Digit Health Insurance Benefits
Claim Settlement Ratio | 93% |
Network Hospitals | 11,300+ |
PED Coverage Starting From | 2 year |
Pre-existing Disease Coverage From | 2 year |
Presence | Across the country |
Special Benefits | Multiple Discounts such as Credit Score for Good health |
Health Insurance Calculator
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Benefits of Digit Health Insurance
Go Digit General Insurance Company provides a wide range of insurance products online, health insurance being one of its most trusted products. A good news is that all insurance policies are available online at reasonable rates without agent commissions. Currently, the insurer has 1,500 strategic partners, including agents, dealers, brokers that are spread across 70 cities and towns.This insurance company is also investing in a technology-driven platform, such as Artificial Intelligence (AI), in order to provide customers with customised insurance products at low prices.
Additional Benefit of Free Health Check up
When you choose a Go Digit insurance policy, you reap the benefits of a free medical check-up, provided that you renew the policy with the insurer without a break. Because the insurance company is worried about both your health and your money, it will cover costs of a health check-up up to the sum insured amount specified in the policy wording.
Additional Protection over Employer Coverage
Sometimes, employer-sponsored insurance is insufficient to cover the costs of treatment of certain diseases. However, in the case of a medical emergency, Go Digit's insurance policies prove to be sufficient.So, it is better to choose an additional cover and ensure financial stability in a crucial time. With a Go Digit health insurance policy in hand, you can meet the need for money in case of a medical emergency.
Cashless Benefit
Go Digit allows users to make a cashless claim while being treated at any network hospital in the case of a medical emergency. You can also submit a reimbursement claim where cashless service is unavailable.
Claim Settlement Ratio
Claims Settlement Ratio is the ratio of the claims settled by the insurance company against the total number of claims received during a financial year. The CSR of Go Digit for FY 2019-20 is 63.56%.
Coverage against Medical Expenses
Go Digit health insurance policies are framed to cover medical expenses, including pre-hospitalisation and post-hospitalisation, in-patient treatment, daycare treatment, maternity, newborn baby cover, emergency road and air ambulance cover, domiciliary treatment, alternative treatment, AYUSH treatment, organ donor transplant, medical practitioner fees for infertility/sub-fertility treatments and much more.
Incurred Claim Ratio
Incurred Claims Ratio i.e. ICR is referred to as ‘Net Earned Premium.’ If ICR of an insurance company is 70%, it means the company has spent Rs. 70 for every Rs. 100 earned premium. So, Rs. 30 is the profit of the insurer. ICR of GoDigit for the financial year 2019-20 is 51.83%. Note that the Incurred Claims Ratio (ICR) changes from time to time.
Tax Benefit
Premiums paid for Go Digit health insurance policies qualify for tax deduction under Section 80D of the Income Tax Act.
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Additional Benefit of Free Health Check up
When you choose Go Digit insurance policy, you reap the benefits of a free medical check-up, provided that you renew the policy with the insurer without a break. The insurance company takes care of your health as well as your money, so it pays the expenses of health check-up up to the sum insured amount, specified in the policy wording. -
Additional Protection over Employer Coverage
At times, employer sponsored insurance is insufficient to cover expenses incurred in the treatment of certain diseases. But insurance policies of Go Digit prove to be satisfactory in the case of a medical emergency. So, it is better to choose an additional cover and ensure financial stability in a crucial time. With Go Digit health insurance policy in hand, you can meet the need for money in case of a medical emergency. -
Cashless Benefit
At the time of medical emergency, Go Digit lets you have the facility of cashless claim while being treated at any network hospital. Even you can request for a reimbursement claim where cashless service is unavailable. -
Claim Settlement Ratio
Claims Settlement Ratio is the ratio of the claims settled by the insurance company against the total number of claims received during a financial year. The CSR of Go Digit for FY 2019-20 is 63.56%. -
Coverage against Medical Expenses
Go Digit health insurance policies are framed to cover medical expenses, including pre-hospitalisation and post-hospitalisation, in-patient treatment, daycare treatment, maternity, newborn baby cover, emergency road and air ambulance cover, domiciliary treatment, alternative treatment, AYUSH treatment, organ donor transplant, medical practitioner fees for infertility/sub-fertility treatments and much more.
Health Insurance Coverage Calculator
Who do you want to insured ?
- Individual
- Couple
- Family
- Parents
Age of eldest insured member ?
Where do you live ?
Key Features of Go Digit Critical Illness Insurance Policy
There are some features you can use by choosing Go Digit’s critical illness insurance policy, such as:
- Portability option
- Lifelong renewability
- Cashless treatment
- Discounts on premiums
- In-house claim process
The benefits of Go Digit’s Health Plus Policy are manifold. With it, you can avail the best treatment for life-threatening diseases without thinking of skyrocketing medical costs.

*Tax benefits are subject to changes in Income Tax Act.
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Why to Buy Health Insurance Policy Online from InsuranceDekho
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FAQ About Digit Health Insurance
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How to buy and apply for a Go Digit health insurance policy?
You can buy and apply for any Go Digit General Insurance Policy online from its official website or through an online broker like InsuranceDekho.
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Why should I buy a health insurance policy from Go Digit General Insurance Company?
Go Digit General Insurance Policy is an ideal choice for both, individuals and families who want to make an investment in health insurance without breaking their bank. Trusted by 30 lakh Indians, the health insurance policies of Go Digit come with customer-friendly operations, super-fast claim process, killer prices, and extensive coverage benefits including critical illness cover and maternity benefit. The best thing is that everything is available online. You don’t need to visit any of its offices to submit documents or to understand the policy terms and conditions.
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What is the toll-free number of Go Digit General Insurance Company?
The toll-free number of Go Digit General Insurance Company is 1800-258-5956.
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Is medical health check-up free at Go Digit General Insurance Company?
Yes, medical health check-up is provided if you renew the policy with the insurer without a break. Go Digit Health Insurance pays the costs of health check-up up to the specified sum insured mentioned in your policy document.
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Is there outpatient (OPD) benefit under the policy of Go Digit General Insurance Company?
Yes, the Go Digit General Insurance Company covers expenses like health check-ups, doctor’s consultation fees, pharmacy bills, diagnostic tests, dental treatment, etc. even when you are not hospitalised.