Kotak Mahindra Health Insurance Premium Calculator
Cashless Approval TAT | 2 hr Cashless Claim Processing |
Claim Settlement Ratio | 97% |
Network Hospitals | 7,200+ |
Pre-existing Waiting Period | 4 year |
Special Benefits | No Capping on Room Rent |
Starting Premium for Rs. 5 lakhs SI | Rs. 489/month |
Health Insurance Calculator
Whom do you want the insurance for ?
Select the age of all members
- You
Where do you live ?
Choose required Coverage for yourself?
Kotak Mahindra Health Insurance Plan List
Health Premier Edge
Cover
5 Lakh
Cashless Hospital
7115
Starting From ₹ 578/month*
Health Premier Elite
Cover
10 Lakh
Cashless Hospital
7115
Starting From ₹ 829/month*
Health Premier Total
Cover
2 Lakh
Cashless Hospital
7115
Starting From ₹ 404/month*
Kotak General Mediclaim Policy Premium Calculator
Health insurance policies have become a must for every individual who wants to save themselves from spending their savings at the time of a medical emergency. Of utmost importance, health insurance policies help people manage the burden of skyrocketing medical costs while gaining tax benefits. Choosing a health insurance policy based on coverage offered is important. However, you should also emphasise the calculation of the premium in advance so that you can easily select a plan based on premiums without compromising on coverage benefits.
How to Calculate the Premium of Kotak General Policies Online?
Contrary to what most people think, calculating the premium of Kotak General Health Insurance policies is not that difficult. Quite helpful in streamlining the process, Kotak General Health Insurance online calculator is an efficient online tool that allows the policyholder to calculate the premium of their health insurance plan within no time. The details an online premium calculator requires include-
- Age
- Policy term
- Medical history
- Coverage details
- Sum insured required
- The type of policy to be purchased
Online premium calculators save policyholders from complicated calculations. Note that adjustment of the calculated premium is also possible.
Why Calculate Health Insurance Premium Online?
Calculating health insurance premiums is of supreme importance before purchasing a policy. By calculating the premium in advance, you can–
- Uncover the expected costs of buying health insurance
- Make sure the exact expenses of the policy before purchase
- Ascertain you have chosen broad coverage at affordable prices
- Compare different health policies and choose the most suitable one
- Decide the best coverage level, which can be suitable for your budget
- Make changes in the input details and calculate the best premium rates
Why Choose Kotak General?
With the passage of time, Kotak General Health Insurance is gaining the acceptance and appreciation of hundreds and thousands of Indians. Backed by more than 4000 network hospitals in the country, Kotak General Health Insurance is a 100% subsidiary of Kotak Mahindra Bank Ltd., which is India’s fastest growing bank. With health insurance policies featuring extensive coverage and multiple benefits without a high premium, Kotak General Health Insurance is definitely a preferred choice of all.
Health Insurance Coverage Calculator
Who do you want to insured ?
- Individual
- Couple
- Family
- Parents
Age of eldest insured member ?
Where do you live ?

*Tax benefits are subject to changes in Income Tax Act.
Kotak Mahindra Health Insurance Top Up List
Name of Plan | Sum Insured | |
Kotak Health Super Top UpMin: 91 Days; Max: 65 Years | 3 Lakh | Check Premium |
Choose Kotak General Plan for


Why to Buy Health Insurance Policy Online from InsuranceDekho
- Tax benefit upto 75,000*
- Claim support everyday 10AM-7PM
- 50 Lacs+ happy customers
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Kotak Mahindra Health Insurance Premium Calculator FAQs
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How is the premium calculated for health insurance policies offered by Kotak General Insurance?
The premium for health insurance policies offered by Kotak General Insurance is calculated on the basis of several factors. Some of these are-Age,
Pre-existing health condition, Sum insured chosen, Policy tenure opted etc. -
Does the sum insured have any impact on my premium?
Yes. The higher the sum insured you opt for, the higher premium you are required to pay.
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Will I get the refund of premium in case I cancel my policy?
If you cancel your Kotak General Insurance policy, then the premium for the period at stake will be retained and you will get
refund for the balance. However, if a claim is notified or settled under a policy, then no refund will be made. -
How should I pay my health insurance premium to avail tax benefit?
You can pay in any mode other than cash to avail tax benefits on the premium paid for health insurance plans offered by Kotak General Insurance.
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Will I get tax benefit if I purchase health insurance from Kotak General Insurance?
Yes. The premiums paid for health insurance plans offered by Kotak General Insurance qualify for tax deduction under Section 80D of the Income Tax Act 1961.