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Kotak Mahindra Health Insurance Premium Calculator

Health insurance policies have become a must for every individual who wants to save themselves from spending their savings at the time of a medical emergency. Of utmost importance, health insurance policies help people manage the burden of skyrocketing medical costs while gaining tax benefits. Choosing a health insurance policy based on coverage offered is important. However, you should also emphasise the calculation of the premium in advance so that you can easily select a plan based on premiums without compromising on coverage benefits.

How to Calculate the Premium of Kotak General Policies Online?

Contrary to what most people think, calculating the premium of Kotak General Health Insurance policies is not that difficult. Quite helpful in streamlining the process, Kotak General Health Insurance online calculator is an efficient online tool that allows the policyholder to calculate the premium of their health insurance plan within no time. The details an online premium calculator requires include-

  • Age
  • Policy term
  • Medical history
  • Coverage details
  • Sum insured required
  • The type of policy to be purchased

Online premium calculators save policyholders from complicated calculations. Note that adjustment of the calculated premium is also possible.

Why Calculate Health Insurance Premium Online?

Calculating health insurance premiums is of supreme importance before purchasing a policy. By calculating the premium in advance, you can–

  • Uncover the expected costs of buying health insurance
  • Make sure the exact expenses of the policy before purchase
  • Ascertain you have chosen broad coverage at affordable prices
  • Compare different health policies and choose the most suitable one
  • Decide the best coverage level, which can be suitable for your budget
  • Make changes in the input details and calculate the best premium rates

Why Choose Kotak General?

With the passage of time, Kotak General Health Insurance is gaining the acceptance and appreciation of hundreds and thousands of Indians. Backed by more than 4000 network hospitals in the country, Kotak General Health Insurance is a 100% subsidiary of Kotak Mahindra Bank Ltd., which is India’s fastest growing bank. With health insurance policies featuring extensive coverage and multiple benefits without a high premium, Kotak General Health Insurance is definitely a preferred choice of all.

Health Insurance Calculator

Whom do you want the insurance for ?

You
Couple
Family
Father
Mother

Select the age of all members

  • You

Where do you live ?

Choose required Coverage for yourself?

5 Lac
10 Lac
25 Lac
Disclaimer : Actual Premium might vary basis your location, age and number of members

Kotak Mahindra Health Insurance Plan List

  • Individual (3)
  • Family (3)
  • Woman (3)
  • Parents (3)
  • Blood Pressure (3)
  • Kids (3)
  • Thyroid (3)
  • Diabetes (3)

Health Insurance Coverage Calculator

Who do you want to insured ?

  • Individual
  • Couple
  • Family
  • Parents

Age of eldest insured member ?

Where do you live ?

Metro
Non-Metro
Disclaimer : Actual Coverage might vary basis your location, age and number of members
Tax Save
Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

Kotak Mahindra Health Insurance Top Up List

  • Top-up (1)
Name of PlanSum Insured
Kotak Health Super Top UpMin: 91 Days; Max: 65 Years3 Lakh Check Premium

Health Insurance News

FAQs

  • How is the premium calculated for health insurance policies offered by Kotak General Insurance?

    The premium for health insurance policies offered by Kotak General Insurance is calculated on the basis of several factors. Some of these are-Age, Pre-existing health condition, Sum insured chosen, Policy tenure opted etc. 

  • Does the sum insured have any impact on my premium?

    Yes. The higher the sum insured you opt for, the higher premium you are required to pay. 

  • Will I get the refund of premium in case I cancel my policy?

    If you cancel your Kotak General Insurance policy, then the premium for the period at stake will be retained and you will get refund for the balance. However, if a claim is notified or settled under a policy, then no refund will be made.  

  • How should I pay my health insurance premium to avail tax benefit?

    You can pay in any mode other than cash to avail tax benefits on the premium paid for health insurance plans offered by Kotak General Insurance. 

  • Will I get tax benefit if I purchase health insurance from Kotak General Insurance?

    Yes. The premiums paid for health insurance plans offered by Kotak General Insurance qualify for tax deduction under Section 80D of the Income Tax Act 1961.

User Reviews

Write your review
What users are saying
  • All
  • Price
  • Helpful
  • Network Hospitals
  • Claim
  • Renew
  • Premium
  • Top up
  • Critical Illness
  • Easy Payment Process

    Great experience with InsuranceDekho. I bought the Kotak General Health Plus Policy and I would recommend everyone to purchase the best affordable health insurance plans. The best part was the payment gateways were very secure and protected.

    V
    Kotak
    By Vinod Tanwar
    On: Mar 08, 2024
  • Personalised Follow-up

    What impressed me the most about InsuranceDekho was their personalised follow-up after purchasing my Kotak General health insurance policy. The company genuinely cared about my well-being and this level of customer engagement sets them apart. Thank you InsuranceDekho for such a great service.

    S
    Kotak
    By Sumitra Nirmal
    On: Feb 28, 2024
  • Anytime Assistance

    Purchasing a health insurance policy from InsuranceDekho was so easy. I bought the Kotak General Health Insurance Plan. It was a budget-friendly plan for me. I am happy to be secured with this amazing health insurance policy in the comfort of my home.

    S
    Kotak
    By Shrishti Dhaiya
    On: Jan 02, 2024
  • Flexible premium payment modes

    I am happy to buy the Kotak Mahindra Health Insurance Policy from InsuranceDekho as the buying process was smooth enough as well as it offered flexible premium payment modes. I paid the premium via a Debit card. Other options were Credit card and e-wallet. 

    S
    Kotak
    By Sanjay Banga
    On: Aug 23, 2023
  • Secured payment gateway

    InsuranceDekho has a smooth and secured payment gateway. I bought from them the Kotak Mahindra Health Insurance Policy and paid the premium online via Credit card by following a few easy steps. I insist everyone looking for a health insurance policy to visit the portal at least once. 

    A
    Kotak
    By Anuradha Goel
    On: Aug 11, 2023