Royal Sundaram Health Insurance Premium Calculator

Royal Sundaram Health Insurance

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Highlights

5,000+ Network Hospitals

1,85,450 Policies Issued

Lifelong Renewability

77.32% Claim Settlement Ratio

In-House Claim Settlement

Coronavirus (COVID-19) Cover

Health Insurance Premium Calculator of Royal Sundaram General Insurance

A health insurance policy has become the quintessential requirement of today’s age when medical inflation is on a continuous rise. The plan helps you beat the burden of medical costs and also promises tax benefits. When buying a health insurance plan, you should not only choose a policy with comprehensive coverage benefits, you should also be careful about the premium payable. You should calculate the premium beforehand and choose a plan which is affordable in terms of premiums without compromising on the coverage benefits.

How to calculate the premium of Royal Sundaram policies online?

Calculating premiums of Royal Sundaram policies is not difficult. Online premium calculators streamline the process. These are online tools which let you calculate the premium of your health insurance plan in an instant.  These tools require details like :

  • Your age
  • Policy term
  • Medical history
  • Coverage details
  • Sum insured you need
  • The type of policy to buy

With online premium calculators, you don’t have to do any complicated calculations as the calculators do the calculations for you. You can also adjust the calculated premium.

Why calculate health insurance premium online?

Calculating health insurance premiums is a significant move before a policy is bought. By calculating the premium beforehand, you can – 

  • Get to know the expected costs of buying health insurance
  • Make sure the exact expenses of the policy before purchase
  • Ascertain you have chosen wider coverage at affordable prices
  • Compare different health policies and pick the most suitable one
  • Decide the best coverage level, which can be suitable for your budget
  • Make changes in the input details and calculate the best premium rates
  • Change calculated insurance premiums by inserting different input details

Why choose Royal Sundaram?

Royal Sundaram is the first insurance company to launch the daily benefit hospital cash plan in health insurance. With more than 5,000 network hospitals in India, the insurer empowers you to get the best cashless treatment. It is also credited to be the first insurance company to resort to the cashless mode of claim settlements. It has health insurance policies for everyone with a range of sum insured options. 

Latest Royal Sundaram Health Insurance News

Royal Sundaram Health Insurance Plan List

Name of PlanSum Insured
LifelineMin: 91 Days; Max: No Limit2 Lakh Get Quotes Now
Family PlusMin: 91 Days; Max: No Limit2 Lakh Get Quotes Now
Ace Health AdvantageMin: 91 Days; Max: 65 Years2 Lakh Get Quotes Now
Total Health PlusMin: 91 Days; Max: 65 Years3 Lakh Get Quotes Now
Health ForeverMin: 91 Days; Max: 75 Years1 Lakh Get Quotes Now
Amsure Master HealthMin: 91 Days; Max: 65 Years5 Lakh Get Quotes Now
Total Health AdvantageMin: 91 Days; Max: 65 Years2 Lakh Get Quotes Now
Secure AllMin: 91 Days; Max: 65 Days1.5 Lakh Get Quotes Now
Smart Cash Min: 91 Days; Max: No Limit500/day Get Quotes Now
Critical Illness LumpsumMin: 91 Days; Max: 65 Years25 Thousand Get Quotes Now
Hospital Benefit PlusMin: 1 Year; Max: 70 Years5 Lakh Get Quotes Now
Surgical ShieldMin: 90 Days; Max: 65 Years3 Lakh Get Quotes Now
Hospital Cash InsuranceMin: 1 Year; Max: 70 Years500/day Get Quotes Now
Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years 1 Lakh - 5 Lakh Get Quotes Now
Corona Kavach PolicyMin: 1 Day; Max: 65 Years50,000 - 5 lakh Get Quotes Now

Royal Sundaram Health Insurance Top Up List

Name of PlanSum Insured
LifelineMin: 91 Days; Max: No Limit2 Lakh Get Quotes Now
Health XS and Super Health XS PlanMin: 91 Days; Max: 65 Years2 Lakh Get Quotes Now

Royal Sundaram Health Insurance Premium Calculator FAQs

  • Can I pay the health insurance premium online in Royal Sundaram health insurance policy?

    Yes, you can pay the health insurance premiums online in Royal Sundaram Health Insurance. 

  • How is premium calculated in Royal Sundaram Health Insurance?

    Premium amount in Royal Sundaram Health Insurance Plans is determined on the basis of the applicant’s sum insured and age; and the zone and location of the applicant. 

  • Will Royal Sundaram notify me once they have received the premium amount for my health insurance plan?

    Yes, Royal Sundaram will notify you after receiving the premium for your health insurance plan. 

  • What is the zonal factor in calculating health insurance premiums in Royal Sundaram?

    One of the factors in determining premium in Royal Sundaram health insurance policies is ‘zone’ in which the applicant lives. This is because the premium payment depends on the zonal pricing. Zone 1 includes Chennai, Kolkata, Pune, Mumbai, Delhi, Bangalore, Gujarat, Hyderabad at 0% discount. Zone 2 includes rest of the India at 15% discount. 

  • What are the modes of payment in Royal Sundaram Health Insurance?

    You can make cash payment at the branch or online payment for premiums in Royal Sundaram health insurance. The online payment can be made via Credit Card, Debit Card or Net Banking. 

Royal Sundaram Health Insurance Contact Details

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