Oriental Health Insurance Premium Calculator

Oriental Health Insurance

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Highlights

4,300+ Network Hospitals

12,50,812 Policies Issued

Lifelong Renewability

94.28% Claim Settlement Ratio

Dedicated Claim Settlement

Coronavirus (COVID-19) Cover

Health Insurance Premium Calculator of Oriental Insurance

The costs of medical treatment are skyrocketing. So, common people find it hard to bear the costs of a medical emergency. That’s why purchasing a health insurance plan is the right step. It can enable the policyholder to avail medical treatment without worrying about finance. It’s essential to choose a health policy based on the individual or family requirements and pay the premium against the policy. However, while selecting a plan, the policy buyer should make sure the premium remains affordable to continue with regular coverage without facing any financial crisis. An intelligent step is to calculate the premium and ascertain the amount in advance.

How to calculate the premium of Oriental Insurance policies online?

To calculate the premium, you can use online premium calculator. For this, you need to provide basic details and get the premium calculated. Some of the details to be filled include:

  • Age
  • Policy term
  • Medical history
  • Coverage details
  • Sum insured of the plan
  • The kind of policy to purchase

When you enter these details, the premium calculator calculates the premium easily. With this online tool, you can also make changes in the details such as the sum insured, coverage benefits, and so on to modify the determined premium.

Why calculate health insurance premium online?

Ascertaining the premiums payable against your health insurance plan is crucial in light of the following reasons:

  • You can include or lessen cover benefits and riders
  • You can know, in advance, the exact cost to be incurred
  • Make sure whether or not the premium is affordable for you
  • Compare the prices of different plans and select the best insurance plan
  • Find a policy easily which is suitable as well as affordable  
  • By purchasing an add-on, riders etc.,the coverage benefits can be enhanced

Why choose Oriental Insurance?

Oriental Insurance Company is one of the popular health insurance brands in the country. It boasts of settling claims at a remarkable Claim Settlement Ratio (CSR) of 93.47% with thousands of network hospitals in the country. When you choose a health insurance policy of Oriental Insurance Company, you do not just get an umbrella during a medical emergency, but also have peace of mind with easy and hassle-free claim settlement. 

Latest Oriental Health Insurance News

Oriental Health Insurance Plan List

Name of PlanSum Insured
Happy Family Floater PolicyMin: 91 Days; Max: 70 Years1 Lakh Get Quotes Now
Individual Mediclaim PolicyMin: 18 Years; Max: 70 Years1 Lakh Get Quotes Now
HOPE (Health of Privileged Elders)Min: 60 Years; Max: No Limit1 Lakh Get Quotes Now
Happy Cash Min: 3 Months; Max: No Limit 500/day Get Quotes Now
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years1 Lakh - 5 Lakh Get Quotes Now
Corona Kavach PolicyMin: 1 day; Max: 65 years50,000 - 5 lakh Get Quotes Now
Corona Rakshak Policy Min: 18 Years; Max: 65 Years50,000 - 2.5 lakh Get Quotes Now

Oriental Health Insurance Top Up List

Name of PlanSum Insured
Super Health Top-upMin: 91 Days; Max: 70 Years3 Lakh Get Quotes Now

Oriental Health Insurance Premium Calculator FAQs

  • Will I get payment acknowledgement from Oriental Insurance after paying the premium?

    Yes, you’ll get the payment acknowledgement from the insurer at your registered email id. This acknowledgement serves as proof of the premium paid.

  • What is the minimum premium amount of Oriental health insurance plans?

    The starting premium amount of Oriental health insurance plans is Rs. 3,500 per year. The premium amount is subject to change from time-to-time.

  • What are the factors that determine the premium value of Oriental health insurance plans?

    Factors that determine the value of the premium of Oriental Health Insurance plans are as follows:

    a) Gender
    b) Sum insured
    c) Policy term
    d) Age of insured
    e) Number of members
    f) Medical history

  • Does Oriental health insurance offer any discount on the premium amount to its customers?

    Yes, Oriental health insurance firm provides different types of discounts to its customers such as:

     A) Voluntary co-payment discount where insured may opt to bear a part of the claim amount for which different discounts are applicable, subject to a maximum of 50%. 
    B) The insured shall be eligible for No-Claim Discount at the rate of 5% of the renewal premium payable after every claim-free policy year, subject to a maximum of 20%, provided the policy is renewed without any break. 

  • How can I make the payment for the premium of an Oriental Health Insurance policy?

    You can pay the premium of Oriental Health Insurance plans through different payment modes such as cash, cheque, credit or debit cards or through digital payment gateways.

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