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HDFC ERGO Health Insurance Premium Calculator

Health insurance plans have become quite important nowadays. They cover the medical expenses incurred in a medical emergency and prove to be a boon in times when medical expenses go through the roof. That is why individuals insure themselves and their families in comprehensive health plans. However, health plans require the payment of premiums against which the coverage is granted. When you pay the premium, the insurer promises to provide you coverage. Having an affordable premium is necessary so that you can easily pay it off. That is why online premium calculators are available.

Health Insurance Calculator

Whom do you want the insurance for ?

You
Couple
Family
Father
Mother

Select the age of all members

  • You

Where do you live ?

Choose required Coverage for yourself?

5 Lac
10 Lac
25 Lac
Disclaimer : Actual Premium might vary basis your location, age and number of members

HDFC ERGO Health Insurance Plan List

  • Individual (1)
  • Family (2)
  • Woman (2)
  • Parents (2)
  • Blood Pressure (2)
  • Kids (2)
  • Thyroid (2)
  • Diabetes (2)
  • Cover

    5 Lakh

    Cashless Hospital

    9552

    Starting From 1,391/month*

  • Cover

    5 Lakh

    Cashless Hospital

    9552

    Starting From 1,312/month*

How to Calculate the Premium of Health Insurance Plans Offered by HDFC Ergo Online?

The calculation of premiums of health insurance plans offered by HDFC Ergo is quite easy with the online premium calculator. This particular tool helps you calculate health insurance premiums online. However, the calculator requires certain details: Your age Policy term Medical history Coverage details Sum insured you need The type of policy to buy Based on these details, the premium for the health insurance policy can be calculated. The tool also enables you to change coverage benefits and the sum insured to adjust the calculated premium to fit your pocket.

Health Insurance Coverage Calculator

Who do you want to insured ?

  • Individual
  • Couple
  • Family
  • Parents

Age of eldest insured member ?

Where do you live ?

Metro
Non-Metro
Disclaimer : Actual Coverage might vary basis your location, age and number of members
Tax Save
Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

HDFC ERGO Health Insurance Top Up List

  • Top-up (4)
  • Family (1)
  • Individual (1)
Name of PlanSum Insured
Optima PlusMin: 91 Days; Max: 65 Years5 Lakh Check Premium
my: Health Medisure Super Top-upMin: 3 Months; Max: 65 Years3 Lakh Check Premium
Optima SuperMin: 91 Days; Max: 65 Years5 Lakh Check Premium

Why Calculate Health Insurance Premium Online?

Calculating the premium is good due to several reasons. With the online premium calculator, you’re able to perform the following activities: Add or deduct coverage benefits and riders Get the exact expense on the policy beforehand Judge the affordability of the health insurance coverage Ascertain the costs involved in buying the health insurance plan Compare several health insurance policies based on rates and coverage Choose the most suitable coverage benefits at the most affordable premium Change the details and arrive at the most suitable premium amount and coverage level

Health Insurance News

HDFC ERGO Health Insurance Premium Calculator FAQs

  • How do I calculate my HDFC Ergo premium?

    Calculating the HDFC Ergo premium is quite easy. You can do so by visiting the official website of HDFC Ergo and click on ‘Health Insurance Premium Calculator Online’ or you can contact experts at InsuranceDekho at 7551196-989. 

  • How do I pay my HDFC Ergo premium?

    Premium payment at HDFC Ergo is not at all a task. You can make payment through net banking, credit/debit card, cheque, UPI, or cash. For more information, initiate contact with InsuranceDekho experts at 7551-196-989.

  • How to use HDFC Ergo General Insurance premium calculator

    HDFC Ergo General Insurance premium calculator is very easy to use. You just need to visit insurancedekho website, then click on the 'Health' section and enter the details as required. 

  • What are the details required for using HDFC Ergo General Insurance premium calculator?

    Very basic details are required for using HDFC Ergo General Insurance premium calculator like your age, medical history, coverage details, your city, number of members insured and their age.

  • What are the factors affecting HDFC Ergo General Insurance premium amount?

    Premium amount for HDFC Ergo General Insurance is affected by factors such as your age, pre-existing diseases, family history, members insured and policy tenure.

HDFC ERGO Health Insurance User Reviews

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What users are saying
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  • I've had the pleasure of interacting with InsuranceDekho's customer care team, and they're top-notch. They gui...

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    P
    HDFC ERGO
    By Pooja Sharma
    On: Mar 14, 2024
  • Renewing my HDFC ERGO Health Insurance Plan with InsuranceDekho is a straightforward process. They send timely...

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    V
    HDFC ERGO
    By Varsha Nagpal
    On: Mar 13, 2024
  • A list of good health insurance plans may be found on the InsuranceDekho website. I chose the HDFC ERGO Health...

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    A
    HDFC ERGO
    By Ananya Sharma
    On: Mar 04, 2024
  • InsuranceDekho is an amazing platform for buying health insurance plans. The customer team was very helpful, t...

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    S
    HDFC ERGO
    By Sumit kumar
    On: Jan 25, 2024
  • I am very grateful to the InsuranceDekho team for providing and helping me with the HDFC health insurance poli...

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    D
    HDFC ERGO
    By Dayanand Sharma
    On: Dec 04, 2023

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