Oriental Health Insurance Premium Calculator

40 reviews Rate This
Claim SettlementDedicated Team
Claim Settlement Ratio93.96%
COVID-19 CoverYes
Network Hospitals4,300+
Policies Sold12,50,812

Oriental Insurance Mediclaim Policy Premium Calculator

The costs of medical treatment are skyrocketing. So, common people find it hard to bear the costs of a medical emergency. That’s why purchasing a health insurance plan is the right step. It can enable the policyholder to avail medical treatment without worrying about finance. It’s essential to choose a health policy based on the individual or family requirements and pay the premium against the policy. However, while selecting a plan, the policy buyer should make sure the premium remains affordable to continue with regular coverage without facing any financial crisis. An intelligent step is to calculate the premium and ascertain the amount in advance.

How to Calculate the Premium of Oriental Insurance Policies Online?

To calculate the premium, you can use online premium calculator. For this, you need to provide basic details and get the premium calculated. Some of the details to be filled include:

  • Age
  • Policy term
  • Medical history
  • Coverage details
  • Sum insured of the plan
  • The kind of policy to purchase

When you enter these details, the premium calculator calculates the premium easily. With this online tool, you can also make changes in the details such as the sum insured, coverage benefits, and so on to modify the determined premium.

Why Calculate Health Insurance Premium Online?

Ascertaining the premiums payable against your health insurance plan is crucial in light of the following reasons:

  • You can include or lessen cover benefits and riders
  • You can know, in advance, the exact cost to be incurred
  • Make sure whether or not the premium is affordable for you
  • Compare the prices of different plans and select the best insurance plan
  • Find a policy easily which is suitable as well as affordable
  • By purchasing an add-on, riders etc.,the coverage benefits can be enhanced

Why Choose Oriental Insurance?

Oriental Insurance Company is one of the popular health insurance brands in the country. It boasts of settling claims at a remarkable Claim Settlement Ratio (CSR) of 93.96% for FY 2019-20 with thousands of network hospitals in the country. When you choose a health insurance policy of Oriental Insurance Company, you do not just get an umbrella during a medical emergency, but also have peace of mind with easy and hassle-free claim settlement.

Oriental Health Insurance Plan List

Name of PlanSum Insured
Corona Kavach PolicyMin: 1 day; Max: 65 years50,000 - 5 lakh Get Quotes Now
Corona Rakshak PolicyMin: 18 Years; Max: 65 Years50,000 - 2.5 lakh Get Quotes Now
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years1 Lakh - 5 Lakh Get Quotes Now
Critical Illness Policy (Discontinued)Min: 18 years; Max: 65 years2 Lakh - 50 Lakh Get Quotes Now
Dengue Kavach Policy (Discontinued)Min: 18 years; Max: 65 years Get Quotes Now
Happy Family Floater PolicyMin: 91 Days; Max: 70 Years1 Lakh Get Quotes Now
Happy Cash Min: 3 Months; Max: No Limit 500/day Get Quotes Now
HOPE (Health of Privileged Elders)Min: 60 Years; Max: No Limit1 Lakh Get Quotes Now
Individual Mediclaim PolicyMin: 18 Years; Max: 70 Years1 Lakh Get Quotes Now
Jan Arogya Bima PolicyMin: 5 years; Max: 70 years5000 Get Quotes Now

Health Insurance Calculator

Whom do you want the insurance for ?


    Select the age of all members

  • You

Where do you live ?

Choose required Coverage for yourself?

Disclaimer : Actual Premium might vary basis your location, age and number of members

Oriental Health Insurance User Reviews

Write your review
What users are saying
  • All
  • Activated Whatsapp chat

    I used the Whatsapp number of InsuranceDekho to chat about my COVID 19 policy requirements. The chat was quite...

    Read More
    Corona Rakshak Policy
    By Riddhi Agarwal
    On: Mar 03, 2021
  • Covid 19 insurance policies

    When the pandemic period started I was looking for a health insurance plan for my family that could provide co...

    Read More
    Corona Kavach Policy
    By Anirban Bhattacharya
    On: Dec 02, 2020
  • Quality insurance service

    InsuranceDekho assures quality service. I wanted to buy a policy for my family. Their customer care team patie...

    Read More
    Happy Family Floater Policy
    By Neha Rai
    On: Nov 11, 2020
  • Oriental Insurance is the best

    My experience with Oriental Insurance’s Happy Family Floater policy and insurancedekho has been great. T...

    Read More
    Happy Family Floater Policy
    By Arihant Kapoor
    On: Oct 28, 2020
  • Useful Policy

    Oriental Arogya Sanjeevani Policy has proved to be a very useful policy for me and my family. I made a claim w...

    Read More
    Arogya Sanjeevani Policy
    By Ajay Narang
    On: Jun 17, 2020
Must BuyMust Buy

Why to Buy Health Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 75,000*
  • Claim support everyday 10AM-7PM
  • 14 Lakh+ happy customers

Health Insurance News

  • Latest
  • Popular

Oriental Health Insurance Contact Details

Reach us for help anytime

Claim Process at Oriental Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Insurance Products by Oriental General Insurance

Oriental Health Insurance Premium Calculator FAQs

  • What is the minimum premium amount of Oriental health insurance plans?

    The starting premium amount of Oriental health insurance plans is Rs. 3,500 per year. The premium amount is subject to change from time-to-time.

  • What are the factors that determine the premium value of Oriental health insurance plans?

    Factors that determine the value of the premium of Oriental Health Insurance plans are as follows:

    a) Gender
    b) Sum insured
    c) Policy term
    d) Age of insured
    e) Number of members
    f) Medical history

  • Does Oriental health insurance offer any discount on the premium amount to its customers?

    Yes, Oriental health insurance firm provides different types of discounts to its customers such as:

     A) Voluntary co-payment discount where insured may opt to bear a part of the claim amount for which different discounts are applicable, subject to a maximum of 50%. 
    B) The insured shall be eligible for No-Claim Discount at the rate of 5% of the renewal premium payable after every claim-free policy year, subject to a maximum of 20%, provided the policy is renewed without any break. 

  • Will I get payment acknowledgement from Oriental Insurance after paying the premium?

    Yes, you’ll get the payment acknowledgement from the insurer at your registered email id. This acknowledgement serves as proof of the premium paid.

  • How can I make the payment for the premium of an Oriental Health Insurance policy?

    You can pay the premium of Oriental Health Insurance plans through different payment modes such as cash, cheque, credit or debit cards or through digital payment gateways.

Health Insurance Articles

  • Latest Articles
  • Popular Articles

*Standard T&C Apply. All savings/offers are provided by the Insurers, which are subject to modification .For more details on risk factors, terms and conditions, please read the sales brochure of respective insurers carefully before concluding a sale. Tax benefits are subject to changes in applicable tax laws. Girnar Insurance Brokers Private Limited, (CIN: U66010RJ2016PTC054811, Regd .Off: Girnar 21, Govind Marg, Moti Doongari Road, Dharam Singh Circle, Jaipur, Rajasthan- 302004; Corp. Off: 11th Floor, Tower B, Emaar Digital Greens, Golf Course Extension Road, Sector-61, Gurugram-122102, Haryana. IRDAI License no 588. Direct Broker (Life & General) valid till 19th March 2023. Email - ; Helpline number: 7551196989.
You authorise Girnar Insurance Brokers Pvt Ltd (insurancedekho) to contact you through call, SMS, email, WhatsApp or any other mode in future. You hereby override your NDNC registration.