Liberty Health Insurance Premium Calculator

Liberty Health Insurance

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Highlights

5,000+ Network Hospitals

50,692 Policies Issued

82% Incurred Claim Ratio

Lifelong Renewability

82.13%+ Claim Settlement Ratio

Dedicated Claim Settlement

Coronavirus (COVID-19) Cover

Health Insurance Premium Calculator of Liberty General Insurance

If you want to buy health insurance, you shouldn’t overlook the importance of online premium calculation. A good health insurance policy pays the medical bills up to the sum insured. So, a health insurance policy is a boon in difficult times. Since you’re looking out for a health policy, you should calculate the premiums of the plan. After all, the premiums should be affordable so that you can get coverage without meeting the financial crunch. It’s, therefore, essential to calculate the premiums of the policy you want to buy.

How to calculate the premium of Liberty General policies online?

To calculate the premiums of health insurance, you should use an online premium calculator. This calculator can help you calculate the correct premium, which you would have to pay for the policy that you would like to purchase. Here are common details required to calculate premiums:

  • Age
  • Policy term
  • Medical history
  • Coverage details
  • The type of policy  
  • Sum insured chosen

Once you enter these details correctly, the online health insurance premium calculator automatically calculates the premium for you. Depending on your requirement, you can change the variables such as the type of policy, the sum insured, etc. and adjust the calculated premiums.

Why calculate health insurance premium online?

By calculating the health insurance premiums using an online premium calculator, you can avail the following benefits:

  • Add or deduct riders
  • Increase or reduce coverage benefits
  • Get to know the exact expense before buying the policy
  • Make sure the correct costs of the health insurance policy
  • Change or recalculate the premium if required
  • Know how affordable the plan is that you have selected
  • Easily compare the premiums of many other health insurance products
  • Choose a suitable health plan at the best possible rate without compromising coverage benefits

Why choose Liberty General?

There are several reasons why you should select Liberty General Insurance for health insurance. The company has a tie-up with more than 5,000 network hospitals for cashless treatment. It settles claims within a fixed time period with the help of a renowned TPA service provider. Besides, this insurance company also gives you the opportunity to seek a second opinion and avail of the best possible treatment. 

Latest Liberty Health Insurance News

Liberty Health Insurance Plan List

Name of PlanSum Insured
Liberty Health ConnectMin: 91 Days; Max: 65 Years2 Lakh Get Quotes Now
Secure Health ConnectMin: 91 Days; Max: 65 Years2 Lakh Get Quotes Now
Corona Kavach PolicyMin: 1 Day; Max: 65 Years50,000 - 5 lakh Get Quotes Now

Liberty Health Insurance Top Up List

Name of PlanSum Insured
Health Connect SupraMin: 91 Days; Max: 65 Years3 Lakh Get Quotes Now

Liberty Health Insurance Premium Calculator FAQs

  • Is the premium exempted from Income Tax?

    Yes. The premium paid for Liberty General Insurance’s health insurance plans qualifies for deduction under Section 80D of the Income Tax Act, 1961. 

  • Will I get the refund of premium if I cancel my policy?

    If you cancel your policy with Liberty General Insurance, then the premium for the period at stake will be retained and the balance will be refunded. However, if a claim is notified or settled under a policy, then no refund shall take place. 

  • How do I pay the premiums for my health insurance policy?

    It’s very simple! You can pay the premiums in cash or by using online or digital payment gateways.

  • How much premium is exempted from Income Tax if a policy covers self, spouse and children?

    Premium up to Rs. 25,000 is exempted for self, spouse, and children.

  • How much premium is exempted from Income Tax if a policy covers parents or senior citizens too?

    A deduction of Income Tax of Rs. 25,000 is allowed if parents are covered. If parents are Senior Citizens (aged at least 65 years), then the exemption amount increases up to Rs. 30,000.

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