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Royal Sundaram Health Insurance Premium Calculator

179 reviews Rate This
Claim Settlement Ratio92%
Pre-existing Disease Waiting Period3 years
Starting Premium of Rs. 5 lakhs SIRs. 382/month
Network Hospitals10,000+
Special BenefitsModern Treatments Such as Bariatric Covered

Health Insurance Calculator

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Royal Sundaram Health Insurance Plan List

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Royal Sundaram Mediclaim Policy Premium Calculator

A health insurance policy has become the quintessential requirement of today’s age when medical inflation is on a continuous rise. The plan helps you beat the burden of medical costs and also promises tax benefits. When purchasing health insurance, you should not only look for a policy that offers comprehensive coverage, but you should also consider the cost of the premium. You should calculate the premium ahead of time and select a plan that is cheap in terms of premiums while still providing adequate coverage.

How to Calculate the Premium of Royal Sundaram Policies Online?

Calculating premiums of Royal Sundaram policies is not difficult. Online premium calculators streamline the process. These are online tools which let you calculate the premium of your health insurance plan in an instant. These tools require details like :

  • Your age
  • Policy term
  • Medical history
  • Coverage details
  • Sum insured you need
  • The type of policy to buy

With online premium calculators, you don’t have to do any complicated calculations as the calculators do the calculations for you. You can also adjust the calculated premium.

Why Calculate Health Insurance Premium Online?

Calculating health insurance premiums is a significant move before a policy is bought. By calculating the premium beforehand, you can –

  • Get to know the expected costs of buying health insurance
  • Make sure the exact expenses of the policy before purchase
  • Ascertain you have chosen wider coverage at affordable prices
  • Compare different health policies and pick the most suitable one
  • Decide the best coverage level, which can be suitable for your budget
  • Make changes in the input details and calculate the best premium rates
  • Change calculated insurance premiums by inserting different input details

Why Choose Royal Sundaram?

Royal Sundaram is the first insurance company to launch the daily benefit hospital cash plan in health insurance. With more than 5,000 network hospitals in India, the insurer empowers you to get the best cashless treatment. It is also credited to be the first insurance company to resort to the cashless mode of claim settlements. It has health insurance policies for everyone with a range of sum insured options.

Health Insurance Coverage Calculator

Who do you want to insured ?

  • Individual
  • Couple
  • Family
  • Parents

Age of eldest insured member ?

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Disclaimer : Actual Coverage might vary basis your location, age and number of members
Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

Royal Sundaram Health Insurance Top Up List

    Name of PlanSum Insured
    LifelineMin: 91 Days; Max: No Limit2 Lakh Check Premium

    Royal Sundaram Health Insurance User Reviews

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    What users are saying
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    • Network Hospitals
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    • Critical Illness
    • What I love about InsuranceDekho is their extensive network of hospitals and healthcare providers that I came ...

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      Royal Sundaram
      By Aisha Pinto
      On: Sep 12, 2023
    • InsuranceDekho provides transparent and detailed information about different policies, helping me make an info...

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      Royal Sundaram
      By Surdhir Patnaik
      On: Sep 05, 2023
    • My Royal Sundaram Health Insurance Policy was easy to renew. I bought the policy at InsuranceDekho and the exe...

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      Royal Sundaram
      By Rhythm Kalsi
      On: Aug 09, 2023
    • I would advise InsuranceDekho to each and every individual who is planning to buy a health insurance plan. I b...

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      Royal Sundaram
      By Sahil Bhatt
      On: Jul 20, 2023
    • Purchasing a health insurance plan from InsuranceDekho was easy and convenient. I bought Royal Sundaram Health...

      Read More
      Royal Sundaram
      By Manoj Gupa
      On: Jul 14, 2023
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    • Tax benefit upto 75,000*
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    • 50 Lacs+ happy customers

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    Royal Sundaram Health Insurance Contact Details

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    Claim Process at Royal Sundaram Health Insurance

    • Network Hospital
    • Non-Network Hospital
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate at least 48 hours prior to admission.
    • 3

      Claim Processing

      Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
    • 4

      Claim Settlement

      Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
    • 3

      Claim Processing

      Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
    • 4

      Claim Settlement

      Once your request for reimbursement of expenses is approved, the claim will be settled.

    2696 Royal Sundaram Cashless Network Hospitals in India

    Insurance Products by Royal Sundaram General Insurance

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    Royal Sundaram Health Insurance Premium Calculator FAQs

    • Can I pay the health insurance premium online in Royal Sundaram health insurance policy?

      Yes, you can pay the health insurance premiums online in Royal Sundaram Health Insurance. 

    • How is premium calculated in Royal Sundaram Health Insurance?

      Premium amount in Royal Sundaram Health Insurance Plans is determined on the basis of the applicant’s sum insured and age; and the zone and location of the applicant. 

    • Will Royal Sundaram notify me once they have received the premium amount for my health insurance plan?

      Yes, Royal Sundaram will notify you after receiving the premium for your health insurance plan. 

    • What are the modes of payment in Royal Sundaram Health Insurance?

      You can make cash payment at the branch or online payment for premiums in Royal Sundaram health insurance. The online payment can be made via Credit Card, Debit Card or Net Banking. 

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