Bharti AXA Health Insurance

93 reviews Rate This
Highlights
  • 4,500+ Network Hospitals
    Check in your City
  • 21,829 Policies Issued
  • 89% Incurred Claim Ratio
  • Lifelong Renewability
  • 77.78% Claim Settlement Ratio
  • Dedicated Claim Settlement

About Bharti AXA

Bharti AXA General Insurance Company Limited, an award-winning insurance player in India, is a joint venture between Bharti Enterprises (leading business groups with interests in agricultural business, telecom, financial services, and retail) and AXA business Group (a French multinational insurance firm). Started its operations in 2008, Bharti AXA has got the credit of being the first company in the general insurance industry to receive dual certifications of ISO 9001:2008 and ISO 27001:2005.

Headquartered in Mumbai, Bharti AXA is concerned with everyone. That’s why, it offers a vast range of insurance products, catering to rural, retail, and commercial clients. The primary insurance products include car insurance, health insurance, critical illness insurance, personal accident insurance, two wheeler insurance, travel insurance, etc. The company also offers third-party motor liability insurance and other products.

Key Highlights:

  • No third-party involvement
  • 101+ offices across the country
  • An array of sum insured options
  • 4,500+ network hospitals in India
  • Pre-policy medical health check-ups
  • Cashless facilities in network hospitals
  • No Claim Bonus up to the amount of 100% of SI

The mission of Bharti AXA is to emerge as a preferred General Insurance Company for Customers, Employees, Business Partners & Society. The company adds value to customers by providing innovative products and service offerings. As a faithful promoter of good health, Bharti AXA consistently strives to ensure that every person avails the best possible treatment. So, it offers health insurance policies that protect individuals, families, expecting mothers, senior citizens, and employees.

The two major health insurance plans of Bharti AXA are Smart Super Health Insurance Policy and Smart Health Insurance Policy. Bharti AXA envisions to be the preferred general insurance company for its customers, employees, society, corporation, etc. Besides, the company is committed to offering unparalleled and empathetic service to every Indian and protect them from rising medical expenditures. 

Bharti AXA Health Insurance Plan List

Name of PlanSum Insured
Smart Health Insurance PlanMin: 91 Days; Max: No Limit2 Lakh Get Quotes Now
Smart Super Health PlanMin: 91 Days; Max: 65 Years5 Lakh Get Quotes Now
SmartHealth Critical IllnessMin: 3 Months; Max: 55 Years2 Lakh Get Quotes Now

Claim Process at Bharti AXA Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 2

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 3

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 4

    Claim Assistance

    For any assistance call Insurancedekho at 1800-120-5698 or call toll free number of Bharti AXA Health Insurance at 18001024444.
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 2

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 3

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.
  • 4

    Claim Assistance

    For any assistance call insurancedekho at 1800-120-5698 or call toll free number of Bharti AXA Health Insurance 18001024444.

Bharti AXA Health Insurance User Reviews

  • Helped me a lot!!

    This health plan is simple and comprehensive. It is a Critical Illness policy which gave me the coverage for the cost of critical illness treatment. I...

    Read More
    N
    Nishant Arora
    On: Feb 27, 2020 | Views
  • I like this plan!

    I am quite happy with this plan. It offers much more than critical illness coverage such as the coverage for home nursing, ambulance costs, hospital c...

    Read More
    V
    Vikas Gupta
    On: Feb 27, 2020 | Views
  • Impressive.

    This is a smart policy indeed. I am using it for more than 2 year. The customer support team of this plan is very great. They are always ready to ente...

    Read More
    Y
    Yug Sinha
    On: Feb 25, 2020 | Views
  • One of the best.

    The Smart Health Insurance policy is a relevant and great option to go with. Anyone you wants to safeguard the wealth and health of himself and his fa...

    Read More
    M
    Megha Deshpande
    On: Feb 25, 2020 | Views
  • A winning deal!

    As a regular user of this policy, I can bet anyone and ensure you that it is a perfect choice for you. I have got several benefits under this plan. Fr...

    Read More
    A
    Anant Joshi
    On: Feb 25, 2020 | Views
  • Very helpful scheme.

    I have been using this health insurance plan for more than a year. It’s a great deal to have. My family and I are quite comfortable with its pri...

    Read More
    C
    Chinansuka Prasad
    On: Feb 25, 2020 | Views
  • Good deal to go for!

    I bought this plan one year back but never realised then that I would start loving this plan this much. There are many other benefits under this plan ...

    Read More
    M
    Mukesh Khare
    On: Feb 17, 2020 | Views
  • Very beneficial!

