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Kotak Mahindra Health Insurance Premium Calculator

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Highlights
Cashless Approval TAT2 hr Cashless Claim Processing
Claim Settlement Ratio97%
Network Hospitals7,200+
Pre-existing Waiting Period4 year
Special BenefitsNo Capping on Room Rent
Starting Premium for Rs. 5 lakhs SIRs. 489/month

Health Insurance Calculator

Whom do you want the insurance for ?

You
Couple
Family
Father
Mother

Select the age of all members

  • You

Where do you live ?

Choose required Coverage for yourself?

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Kotak Mahindra Health Insurance Plan List

Kotak General Mediclaim Policy Premium Calculator

Health insurance policies have become a must for every individual who wants to save themselves from spending their savings at the time of a medical emergency. Of utmost importance, health insurance policies help people manage the burden of skyrocketing medical costs while gaining tax benefits. Choosing a health insurance policy based on coverage offered is important. However, you should also emphasise the calculation of the premium in advance so that you can easily select a plan based on premiums without compromising on coverage benefits.

How to Calculate the Premium of Kotak General Policies Online?

Contrary to what most people think, calculating the premium of Kotak General Health Insurance policies is not that difficult. Quite helpful in streamlining the process, Kotak General Health Insurance online calculator is an efficient online tool that allows the policyholder to calculate the premium of their health insurance plan within no time. The details an online premium calculator requires include-

  • Age
  • Policy term
  • Medical history
  • Coverage details
  • Sum insured required
  • The type of policy to be purchased

Online premium calculators save policyholders from complicated calculations. Note that adjustment of the calculated premium is also possible.

Why Calculate Health Insurance Premium Online?

Calculating health insurance premiums is of supreme importance before purchasing a policy. By calculating the premium in advance, you can–

  • Uncover the expected costs of buying health insurance
  • Make sure the exact expenses of the policy before purchase
  • Ascertain you have chosen broad coverage at affordable prices
  • Compare different health policies and choose the most suitable one
  • Decide the best coverage level, which can be suitable for your budget
  • Make changes in the input details and calculate the best premium rates

Why Choose Kotak General?

With the passage of time, Kotak General Health Insurance is gaining the acceptance and appreciation of hundreds and thousands of Indians. Backed by more than 4000 network hospitals in the country, Kotak General Health Insurance is a 100% subsidiary of Kotak Mahindra Bank Ltd., which is India’s fastest growing bank. With health insurance policies featuring extensive coverage and multiple benefits without a high premium, Kotak General Health Insurance is definitely a preferred choice of all.

Health Insurance Coverage Calculator

Who do you want to insured ?

  • Individual
  • Couple
  • Family
  • Parents

Age of eldest insured member ?

Where do you live ?

Metro
Non-Metro
Disclaimer : Actual Coverage might vary basis your location, age and number of members
Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

Kotak Mahindra Health Insurance Top Up List

    Name of PlanSum Insured
    Kotak Health Super Top UpMin: 91 Days; Max: 65 Years3 Lakh Check Premium

    Kotak Health Insurance User Reviews

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    What users are saying
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    • I am happy to buy the Kotak Mahindra Health Insurance Policy from InsuranceDekho as the buying process was smo...

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      S
      Kotak
      By Sanjay Banga
      On: Aug 23, 2023
    • InsuranceDekho has a smooth and secured payment gateway. I bought from them the Kotak Mahindra Health Insuranc...

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      A
      Kotak
      By Anuradha Goel
      On: Aug 11, 2023
    • At InsuranceDekho, it was easy to fill quotes. I visited the portal, filled out a quote, and shortlisted the m...

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      V
      Kotak
      By Veenu Thukral
      On: Jul 31, 2023
    • InsuranceDekho strikes the perfect balance between affordability and comprehensive coverage. The premiums for ...

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      P
      Kotak
      By Pragya Joshi
      On: Jul 18, 2023
    • On a friend’s recommendation, I purchased the Kotak Mahindra Health Insurance Policy from InsuranceDekho...

      Read More
      R
      Kotak
      By Rupali Bedi
      On: Jul 05, 2023
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    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
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    Kotak Mahindra Health Insurance Contact Details

    Reach us for help anytime

    Claim Process at Kotak Mahindra Health Insurance

    • Network Hospital
    • Non-Network Hospital
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
    • 3

      Claim Processing

      Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
    • 4

      Claim Settlement

      Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
    • 3

      Claim Processing

      Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
    • 4

      Claim Settlement

      Once your request for reimbursement of expenses is approved, the claim will be settled.

    Insurance Products by Kotak General Insurance

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    Kotak Mahindra Health Insurance Premium Calculator FAQs

    • How is the premium calculated for health insurance policies offered by Kotak General Insurance?

      The premium for health insurance policies offered by Kotak General Insurance is calculated on the basis of several factors. Some of these are-Age, Pre-existing health condition, Sum insured chosen, Policy tenure opted etc. 

    • Does the sum insured have any impact on my premium?

      Yes. The higher the sum insured you opt for, the higher premium you are required to pay. 

    • Will I get the refund of premium in case I cancel my policy?

      If you cancel your Kotak General Insurance policy, then the premium for the period at stake will be retained and you will get refund for the balance. However, if a claim is notified or settled under a policy, then no refund will be made.  

    • How should I pay my health insurance premium to avail tax benefit?

      You can pay in any mode other than cash to avail tax benefits on the premium paid for health insurance plans offered by Kotak General Insurance. 

    • Will I get tax benefit if I purchase health insurance from Kotak General Insurance?

      Yes. The premiums paid for health insurance plans offered by Kotak General Insurance qualify for tax deduction under Section 80D of the Income Tax Act 1961.

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