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Oriental Health Insurance Premium Calculator

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Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio93.96%
COVID-19 CoverYes
Network Hospitals4,300+
Policies Sold12,50,812
RenewabilityLifelong

Health Insurance Calculator

Whom do you want the insurance for ?

You
Couple
Family
Father
Mother

Select the age of all members

  • You

Where do you live ?

Choose required Coverage for yourself?

2 Lac
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Disclaimer : Actual Premium might vary basis your location, age and number of members

Oriental Health Insurance Plan List

    Name of PlanSum Insured
    Corona Rakshak PolicyMin: 18 Years; Max: 65 Years50,000 - 2.5 lakh Check Premium
    Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years1 Lakh - 5 Lakh Check Premium
    Corona Kavach PolicyMin: 1 day; Max: 65 years50,000 - 5 lakh Check Premium
    PNB Oriental Royal Mediclaim 2017Min: 91 days; Max: 79 years1 Lakh - 10 Lakh Check Premium
    Jan Arogya Bima PolicyMin: 5 years; Max: 70 years5000 Check Premium
    Happy Family Floater PolicyMin: 91 Days; Max: 70 Years1 Lakh Check Premium
    Happy Cash Min: 3 Months; Max: No Limit 500/day Check Premium
    HOPE (Health of Privileged Elders)Min: 60 Years; Max: No Limit1 Lakh Check Premium
    Individual Mediclaim PolicyMin: 18 Years; Max: 70 Years1 Lakh Check Premium
    OBC Oriental Mediclaim Policy 2017Min: 91 days; Max: 79 years1 Lakh - 10 Lakh Check Premium

    Oriental Insurance Mediclaim Policy Premium Calculator

    The costs of medical treatment are skyrocketing. So, common people find it hard to bear the costs of a medical emergency. That’s why purchasing a health insurance plan is the right step.It may allow the policyholder to receive medical treatment without having to worry about money. It is critical to select a health insurance coverage that meets the needs of the individual or family and to pay the premiums associated with the policy. However, when choosing a plan, the insurance buyer should ensure that the cost is cheap so that regular coverage may be maintained without financial hardship. An intelligent step is to calculate the premium and ascertain the amount in advance.

    How to Calculate the Premium of Oriental Insurance Policies Online?

    To calculate the premium, you can use online premium calculator. For this, you need to provide basic details and get the premium calculated. Some of the details to be filled include:

    • Age
    • Policy term
    • Medical history
    • Coverage details
    • Sum insured of the plan
    • The kind of policy to purchase

    When you enter these details, the premium calculator calculates the premium easily. You can also adjust the determined premium by changing details such as the sum insured, coverage advantages, and so on using this online tool.

    Why Calculate Health Insurance Premium Online?

    Ascertaining the premiums payable against your health insurance plan is crucial in light of the following reasons:

    • You can include or lessen cover benefits and riders
    • You can know, in advance, the exact cost to be incurred
    • Make sure whether or not the premium is affordable for you
    • Compare the prices of different plans and select the best insurance plan
    • Find a policy easily which is suitable as well as affordable
    • By purchasing an add-on, riders etc.,the coverage benefits can be enhanced

    Why Choose Oriental Insurance?

    Oriental Insurance Company is one of the popular health insurance brands in the country. It boasts of settling claims at a remarkable Claim Settlement Ratio (CSR) of 93.96% for FY 2019-20 with thousands of network hospitals in the country. When you purchase an Oriental Insurance Company health insurance policy, you not only get an umbrella in the event of a medical emergency, but you also gain peace of mind with a simple and fast claim settlement.

    Health Insurance Coverage Calculator

    Who do you want to insured ?

    • Individual
    • Couple
    • Family
    • Parents

    Age of eldest insured member ?

    Where do you live ?

    Metro
    Non-Metro
    Disclaimer : Actual Coverage might vary basis your location, age and number of members
    Save Tax upto ₹75000*
    Under Section 80D

    *Tax benefits are subject to changes in Income Tax Act.

    Oriental Health Insurance User Reviews

    Write your review
    What users are saying
    • All
    • Price
    • Helpful
    • Network Hospitals
    • Claim
    • Renew
    • Premium
    • Top up
    • Critical Illness
    • My purchase of the Oriental Health Insurance Policy from InsuranceDekho was great. It was an amazing experienc...

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      G
      Oriental
      By Gautam Gupta
      On: May 09, 2023
    • There are a variety of plans available on the InsuranceDekho website. I chose the Oriental health insurance pl...

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      S
      Oriental
      By Samaira Khan
      On: Apr 28, 2023
    • The after-purchase support of the company is nice. Really impressed with the services of InsuranceDekho. I bou...

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      S
      Oriental
      By Shivani Thakur
      On: Apr 25, 2023
    • The InsuranceDekho Website offers many other features apart from the coverage features. When I bought the Orie...

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      V
      Oriental
      By Veda Reddy
      On: Apr 20, 2023
    • I secured the Oriental Health Insurance Policy for my parents from the InsuranceDEkho. I received the coverage...

      Read More
      N
      Oriental
      By Naina Singh
      On: Apr 12, 2023
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    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 50 Lacs+ happy customers

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    Oriental Health Insurance Contact Details

    Reach us for help anytime

    Claim Process at Oriental Health Insurance

    • Network Hospital
    • Non-Network Hospital
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
    • 3

      Claim Processing

      Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
    • 4

      Claim Settlement

      Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
    • 3

      Claim Processing

      Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
    • 4

      Claim Settlement

      Once your request for reimbursement of expenses is approved, the claim will be settled.

    Insurance Products by Oriental General Insurance

    Oriental Health Insurance Premium Calculator FAQs

    • What is the minimum premium amount of Oriental health insurance plans?

      The starting premium amount of Oriental health insurance plans is Rs. 3,500 per year. The premium amount is subject to change from time-to-time.

    • What are the factors that determine the premium value of Oriental health insurance plans?

      Factors that determine the value of the premium of Oriental Health Insurance plans are as follows:

      a) Gender
      b) Sum insured
      c) Policy term
      d) Age of insured
      e) Number of members
      f) Medical history

    • Does Oriental health insurance offer any discount on the premium amount to its customers?

      Yes, Oriental health insurance firm provides different types of discounts to its customers such as:

       A) Voluntary co-payment discount where insured may opt to bear a part of the claim amount for which different discounts are applicable, subject to a maximum of 50%. 
      B) The insured shall be eligible for No-Claim Discount at the rate of 5% of the renewal premium payable after every claim-free policy year, subject to a maximum of 20%, provided the policy is renewed without any break. 

    • Will I get payment acknowledgement from Oriental Insurance after paying the premium?

      Yes, you’ll get the payment acknowledgement from the insurer at your registered email id. This acknowledgement serves as proof of the premium paid.

    • How can I make the payment for the premium of an Oriental Health Insurance policy?

      You can pay the premium of Oriental Health Insurance plans through different payment modes such as cash, cheque, credit or debit cards or through digital payment gateways.

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