Iffco Tokio Health Insurance

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  • 5,000+ Network Hospitals
    Check in your City
  • 1.55.454 Policies Issued
  • 102% Incurred Claim Ratio
  • Lifelong Renewability
  • 92.88% Claim Settlement Ratio
  • Dedicated Claim Settlement

About Iffco Tokio

IFFCO Tokio General Insurance, established on 4th December 2000, is a joint venture between Indian Farmers Fertilizer Co-operative (IFFCO) and its partners and Tokio Marine and Nichido Fire Group. The latter is Japan-based top-most listed insurance firm and holds a 26% stake in the firm. The company offers distinguished products such as health insurance, motor insurance, and so on. The insurer is an esteemed name in the industry of general insurance, especially after achieving a remarkable growth during the period of 2001-2011. The network of the insurer is dispersed across the country in the view to provide the utmost comfort to customers. 

IFFCO-Tokio General Insurance owns several health insurance policies, which comes with a number of features, benefits, discounts. The organisation provides an array of plans with additional options to increase the cover of the plan. In addition to this, policyholders can avail the cashless treatment from a wide hospital network that incorporates 65 strategic business units, 255 Bima Kendras and 120 lateral spread centres. Moreover, the firm gives monetary protection to the people of every class by offering plans suitable and affordable for farmers and large manufacturers as well. 

Key Highlights

  • 90.69% of Incurred Claim Ratio
  • No co-payment option is offered 
  • 164998 policies have been issued
  • 5,000+ network hospitals available
  • Availability of lifelong renewability option 
  • 98.47% of grievances are solved by the firm
  • Waiting period of only 3 years for a pre-existing illness

IFFCO Tokio General Insurance provides a different variety of health insurance plans, which ranges from generic health insurance policies to mediclaim insurance plans. Possession of these plans delivers a lot of mental satisfaction by offering a comprehensive financial cover to cope up with any sort of unanticipated medical contingencies. The financial assistance takes care of multiple elements such as rising medical bills, gifting an extensive health coverage for the loved ones. 

The IFFCO Tokio aims to help people make informed decisions related to health insurance. However, the insurer recommends the health insurance policy seekers to thoroughly go through the reviews before making a health insurance policy purchased for self or family. 

Iffco Tokio Health Insurance Plan List

Name of PlanSum Insured
Family Health ProtectorMin: 1 Day; Max: 65 Years1.5 Lakh Get Quotes Now
Individual Health Protector PolicyMin: 91 Days; Max: 65 Years50 Thousand Get Quotes Now
Individual Medishield PolicyMin: 3 Months; Max: 65 Years50 Thousand Get Quotes Now
Swasthya Kavach PolicyMin: 3 Months; Max: 65 Years2 Lakh Get Quotes Now
Critical Illness Insurance PolicyMin: 5 Years; Max: 60 Years2 Lakh Get Quotes Now

Iffco Tokio Health Insurance Top Up List

Name of PlanSum Insured
Health Protector PlusMIn: 3 Months; Max: 65 Years2 Lakh Get Quotes Now

Claim Process at Iffco Tokio Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate 3 days prior to admission.
  • 2

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 3

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 4

    Claim Assistance

    For any assistance call Insurancedekho at 1800-120-5698 or call toll free number of Iffco Tokio Health Insurance at 1-800-103-5499.
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate 3 days prior to admission.
  • 2

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 3

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.
  • 4

    Claim Assistance

    For any assistance call insurancedekho at 1800-120-5698 or call toll free number of Iffco Tokio Health Insurance 1-800-103-5499.

Iffco Tokio Health Insurance User Reviews

  • Reliable & Trustworthy!

    Iffco Tokio is reliable and trustworthy. I have taken its Individual Health Protector policy and happy with its features. It’s a good policy for...

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    Tina Mehta
    On: Jan 27, 2020 | Views
  • Hope for me!

    I did a lot of research for a reliable health insurer. And I finally came to the conclusion that iffco tokio is the best insurance company recommended...

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    Priyanka Yadav
    On: Jan 26, 2020 | Views
  • Best reimbursement service!

    With my experience with Iffco Tokio, I can say that choose this company if you are searching for a health insurance company. All my expenses incurred ...

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    Ravinder Gupta
    On: Jan 09, 2020 | Views
  • Average service!

    Based on my past experience with this insurance company, I say that it provides average service in terms of claim approval. Although my claim was appr...

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    Upinder Kaur
    On: Jan 07, 2020 | Views
  • Laudable!

    I have bought the Individual Health Protector Policy of Iffco Tokio. I get a lot of benefits and comprehensive coverage at cost-friendly premium rates...

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    On: Jan 03, 2020 | Views
  • Classic Example!

    I get extensive benefits from IFFCO Tokio under one of its policies that I have purchased to cover my family. The insurer has guaranteed me to&nb...

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    Mohit Roy
    On: Jan 03, 2020 | Views
  • Helpful and friendly!

    I have been associated with IFFCO Tokio for the last 1 year when I bough Family Health Protector Plan with the help of Insurancedekho. During thi...

