Go Digit Health Insurance Digit Health Plus Policy

Digit Health Plus Policy
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  • 5,900+ Network Hospitals
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  • 865 policies issued
  • 11% Incurred Claim Ratio
  • Lifelong Renewability
  • Free Health Check-up
  • Dedicated Claim Settlement
  • Coronavirus (COVID-19) Cover*

About Go Digit Health Insurance Digit Health Plus Policy

Digit Health Plus Policy by GoDigit General Insurance Company protects you and your family by providing extensive plan coverage. The policy comes with an ample number of benefits and features to meet the healthcare needs and expectations of everyone. Its comprehensive approach allows policyholders to avail cover for pre-and post-hospitalisation expenses for individuals or families. It also provides coverage for maternity expenses, critical illness treatment, out-patient dental treatment and much more. With this policy in hand, you can cover yourself, your spouse, dependent children and many others. People between the age group of 1 year and 60 years can be covered under this policy.

The Digit Health Plus policy has plenty of sum insured options, starting from Rs. 2 Lakh. It enables you to get cashless treatment in thousands of network hospitals across the nation and even claim the reimbursement facility at network or non-network hospitals in the country. The policy covers you up to the sum insured during the policy period mentioned in your policy schedule. Like other insurance policies, Digit Health Plus policy is also governed by and is subject to its terms and conditions and exclusions mentioned in the policy schedule.

Key Inclusions and Exclusions of the Plan

What's Included

  • In-patient treatment cover like room rent, ICU, doctor’s fee, etc.
  • Expenses that are incurred in pre and post hospitalisation
  • Hospitalisation due to maternity treatment and other related expenses
  • Alternate treatment (AYUSH), organ donation, infertility treatment
  • Outpatient (OPD) treatment, i.e. without hospitalisation expenses
  • Critical illness treatment or undergoing covered surgical procedures

What's Not Included

  • Hospitalisation due to a condition that doesn’t match with the doctor’s prescription
  • Artificial Life Maintenance, including life support machine used
  • Medical expenses due to participation in any illegal or unlawful or criminal act
  • Pre-existing diseases until the waiting period is over
  • Suicide or attempted suicide due to insanity, narcotics, drugs or alcohol abuse
  • Pre-natal and post-natal medical expenses unless leading to hospitalisation

  • Become fan of the plan!

    I have become a fan of InsuranceDekho for providing me digit health plus policy. This policy by GoDigit is an excellent choice for everyone be it a ma...

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    M
    Manish Chauhan
    On: Jan 14, 2020 | Views
  • Like the plan very much

    I like this insurance policy of GoDigit. It has everything that I was looking for, such as cover for pre and post hospitaisation, ICU, maternity, newb...

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    G
    Goutam Pujari
    On: Jan 12, 2020 | Views
  • Good to go with

    Digit Health Plus Policy is worth purchasing. It’s not just suitable for me, but my entire family members. With this policy, we have got ov...

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    S
    Saroj
    On: Jan 10, 2020 | Views
  • Stopped me from breaking my bank!

    This policy of GoDigit was very helpful for me when i was hospitalized. I did not spend even a single rupee and i got the treatment. Thanks InsuranceD...

    Read More
    P
    Pramila Murthy
    On: Jan 09, 2020 | Views
  • Adequate Coverage!

    Digit Health Plus Policy comes with adequate coverage, including pre and post-hospitalisation expenses, critical illness treatment, maternity expenses...

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    H
    Hemanshu Singh
    On: Dec 26, 2019 | Views
  • Ideal Product!

    Digit Health Plus Policy is an ideal insurance product for me as it has everything to take care of me and my family health. Cashless treatment, quick ...

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    A
    Ankur Tyagi
    On: Dec 23, 2019 | Views
  • Instant Approval

    I am thankful to GoDigit for approving my claim instantly which I had filed against the Digit Health Plus Policy. It’s an excellent product of G...

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    S
    Shailesh Bhatnagar
    On: Dec 23, 2019 | Views
  • Quite Suitable!

    Digit Health Plus Policy covers ICU charges, room rent, pre and post hospitalisation, Ayush treatment, OPD and critical illness. This is policy is qui...

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    A
    Ashish Kumar Gupta
    On: Dec 22, 2019 | Views
  • Great Boon!

    This policy I bought from Go Digit with the help of InsuranceDekho is a great boon for my health. I got from this policy everything that can keep me f...

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    S
    Surender Bisht
    On: Dec 12, 2019 | Views
  • Perfect health security!

    Digit Health Plus Policy by GoDigit provides me and my family perfect health security. It’s a kind of policy that has wider coverage and fe...

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    R
    Raju Vishwakarma
    On: Dec 10, 2019 | Views

Expert Review for Go Digit General Insurance Digit Health Plus Policy

  • Expert Review

    Most of us succumb to financial disaster when medical emergencies strike. Digit Health Plus Policy by GoDigit General Insurance Company is a comprehensive plan to stop you from breaking your bank, and get the best treatment without having to worry about the hospital bills. If you’re searching for a policy that can secure you and your family health, then Digit Health Plus can be the right bet. The policy comes with plenty of benefits and features to cater to healthcare needs and meet expectations of everyone.

    Talking about the relationship coverage, the policy covers you, your spouse, and financially dependent children. When the eligibility age is concerned, people belonging to the age range of 18 years to 60 years can enter the policy. Besides, children from 1 year are also covered. 

