

    Your health insurance plan will stop from the date of policy cancellation. Also, you will get your premium back as per the rates of short period cancellation as per the terms and conditions of the policy.

  • How many network hospitals are empanelled with IFFCO Tokio?

    IFFCO Tokio General Insurance is tied up with around 4,200 network hospitals across the country. Policyholders can find cashless hospitalisation at all these hospitals.

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