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    Nitin Kuswaha
    On: Dec 26, 2019 | Views
  • Reliable Brand

    Iffco Tokio is a reliable brand. I think its staffs leave no stone unturned in assisting customers in needs. I have got excellent customer service and...

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    Nitesh Srivastava
    On: Dec 24, 2019 | Views
  • Easy claim process!!

    I am satisfied with IffcoTokio. I liked the way they handled their customers. They listen carefully and then respond. I am saying this because i have ...

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    On: Dec 17, 2019 | Views
  • Easy premium payment option

    IffcoTokio takes care of its customers and so allows them to pay their premiums online. I have bought its policy without visiting the office. I d...

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    On: Dec 14, 2019 | Views
  • Excellent Experience with IffcoTokio

    The team at IFFCO Tokio General Insurance Company are highly personable and professional. I personally like the way they talk to me whenever I ca...

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    On: Nov 04, 2019 | Views
  • Best of all!

    In my view, IFFCO Tokio is the most trusted insurance company to buy health insurance in India. I have bought its policy and had a good experience to ...

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    On: Nov 04, 2019 | Views
  • A lot of options

    IffcoTokio game me a lot of options to choose health insurance policies. I was completely helpless, because I was not able to find a suitable plan f...

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    Soumya Banerjee
    On: Oct 29, 2019 | Views
  • Impressed!

    The online service of IFFCO Tokio is very good and interactive to manage my policy. I am impressed with customer-friendly services!

    Chiranjit Sanyra
    On: Oct 03, 2019 | Views
  • Best insurance company

    Best health insurance company and its policies ever! Great company with good benefits. I bought IffcoTokio health insurance product 3 months ago and n...

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    Saurabh Verma
    On: Oct 03, 2019 | Views
  • Pleasant experience!!

    I have taken health policy of IffcoTokio by paying the premium in a single transaction. I get regular support from the insurer and its customer suppor...

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    On: Sep 20, 2019 | Views
  • Excellent experience!

    I am thankful to IffcoTokio for committed to quick support. Their post-sale service and support deserves applause. I am getting regular help from them...

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    Devaraj Shankar Khandare
    On: Sep 19, 2019 | Views
  • Pleasurable experience

    It was a pleasurable experience talking to you guys. You helped me choose the best policy.

    On: Sep 01, 2019 | Views
  • Low premium

    Wider coverage at low premium is what IFFCO Tokio health insurance policy means.

    Narendra sharma
    On: Aug 07, 2019 | Views
  • Easy renewal

    With InsuranceDekho it was very easy to process renewal of the policy. ...

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    On: Jul 06, 2019 | Views
  • Customer handling excellent

    Great experience! Excellent customer handling and provide complete details about the IFFCO Tokio plan. ...

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    Varun Sachdeva
    On: Jul 06, 2019 | Views
  • Sincere thanks to IFFCO Tokio!

    I took a critical illness policy by IFFCO Tokio for my mother from Insurance Dekho. She got proper treatment with the help of the lump-sum amount offe...

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    Jay Singhal
    On: Jul 05, 2019 | Views
  • Highly satisfied customer!

    Purchased a family insurance plan by IFFCO Tokio with a coverage of Rs. 10,00,000. The insurer is popular for swift procedures, increased coverage, an...

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    Kabir Sharma
    On: Jul 04, 2019 | Views
  • Impressed with the service!

    I have an individual health insurance plan from IFFCO Tokio. My sum insured amount is Rs. 5,00,000. I have got my first claim settled a few days back ...

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    Babita Mishra
    On: Jul 03, 2019 | Views
  • Comprehensive features, Brilliant support team!

    I am owning a family floater plan by IFFCO Tokio and using it from last 3 years. Though, since the policy purchase, I have not made any claim, but, I ...

    Read More
    Aryan Mehrotra
    On: Jul 02, 2019 | Views

Latest Iffco Tokio Health Insurance News

Iffco Tokio Health Insurance Contact Details

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Iffco Tokio Health Insurance FAQs

  • If I purchase a health plan with IFFCO Tokio, will I get any tax benefit?

    Yes, no matter which plan you purchase, you can avail tax benefits on every health insurance plan of IFFCO Tokio as per section 80D of the Income Tax Act 1961.

  • How many claims I can make with IFFCO Tokio plan?

    There is no maximum limit for claims to be made. Thus, you can make as many claims as you need within the limit of your plan’s sum insured. 

  • What are the essential documents required for purchasing a health plan from IFFCO Tokio?

    No documents from PAN Card to ID proof are needed to buy a health insurance policy from IFFCO Tokio. However, as per the rules of TPA and insurer, policyholders might need ID proof at the time of filing a claim.

  • What would happen if I cancel a health plan of IFFCO Tokio after purchase?

    Your health insurance plan will stop from the date of policy cancellation. Also, you will get your premium back as per the rates of short period cancellation as per the terms and conditions of the policy.

  • How many network hospitals are empanelled with IFFCO Tokio?

    IFFCO Tokio General Insurance is tied up with around 5,000+ network hospitals across the country. Policyholders can find cashless hospitalisation at all these hospitals.

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