Banner

Digit Health Insurance Benefits

43 reviews Rate This
Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio63.56%
COVID-19 CoverAvailable
Free Health CheckupAvailable
Network Hospitals5,900+
Policies Sold865
RenewabilityLifelong
Banner

Benefits of Digit Health Insurance

Go Digit General Insurance Company provides a wide range of insurance products online, health insurance being one of its most trusted products. A good news is that all insurance policies are available online at reasonable rates without agent commissions. Currently, the insurer has 1,500 strategic partners, including agents, dealers, brokers that are spread across 70 cities and towns. This insurance company is also investing in a technology-driven platform like Artificial Intelligence (AI) to offer customised insurance products to customers at affordable prices.

  • Additional Benefit of Free Health Check up

    When you choose Go Digit insurance policy, you reap the benefits of a free medical check-up, provided that you renew the policy with the insurer without a break. The insurance company takes care of your health as well as your money, so it pays the expenses of health check-up up to the sum insured amount, specified in the policy wording.
  • Additional Protection over Employer Coverage

    At times, employer sponsored insurance is insufficient to cover expenses incurred in the treatment of certain diseases. But insurance policies of Go Digit prove to be satisfactory in the case of a medical emergency. So, it is better to choose an additional cover and ensure financial stability in a crucial time. With Go Digit health insurance policy in hand, you can meet the need for money in case of a medical emergency.
  • Cashless Benefit

    At the time of medical emergency, Go Digit lets you have the facility of cashless claim while being treated at any network hospital. Even you can request for a reimbursement claim where cashless service is unavailable.
  • Claim Settlement Ratio

    Claims Settlement Ratio is the ratio of the claims settled by the insurance company against the total number of claims received during a financial year. The CSR of Go Digit for FY 2019-20 is 63.56%.
  • Coverage against Medical Expenses

    Go Digit health insurance policies are framed to cover medical expenses, including pre-hospitalisation and post-hospitalisation, in-patient treatment, daycare treatment, maternity, newborn baby cover, emergency road and air ambulance cover, domiciliary treatment, alternative treatment, AYUSH treatment, organ donor transplant, medical practitioner fees for infertility/sub-fertility treatments and much more.
  • Incurred Claim Ratio

    Incurred Claims Ratio i.e. ICR is referred to as ‘Net Earned Premium.’ If ICR of an insurance company is 70%, it means the company has spent Rs. 70 for every Rs. 100 earned premium. So, Rs. 30 is the profit of the insurer. ICR of GoDigit for F.Y. 2018-19 is 11%. Note that the Incurred Claims Ratio (ICR) changes from time to time.
  • Tax Benefit

    Premiums paid for Go Digit health insurance policies qualify for tax deduction under Section 80D of the Income Tax Act.

Digit Health Insurance Plan List

Name of PlanSum Insured
Digit Health Plus Policy (Discontinued)Min: 1 Year; Max: 60 Years2 Lakh Get Quotes Now
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years1 Lakh - 5 Lakh Get Quotes Now
Corona Kavach PolicyMin: 1 day; Max: 65 years50,000 - 5 lakh Get Quotes Now
Corona Rakshak PolicyMin: 18 Years; Max; 65 Years50,000 - 2.5 lakh Get Quotes Now
Health Care Plus PolicyMin: 18 years; Max: 65 years10 Thousand - 3 Crore Get Quotes Now
Total Protect PolicyMin: 18 years; Max: 85 years1 Thousand - 20 Crore Get Quotes Now
Complete Care PolicyMin: 1 year; Max: 60 years Get Quotes Now

Health Insurance Calculator

Whom do you want the insurance for ?

You
Couple
Family
Father
Mother

    Select the age of all members

  • You

Where do you live ?

Choose required Coverage for yourself?

Disclaimer : Actual Premium might vary basis your location, age and number of members

Digit Health Insurance User Reviews

Write your review
What users are saying
  • All
Must BuyMust Buy

Why to Buy Health Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 75,000*
  • Claim support everyday 10AM-7PM
  • 14 Lakh+ happy customers

Health Insurance News

  • Latest
  • Popular

Digit Health Insurance Contact Details

Reach us for help anytime

Claim Process at Digit Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

1307 Digit Cashless Network Hospitals in India

Insurance Products by Digit General Insurance

FAQ About Digit Health Insurance

  • How to buy and apply for a Go Digit health insurance policy?

    You can buy and apply for any Go Digit General Insurance Policy online from its official website or through an online broker like InsuranceDekho. 

  • Why should I buy a health insurance policy from Go Digit General Insurance Company?

    Go Digit General Insurance Policy is an ideal choice for both, individuals and families who want to make an investment in health insurance without breaking their bank. Trusted by 30 lakh Indians, the health insurance policies of Go Digit come with customer-friendly operations, super-fast claim process, killer prices, and extensive coverage benefits including critical illness cover and maternity benefit. The best thing is that everything is available online. You don’t need to visit any of its offices to submit documents or to understand the policy terms and conditions.

  • What is the toll-free number of Go Digit General Insurance Company?

    The toll-free number of Go Digit General Insurance Company is 1800-258-5956.

  • Is medical health check-up free at Go Digit General Insurance Company?

    Yes, medical health check-up is provided if you renew the policy with the insurer without a break. Go Digit Health Insurance pays the costs of health check-up up to the specified sum insured mentioned in your policy document.

  • Is there outpatient (OPD) benefit under the policy of Go Digit General Insurance Company?

    Yes, the Go Digit General Insurance Company covers expenses like health check-ups, doctor’s consultation fees, pharmacy bills, diagnostic tests, dental treatment, etc. even when you are not hospitalised.

Latest Health Insurance Articles

  • Latest
  • Popular

Network Hospital in Popular Cities

CityNo of Hospital
New Delhi249
Kolkata107
Bengaluru324
Noida27
Gurgaon51
Ahmedabad112
Lucknow40
View All

*Standard T&C Apply. All savings/offers are provided by the Insurers, which are subject to modification .For more details on risk factors, terms and conditions, please read the sales brochure of respective insurers carefully before concluding a sale. Tax benefits are subject to changes in applicable tax laws. Girnar Insurance Brokers Private Limited, (CIN: U66010RJ2016PTC054811, Regd .Off: Girnar 21, Govind Marg, Moti Doongari Road, Dharam Singh Circle, Jaipur, Rajasthan- 302004; Corp. Off: 11th Floor, Tower B, Emaar Digital Greens, Golf Course Extension Road, Sector-61, Gurugram-122102, Haryana. IRDAI License no 588. Direct Broker (Life & General) valid till 19th March 2023. Email - support@insurancedekho.com ; Helpline number: 7551196989.
You authorise Girnar Insurance Brokers Pvt Ltd (insurancedekho) to contact you through call, SMS, email, WhatsApp or any other mode in future. You hereby override your NDNC registration.