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Digit Critical Illness Plans

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Critical Illness Plans of Digit

Anyone suffering from a critical illness may better understand its adverse impact. Its impact is not only on the person’s lifestyle but on the entire family as they may have to encounter unexpected exorbitant medical expenses. This is where buying critical insurance like Go Digit’s Digit Health Plus Policy sounds a wise step.

Digit Health Plus Policy

Digit Health Plus Policy by Go Digit is a regular health plan, which provides coverage for critical illnesses. It keeps you and your family covered in the hour of financial stress due to the treatment of a critical illness. The life-threatening diseases covered by the Digit Health Plus Policy include:

  • Cancer of Specified Severity
  • Open Heart Replacement
  • Benign Brain Tumour
  • Major Head Trauma
  • Pulmonary Hypertension

To know about all the critical illnesses covered under the Go Digit’s Digit Health Plus Policy, click here.

Digit Health Insurance Critical Illness Plan List

    Name of PlanSum Insured
    Digit Health Plus PolicyMin: 1 Year; Max: 60 Years2 Lakh Get Quotes Now

    Benefits of Go Digit Critical Illness Insurance Policy

    The Critical Illness Insurance by Go Digit can safeguard your savings, which is likely to be drained out in one go due to highly expensive medical treatment costs for lifestyle disabling diseases. With this policy by your side, you are able to get a lump sum amount in case you get diagnosed with a critical illness. Go Digit’s policy takes care of all expenses, such as medical tests, treatment, post-treatment medicines, and so on. Once you submit a diagnosis certificate, the insurer will pay the lump sum within the stipulated time. Or, you can also opt for hospitalisation and treatment expenses in case of a critical illness.

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    Disclaimer : Actual Coverage might vary basis your location, age and number of members

    Key Features of Go Digit Critical Illness Insurance Policy 

    There are some features you can use by choosing Go Digit’s critical illness insurance policy, such as:

    • Portability option
    • Lifelong renewability
    • Cashless treatment
    • Discounts on premiums
    • In-house claim process

    The benefits of Go Digit’s Health Plus Policy are manifold. With it, you can avail the best treatment for life-threatening diseases without thinking of skyrocketing medical costs.

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    Claim Process at Digit Health Insurance

    • Network Hospital
    • Non-Network Hospital
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
    • 3

      Claim Processing

      Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
    • 4

      Claim Settlement

      Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
    • 3

      Claim Processing

      Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
    • 4

      Claim Settlement

      Once your request for reimbursement of expenses is approved, the claim will be settled.

    1307 Digit Cashless Network Hospitals in India

    Insurance Products by Digit General Insurance

    FAQ About Digit Health Insurance

    • When can I get the claim for critical illnesses under the plan of Go Digit?

      If you get diagnosed with any of the listed critical illnesses in the plan or undergoing covered surgical procedures as specified in the policy,  you can get claim provided that:

      A) You are diagnosed with a critical illness or gone through the covered surgical procedure for the first time in your life 
      B) You are diagnosed from a critical Illness post initial waiting period, as mentioned in the policy from the date of inception of the first policy with the insurer 
      C) You survive for a minimum period of at least 30 days from the date of diagnosis of such critical illness unless this condition is specifically waived by us 
      D) The critical illness or the surgical procedure claim is not a consequence of or arising out of any pre-existing condition/disease 
      E) Once a claim has been paid under critical illness and/or surgical procedure then cover under this section shall cease, and no further payment will be made for any consequent disease or any dependent disease

    • Does Go Digit provide coverage for critical illnesses?

      Yes, Go Digit provides coverage for critical illnesses under his Digit Health Plus Policy. For details, refer to the policy wording or dial our helpline number 7551-196-989.

    • How many critical illnesses are covered under Go Digit Health Insurance?

      There are 20 critical illnesses of 5 different categories, which are covered under the Go Digit Health Insurance plans.

    • What is the minimum sum insured amount offered for the coverage of critical illness treatment?

      The sum insured amount provided for the coverage of critical illness treatment starts from Rs. 2 lakh.

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