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Liberty Health Insurance Premium Calculator

If you want to buy health insurance, you shouldn’t overlook the importance of online premium calculation. A good health insurance policy pays the medical bills up to the sum insured. So, a health insurance policy is a boon in difficult times. Since you’re looking out for a health policy, you should calculate the premiums of the plan. After all, the premiums should be affordable so that you can get coverage without meeting the financial crunch. It’s, therefore, essential to calculate the premiums of the policy you want to buy.

How to Calculate the Premium of Liberty General Health Insurance Policies Online?

To calculate the premiums of health insurance, you should use an online premium calculator. This calculator can help you calculate the correct premium, which you would have to pay for the policy that you would like to purchase. Here are common details required to calculate premiums:

  • Age
  • Policy term
  • Medical history
  • Coverage details
  • The type of policy
  • Sum insured chosen

Once you enter these details correctly, the online health insurance premium calculator automatically calculates the premium for you. Depending on your requirement, you can change the variables such as the type of policy, the sum insured, etc. and adjust the calculated premiums.

Why Calculate Health Insurance Premium Online?

By calculating the health insurance premiums using an online premium calculator, you can avail the following benefits:

  • Add or deduct riders
  • Increase or reduce coverage benefits
  • Get to know the exact expense before buying the policy
  • Make sure the correct costs of the health insurance policy
  • Change or recalculate the premium if required
  • Know how affordable the plan is that you have selected
  • Easily compare the premiums of many other health insurance products
  • Choose a suitable health plan at the best possible rate without compromising coverage benefits

Why Choose Liberty General?

There are several reasons why Liberty General Insurance is a preferred choice for many when it comes to buying health insurance. The company has a tie-up with more than 5,000 network hospitals for cashless treatment. It settles claims within a fixed time period with the help of a renowned TPA service provider. Besides, the insurer also gives you the opportunity to seek a second opinion and avail of the best possible treatment.

Health Insurance Calculator

Whom do you want the insurance for ?

You
Couple
Family
Father
Mother

Select the age of all members

  • You

Where do you live ?

Choose required Coverage for yourself?

5 Lac
10 Lac
25 Lac
Disclaimer : Actual Premium might vary basis your location, age and number of members

Health Insurance Coverage Calculator

Who do you want to insured ?

  • Individual
  • Couple
  • Family
  • Parents

Age of eldest insured member ?

Where do you live ?

Metro
Non-Metro
Disclaimer : Actual Coverage might vary basis your location, age and number of members
Tax Save
Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

Liberty Health Insurance Top Up List

  • Family (1)
  • Individual (1)
  • Kids (1)
  • Top-up (1)
Name of PlanSum Insured
Health Connect SupraMin: 91 Days; Max: 65 Years3 Lakh Check Premium
Individual Personal Accident PolicyMin: 18 years; Max: 70 years1 Lakh - 1 Crore Check Premium

Health Insurance News

FAQs

  • Will I get the refund of premium if I cancel my policy?

    If you cancel your policy with Liberty General Insurance, then the premium for the period at stake will be retained and the balance will be refunded. However, if a claim is notified or settled under a policy, then no refund shall take place. 

  • How much premium is exempted from Income Tax if a policy covers self, spouse and children?

    Premium up to Rs. 25,000 is exempted for self, spouse, and children.

  • How much premium is exempted from Income Tax if a policy covers parents or senior citizens too?

    A deduction of Income Tax of Rs. 25,000 is allowed if parents are covered. If parents are Senior Citizens (aged at least 65 years), then the exemption amount increases up to Rs. 30,000.

  • How do I pay the premiums for my health insurance policy?

    Paying health insurance premium online is very simple. All you need to do is fill a quote at InsuranceDekho, select the most suitable one from them, and make payment via one of the flexible modes offered. You can also contact the customer care executives on the toll-free number 7551-196-989, share your requirements, and follow instructions. 

  • Can I avail tax benefits on the premium paid for Liberty General health insurance plans?

    Yes. The premiums paid for Liberty General health insurance plans qualify for deduction under Section 80D of the Income Tax Act, 1961. 

User Reviews

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What users are saying
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  • Claim
  • Renew
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  • Critical Illness
  • Friendly Customer Support

    InsuranceDekho is a company of the best insurance experts. I loved my purchase of the Liberty Health Insurance Policy from their website. The customer care team was very friendly. They helped me through the process in detail and were ready to help me at any time. I liked the insurancedekho’s WhatsApp communication feature which made it much easier to get in touch with the customer support team of the company.

    N
    Liberty
    By Naresh Raghav
    On: Mar 08, 2024
  • Clear Communication

    I appreciate InsuranceDekho's commitment to clear communication. Throughout my interaction with them regarding my Liberty General medical insurance policy, the information provided by the customer support team was accurate and clear. It's this transparency that makes me confident in my choice of InsuranceDekho for health insurance.

    A
    Liberty
    By Ayush Tiwari
    On: Feb 28, 2024
  • Easy Online Process

    While buying the Liberty Health Insurance plan from InsuranceDekho, I enjoyed the digital experience. It was so easy and simple to purchase Liberty health insurance from InsuranceDekho through an online process.

    I
    Liberty
    By Ishani Singh
    On: Dec 20, 2023
  • Discounts and Offers Were a Bo...

    InsuranceDekho's periodic discounts and special offers added extra value to my Liberty Health Insurance Policy purchase. It's nice to see a platform that not only provides excellent service but also rewards its customers.

    A
    Liberty
    By Alok Bhattacharya
    On: Nov 22, 2023
  • Purchased a good policy

    I am really amazed to find such a good cover under the Liberty Health Insurance Policy. I am covered for too many healthcare expenses and that too at a low premium rate. So thankful to the InsuranceDekho team for exceeding my expectations and helping me buy this plan.

    S
    Liberty
    By Shradhha Jaiswal
    On: Aug 28, 2023