    Considering the health coverage plan and beneficial components of this plan that i got to know after one year, I concluded that Lifeline policy is a g...

    Read More
    Y
    Yash Mandal
    On: Feb 17, 2020 | Views
  • A reliable name.

    This is a great plan which helped me a lot by offering the best possible medical help at affordable rates. Its ultimate support made me not to worry a...

    Read More
    M
    Mayuri Khanna
    On: Feb 07, 2020 | Views
  • Lucrative plan!

    Smart Health Insurance policy holds a wide array of benefits to offer for individuals as well as families. I have been using it for more than 2 years....

    Read More
    P
    Pinki Kumari
    On: Feb 07, 2020 | Views
  • The best healthcare solution!

    This policy is the best solution I got to fight rising medical costs. This saved my lifelong savings to a great extent. If someone is searching for he...

    Read More
    R
    Ramesh Malhotra
    On: Feb 07, 2020 | Views
  • Excellent offerings!

    This plan is excellent in offerings the medical benefits at reasonable rates. I am using this plan for more than a year and bought this through insura...

    Read More
    K
    Kabir Mittal
    On: Feb 07, 2020 | Views
  • Suits my needs!

    Treatment of critical illness is never an easy job due to unaffordable medical costs. There are many plans available to cope up with this problem, but...

    Read More
    C
    Chitwan Sharam
    On: Feb 07, 2020 | Views
  • The bestest plan...

    When it comes to the treatment of a critical illness, the worst part comes as the cost, which can even affect the lifestyle of the complete family. Wh...

    Read More
    P
    Prakash Singh
    On: Feb 07, 2020 | Views
  • Plan of benefits.

    This is a plan that worked for me as I wanted from it. It gave me a coverage of more than 10 Lakh and the coverage for health check-up, ambulance char...

    Read More
    N
    Neha Singhal
    On: Feb 03, 2020 | Views
  • Exceptional plan..

    I found this plan a comprehensive one, which provided a good amount of coverage to my family. In this era of soaring medical costs, this plan comes ou...

    Read More
    R
    Rohit
    On: Feb 03, 2020 | Views
  • Simple and Comprehensive.

    This SmartHealth Critical Illness Insurance plan can be considered as simple as well as comprehensive health policy. This Critical Illness plan insure...

    Read More
    A
    Arvind Bhati
    On: Jan 28, 2020 | Views
  • Promising features.

    This policy is an ideal solution for people who don’t want to let their savings spend on the treatment of critical illnesses. Anyone can opt for...

    Read More
    D
    Diwakar Patel
    On: Jan 28, 2020 | Views
  • Very very good.

    This policy offered me very good medical coverage. The coverage it provided me ranged to the amount of sum insured, which is easy to avail by policyho...

    Read More
    R
    Riddhi Sinha
    On: Jan 24, 2020 | Views
  • Special one.

    The Smart Health Insurance policy is a great option to go for. It has been safeguarding me and my family’s health and wealth. It is available at...

    Read More
    R
    Ronit Ghai
    On: Jan 24, 2020 | Views

Latest Bharti AXA Health Insurance News

Bharti AXA Health Insurance Contact Details

Reach us for help anytime

Bharti AXA Health Insurance FAQs

  • Who can buy Bharti AXA’s policy?

    Any Indian between the group of 5 years and 55 years can buy the health insurance policy of Bharti AXA.

  • How can I buy Bharti AXA health insurance plans?

    You can buy and apply for any Bharti AXA Health Insurance Policy online from the official website of Bharti AXA Health Insurance at www.bharti-axagi.co.in or you can call at 022-6118-8888. Also, you can purchase through online broker’s website like www.insurancedekho.com.

  • Are pre-medical tests required to buy a health insurance policy?

    No, pre-medical check-up is not required to buy any policy until you are up to 45 years old.

  • Are family members covered under the Bharti AXA critical illness policy?

    Yes, but the policy should be issued on a Floater Basis. Family members of the insured, comprising spouse and two dependent children (age group of 5 to 55 years, are covered.

  • Is critical illness cover important for young people?

    Yes, it is important for young people. This is because, critical illnesses can occur to anyone irrespective of their age.

Latest Health Articles

Popular Health Insurance Companies

  • EdelweissEdelweiss
  • Reliance GeneralReliance General
  • Tata AIGTata AIG
  • Liberty GeneralLiberty General
  • United IndiaUnited India
  • Iffco TokioIffco Tokio
  • Future GeneraliFuture Generali
  • NationalNational
  • Chola MSChola MS
  • OrientalOriental
  • Reliance HealthReliance Health