  • Major Attractions

    GoDigit General Insurance has specifically formulated Digit Health Plus policy for superior protection to insured people. It wants consumers to not have any financial stress during medical emergencies. With that, it meets every primary need of customers ranging from pre-hospitalisation to post hospitalisation, daycare procedures to domiciliary treatment, critical illness to maternity expenses cover and so on and so forth. A long list of prime features under the policy includes -

    • Expenses for the Second Opinion from the panel of medical practitioners
    • Cover for psychiatric illnesses like depression, dementia, bipolar disorder, anxiety disorders
    • Complimentary health check-up on renewing the policy without a break
    • Medical expenses for hospitalisation due to infertility/sub-fertility treatment
    • Expenses for in-patient treatment taken under Ayurveda, Unani, Siddha or Homeopathy
    • Road and emergency air ambulance for transportation in an aeroplane or helicopter
    • Hospital cash benefits feature for long hospitalisation
    • Maternity benefit and newborn baby cover
  • What’s More?

    A suitable health insurance product for people with diverse medical needs, Digit Health Plus plan comes with critical illness coverage benefit too. Yes, the policy can provide coverage for cancer, repair of heart valves, brain tumour, head trauma, open chest CABG, lung and kidney failure, coma, stroke, and many others. Besides, there are some more elements that cannot be overlooked:

    • Lifelong renewability of the policy
    • A grace period of 30 days to renew the policy
    • 15 days free look period to continue or cancel the policy
    • No claim bonus for every claim-free year
    • Tax benefits under Section 80D of the Income Tax Act
  • Conclusion

    When you buy Digit Health Plus, you not just choose to secure your health, but also choose to live a happy and peaceful life. To sum up, it’s a policy worth purchasing if you don’t want to end up losing your savings just because of getting quality treatment.

    Moreover, it’s good to purchase the policy online for quick issuance. InsuranceDekho can help you understand the plan deeply, compare different policies and get free quotes of other similar health insurance products. Besides, experts at InsuranceDekho can help you when it comes to policy portability, claim settlement or any other kind of help. Choose the Digit Health Plus Policy online. It would be an absolute fit as per your varied medical needs.

Go Digit General Insurance Digit Health Plus Policy Brochure

  • 995.82 KB
  • PDF Document
  • Jul 23, 2019

Claim Process at Go Digit Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Digit Health Plus Policy FAQs

  • Is cashless treatment available under the Digit Health Plus Policy?

    Yes, cashless treatment is available under the Digit Health Plus Policy. You can get cashless treatment in all network hospitals. 

  • Can I buy the Digit Health Plus Policy online?

    Yes, you can buy the Digit Health Plus Policy online. To choose the online option, it’s advisable to visit the official website of GoDigit or fill the form available at the top right corner on InsuranceDekho website. Or you can also call us at our toll-free number 1800-120-5698. Our experts will help you buy the policy within seconds. 

  • Is coverage for pre and post-hospitalisation expenses available under the Digit Health Plus Policy?

    Yes, expenses for pre and post-hospitalisation are covered by the Digit Health Plus Policy.

  • Does the Digit Health Plus Policy cover maternity expenses and newborn baby expenses?

    Yes, if you select this cover option, GoDigit will pay the maternity expenses incurred towards the treatment related to any complication of pregnancy, the delivery of a baby, etc. 

  • Are the expenses for critical illness covered under Digit Health Plus Policy?

    Yes, the expenses for critical illness are covered under Digit Health Plus Policy provided that you opt for this cover.

  • What are the critical illnesses covered under the Digit Health Plus Policy?

    Critical illnesses that are covered under the Digit Health Plus Policy include:

    • Cancer of specified severity
    • Open Heart Replacement or Repair of Heart Valves
    • Benign Brain Tumour
    • Major Head Trauma
    • Primary (Idiopathic) Pulmonary Hypertension
    • Open Chest CABG
    • End-Stage Lung Failure and Liver Failure
    • Kidney Failure requiring Regular Dialysis
    • Bone Marrow Transplant
    • Multiple Sclerosis with persisting symptoms
    • Coma of specified severity
    • Permanent Paralysis of Limbs
    • Stroke resulting in permanent symptoms
    • Motor Neuron Disease with permanent symptoms
    • Aplastic Anaemia
    • Loss of independent existence
  • What is the minimum and maximum age to buy Digit Health Plus Policy?

    The minimum entry age to buy the Digit Health Plus Policy is 1 year and the maximum age is 60 years.

  • Can I avail tax benefits by purchasing the Digit Health Plus Policy?

    Yes, you can avail the tax benefits under Section 80D of the Income Tax Act on the premium paid against the Digit Health Plus Policy. 

  • Does the Digit Health Plus Policy come with the portability feature?

    Yes, the Digit Health Plus Policy come with the portability feature. If you want to port a plan to another insurer at the time of renewal, you can do it. To know more, dial 1800-1205-698. 

  • What coverage benefits can a policyholder enjoy by choosing the Digit Health Plus Policy?

    The Digit Health Plus Policy provides extensive coverage benefits, such as inpatient treatment, daycare treatment, pre-hospitalisation, post-hospitalisation, domiciliary treatment, maternity cover, newborn baby cover, emergency road and air ambulance charges, second opinion, organ donor expenses, and so on. 

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