Go Digit Health Insurance Benefits

Go Digit Health Insurance

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Highlights

5,900+ Network Hospitals

865 policies issued

11% Incurred Claim Ratio

Lifelong Renewability

Free Health Check-up

Dedicated Claim Settlement

Coronavirus (COVID-19) Cover*

Benefits of Go Digit Health Insurance

Go Digit General Insurance Company is one of the fastest-growing companies in India. With the funds of Rs. 200 Crore from Fairfax this year and Rs. 305 Crore from the same company last year, GoDigit has turned out to be one of the best-funded startups. Kamesh Goyal, the chairman of Digit Insurance, holds a 15% stake in the company while Fairfax entities own close to 45%. The remaining is held by a venture fund.

Founded in the year 2016, Go Digit General Insurance Company provides a wide range of insurance products online such as health insurance, bike insurance, travel insurance, car insurance, home insurance, commercial vehicle insurance, mobile insurance and bicycle insurance. The good thing is that all insurance policies are available online at reasonable rates without agent commissions.

Currently, Go Digit has 1,500 strategic partners, including agents, dealers, brokers that are spread across 70 cities and towns. This insurance company is also investing in a technology-driven platform like Artificial Intelligence (AI) to offer customised insurance products to customers at affordable prices.

  • Additional Benefit of Free Health Check up

    When you choose GoDigit insurance policy, you reap the benefits of a free medical check-up, provided that you renew the policy with the insurer without a break. The insurance company takes care of your health as well as your money, so it pays the expenses of health check-up up to the sum insured amount, specified in the policy wording.
  • Additional Protection over Employer Coverage

    At times, employer sponsored insurance is insufficient to cover expenses incurred in the treatment of certain diseases. But insurance policies of GoDigit prove to be satisfactory in the case of a medical emergency. So, it’s better to choose an additional cover and ensure financial stability in a crucial time. With GoDigit health insurance policy in hand, you can meet the need for money in case of a medical emergency.
  • Cashless Benefit

    At the time of medical emergency, GoDigit lets you have the facility of cashless claim while being treated at any network hospital. Even you can request for a reimbursement claim where cashless service is unavailable.
  • Claim Settement Ratio

    Also called CSR, Claims Settlement Ratio is the ratio of the claims settled by the insurance company against the total number of claims filed during a financial year. If CSR of an insurance company is 80%, it means the insurer has settled 80 claims out of 100.
  • Coverage against Medical Expenses

    Go Digit health insurance policies are framed to cover medical expenses, including pre and post hospitalisation, in-patient treatment, daycare treatment, maternity, newborn baby cover, emergency road and air ambulance cover, domiciliary treatment, alternative treatment, AYUSH treatment, organ donor transplant, medical practitioner fees for infertility/sub-fertility treatments and much more.
  • Incurred Claim Ratio

    Incurred claims ratio i.e. ICR is referred to as ‘Net Earned Premium.’ If ICR of an insurance company is 70%, it means the company has spent Rs. 70 for every Rs. 100 earned premium. So, Rs. 30 is the profit of the insurer. ICR of GoDigit for F.Y. 2018 - 1898 is 11%*. *However, the incurred claims ratio changes from time to time.
  • Tax Benefit

    The premium paid against health insurance policy qualify for tax deduction under Section 80D of the Income Tax Act.

Go Digit Health Insurance Plan List

Name of PlanSum Insured
Digit Health Plus PolicyMin: 1 Year; Max: 60 Years2 Lakh Get Quotes Now
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years1 Lakh - 5 Lakh Get Quotes Now
Corona Kavach PolicyMin: 1 day; Max: 65 years50,000 - 5 lakh Get Quotes Now
Corona Rakshak Policy Min: 18 Years; Max; 65 Years50,000 - 2.5 lakh Get Quotes Now

Go Digit Health Insurance User Reviews

  • Easy to Understand

    The policy has standard features across all insurers and therefore it is easy to understand too. I got it from Go Digit as it is a trusted insurer and...

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    C
    Chinansuka
    On: Jun 21, 2020 | Views
  • Affordable Plans

    This is an affordable health insurance policy that covers almost all basic healthcare expenses at an affordable premium. Also, premium payment is safe...

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    G
    Gulshan Malhotra
    On: Jun 19, 2020 | Views
  • Nice Experience

    The policy covers me and my family for basic healthcare expenses. The best part is that the policy comes at an affordable price. I chose a sum insured...

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    G
    Gauri Pradhan
    On: Jun 18, 2020 | Views
  • Nice features

    The policy has nice features. I got all what I wanted like pre and post hospitalisation cover, cover for cataract expenses, road ambulance cover, in-p...

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    S
    Sakshi Chawla
    On: Jun 17, 2020 | Views
  • Satisfied with services of InsuranceDekho

    While searching for a good health insurance plan in India for my family, I landed on the website of InsuranceDekho and filled the quote there. I got a...

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    G
    Gaurav Patel
    On: Jun 17, 2020 | Views
  • Issued in just a few minutes

    I am very happy with the prompt services of InsuranceDekho. I purchased GoDigit’s Arogya Sanjeevani policy and I received the policy document in...

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    R
    Rishi Duggal
    On: Jun 05, 2020 | Views
  • Must buy

    Go Digit Arogya Sanjeevani Policy covers me and my family against basic hospitalisation expenses in case of illness, sickness, accident or disease. I ...

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    S
    Sanya Upadhyay
    On: Jun 04, 2020 | Views
  • My friend recommended me

    My friend suggested me Go Digit’s Arogya Sanjeevani Policy and I am really satisfied with the coverage features offered to me under it. I got my...

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    S
    Saurabh Mehta
    On: Jun 02, 2020 | Views
  • Team helped me with the process

    InsuranceDekho helped me to make an online purchase for the first time. I bought Go Digit’s Arogya Sanjeevani Policy easily. It was a great help...

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    S
    Shobhit Bhattacharya
    On: May 30, 2020 | Views
  • Appreciate Claim Settlement Process

    The InsuranceDekho team helped me to find the right plan with Go digit health insurance. I got many benefits.   

    B
    Babita Singh
    On: May 28, 2020 | Views

Go Digit Health Insurance Contact Details

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Go Digit Health Insurance FAQs

  • How to buy and apply for a GoDigit health insurance policy?

    You can buy and apply for any GoDigit General Insurance Policy online from its official website or through an online broker like InsuranceDekho. 

  • Why should I buy a health insurance policy from GoDigit General Insurance Company?

    GoDigit General Insurance Policy is an ideal choice for both, individuals and families who want to make an investment in health insurance without breaking their bank. Trusted by 30 lakh Indians, the health insurance policies of GoDigit come with customer-friendly operations, super-fast claim process, killer prices, and extensive coverage benefits including critical illness cover and maternity benefit. The best thing is that everything is available online. You don’t need to visit any of its offices to submit documents or to understand the policy terms and conditions.

  • What is the toll-free number of GoDigit General Insurance Company?

    The toll-free number of GoDigit General Insurance Company is 1800-258-5956.

  • Is medical health check-up free at GoDigit General Insurance Company?

    Yes, medical health check-up is provided if you renew the policy with the insurer without a break. GoDigit Health Insurance pays the costs of health check-up up to the specified sum insured mentioned in your policy document.

  • Is there outpatient (OPD) benefit under the policy of GoDigit General Insurance Company?

    Yes, the GoDigit General Insurance Company covers expenses like health check-ups, doctor’s consultation fees, pharmacy bills, diagnostic tests, dental treatment, etc. even when you are not hospitalised.

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