National Health Insurance Premium Calculator

National Health Insurance

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Highlights

6,000+ Network Hospitals

17,25,290 Policies Issued

115.55% Incurred Claim Ratio

Lifelong Renewability

85.47% Claim Settlement Ratio

Dedicated Team for Claim Settlement

Coronavirus (COVID-19) Cover

Health Insurance Premium Calculator of National Insurance

Health insurance premium can be defined as the sum that you have to pay periodically to the insurer so that you can avail the medical coverage for a particular time period. Health insurance premium calculator lets you calculate this premium amount on the basis of your insurance requirements. Once you purchase a policy after paying the calculated premium, the insurer is liable to pay for the hospitalisation expenses and medical bills at the time of medical emergency in case you get diagnosed with any illness or disease that your policy covers. 

How to calculate the premium of National Insurance policies online?

You can calculate your health insurance premium for health insurance policies by National Insurance Company online by visiting the company’s website or from the official website of InsuranceDekho, i.e. www.insurancedekho.com. Premium calculator is an efficient tool that lets the customers get an estimate of the premium of the health insurance policy they are planning to buy and be prepared for this expense in advance. To get the estimate on premium calculator, you are required to fill in certain details about yourself, your health etc. These are mentioned below-

  • Age
  • Policy term
  • Medical history
  • Coverage details 
  • Desired sum insured
  • Type of policy you wish to buy

Calculating premiums online saves you from complicated calculations. This way, you can even adjust the calculated premium. 

Why calculate health insurance premium online?

It is certain that you should calculate the health insurance premium online before purchasing a policy, know why-

  • To ensure what you are going to pay periodically for your policy
  • To uncover the expected costs of buying health insurance policies
  • ​To understand the broad coverage that you have chosen at affordable prices
  • To compare several health insurance policies online to choose the best one online
  • To change some information in the input details and calculate the best premium prices

Why choose National Insurance?

The National Insurance Company is one of the oldest companies in the country that is appreciated by a huge number of Indians for its service. The health insurance plans offered by NIC serve you with numerous benefits at the time of medical emergencies making it a preferred choice for all.  

Latest National Health Insurance News

National Health Insurance Plan List

Name of PlanSum Insured
National Mediclaim Plus Min: 3 Months; Max: 75 Years2 Lakh Get Quotes Now
National MediclaimMin: 3 Months; Max: 65 Years50 Thousand Get Quotes Now
Critical Illness Insurance PolicyMin: 18 Years; Max: 65 Years1 Lakh Get Quotes Now
Varistha Mediclaim PolicyMin: 60 Years; Max: 80 Years1 Lakh Get Quotes Now
National Parivar MediclaimMin: 3 Months; Max: 65 Years1 Lakh Get Quotes Now
National Parivar Mediclaim Plus PolicyMin: 3 Months; Max: 65 Years6 Lakh Get Quotes Now
Parivar Mediclaim Policy for FamilyMin: 18 Years; Max: 65 Years2 Lakh Get Quotes Now
Corona Kavach PolicyMin: 1 Day; Max: 65 Years50,000 - 5 lakh Get Quotes Now

National Health Insurance Premium Calculator FAQs

  • How is the premium calculated for National Insurance health insurance policies?

    The premium for National Insurance health insurance policies is calculated majorly on the basis of insured person(s) age, pre-existing diseases, current health condition, the sum insured opted, policy term, and gender.

  • Does the company offer any discount on health insurance premium if the policy is purchased by youth?

    Yes. A discount of 10% is allowed on the premium for eligible members if either or both are aged between 18 years to 25 years. 

  • What is the starting premium amount for National Insurance health insurance policies?

    The premiums for National Insurance health insurance policies starts at Rs. 2,469* per annum. *The premium amount is subject to change from time-to-time. 

  • Do I get any discount on premium if I buy health insurance for the family from National Insurance?

    Yes. The company offers a discount of 10% on the premium for eligible family members if the policy is purchased for the family. 

  • How should I pay the premium for National Insurance policy to avail tax benefit?

    You can pay premium for National Insurance policy in any mode other than cash to avail tax benefit.

National Health Insurance Contact Details

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