SBI Health Insurance Premium Calculator
Health insurance is a necessity for every individual who wants to ensure financial security during a medical emergency. When it comes to choosing a health insurance policy, there are multiple factors that one considers, and premium is one of them. Premium, the monthly amount that one pays for their health insurance plan can be calculated beforehand to simplify the selection process.
How to Calculate the Premium of SBI General Policies Online?
Calculating the premium amount for your SBI General Health Insurance policy may seem to be difficult. However, that’s not true! You can calculate your health insurance policy premium at SBI General within no time using an online calculator. Excellent in increasing the efficiency of the process, the SBI General Health Insurance online calculator is a simple-to-use online tool, that allows the policyholder to calculate the premium of their specific health insurance plan without investing too much time or effort. The details required for an online calculator include-
- Age
- Policy term
- Medical history
- Coverage details
- Sum insured required
- The type of policy to be purchased
Online premium calculators prevent policyholders from complicated calculations and waste of time. Note that adjustments to the calculated premium can also be made.
Why Calculate Health Insurance Premium Online?
Needless to say, the calculation of health insurance premiums is extremely important. By calculating the premium in advance, you can –
- Find out the expected costs of buying health insurance
- Be sure of the exact expenses of the policy before purchase
- Ascertain you have chosen broad coverage at affordable prices
- Compare different health policies and choose the most suitable one
- Decide the best coverage level that can be suitable for your budget
- Make changes in the input details and calculate the best premium rates
- Change calculated insurance premiums by inserting different input details
Why Choose SBI General?
Backed by more than 6,000 network hospitals in the country, SBI General Health Insurance Company is a well-known general health insurer you can trust with your health insurance and financial stability at a trying time. Choose SBI General Health Insurance plans to enjoy wide coverage at a low premium amount. As far as the claim procedure is concerned, SBI handles the claims settlement process quickly and conveniently. All in all, there is no single reason for you to not choose SBI General Insurance for your major health investment.
Health Insurance Calculator
Whom do you want the insurance for ?
Select the age of all members
- You
Where do you live ?
Choose required Coverage for yourself?
Health Insurance Coverage Calculator
Who do you want to insured ?
- Individual
- Couple
- Family
- Parents
Age of eldest insured member ?
Where do you live ?
*Tax benefits are subject to changes in Income Tax Act.
SBI Health Insurance Top Up List
- Family (1)
- Individual (1)
- Top-up (1)
Name of Plan | Sum Insured | |
Arogya Top up PolicyMin: 3 Months; Max: 65 Years | 1 Lakh | Check Premium |
FAQs
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What is the starting amount of premium for SBI General Insurance’s health insurance policies?
The premium for SBI General Insurance’s health insurance policies starts at Rs. 1,647. The premiums, however, are subject to change.
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Does SBI General Insurance offer any discount on the premium paid for health insurance policies?
Yes. SBI General Insurance offers a discount on the premium paid for health insurance policies on the basis of the policy term.
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How is the premium calculated for SBI General Insurance’s health insurance policies?
The premium for SBI General Insurance’s health insurance policies is calculated on the basis of several
factors including age, gender, pre-existing diseases, habits like smoking or drinking, the sum insured, the policy period, residential area, and the number of members included in the policy. -
How should I pay the premium for the health insurance policy to avail tax benefit on them?
You must pay the premium for the health insurance policy in any mode other than cash to avail tax benefits
on the same. -
Are the premiums paid for SBI General Insurance’s health insurance policies eligible for tax benefits?
Yes. The premium paid for SBI General Insurance health insurance policies are eligible for tax benefits under Section 80D of the Income Tax Act 1961.